Cresol Executive and Leadership Team

Rafael Junges, the Director, Chief Executive Officer at Cresol, directs the overarching strategic vision for the cooperative bank. Overseeing the expansion of financial services across Brazil, the Director, Chief Executive Officer ensures alignment between member needs and institutional growth. This leadership role involves managing complex banking operations while maintaining the cooperative principles that define the organization. By optimizing internal processes and driving digital transformation, Rafael Junges directly impacts the efficiency of the entire financial network. The Director, Chief Executive Officer coordinates with the board to secure long-term stability and market relevance. Through rigorous oversight of institutional performance, the executive maintains high standards of service delivery. Ultimately, Junges strengthens the competitive position of the cooperative within the national finance sector, ensuring that all strategic initiatives support the broader mission of member-focused financial empowerment and sustainable regional development.

André Marafigo, the Chief Financial Officer at Cresol, manages the fiscal health and capital allocation strategies for the cooperative. Overseeing the financial reporting and risk management frameworks, the Chief Financial Officer ensures the institution maintains robust liquidity levels to support member lending activities. This leadership role involves analyzing market trends across Brazil to inform investment decisions and capital structure optimization. By implementing stringent financial controls, André Marafigo directly impacts the stability and growth trajectory of the organization. The Chief Financial Officer collaborates with executive leadership to align budgetary priorities with the long-term goals of the cooperative bank. Through precise management of assets and liabilities, the executive safeguards the financial integrity of the institution. Ultimately, Marafigo drives fiscal discipline, ensuring that the cooperative remains a reliable financial partner for members while navigating the complexities of the modern banking landscape.

Alzimiro Thomé, the President at Cresol, directs the governance and representative functions of the cooperative bank. Overseeing the alignment of institutional policies with member interests, the President ensures the organization upholds its cooperative values while expanding its footprint across Brazil. This leadership role involves fostering strong relationships with stakeholders and guiding the board in setting the strategic direction for the finance sector operations. By championing member-centric initiatives, Alzimiro Thomé directly impacts the social and economic influence of the cooperative. The President coordinates with other executive leaders to ensure that operational activities remain consistent with the core mission of financial inclusion. Through active engagement with regional communities, the executive strengthens the cooperative identity and promotes sustainable growth. Ultimately, Thomé secures the long-term viability of the institution by balancing effective governance with the evolving financial needs of the diverse membership base.

Tamires Ferreira, the President at Cresol, architects the operational frameworks that support the delivery of financial services to members. Overseeing the implementation of service standards and member engagement programs, the President ensures the cooperative maintains high levels of satisfaction across the Brazilian market. This leadership role involves refining the service delivery model to enhance accessibility and efficiency within the finance sector. By driving innovation in member support systems, Tamires Ferreira directly impacts the growth and retention metrics of the organization. The President collaborates with the executive team to integrate new technologies into the cooperative banking experience. Through the management of operational workflows, the executive ensures that all service channels remain robust and responsive to member requirements. Ultimately, Ferreira strengthens the operational foundation of the cooperative, ensuring that the institution provides consistent value and reliable financial support to the entire membership.