Leadership Overview
CardWorks has 6 executives leading key functions including finance, technology, information security, revenue generation, and human capital.
Driven by a commitment to compliance and innovation, CardWorks operates as a leading consumer finance lender and servicer, leveraging data and technology to deliver a wide array of credit products and loan solutions across the nation.
Driven by a commitment to compliance and innovation, CardWorks operates as a leading consumer finance lender and servicer, leveraging data and technology to deliver a wide array of credit products and loan solutions across the nation.
Leadership Roles at CardWorks
Albert Jaronczyk - Chief Financial Officer
Albert Jaronczyk, the Chief Financial Officer at CardWorks, directs the company's financial strategy and operations. Jaronczyk oversees all fiscal activities, including budgeting, financial planning, and capital management, ensuring robust financial health and compliance with regulatory standards. This leadership role involves managing investment portfolios and optimizing financial performance to support CardWorks' growth objectives in the consumer finance sector. Albert Jaronczyk's expertise is critical in navigating the complex financial landscape of credit card and installment loan servicing. The Chief Financial Officer ensures that all financial reporting is accurate and transparent, providing key insights to executive leadership and stakeholders. Jaronczyk's strategic financial guidance underpins the company's ability to expand its service offerings and maintain market competitiveness.
Christian Wymbs - Executive Vice President & Chief Financial Officer
Christian Wymbs, the Executive Vice President & Chief Financial Officer at CardWorks, provides critical financial oversight and strategic direction. Wymbs manages the company's financial planning, analysis, and reporting functions, ensuring fiscal discipline and adherence to regulatory requirements. This role involves optimizing capital allocation and managing financial risks associated with consumer finance products like credit cards and installment loans. Christian Wymbs's leadership contributes significantly to the financial stability and growth trajectory of CardWorks. The Executive Vice President & Chief Financial Officer works to enhance profitability through efficient financial management and strategic investment decisions. Wymbs's deep financial acumen supports the company's mission to be a leading, compliance-focused lender and servicer.

Gary Lazarus - Chief Technology Officer
Gary Lazarus, the Chief Technology Officer at CardWorks, architects the company's technological vision and infrastructure. Lazarus drives innovation in technology solutions, focusing on enhancing the data and technology capabilities that power CardWorks' lending and servicing operations. This involves overseeing the development and implementation of advanced systems for credit card and installment loan products. Gary Lazarus's role is pivotal in ensuring the company's technological platforms are scalable, secure, and efficient, directly supporting the compliance-focused nature of the business. The Chief Technology Officer leads the technology teams in adopting cutting-edge solutions that improve customer experience and operational effectiveness. Lazarus's strategic technology leadership ensures CardWorks remains at the forefront of digital transformation in consumer finance.
Strong John - Chief Information Officer & Chief Information Security Officer & Executive Vice President
Strong John, the Chief Information Officer & Chief Information Security Officer & Executive Vice President at CardWorks, commands the company's information systems and security posture. John directs the strategic management of all IT infrastructure and information security protocols, safeguarding sensitive consumer data and ensuring operational continuity. This dual role involves implementing robust cybersecurity measures and optimizing information systems to support CardWorks' compliance-driven business model. Strong John's leadership ensures the integrity and confidentiality of all data processed by the company, from nationally-branded credit cards to installment loans. The Chief Information Officer & Chief Information Security Officer & Executive Vice President also oversees the technological backbone that enables efficient servicing and lending operations. John's comprehensive oversight is fundamental to maintaining trust and security across all CardWorks' financial products.

Sharon Hill - Executive Vice President & Chief Revenue Officer
Sharon Hill, the Executive Vice President & Chief Revenue Officer at CardWorks, spearheads the company's revenue generation strategies and market expansion initiatives. Hill directs all activities aimed at increasing top-line growth, including sales, business development, and partnership management across CardWorks' diverse product portfolio of credit cards and installment loans. This leadership position involves identifying new market opportunities and optimizing revenue streams from existing customer bases. Sharon Hill's focus is on driving sustainable revenue growth while upholding the company's commitment to compliance and responsible lending. The Executive Vice President & Chief Revenue Officer collaborates closely with finance and technology leaders to align revenue goals with operational capabilities. Hill's strategic vision is instrumental in enhancing CardWorks' market presence and financial performance.
Kenneth Caruso - Chief People Officer
Kenneth Caruso, the Chief People Officer at CardWorks, leads the company's human capital strategy and organizational development. Caruso oversees all aspects of talent management, including recruitment, employee engagement, and professional development, fostering a culture that supports CardWorks' compliance-focused mission. This role is essential in attracting and retaining the skilled professionals needed to drive innovation in data and technology for consumer finance. Kenneth Caruso's leadership ensures that the workforce is aligned with the company's strategic objectives and values. The Chief People Officer champions initiatives that enhance employee experience and build a high-performing team capable of navigating the complexities of the credit card and installment loan markets. Caruso's dedication to people development strengthens CardWorks' operational capabilities.
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