Seacoast Bank Executive and Leadership Team

October, 2026

Leadership Overview

Seacoast Bank has 10 executives leading key functions including strategy, technology, human capital, operations, finance, and regional market development.

Committed to delivering comprehensive financial solutions, Seacoast Bank empowers personal, small business, and commercial clients through tailored banking and wealth management services across Florida.

Leadership Roles at Seacoast Bank

  • President & Chief Executive Officer - Richard Dailey
  • Executive Vice President & Chief Financial Officer - Carlos Fernandez
  • Executive Vice President & Chief Financial Officer - Bradley Meredith
  • Executive Vice President & Chief Operating Officer - Julie Kleffel
  • Market President - John Moreau
  • Executive Vice President & Regional President - Michael Tesler
  • Northeast Florida Market President - Allison Bovee
  • Chief Information Officer - Jeff Semonovich
  • Executive Vice President & Chief Human Resources Officer - Dan Rutishauser
  • Executive Vice President & Chief Human Resources Officer - Daniel Chappell
  • Richard Dailey - President & Chief Executive Officer

    Richard Dailey, the President & Chief Executive Officer at Seacoast Bank, directs the overarching strategic vision and long-term growth trajectory of the organization. Overseeing the alignment of commercial banking and wealth management divisions, the President & Chief Executive Officer ensures consistent delivery of financial services across the Florida market. This leadership role involves constant collaboration with the Board to refine corporate governance and expand market share. By prioritizing customer-centric innovation, Richard Dailey drives the institution toward sustainable profitability and operational excellence. Dailey maintains a focus on strengthening the competitive position of the bank within the regional financial landscape, ensuring that all departments remain synchronized with the core mission of providing high-quality banking solutions to diverse client segments.

    Carlos Fernandez - Executive Vice President & Chief Financial Officer

    Carlos Fernandez, the Executive Vice President & Chief Financial Officer at Seacoast Bank, manages the fiscal health, capital allocation, and financial reporting functions of the institution. Overseeing the treasury and accounting departments, the Executive Vice President & Chief Financial Officer ensures that the bank maintains a strong balance sheet while supporting commercial lending activities. This role involves conducting detailed financial analysis to guide investment decisions and risk management strategies. By monitoring market trends and regulatory requirements, Carlos Fernandez secures the financial stability of the organization. Fernandez collaborates with the executive team to optimize capital structures, ensuring that the bank possesses the necessary resources to fund growth initiatives and provide consistent value to stakeholders throughout the Florida market.

    Bradley Meredith - Executive Vice President & Chief Financial Officer

    Bradley Meredith, the Executive Vice President & Chief Financial Officer at Seacoast Bank, directs the long-term financial planning, budgeting, and investor relations functions. Overseeing the internal audit and compliance reporting, the Executive Vice President & Chief Financial Officer ensures that all financial operations adhere to strict regulatory standards. This role involves evaluating the profitability of wealth management services and commercial banking products to maximize shareholder returns. By providing data-driven insights, Bradley Meredith supports the strategic decision-making process of the entire leadership team. Meredith focuses on maintaining liquidity and managing financial risks, ensuring that the bank remains resilient in a fluctuating economic environment while continuing to provide essential financial services to the diverse client base across the region.

    Julie Kleffel - Executive Vice President & Chief Operating Officer

    Julie Kleffel, the Executive Vice President & Chief Operating Officer at Seacoast Bank, executes the daily operational workflows and service delivery standards across all banking divisions. Overseeing the efficiency of commercial and personal banking processes, the Executive Vice President & Chief Operating Officer ensures that internal systems support the bank's growth objectives. This role involves streamlining cross-departmental communication and optimizing resource allocation to improve client satisfaction. By implementing rigorous operational controls, Julie Kleffel maintains the integrity of financial services while scaling the business across Florida. Kleffel works closely with other C-suite leaders to translate strategic goals into actionable, day-to-day processes, ensuring that the bank remains responsive to the evolving needs of small business and commercial clients.
    Julie Kleffel

    John Moreau - Market President

    John Moreau, the Market President at Seacoast Bank, drives the growth and client acquisition strategies within the designated regional territory. Overseeing the local commercial banking teams, the Market President ensures that the bank's financial services meet the specific needs of local small businesses and individual clients. This role involves building strong community relationships and identifying new opportunities for market expansion. By coordinating with regional leadership, John Moreau executes the bank's broader mission at the local level, ensuring that service delivery remains consistent and effective. Moreau focuses on increasing the bank's footprint and deepening client engagement, ultimately contributing to the overall revenue growth and brand reputation of the institution within the competitive Florida financial landscape.

    Michael Tesler - Executive Vice President & Regional President

    Michael Tesler, the Executive Vice President & Regional President at Seacoast Bank, manages the operational and commercial performance across a broad geographic territory. Overseeing the regional sales and service teams, the Executive Vice President & Regional President ensures that the bank's wealth management and commercial banking offerings are effectively deployed to meet regional demand. This role involves analyzing local market dynamics and adjusting strategies to maintain a competitive advantage. By fostering collaboration between local branches and corporate headquarters, Michael Tesler drives regional growth and operational consistency. Tesler focuses on expanding the bank's influence and ensuring that all regional activities align with the overarching corporate mission of providing comprehensive financial solutions to diverse client segments.

    Allison Bovee - Northeast Florida Market President

    Allison Bovee, the Northeast Florida Market President at Seacoast Bank, leads the strategic development and client service initiatives within the Northeast Florida region. Overseeing the local commercial and personal banking operations, the Northeast Florida Market President ensures that the bank's financial products are tailored to the unique economic conditions of the area. This role involves cultivating relationships with local business leaders and expanding the bank's presence through targeted outreach. By driving regional performance and maintaining high service standards, Allison Bovee contributes significantly to the bank's overall market impact. Bovee focuses on identifying growth opportunities and ensuring that the bank remains a trusted financial partner for the community, effectively translating the corporate mission into tangible results for local clients.

    Jeff Semonovich - Chief Information Officer

    Jeff Semonovich, the Chief Information Officer at Seacoast Bank, architects the digital infrastructure and cybersecurity frameworks necessary for modern financial operations. Overseeing the integration of advanced banking technologies, the Chief Information Officer ensures that all digital platforms remain secure, scalable, and efficient for personal and commercial clients. This role involves managing complex data systems and driving the digital transformation agenda to enhance user experiences across the Florida footprint. By implementing robust IT protocols, Jeff Semonovich protects sensitive financial assets while supporting the broader business objectives of the organization. Semonovich continuously evaluates emerging technological trends to maintain a competitive edge, ensuring that the technological backbone of the bank supports seamless service delivery and long-term operational stability.
    Jeff Semonovich

    Dan Rutishauser - Executive Vice President & Chief Human Resources Officer

    Dan Rutishauser, the Executive Vice President & Chief Human Resources Officer at Seacoast Bank, manages the talent acquisition, organizational development, and employee engagement strategies for the entire workforce. Overseeing the cultivation of a high-performance culture, the Executive Vice President & Chief Human Resources Officer aligns human capital initiatives with the bank's commercial banking goals. This leadership role involves designing comprehensive training programs and compensation structures that attract top-tier financial professionals. By fostering an inclusive and productive work environment, Dan Rutishauser directly impacts the service quality provided to small business and commercial clients. Rutishauser ensures that the organizational structure remains agile and capable of supporting the bank's expansion efforts, ultimately driving employee retention and operational success across all regional branches.

    Daniel Chappell - Executive Vice President & Chief Human Resources Officer

    Daniel Chappell, the Executive Vice President & Chief Human Resources Officer at Seacoast Bank, leads the strategic workforce planning and performance management systems. Overseeing the implementation of leadership development programs, the Executive Vice President & Chief Human Resources Officer ensures that the bank maintains a pipeline of skilled talent capable of delivering superior wealth management and banking services. This role involves managing labor relations and ensuring that corporate policies promote a culture of excellence and accountability. By aligning human resources strategies with the bank's commercial objectives, Daniel Chappell drives organizational efficiency and employee satisfaction. Chappell works to ensure that the workforce remains equipped to handle the complexities of the financial services industry, supporting the bank's mission through a dedicated and highly capable team.

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    Frequently Asked Questions Regarding Seacoast Bank Top Executives and Leadership Team

    Who leads Seacoast Bank?
    Seacoast Bank is led by Richard Dailey (President & Chief Executive Officer), along with executives such as Carlos Fernandez (Executive Vice President & Chief Financial Officer) and Bradley Meredith (Executive Vice President & Chief Financial Officer).
    Who is part of Seacoast Bank’s executive team?
    The executive team of Seacoast Bank includes leaders such as Richard Dailey (President & Chief Executive Officer), Carlos Fernandez (Executive Vice President & Chief Financial Officer), Bradley Meredith (Executive Vice President & Chief Financial Officer) and other senior executives.
    How many executives does Seacoast Bank have?
    Seacoast Bank has 10 executives leading key business areas.
    What roles are included in Seacoast Bank’s leadership team?
    The leadership team of Seacoast Bank includes roles such as President & Chief Executive Officer, Executive Vice President & Chief Financial Officer, Executive Vice President & Chief Financial Officer, Executive Vice President & Chief Operating Officer, Market President.