Leadership Overview
PROG Holdings has 4 executives leading key functions including financial strategy, human capital management, digital payment technology, and regulatory compliance.
Focused on expanding financial inclusion through innovative fintech solutions, PROG Holdings delivers accessible payment options and credit-building products to underserved consumers across the United States.
Focused on expanding financial inclusion through innovative fintech solutions, PROG Holdings delivers accessible payment options and credit-building products to underserved consumers across the United States.
Leadership Roles at PROG Holdings
Brian Garner - Chief Financial Officer
Brian Garner, the Chief Financial Officer at PROG Holdings, directs all corporate financial planning, capital allocation, and investor relations activities. Overseeing the fiscal health of the organization, the Chief Financial Officer ensures alignment between long-term growth objectives and the fintech holding company's operational budget. This leadership role involves managing complex balance sheets while supporting the expansion of lease-to-own and Buy Now, Pay Later platforms. By optimizing capital structures and maintaining rigorous financial reporting standards, Brian Garner directly impacts the ability of the company to scale across diverse retail channels. The Chief Financial Officer also collaborates with the Board to evaluate strategic investments that enhance market position. Through disciplined oversight of liquidity and risk management, Garner secures the financial stability required to serve non-prime credit profiles effectively, ultimately driving sustainable value for shareholders while maintaining the integrity of the firm's diverse financial product portfolio.
John Trainor - President, Four Technologies
John Trainor, the President, Four Technologies at PROG Holdings, directs the strategic growth and product innovation of the Buy Now, Pay Later platform. Overseeing the integration of modern payment solutions into e-commerce and mobile app channels, the President, Four Technologies ensures that the platform remains competitive in the rapidly expanding digital finance market. This leadership role involves managing cross-functional teams to refine proprietary underwriting models and enhance user accessibility. By driving the adoption of installment-based payment options, John Trainor directly impacts the company's ability to reach consumers with limited credit history. The President, Four Technologies also coordinates with retail partners to streamline the checkout experience and increase conversion rates. Through the continuous evolution of the Four Technologies platform, Trainor expands the reach of flexible financing solutions, ensuring that the organization maintains a dominant presence in the fintech sector while providing essential financial tools to millions of Americans.
Debra Fiori - Chief People Officer
Debra Fiori, the Chief People Officer at PROG Holdings, architects the human capital strategy, talent acquisition, and organizational culture initiatives. Overseeing the development of a high-performing workforce, the Chief People Officer ensures that internal teams possess the technical expertise required to support advanced fintech platforms. This leadership role involves fostering an inclusive environment that mirrors the company's commitment to serving diverse consumer segments. By implementing robust training programs and performance management systems, Debra Fiori directly impacts employee engagement and operational efficiency across all business units. The Chief People Officer also aligns organizational design with the evolving needs of the retail and e-commerce sectors. Through the cultivation of a mission-driven workplace, Fiori supports the retention of top-tier talent, ensuring that the organization remains agile and capable of delivering seamless customer experiences while navigating the complexities of the modern financial services landscape.

Todd King - Chief Legal & Compliance Officer
Todd King, the Chief Legal & Compliance Officer at PROG Holdings, directs all regulatory affairs, legal strategy, and corporate governance frameworks. Overseeing the adherence to complex financial regulations, the Chief Legal & Compliance Officer ensures that all lease-to-own and credit-building products meet strict industry standards. This leadership role involves managing risk across multiple business units to protect the company's reputation and operational license. By implementing comprehensive compliance programs, Todd King directly impacts the firm's ability to provide inclusive financial products while maintaining transparency. The Chief Legal & Compliance Officer also advises the executive team on legislative developments that affect the fintech industry. Through the proactive management of legal challenges and regulatory relationships, King secures the foundation for responsible lending practices, ensuring that the organization continues to serve underserved markets effectively while upholding the highest levels of ethical conduct and legal compliance across all regional operations.
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