CardWorks Executive and Leadership Team

July, 2026

Leadership Overview

CardWorks has 8 executives leading key functions including strategy, finance, technology, operations, revenue, and human resources.

Driven by a commitment to compliance and innovation, CardWorks leverages data and technology to provide essential consumer finance solutions, impacting markets through its extensive servicing capabilities.

Leadership Roles at CardWorks

  • President & Chief Executive Officer - Daniel Pillemer
  • Chief Financial Officer - Albert Jaronczyk
  • Executive Vice President & Chief Financial Officer - Christian Wymbs
  • Chief Operating Officer - Harold Baldauf
  • Chief Technology Officer - Gary Lazarus
  • Chief Information Officer & Chief Information Security Officer & Executive Vice President - Strong John
  • Executive Vice President & Chief Revenue Officer - Sharon Hill
  • Executive Vice President & Chief People Officer - Kenneth Caruso
  • Daniel Pillemer - President & Chief Executive Officer

    Daniel Pillemer, the President & Chief Executive Officer at CardWorks, directs the overarching strategy and operational execution for the consumer finance lender and servicer. Pillemer guides the organization's commitment to compliance, data utilization, and technological advancement across all business units. This leadership role involves setting the strategic vision for national card programs, private label offerings, secured cards, and installment loans. By ensuring alignment with market demands and regulatory frameworks, Pillemer drives the company's growth and market position. The President & Chief Executive Officer oversees the integration of new technologies to enhance servicing capabilities and customer experience. Daniel Pillemer's strategic direction ensures CardWorks maintains its competitive edge in the finance industry.
    Daniel Pillemer

    Albert Jaronczyk - Chief Financial Officer

    Albert Jaronczyk, the Chief Financial Officer at CardWorks, manages the company's financial health and strategic fiscal planning. Jaronczyk oversees all financial operations, including budgeting, forecasting, and financial reporting, ensuring adherence to strict compliance standards. This role is critical in supporting the servicing of nationally-branded and private label credit cards, as well as secured and unsecured installment loans. The Chief Financial Officer analyzes financial performance to identify opportunities for efficiency and profitability enhancement. Jaronczyk also plays a key part in capital allocation and managing relationships with financial institutions. Albert Jaronczyk's financial acumen underpins CardWorks' stability and expansion initiatives.

    Christian Wymbs - Executive Vice President & Chief Financial Officer

    Christian Wymbs, the Executive Vice President & Chief Financial Officer at CardWorks, collaborates on financial strategy and oversees key financial functions. Wymbs supports the company's robust compliance framework and drives financial performance across its diverse product lines, including branded and private label cards, and installment loans. This executive role involves detailed financial analysis, risk management, and contributing to capital planning. The Executive Vice President & Chief Financial Officer ensures financial integrity and supports strategic growth initiatives. Christian Wymbs's expertise is vital in navigating the complex financial environment of consumer lending and servicing.
    Christian Wymbs

    Harold Baldauf - Chief Operating Officer

    Harold Baldauf, the Chief Operating Officer at CardWorks, directs the day-to-day operational activities and service delivery across the organization. Baldauf ensures the seamless execution of servicing functions for a wide array of financial products, including national credit cards, private label programs, and installment loans. This role focuses on optimizing operational workflows, enhancing service quality, and maintaining rigorous compliance standards. The Chief Operating Officer oversees teams responsible for customer support, loan processing, and collections. Harold Baldauf's leadership ensures CardWorks delivers reliable and efficient financial services to its customer base, supporting the company's overall mission.

    Gary Lazarus - Chief Technology Officer

    Gary Lazarus, the Chief Technology Officer at CardWorks, architects and implements the technological infrastructure that powers the company's operations. Lazarus leads the development and deployment of innovative solutions for servicing a diverse portfolio of financial products, including Visa/MasterCard, private label, and secured cards. This position involves driving the integration of data and technology to enhance compliance, operational efficiency, and customer engagement. The Chief Technology Officer oversees cybersecurity initiatives and ensures the robustness of the company's digital platforms. Gary Lazarus's technological vision is central to CardWorks' ability to adapt and thrive in a rapidly evolving financial landscape.

    Strong John - Chief Information Officer & Chief Information Security Officer & Executive Vice President

    Strong John, the Chief Information Officer & Chief Information Security Officer & Executive Vice President at CardWorks, leads the strategic direction of information technology and cybersecurity. John oversees the development and implementation of secure, scalable IT systems that support the servicing of credit cards and installment loans. This critical role ensures the protection of sensitive customer data and maintains the integrity of the company's technological infrastructure. The Chief Information Officer & Chief Information Security Officer & Executive Vice President is responsible for aligning IT strategy with business objectives, driving innovation, and ensuring robust security protocols. Strong John's leadership fortifies CardWorks' digital defenses and operational resilience.
    Strong John

    Sharon Hill - Executive Vice President & Chief Revenue Officer

    Sharon Hill, the Executive Vice President & Chief Revenue Officer at CardWorks, drives revenue generation and market expansion strategies. Hill focuses on optimizing sales performance and developing new business opportunities within the consumer finance sector, encompassing branded and private label cards, and installment loans. This leadership position involves cultivating client relationships and identifying avenues for increased market share. The Executive Vice President & Chief Revenue Officer works closely with marketing and product development teams to ensure revenue growth aligns with company objectives. Sharon Hill's strategic approach is instrumental in maximizing CardWorks' financial performance and market penetration.

    Kenneth Caruso - Executive Vice President & Chief People Officer

    Kenneth Caruso, the Executive Vice President & Chief People Officer at CardWorks, leads human capital strategy and organizational development. Caruso oversees talent acquisition, employee engagement, and the cultivation of a high-performance culture that supports CardWorks' compliance-focused mission. This role is essential in attracting and retaining top talent within the finance industry, ensuring the workforce is equipped to manage complex servicing operations for credit cards and installment loans. The Executive Vice President & Chief People Officer champions initiatives that foster professional growth and align employee efforts with strategic business goals. Kenneth Caruso's focus on people development strengthens CardWorks' operational capabilities and long-term success.

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    Frequently Asked Questions Regarding CardWorks Top Executives and Leadership Team

    Who leads CardWorks?
    CardWorks is led by Daniel Pillemer (President & Chief Executive Officer), along with executives such as Albert Jaronczyk (Chief Financial Officer) and Christian Wymbs (Executive Vice President & Chief Financial Officer).
    Who is part of CardWorks’s executive team?
    The executive team of CardWorks includes leaders such as Daniel Pillemer (President & Chief Executive Officer), Albert Jaronczyk (Chief Financial Officer), Christian Wymbs (Executive Vice President & Chief Financial Officer) and other senior executives.
    How many executives does CardWorks have?
    CardWorks has 8 executives leading key business areas.
    What roles are included in CardWorks’s leadership team?
    The leadership team of CardWorks includes roles such as President & Chief Executive Officer, Chief Financial Officer, Executive Vice President & Chief Financial Officer, Chief Operating Officer, Chief Technology Officer.