CardWorks Executive and Leadership Team

Donald Berman, the Chairman, Chief Executive Officer and Founder at CardWorks, directs the overarching strategic vision and long-term growth trajectory of the organization. Overseeing the alignment of consumer finance lending operations with rigorous compliance standards, the Chairman, Chief Executive Officer and Founder ensures the company maintains its reputation as a premier servicer of nationally-branded credit cards. This leadership role involves constant evaluation of market trends to refine the portfolio of secured and unsecured installment loans. By fostering a culture of technological innovation, Donald Berman drives the firm toward sustainable expansion within the competitive financial services sector. The Chairman, Chief Executive Officer and Founder coordinates with the board to prioritize risk management and operational excellence. Ultimately, Berman secures the stability of the enterprise through disciplined oversight of all corporate initiatives and strategic partnerships.

Albert Jaronczyk, the Chief Financial Officer at CardWorks, manages the fiscal health and capital allocation strategies for the organization. Overseeing the financial reporting, budgeting, and treasury functions, the Chief Financial Officer ensures the company maintains a strong balance sheet while supporting diverse credit card and loan portfolios. This leadership role involves analyzing market volatility to mitigate financial risks associated with consumer lending. By implementing rigorous internal controls, Albert Jaronczyk drives transparency and accountability across all financial operations. The Chief Financial Officer coordinates with executive leadership to evaluate investment opportunities that align with the long-term growth objectives of the firm. Through precise financial planning and analysis, Jaronczyk supports the operational scale required to serve a broad base of credit card clients and loan customers nationwide.

Christian Wymbs, the Executive Vice President & Chief Financial Officer at CardWorks, directs the strategic financial planning and corporate development initiatives. Overseeing the optimization of capital structures and liquidity management, the Executive Vice President & Chief Financial Officer ensures the firm possesses the resources to scale its consumer finance and servicing operations. This role involves conducting deep-dive analysis into revenue streams and cost structures to improve overall profitability. By partnering with the broader leadership team, Christian Wymbs identifies opportunities for operational efficiency within the credit card servicing business. The Executive Vice President & Chief Financial Officer monitors regulatory changes to ensure financial strategies remain compliant with industry standards. Through disciplined financial oversight, Wymbs supports the company's ability to deliver consistent value to stakeholders while navigating the complexities of the national credit market.

Gary Lazarus, the Chief Technology Officer at CardWorks, architects the digital infrastructure necessary to support complex consumer finance and credit card servicing platforms. Managing the integration of advanced data analytics into daily operations, the Chief Technology Officer optimizes the efficiency of loan processing systems. This role involves collaborating with cross-functional teams to implement scalable software solutions that enhance the user experience for cardholders. By modernizing legacy systems, Gary Lazarus ensures the company remains at the forefront of financial technology innovation. The Chief Technology Officer monitors emerging digital threats and system performance metrics to maintain high availability for all financial products. Through the deployment of cutting-edge tools, Lazarus supports the broader mission of providing reliable, technology-enabled lending services across the national market.

John Strong, the Chief Information Officer & Chief Information Security Officer & Executive Vice President at CardWorks, governs the enterprise-wide data protection and information technology strategy. Overseeing the security architecture for sensitive consumer financial data, the Chief Information Officer & Chief Information Security Officer & Executive Vice President enforces strict compliance protocols to safeguard all credit card and loan information. This role involves directing incident response teams and implementing advanced cybersecurity measures to defend against evolving digital threats. By aligning information security with business objectives, John Strong ensures the integrity of the company's technological ecosystem. The Chief Information Officer & Chief Information Security Officer & Executive Vice President collaborates with other executives to integrate secure, high-performance systems that facilitate seamless lending operations. Ultimately, Strong maintains the trust of clients through proactive risk mitigation and robust information governance.

Ken Caruso, the Executive Vice President & Chief People Officer at CardWorks, leads the human capital strategy and organizational development efforts. Overseeing talent acquisition, employee engagement, and performance management, the Executive Vice President & Chief People Officer cultivates a workforce capable of supporting the company's compliance-focused lending mission. This role involves designing training programs that align staff expertise with the evolving needs of the credit card and loan servicing industry. By fostering an inclusive and high-performance culture, Ken Caruso drives employee retention and operational productivity. The Executive Vice President & Chief People Officer collaborates with other leaders to ensure organizational structures support the company's strategic goals. Through the implementation of effective human resources policies, Caruso ensures the firm attracts and retains the talent necessary to maintain a competitive edge in the financial services sector.