Philhealth Philippine Health Insurance Executive and Leadership Team

May, 2026

Leadership Overview

Philhealth Philippine Health Insurance has 10 executives leading key functions including strategy, operations, and information technology.

Driven by a commitment to accessible healthcare, Philhealth Philippine Health Insurance provides comprehensive health insurance coverage and essential healthcare services, impacting the well-being of citizens across the nation.

Leadership Roles at Philhealth Philippine Health Insurance

  • President & Chief Executive Officer - Ricardo Morales
  • Acting President & Chief Executive Officer - Roy Ferrer
  • President & Chief Executive Officer - Ramon Aristoza
  • President & Chief Executive Officer - Rey Aquino
  • President & Chief Executive Officer - Edwin Mercado
  • Chief Operating Officer & Attorney - Eli Santos
  • Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer - Iann Acutina
  • National President - Jusen Lubaton
  • Chief Information Officer - Jeffrey Bajinting
  • Sio - Alma Fortaleza
  • Ricardo Morales - President & Chief Executive Officer

    Ricardo Morales, the President & Chief Executive Officer at Philhealth Philippine Health Insurance, directs the overarching strategy and operational execution of the organization. Morales oversees all major corporate initiatives, ensuring alignment with the company's mission to provide accessible health insurance coverage. This leadership role involves managing critical relationships with government bodies and healthcare providers, driving policy implementation, and safeguarding the financial integrity of the insurance fund. By focusing on efficient resource allocation and service delivery, Morales ensures that Philhealth Philippine Health Insurance effectively serves its beneficiaries. The strategic direction set by Morales impacts the accessibility and quality of healthcare services nationwide. Ricardo Morales champions initiatives aimed at expanding coverage and improving the overall healthcare ecosystem for the Philippines.

    Roy Ferrer - Acting President & Chief Executive Officer

    Roy Ferrer, the Acting President & Chief Executive Officer at Philhealth Philippine Health Insurance, assumes critical leadership responsibilities during a transitional period, ensuring continuity in strategic direction and operational management. Ferrer's role involves maintaining the organization's commitment to providing comprehensive health insurance coverage and healthcare services. This position demands oversight of key departments, fostering collaboration between internal teams and external stakeholders, including healthcare facilities and government agencies. Ferrer focuses on upholding the integrity of the health insurance program and driving initiatives that enhance member benefits and service delivery. The leadership of Roy Ferrer is pivotal in navigating the organization's objectives and ensuring sustained progress in its mission to serve the Filipino population.

    Ramon Aristoza - President & Chief Executive Officer

    Ramon Aristoza, the President & Chief Executive Officer at Philhealth Philippine Health Insurance, spearheads the strategic vision and operational framework for national health insurance provision. Aristoza's mandate includes guiding the corporation's efforts to deliver robust healthcare services and comprehensive insurance coverage to all citizens. This executive position requires meticulous management of financial resources, regulatory compliance, and the cultivation of strong partnerships with healthcare providers across the Philippines. Aristoza drives initiatives focused on enhancing service accessibility and ensuring the long-term sustainability of the health insurance program. The leadership of Ramon Aristoza is central to Philhealth Philippine Health Insurance's mission of improving public health outcomes through accessible and reliable insurance solutions.

    Rey Aquino - President & Chief Executive Officer

    Rey Aquino, the President & Chief Executive Officer at Philhealth Philippine Health Insurance, directs the strategic planning and execution of national health insurance policies and services. Aquino's leadership focuses on expanding the reach and effectiveness of healthcare coverage, ensuring that a broad segment of the population benefits from Philhealth's offerings. This role involves critical decision-making regarding operational efficiency, financial management, and stakeholder engagement with healthcare providers and government entities. Rey Aquino champions programs designed to improve the quality of healthcare services and streamline the claims process, thereby enhancing member satisfaction. The strategic imperatives under Aquino's guidance are crucial for advancing the corporation's objective of universal health care access.
    Rey Aquino

    Edwin Mercado - President & Chief Executive Officer

    Edwin Mercado, the President & Chief Executive Officer at Philhealth Philippine Health Insurance, leads the organization's strategic direction and operational management, focusing on the delivery of comprehensive health insurance and healthcare services. Mercado oversees the implementation of policies designed to enhance accessibility and affordability of healthcare for citizens nationwide. This executive function involves critical oversight of financial stewardship, regulatory adherence, and the cultivation of robust relationships with healthcare institutions and government agencies. Edwin Mercado drives initiatives aimed at improving service delivery mechanisms and ensuring the long-term viability of the health insurance program. The strategic leadership provided by Mercado is fundamental to achieving Philhealth Philippine Health Insurance's mandate of promoting public health and well-being.

    Eli Santos - Chief Operating Officer & Attorney

    Eli Santos, the Chief Operating Officer & Attorney at Philhealth Philippine Health Insurance, directs the day-to-day operational activities and provides crucial legal counsel to the organization. Santos oversees the efficient execution of health insurance programs and healthcare service delivery, ensuring compliance with all relevant legal frameworks and regulations. This dual role requires meticulous attention to operational processes, risk management, and the strategic integration of legal considerations into business practices. Eli Santos focuses on optimizing operational workflows, enhancing service quality, and mitigating legal challenges to support the company's mission. The operational and legal guidance from Santos is vital for maintaining the integrity and effectiveness of Philhealth Philippine Health Insurance's services across the Philippines.

    Iann Acutina - Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer

    Iann Acutina, the Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer at Philhealth Philippine Health Insurance, spearheads critical initiatives focused on improving the ease of doing business within the organization. Acutina leads the implementation of projects designed to streamline processes, enhance efficiency, and facilitate smoother interactions for stakeholders engaging with Philhealth Philippine Health Insurance. This role involves coordinating cross-functional teams, managing project timelines, and ensuring that implemented solutions directly contribute to the company's operational objectives and service delivery improvements. Iann Acutina's project leadership is instrumental in modernizing the corporation's administrative functions and enhancing its overall service capabilities.

    Jusen Lubaton - National President

    Jusen Lubaton, the National President at Philhealth Philippine Health Insurance, leads the organization's national-level strategic initiatives and operational oversight, focusing on the provision of health insurance coverage and healthcare services. Lubaton's mandate includes driving the corporation's mission across the entire nation, ensuring equitable access to benefits and services for all members. This leadership position requires extensive coordination with regional offices, healthcare providers, and government agencies to foster collaboration and implement effective health policies. Jusen Lubaton champions programs aimed at enhancing member engagement and improving the overall quality of healthcare delivery. The national leadership provided by Lubaton is essential for achieving Philhealth Philippine Health Insurance's goal of universal health care.

    Jeffrey Bajinting - Chief Information Officer

    Jeffrey Bajinting, the Chief Information Officer at Philhealth Philippine Health Insurance, architects and directs the organization's entire information technology infrastructure and digital strategy. Bajinting oversees the development and implementation of robust IT systems that support the seamless delivery of health insurance coverage and healthcare services nationwide. This critical role involves managing data security, enhancing system performance, and driving technological innovation to improve operational efficiency and member experience. Jeffrey Bajinting ensures that IT solutions align with the company's mission, facilitating secure data management and efficient processing of claims and benefits. The technological vision set by Bajinting is essential for modernizing operations and expanding the reach of Philhealth Philippine Health Insurance's services.

    Alma Fortaleza - Sio

    Alma Fortaleza, the Sio at Philhealth Philippine Health Insurance, holds a pivotal position responsible for overseeing key aspects of the organization's strategic information operations. Fortaleza directs the management and utilization of information resources to support the delivery of comprehensive health insurance coverage and healthcare services. This role involves ensuring the integrity, security, and accessibility of critical data, thereby enabling informed decision-making and efficient operational execution. Alma Fortaleza focuses on leveraging information technology to enhance service delivery, streamline administrative processes, and support the overall mission of Philhealth Philippine Health Insurance. The strategic oversight provided by Fortaleza is crucial for the effective functioning of the corporation's information systems.

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    Frequently Asked Questions Regarding Philhealth Philippine Health Insurance Top Executives and Leadership Team

    Who leads Philhealth Philippine Health Insurance?
    Philhealth Philippine Health Insurance is led by Ricardo Morales (President & Chief Executive Officer), along with executives such as Roy Ferrer (Acting President & Chief Executive Officer) and Ramon Aristoza (President & Chief Executive Officer).
    Who is part of Philhealth Philippine Health Insurance’s executive team?
    The executive team of Philhealth Philippine Health Insurance includes leaders such as Ricardo Morales (President & Chief Executive Officer), Roy Ferrer (Acting President & Chief Executive Officer), Ramon Aristoza (President & Chief Executive Officer) and other senior executives.
    How many executives does Philhealth Philippine Health Insurance have?
    Philhealth Philippine Health Insurance has 10 executives leading key business areas.
    What roles are included in Philhealth Philippine Health Insurance’s leadership team?
    The leadership team of Philhealth Philippine Health Insurance includes roles such as President & Chief Executive Officer, Acting President & Chief Executive Officer, President & Chief Executive Officer, President & Chief Executive Officer, President & Chief Executive Officer.