Payten Executive and Leadership Team

October, 2026

Leadership Overview

Payten has 5 executives leading key functions including strategy, operational management, technology architecture, board governance, and regional oversight.

Focused on delivering comprehensive payment industry solutions, Payten empowers financial and non-financial institutions to process secure card and card-less transactions across diverse global markets.

Leadership Roles at Payten

  • Chief Executive Officer - Javier Lopez
  • General Manager, Chief Executive Officer - Alma Kratovac
  • General Manager, President of the Board - Burak Kutlu
  • General Manager, President of the Board - Slavco Angelovski
  • Chief Technology Officer - Ahmed Galal
  • Javier Lopez - Chief Executive Officer

    Javier Lopez, the Chief Executive Officer at Payten, directs the overarching corporate strategy and long-term vision for the organization. This leadership role involves aligning internal resources with the evolving demands of the global payment processing landscape. By overseeing the integration of card and card-less transaction technologies, the Chief Executive Officer ensures that Payten maintains a competitive edge within the financial services sector. Javier Lopez actively collaborates with the board to refine market entry tactics and drive sustainable revenue growth. The Chief Executive Officer monitors performance metrics across all business units to guarantee operational excellence. Through consistent focus on innovation and client satisfaction, the Chief Executive Officer strengthens the market position of the firm. This executive leadership remains dedicated to expanding the reach of payment solutions while maintaining rigorous security standards for all institutional partners.

    Alma Kratovac - General Manager, Chief Executive Officer

    Alma Kratovac, the General Manager, Chief Executive Officer at Payten, manages the daily operational execution and organizational efficiency of the company. This role focuses on streamlining internal workflows to support the deployment of complex payment infrastructure for financial institutions. Alma Kratovac coordinates cross-departmental initiatives to ensure that service delivery meets the high standards required for secure transaction processing. The General Manager, Chief Executive Officer evaluates operational bottlenecks and implements scalable solutions to enhance productivity. By fostering a culture of accountability, the General Manager, Chief Executive Officer drives the successful implementation of corporate policies. This leadership position requires constant engagement with regional teams to optimize service quality. Through meticulous oversight of resource allocation, the General Manager, Chief Executive Officer secures the operational stability necessary for long-term growth within the competitive payment industry.

    Burak Kutlu - General Manager, President of the Board

    Burak Kutlu, the General Manager, President of the Board at Payten, governs the strategic direction and high-level decision-making processes of the organization. This role involves chairing board meetings and ensuring that corporate governance standards remain robust across all international operations. Burak Kutlu focuses on fostering strong relationships with key stakeholders and institutional partners to support the expansion of payment industry solutions. The General Manager, President of the Board evaluates market trends to guide the company toward new growth opportunities. By overseeing the alignment of board directives with executive actions, the General Manager, President of the Board ensures consistent progress toward corporate goals. This leadership position requires a deep understanding of the financial landscape to navigate complex regulatory environments. Through disciplined oversight, the General Manager, President of the Board maintains the long-term viability and reputation of the firm.

    Slavco Angelovski - General Manager, President of the Board

    Slavco Angelovski, the General Manager, President of the Board at Payten, manages regional market expansion and the execution of board-approved strategic initiatives. This role involves identifying new opportunities for payment technology deployment within emerging financial markets. Slavco Angelovski coordinates with local leadership to ensure that the company's solutions meet specific regional requirements for card and card-less transactions. The General Manager, President of the Board monitors the performance of regional business units to ensure alignment with global corporate standards. By driving initiatives that enhance market penetration, the General Manager, President of the Board contributes to the overall growth of the organization. This leadership function requires balancing local market nuances with the broader mission of the company. Through effective management of regional operations, the General Manager, President of the Board strengthens the global footprint of the firm.

    Ahmed Galal - Chief Technology Officer

    Ahmed Galal, the Chief Technology Officer at Payten, architects the technical framework and software solutions that power the company's payment processing platforms. This role involves leading the engineering teams responsible for developing secure, scalable systems for both card and card-less transactions. Ahmed Galal evaluates emerging technologies to ensure that the product suite remains at the forefront of the financial services industry. The Chief Technology Officer collaborates with other executives to align technical roadmaps with broader business objectives. By overseeing the maintenance and security of critical infrastructure, the Chief Technology Officer protects the integrity of client data. This leadership function requires constant innovation to address the technical challenges of modern digital payments. Through the strategic deployment of advanced software, the Chief Technology Officer enables the company to deliver reliable and efficient transaction services to a global client base.

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    Frequently Asked Questions Regarding Payten Top Executives and Leadership Team

    Who leads Payten?
    Payten is led by Javier Lopez (Chief Executive Officer), along with executives such as Alma Kratovac (General Manager, Chief Executive Officer) and Burak Kutlu (General Manager, President of the Board).
    Who is part of Payten’s executive team?
    The executive team of Payten includes leaders such as Javier Lopez (Chief Executive Officer), Alma Kratovac (General Manager, Chief Executive Officer), Burak Kutlu (General Manager, President of the Board) and other senior executives.
    How many executives does Payten have?
    Payten has 5 executives leading key business areas.
    What roles are included in Payten’s leadership team?
    The leadership team of Payten includes roles such as Chief Executive Officer, General Manager, Chief Executive Officer, General Manager, President of the Board, General Manager, President of the Board, Chief Technology Officer.