Payten Executive and Leadership Team

Javier Lopez, the Chief Executive Officer at Payten, directs the overarching corporate strategy for payment industry solutions. Lopez manages the expansion of card and card-less transaction services across international markets, ensuring alignment with the evolving needs of financial institutions. By overseeing high-level partnerships, the Chief Executive Officer drives long-term growth and market penetration. Javier Lopez maintains constant communication with the board to refine operational goals and secure competitive advantages in the fintech sector. This leadership role involves optimizing resource allocation to support the development of robust payment infrastructure. Through rigorous oversight of organizational performance, the Chief Executive Officer ensures that Payten remains a leader in transaction processing technology. Strategic initiatives led by Lopez focus on enhancing service reliability and expanding the reach of digital payment ecosystems to non-financial clients globally.

Alma Kratovac, the General Manager, Chief Executive Officer at Payten, oversees the daily operational execution of payment processing services. Kratovac manages internal workflows to ensure that financial institutions receive seamless support for card and card-less transaction systems. By coordinating cross-departmental efforts, the General Manager, Chief Executive Officer drives efficiency in service delivery and client onboarding processes. Alma Kratovac monitors performance metrics to identify opportunities for operational improvement and cost reduction. This leadership role requires close collaboration with technical teams to maintain high standards of transaction security and system uptime. Through the implementation of standardized operational protocols, Kratovac strengthens the company's ability to scale services across diverse regional markets. The General Manager, Chief Executive Officer focuses on streamlining internal processes to support the rapid deployment of payment solutions for a growing client base.

Slavco Angelovski, the General Manager, President of the Board at Payten, governs the strategic direction and corporate compliance of the organization. Angelovski oversees the alignment of board-level decisions with the company's mission to provide advanced payment solutions for financial institutions. By managing stakeholder relations, the General Manager, President of the Board ensures transparency and accountability in all corporate activities. Slavco Angelovski directs the development of long-term governance policies that support sustainable growth and market stability. This leadership role involves evaluating major investment opportunities and assessing risks associated with global expansion. Through the oversight of board proceedings, the General Manager, President of the Board facilitates effective communication between executive leadership and shareholders. Angelovski focuses on maintaining high standards of corporate integrity while driving initiatives that enhance the company's reputation as a reliable provider of card and card-less transaction services.

Burak Kutlu, the General Manager, President of the Board at Payten, leads the strategic planning and board-level oversight for regional market operations. Kutlu manages the implementation of corporate policies that govern the delivery of payment industry solutions to non-financial institutions. By overseeing the expansion of service offerings, the General Manager, President of the Board drives market development and strengthens the company's presence in key geographic territories. Burak Kutlu coordinates with the board to ensure that all operational activities align with the company's commitment to secure and efficient transaction processing. This leadership role involves monitoring regulatory compliance and adapting business models to meet local market requirements. Through the guidance of strategic initiatives, the General Manager, President of the Board fosters innovation in card-less payment technologies. Kutlu ensures that the organization remains agile and responsive to the changing needs of the global financial services sector.

Ahmed Galal, the Chief Technology Officer at Payten, architects the technical infrastructure supporting card and card-less payment solutions. Galal directs the engineering teams responsible for developing secure, scalable transaction processing platforms for financial and non-financial institutions. By overseeing the integration of emerging technologies, the Chief Technology Officer ensures that Payten maintains a cutting-edge position in the competitive fintech landscape. Ahmed Galal manages the lifecycle of software development, from initial design to deployment and maintenance. This leadership role involves constant evaluation of cybersecurity protocols to protect sensitive transaction data. Through the implementation of advanced cloud-based architectures, Galal enhances system reliability and performance for global clients. The Chief Technology Officer collaborates with other executives to align technical roadmaps with broader business objectives, ensuring that all technological advancements directly support the company's mission of providing comprehensive payment industry solutions.