Philhealth Philippine Health Insurance Executive and Leadership Team

October, 2026

Leadership Overview

Philhealth Philippine Health Insurance has 8 executives leading key functions including strategy, operations, project management, and national representation.

Committed to universal healthcare access, Philhealth Philippine Health Insurance delivers essential medical coverage and financial protection to citizens across the Philippines through robust insurance frameworks and efficient service delivery systems.

Leadership Roles at Philhealth Philippine Health Insurance

  • President & Chief Executive Officer - Ricardo Morales
  • Acting President & Chief Executive Officer - Roy Ferrer
  • President & Chief Executive Officer - Rey Aquino
  • President & Chief Executive Officer - Edwin Mercado
  • Chief Operating Officer - Eli Santos
  • Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer - Iann Acutina
  • National President - Jusen Lubaton
  • Sio - Alma Fortaleza
  • Ricardo Morales - President & Chief Executive Officer

    Ricardo Morales, the President & Chief Executive Officer at Philhealth Philippine Health Insurance, directs the overarching strategic vision for national health coverage. This leadership role involves managing complex insurance portfolios and ensuring the sustainability of healthcare funds across the archipelago. By aligning organizational goals with government mandates, the President & Chief Executive Officer optimizes the delivery of medical benefits to millions of members. Ricardo Morales maintains rigorous oversight of administrative processes to enhance service efficiency and transparency. Through constant engagement with the Board, the President & Chief Executive Officer shapes policies that expand insurance reach and improve member outcomes. This executive function requires balancing fiscal responsibility with the urgent need for accessible healthcare services. Ultimately, Morales drives the institutional mission to provide comprehensive health protection for all citizens, ensuring that the corporation remains a reliable pillar of the national social security system.

    Roy Ferrer - Acting President & Chief Executive Officer

    Roy Ferrer, the Acting President & Chief Executive Officer at Philhealth Philippine Health Insurance, manages critical transitions and operational continuity within the national health insurance framework. This role focuses on stabilizing core insurance functions while navigating regulatory requirements and public health demands. By coordinating with internal departments, the Acting President & Chief Executive Officer ensures that benefit claims and member services remain uninterrupted during periods of organizational change. Roy Ferrer oversees the implementation of strategic initiatives designed to streamline insurance processing and improve member satisfaction. This leadership position demands precise decision-making to maintain the integrity of the health fund. Through active collaboration with executive leadership, the Acting President & Chief Executive Officer addresses systemic challenges in healthcare delivery. Ultimately, Ferrer secures the operational stability of the corporation, fostering a resilient environment that supports the long-term health goals of the entire population.

    Rey Aquino - President & Chief Executive Officer

    Rey Aquino, the President & Chief Executive Officer at Philhealth Philippine Health Insurance, architects long-term growth strategies for the national health insurance system. This executive role involves expanding the reach of healthcare services to underserved regions and enhancing the overall quality of member benefits. By analyzing market trends and healthcare data, the President & Chief Executive Officer identifies opportunities to improve insurance coverage and financial accessibility. Rey Aquino leads efforts to modernize the corporation's infrastructure, ensuring that digital tools support efficient claim processing and member enrollment. This leadership function requires constant communication with stakeholders to align corporate objectives with national health priorities. Through strategic planning and resource allocation, the President & Chief Executive Officer strengthens the financial foundation of the organization. Ultimately, Aquino drives the expansion of health insurance programs, ensuring that the corporation effectively meets the evolving medical needs of the Filipino people.
    Rey Aquino

    Edwin Mercado - President & Chief Executive Officer

    Edwin Mercado, the President & Chief Executive Officer at Philhealth Philippine Health Insurance, focuses on the optimization of healthcare service delivery and member engagement strategies. This role involves refining the insurance product portfolio to better serve diverse demographic groups across the country. By fostering partnerships with healthcare providers, the President & Chief Executive Officer ensures that members receive high-quality medical care under the insurance plan. Edwin Mercado oversees the development of innovative programs that address specific health challenges and improve public health outcomes. This leadership position requires a deep understanding of the healthcare landscape and the ability to translate policy into actionable service improvements. Through rigorous performance monitoring, the President & Chief Executive Officer maintains high standards of service delivery. Ultimately, Mercado advances the corporation's commitment to universal health coverage, ensuring that every member benefits from reliable and accessible medical insurance services.

    Eli Santos - Chief Operating Officer

    Eli Santos, the Chief Operating Officer at Philhealth Philippine Health Insurance, manages the daily execution of insurance operations and administrative workflows. This role involves overseeing the internal systems that process member claims and manage insurance premiums. By streamlining operational procedures, the Chief Operating Officer enhances the speed and accuracy of service delivery across all regional offices. Eli Santos coordinates with various departments to ensure that operational activities align with the broader strategic goals of the corporation. This leadership function requires constant attention to detail and the ability to resolve complex logistical issues that impact member experience. Through effective management of resources and personnel, the Chief Operating Officer maintains the efficiency of the entire insurance network. Ultimately, Santos drives the operational excellence of the organization, ensuring that the corporation consistently delivers on its promise to provide essential health insurance coverage to the public.

    Iann Acutina - Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer

    Iann Acutina, the Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer at Philhealth Philippine Health Insurance, directs the implementation of Ease of Doing Business initiatives. This role focuses on simplifying administrative processes for members and healthcare providers to improve overall service efficiency. By analyzing current workflows, the Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer identifies bottlenecks and develops solutions to accelerate service delivery. Iann Acutina coordinates with the Office of the Executive Vice President to ensure that these improvements align with corporate standards and regulatory requirements. This leadership function involves managing project timelines and tracking performance metrics to ensure successful implementation. Through dedicated project management, the Social Insurance Officer II - Project Lead, EODB Implementation - Office of the Executive Vice President and Chief Operating Officer enhances the accessibility of insurance services, directly contributing to a more responsive and member-centric organization.
    Iann Acutina

    Jusen Lubaton - National President

    Jusen Lubaton, the National President at Philhealth Philippine Health Insurance, represents the organization on a national scale, fostering relationships with key stakeholders and government entities. This role involves advocating for policies that strengthen the national health insurance system and improve member benefits. By engaging with community leaders and healthcare organizations, the National President ensures that the corporation remains responsive to the needs of the public. Jusen Lubaton oversees national outreach programs designed to increase insurance enrollment and awareness. This leadership position requires strong communication skills and the ability to build consensus among diverse groups. Through strategic representation, the National President promotes the mission of the corporation and secures support for its long-term objectives. Ultimately, Lubaton drives the national presence of the organization, ensuring that the corporation effectively serves as the primary provider of health insurance coverage for the entire population of the country.

    Alma Fortaleza - Sio

    Alma Fortaleza, the Sio at Philhealth Philippine Health Insurance, manages specialized social insurance functions that support the core mission of providing healthcare coverage. This role involves analyzing member data and insurance trends to inform policy decisions and service improvements. By maintaining accurate records and ensuring compliance with insurance regulations, the Sio supports the overall integrity of the health fund. Alma Fortaleza coordinates with regional teams to implement insurance programs and address member inquiries effectively. This leadership function requires a deep understanding of social insurance principles and the ability to apply them to real-world healthcare scenarios. Through diligent oversight of insurance operations, the Sio ensures that members receive timely and accurate benefits. Ultimately, Fortaleza contributes to the operational success of the corporation, helping to maintain a robust and reliable insurance system that meets the diverse medical needs of the members across the entire nation.

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    Frequently Asked Questions Regarding Philhealth Philippine Health Insurance Top Executives and Leadership Team

    Who leads Philhealth Philippine Health Insurance?
    Philhealth Philippine Health Insurance is led by Ricardo Morales (President & Chief Executive Officer), along with executives such as Roy Ferrer (Acting President & Chief Executive Officer) and Rey Aquino (President & Chief Executive Officer).
    Who is part of Philhealth Philippine Health Insurance’s executive team?
    The executive team of Philhealth Philippine Health Insurance includes leaders such as Ricardo Morales (President & Chief Executive Officer), Roy Ferrer (Acting President & Chief Executive Officer), Rey Aquino (President & Chief Executive Officer) and other senior executives.
    How many executives does Philhealth Philippine Health Insurance have?
    Philhealth Philippine Health Insurance has 8 executives leading key business areas.
    What roles are included in Philhealth Philippine Health Insurance’s leadership team?
    The leadership team of Philhealth Philippine Health Insurance includes roles such as President & Chief Executive Officer, Acting President & Chief Executive Officer, President & Chief Executive Officer, President & Chief Executive Officer, Chief Operating Officer.