Seacoast Bank Executive and Leadership Team

November, 2026

Leadership Overview

Seacoast Bank has 10 executives leading key functions including strategy, information technology, human resources, financial management, operations, and regional market development.

Committed to delivering comprehensive financial solutions, Seacoast Bank empowers personal, small business, and commercial clients through robust wealth management services and a dedication to regional economic growth.

Leadership Roles at Seacoast Bank

  • President & Chief Executive Officer - Richard Dailey
  • Executive Vice President & Chief Financial Officer - Carlos Fernandez
  • Executive Vice President & Chief Financial Officer - Bradley Meredith
  • Executive Vice President & Chief Operating Officer - Julie Kleffel
  • Market President - John Moreau
  • Market President Palm Beach County - J.C. Perrin
  • Northeast Florida Market President - Allison Bovee
  • Chief Information Officer - Jeff Semonovich
  • Executive Vice President & Chief Human Resources Officer - Dan Rutishauser
  • Executive Vice President & Chief Human Resources Officer - Daniel Chappell
  • Richard Dailey - President & Chief Executive Officer

    Richard Dailey, the President & Chief Executive Officer at Seacoast Bank, directs the overarching strategic vision and long-term growth trajectory of the organization. Overseeing the alignment of commercial banking and wealth management divisions, the President & Chief Executive Officer ensures consistent delivery of financial services across the Florida market. This leadership role involves constant collaboration with the Board to refine corporate governance and expand market share. By prioritizing operational excellence and client-centric innovation, Richard Dailey drives the institution toward sustainable profitability. Dailey maintains a focus on scaling the bank's footprint while upholding the core values established in 1926. Through rigorous oversight of executive performance and capital allocation, the President & Chief Executive Officer secures the competitive position of the firm within the broader financial services landscape, fostering stability and trust among all stakeholders.

    Carlos Fernandez - Executive Vice President & Chief Financial Officer

    Carlos Fernandez, the Executive Vice President & Chief Financial Officer at Seacoast Bank, directs the financial planning, analysis, and reporting functions that underpin the bank's stability. Overseeing capital management and liquidity strategies, the Executive Vice President & Chief Financial Officer ensures that the institution maintains a strong balance sheet to support commercial and personal banking activities. This leadership role involves managing investor relations and providing the Board with critical insights into market performance and fiscal health. By optimizing cost structures and revenue streams, Carlos Fernandez drives the financial efficiency of the organization. Fernandez works in tandem with other executives to evaluate investment opportunities and risk profiles associated with wealth management services. Through rigorous financial oversight and the implementation of robust accounting controls, the Executive Vice President & Chief Financial Officer secures the long-term economic viability of the bank while supporting strategic initiatives that promote growth across the Florida region.

    Bradley Meredith - Executive Vice President & Chief Financial Officer

    Bradley Meredith, the Executive Vice President & Chief Financial Officer at Seacoast Bank, architects the treasury management and tax strategy frameworks that support the bank's fiscal operations. Focusing on asset-liability management, the Executive Vice President & Chief Financial Officer ensures that the institution effectively navigates interest rate fluctuations and market volatility. This role involves overseeing the budgeting process and providing data-driven forecasts that guide the bank's commercial lending and wealth management expansion. By monitoring financial performance metrics, Bradley Meredith drives the optimization of capital allocation across the organization. Meredith works closely with the executive team to ensure that financial resources are directed toward high-growth areas within the Florida market. Through the application of sophisticated financial modeling and rigorous risk assessment, the Executive Vice President & Chief Financial Officer secures the bank's financial integrity and supports the achievement of long-term profitability goals through disciplined fiscal management and strategic investment.

    Julie Kleffel - Executive Vice President & Chief Operating Officer

    Julie Kleffel, the Executive Vice President & Chief Operating Officer at Seacoast Bank, directs the day-to-day operational workflows and service delivery models across all banking divisions. Overseeing the integration of commercial and small business banking processes, the Executive Vice President & Chief Operating Officer ensures that client interactions remain seamless and efficient. This leadership role involves streamlining internal procedures to enhance productivity and reduce operational risk. By managing the execution of strategic initiatives, Julie Kleffel drives the bank's ability to scale its wealth management services effectively. Kleffel collaborates with the executive team to ensure that operational capacity aligns with the company's growth targets in the Florida market. Through the continuous refinement of service protocols and the implementation of process improvements, the Executive Vice President & Chief Operating Officer supports the bank's mission of providing high-quality financial solutions while maintaining a focus on operational excellence and superior customer satisfaction.
    Julie Kleffel

    John Moreau - Market President

    John Moreau, the Market President at Seacoast Bank, directs regional business development and client relationship management strategies. Overseeing the delivery of personal and commercial banking services within the assigned territory, the Market President ensures that the bank maintains a strong local presence. This leadership role involves building partnerships with local businesses and community leaders to drive loan growth and deposit acquisition. By tailoring financial solutions to meet the specific needs of the regional market, John Moreau enhances the bank's competitive position. Moreau collaborates with the executive team to implement corporate strategies at the local level, ensuring consistency in service quality. Through the active management of regional portfolios and the cultivation of long-term client relationships, the Market President drives revenue growth and supports the bank's mission of providing accessible financial services while fostering economic development throughout the designated operational area.

    J.C. Perrin - Market President Palm Beach County

    J.C. Perrin, the Market President Palm Beach County at Seacoast Bank, directs the expansion of financial services and wealth management offerings within the Palm Beach County region. Overseeing the local commercial banking team, the Market President Palm Beach County ensures that the bank effectively serves the unique needs of the local business community. This leadership role involves identifying new market opportunities and executing growth strategies that align with the company's broader objectives. By fostering deep connections with local stakeholders, J.C. Perrin drives the acquisition of new commercial accounts and high-net-worth clients. Perrin works with the executive leadership to ensure that regional operations remain efficient and responsive to market demands. Through the strategic oversight of local banking activities and the promotion of the bank's brand, the Market President Palm Beach County supports the institution's mission of delivering comprehensive financial solutions while driving significant growth in this key geographic area.

    Allison Bovee - Northeast Florida Market President

    Allison Bovee, the Northeast Florida Market President at Seacoast Bank, directs the strategic growth and operational success of the bank's presence in the Northeast Florida region. Overseeing the delivery of commercial and small business banking services, the Northeast Florida Market President ensures that the institution meets the diverse financial needs of the local client base. This leadership role involves managing regional teams and driving business development initiatives that increase market share. By leveraging the bank's wealth management expertise, Allison Bovee enhances the value proposition for clients in this territory. Bovee collaborates with the executive team to align regional activities with the company's overall mission of providing superior financial services. Through the cultivation of strong community relationships and the execution of targeted growth strategies, the Northeast Florida Market President drives regional performance and supports the bank's commitment to fostering economic prosperity across the Northeast Florida market.

    Jeff Semonovich - Chief Information Officer

    Jeff Semonovich, the Chief Information Officer at Seacoast Bank, architects the digital infrastructure and cybersecurity frameworks necessary for modern financial operations. Managing the integration of advanced banking technologies, the Chief Information Officer ensures that all personal and commercial platforms remain secure, scalable, and efficient. This role involves leading the IT department in the deployment of data analytics tools that support wealth management services and customer engagement. By modernizing legacy systems, Jeff Semonovich enhances the overall user experience for clients across the Florida region. Semonovich collaborates with other C-suite leaders to align technological investments with the broader business mission of the bank. Through the implementation of robust cloud solutions and rigorous risk management protocols, the Chief Information Officer protects sensitive financial data while driving digital transformation initiatives that maintain the institution's competitive edge in a rapidly evolving financial services market.
    Jeff Semonovich

    Dan Rutishauser - Executive Vice President & Chief Human Resources Officer

    Dan Rutishauser, the Executive Vice President & Chief Human Resources Officer at Seacoast Bank, directs talent acquisition, organizational development, and employee engagement strategies. Overseeing the human capital lifecycle, the Executive Vice President & Chief Human Resources Officer ensures that the workforce possesses the specialized skills required to support commercial banking and wealth management operations. This leadership role involves designing performance management systems that incentivize excellence and align staff efforts with the company's long-term financial goals. By fostering a culture of professional growth, Dan Rutishauser strengthens the internal capabilities of the organization. Rutishauser works closely with the executive team to implement workforce planning initiatives that support regional expansion across Florida. Through the cultivation of a high-performing team, the Executive Vice President & Chief Human Resources Officer drives operational efficiency and ensures that the bank attracts and retains top-tier talent capable of delivering superior financial services to a diverse client base.

    Daniel Chappell - Executive Vice President & Chief Human Resources Officer

    Daniel Chappell, the Executive Vice President & Chief Human Resources Officer at Seacoast Bank, architects comprehensive compensation, benefits, and diversity programs to optimize organizational health. Focusing on internal communications and leadership development, the Executive Vice President & Chief Human Resources Officer ensures that all departments remain aligned with the bank's mission of providing exceptional financial services. This role involves managing complex labor relations and ensuring compliance with regulatory standards across the Florida market. By implementing advanced training modules, Daniel Chappell enhances the service delivery capabilities of the commercial and small business banking teams. Chappell collaborates with the executive leadership to refine corporate culture and promote employee retention strategies that support the bank's growth objectives. Through the strategic management of human capital, the Executive Vice President & Chief Human Resources Officer drives productivity and ensures that the organization maintains a competitive advantage by fostering an environment of continuous improvement and professional excellence.

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    Frequently Asked Questions Regarding Seacoast Bank Top Executives and Leadership Team

    Who leads Seacoast Bank?
    Seacoast Bank is led by Richard Dailey (President & Chief Executive Officer), along with executives such as Carlos Fernandez (Executive Vice President & Chief Financial Officer) and Bradley Meredith (Executive Vice President & Chief Financial Officer).
    Who is part of Seacoast Bank’s executive team?
    The executive team of Seacoast Bank includes leaders such as Richard Dailey (President & Chief Executive Officer), Carlos Fernandez (Executive Vice President & Chief Financial Officer), Bradley Meredith (Executive Vice President & Chief Financial Officer) and other senior executives.
    How many executives does Seacoast Bank have?
    Seacoast Bank has 10 executives leading key business areas.
    What roles are included in Seacoast Bank’s leadership team?
    The leadership team of Seacoast Bank includes roles such as President & Chief Executive Officer, Executive Vice President & Chief Financial Officer, Executive Vice President & Chief Financial Officer, Executive Vice President & Chief Operating Officer, Market President.