CardWorks Executive and Leadership Team

Albert Jaronczyk, the Chief Financial Officer at CardWorks, oversees the company's financial planning, reporting, and fiscal management. Jaronczyk directs all financial operations, ensuring robust fiscal health and strategic resource allocation for CardWorks' diverse lending and servicing activities. This executive function includes managing capital, optimizing financial performance, and maintaining compliance with financial regulations pertinent to consumer finance. The Chief Financial Officer's responsibilities extend to analyzing market trends and economic conditions to inform financial strategies for secured and unsecured installment loans, as well as credit card portfolios. Albert Jaronczyk's financial acumen is vital for sustaining the company's growth and operational stability. Jaronczyk guides the financial direction, supporting the company's commitment to data-driven, technology-enabled lending.

Christian Wymbs, the Executive Vice President & Chief Financial Officer at CardWorks, manages the company's comprehensive financial strategy and operational accounting. Wymbs directs financial planning, budgeting, and forecasting processes, ensuring fiscal discipline and strategic investment for CardWorks' lending and servicing operations. This executive position involves overseeing financial reporting, risk management, and capital allocation to support the company's growth in credit card and installment loan markets. The Chief Financial Officer's oversight is crucial for maintaining financial integrity and compliance within the consumer finance sector. Christian Wymbs's financial leadership guides the organization toward sustainable profitability and operational excellence. Wymbs ensures financial stability and supports strategic decision-making across the enterprise.

Gary Lazarus, the Chief Technology Officer at CardWorks, directs the company's technological infrastructure and innovation strategy. Lazarus architects and implements advanced technology solutions that support CardWorks' operations as a consumer finance lender and servicer. This leadership role involves overseeing the development and maintenance of systems critical for managing nationally-branded MasterCard/Visa cards, private label cards, secured cards, and installment loans. Lazarus ensures the technological framework aligns with the company's compliance-focused approach, integrating data and technology to enhance operational efficiency and product delivery. The Chief Technology Officer's initiatives directly support the company's mission to provide secure and reliable financial products to consumers. Gary Lazarus drives the technological evolution necessary for sustained growth and market competitiveness.

Sharon Hill, the Executive Vice President & Chief Revenue Officer at CardWorks, spearheads revenue generation and commercial strategy across all product lines. Hill directs initiatives aimed at expanding market share and enhancing profitability for the company's portfolio of credit cards and installment loans. This critical role involves fostering strategic partnerships and optimizing sales channels to drive top-line growth. The Chief Revenue Officer's focus is on aligning sales, marketing, and product development efforts to meet evolving consumer demands and market opportunities. Sharon Hill's leadership ensures that CardWorks effectively monetizes its services while maintaining a strong compliance framework. Hill drives revenue performance, contributing directly to the company's financial objectives and market position.

Strong John, the Chief Information Officer & Chief Information Security Officer & Executive Vice President at CardWorks, leads the company's information technology and cybersecurity functions. John directs the strategic development and implementation of IT infrastructure and robust security protocols to safeguard sensitive consumer data and ensure operational continuity. This dual executive role involves managing all aspects of information systems, from network architecture to data protection, critical for CardWorks' compliance-focused operations. The Chief Information Security Officer's mandate includes defending against cyber threats and ensuring adherence to stringent data privacy regulations. Strong John's leadership ensures the integrity and security of the technology underpinning CardWorks' lending and servicing platforms. John drives technological resilience and data protection initiatives.

Kenneth Caruso, the Chief People Officer at CardWorks, directs the company's human capital strategy and organizational development. Caruso oversees all aspects of employee relations, talent acquisition, and workforce management, fostering a culture that supports CardWorks' mission and values. This leadership role is pivotal in attracting, retaining, and developing the talent necessary for the company's success in the consumer finance industry. The Chief People Officer ensures that HR policies and practices align with the company's compliance-focused, data-driven approach. Kenneth Caruso's strategic initiatives contribute to building a high-performing team capable of navigating the complexities of lending and servicing operations. Caruso champions employee engagement and organizational growth.