Safety National Executive and Leadership Team

Steve Divine, the Chief Financial Officer at Safety National, directs all fiscal planning and capital allocation strategies. Managing the financial health of this specialty insurance provider, Divine oversees complex reinsurance accounting and regulatory reporting requirements. The Chief Financial Officer ensures alignment between investment portfolios and long-term underwriting goals. By monitoring market volatility, Divine mitigates financial risk while supporting sustainable growth across North American operations. This leadership role involves constant collaboration with the Board to optimize capital structures and maintain high solvency ratings. Steve Divine maintains rigorous oversight of internal audits and financial controls to ensure transparency. Through precise fiscal management, the Chief Financial Officer secures the economic foundation necessary for the company to provide consistent coverage to policyholders. Ultimately, Divine drives the financial performance that sustains the competitive market position of the organization.

Nicholas Kriegel, the Chief Operating Officer at Safety National, manages the daily execution of specialty insurance workflows and service delivery. Overseeing the integration of underwriting processes with claims management, Kriegel ensures operational efficiency across all regional business units. The Chief Operating Officer architects scalable systems that support the complex reinsurance needs of diverse clients. By streamlining internal procedures, Kriegel enhances the speed and accuracy of policy issuance. This leadership role requires constant coordination with department heads to align operational output with corporate objectives. Nicholas Kriegel monitors performance metrics to identify opportunities for process improvement and cost reduction. Through the implementation of advanced operational frameworks, the Chief Operating Officer maintains high service standards in a competitive industry. Ultimately, Kriegel optimizes the internal infrastructure to support the long-term expansion and stability of the company.

Cyndee Morton, the President at Safety National, directs the overall business strategy and market expansion efforts for the organization. Overseeing the primary insurance divisions, Morton ensures that underwriting standards remain consistent with the company's risk appetite. The President architects growth initiatives that target new market segments and strengthen existing client relationships. By coordinating with the executive team, Morton aligns departmental goals with the broader corporate mission of providing specialty insurance solutions. This leadership role involves managing high-level stakeholder relations and ensuring regulatory compliance across all operational regions. Cyndee Morton monitors industry trends to guide the company through changing economic landscapes. Through strategic oversight, the President maintains the company's reputation for stability and excellence. Ultimately, Morton drives the long-term success of the organization by fostering a culture of disciplined underwriting and superior customer service.

Gerald Scott, the President at Safety National, manages the reinsurance portfolio and strategic partnerships that define the company's market presence. Overseeing the development of complex risk transfer products, Scott ensures that the organization maintains a balanced and profitable book of business. The President architects collaborative frameworks with global brokers and cedents to expand the company's reach. By focusing on long-term reinsurance stability, Scott mitigates systemic risk and supports the company's financial health. This leadership role involves deep engagement with industry leaders to shape the future of specialty insurance. Gerald Scott monitors global market conditions to identify emerging opportunities for growth and diversification. Through the management of key reinsurance relationships, the President secures the company's position as a trusted partner in the insurance sector. Ultimately, Scott drives the strategic vision that enables the company to navigate complex risk environments effectively.

Angela Schaefer, the Corporate Senior Vice President (Officer) and Chief Human Resources Officer at Safety National, directs talent acquisition and organizational development strategies. Managing the workforce lifecycle, Schaefer oversees recruitment, employee engagement, and professional training programs tailored to the insurance sector. The Chief Human Resources Officer architects inclusive workplace policies that foster high performance and retention. By aligning human capital initiatives with business goals, Schaefer ensures the organization maintains a skilled workforce capable of navigating complex reinsurance challenges. This leadership role involves managing compensation structures and benefits programs to attract top industry talent. Angela Schaefer facilitates leadership development to prepare the next generation of company executives. Through strategic workforce planning, the Chief Human Resources Officer supports the overall mission of providing reliable insurance solutions. Ultimately, Schaefer cultivates a corporate culture that drives innovation and operational excellence.

Renee Curfman, the Vice President and Deputy Chief Information Officer at Safety National, manages the implementation of enterprise-wide data management and software solutions. Overseeing the technical support teams, Curfman ensures the reliability of core insurance platforms and digital infrastructure. The Deputy Chief Information Officer architects secure data workflows that protect sensitive policyholder information. By coordinating with the broader IT leadership, Curfman facilitates the integration of new technologies into existing business processes. This leadership role involves monitoring system performance and addressing technical bottlenecks to maintain high availability. Renee Curfman drives the adoption of digital tools that improve underwriting efficiency and claims processing speed. Through the management of technical resources, the Deputy Chief Information Officer supports the company's ability to deliver responsive service. Ultimately, Curfman ensures the technological foundation remains robust enough to handle the evolving demands of the specialty insurance market.

Steve Kappel, the Corporate Senior Vice President and Chief Information Officer at Safety National, directs the overarching digital strategy and information technology roadmap. Overseeing the entire IT department, Kappel architects the secure cloud infrastructure and data analytics capabilities essential for modern reinsurance operations. The Chief Information Officer ensures that all technological investments align with the long-term business goals of the organization. By managing cybersecurity protocols, Kappel protects the company against emerging digital threats. This leadership role involves collaborating with other C-suite executives to leverage data for improved risk assessment and underwriting accuracy. Steve Kappel drives the digital transformation initiatives that keep the company at the forefront of the insurance industry. Through the strategic deployment of technology, the Chief Information Officer enhances operational agility and service delivery. Ultimately, Kappel secures the digital future of the company through innovation and rigorous system management.

Jerid Lorenz, the Vice President & Chief Technology Officer at Safety National, manages the research and development of emerging technologies within the insurance ecosystem. Overseeing the engineering teams, Lorenz architects custom software solutions that automate complex underwriting tasks. The Chief Technology Officer evaluates new hardware and software platforms to ensure the company maintains a competitive edge in digital service delivery. By focusing on technical innovation, Lorenz improves the scalability of internal systems. This leadership role involves identifying opportunities to integrate artificial intelligence and machine learning into existing business workflows. Jerid Lorenz monitors the technical landscape to anticipate industry shifts and adapt the company's digital capabilities accordingly. Through the development of proprietary technology, the Chief Technology Officer supports the company's mission to provide efficient and reliable insurance products. Ultimately, Lorenz drives the technical evolution that sustains the company's market leadership.