Navi Executive and Leadership Team

Aditya Mulki, the Chief Executive Officer at Navi, directs the overarching strategic vision for the entire digital financial services ecosystem. Mulki architects the expansion of the platform across the Indian market, ensuring that the integration between the NBFC arm and the digital payment services remains robust. By aligning the product roadmap with evolving consumer credit needs, the Chief Executive Officer drives sustainable growth and operational efficiency. This leadership role involves constant collaboration with the board to refine the long-term mission of democratizing finance. Aditya Mulki monitors the performance of personal and home loan portfolios to maintain high asset quality. Through rigorous oversight of market penetration strategies, the Chief Executive Officer secures a competitive advantage in the fintech sector. Ultimately, Mulki fosters a culture of innovation that supports the rapid scaling of financial products while maintaining strict regulatory compliance across all business units.

Siddhartha Basu, the Chief of Staff To the Chief Financial Officer at Navi, manages the financial reporting workflows and strategic planning processes for the finance department. Basu analyzes fiscal data to support the Chief Financial Officer in making informed decisions regarding capital deployment and risk management. As the Chief of Staff To the Chief Financial Officer, Siddhartha Basu oversees the preparation of financial models that guide the growth of the lending and insurance portfolios. This role involves coordinating with various business units to ensure accurate budgeting and resource allocation. By streamlining the flow of financial information, the Chief of Staff To the Chief Financial Officer enhances the transparency and accuracy of corporate reporting. Basu maintains a focus on fiscal discipline, ensuring that the company remains well-positioned to meet its financial obligations. Through meticulous oversight, the Chief of Staff To the Chief Financial Officer supports the long-term financial health of the organization.

Mahima Gautam, the Chief Financial Officer, Navi Finserv at Navi, oversees the financial operations and credit risk assessment for the NBFC arm of the company. Gautam manages the liquidity requirements and funding strategies necessary to support the personal and home loan portfolios. As the Chief Financial Officer, Navi Finserv, Mahima Gautam ensures that the lending business maintains a healthy balance sheet while adhering to strict regulatory standards. This role involves evaluating the creditworthiness of borrowers and optimizing the loan approval processes to minimize default risks. By implementing robust financial controls, the Chief Financial Officer, Navi Finserv enhances the profitability of the lending division. Gautam collaborates with other executives to align the financial strategy of the NBFC with the broader goals of the digital platform. Through precise financial management, the Chief Financial Officer, Navi Finserv secures the stability and growth of the core lending business.

Diwakar Agrawal, the Chief of Staff at Navi, coordinates cross-functional initiatives to ensure seamless communication between executive leadership and operational teams. Agrawal manages the prioritization of critical projects, allowing the organization to execute complex tasks with precision. As the Chief of Staff, Diwakar Agrawal facilitates the implementation of strategic directives across the entire digital platform. This role involves monitoring key performance indicators to provide actionable insights for the leadership team. By removing operational bottlenecks, the Chief of Staff improves the speed of decision-making within the company. Agrawal maintains a comprehensive view of the business, ensuring that departmental goals remain synchronized with the broader corporate objectives. Through the management of high-priority workflows, the Chief of Staff supports the efficient delivery of financial services. Ultimately, Agrawal strengthens the internal infrastructure, enabling the firm to scale effectively while maintaining high standards of operational excellence.

Rajesh Devaguptapu, the Chief of Staff To Head of Engineering at Navi, directs the operational rhythm of the engineering department to ensure the rapid development of the digital platform. Devaguptapu manages the resource planning and project tracking systems that support the creation of UPI-based payment services and loan processing tools. As the Chief of Staff To Head of Engineering, Rajesh Devaguptapu facilitates collaboration between technical teams and product managers to accelerate feature deployment. This role involves identifying technical debt and optimizing development cycles to improve system reliability. By aligning engineering output with business requirements, the Chief of Staff To Head of Engineering ensures that the platform remains scalable and secure. Devaguptapu monitors the progress of critical software initiatives, providing the necessary support to meet aggressive product launch timelines. Through effective coordination, the Chief of Staff To Head of Engineering drives the technological advancement of the entire financial services ecosystem.

Rajiv Naresh, the Chief Executive Director & Managing Director at Navi, oversees the governance and high-level operational execution of the corporate structure. Naresh manages the complex interplay between the various entities, including mutual funds and health insurance divisions, to ensure unified brand delivery. As the Chief Executive Director & Managing Director, Rajiv Naresh optimizes the capital allocation process to support the aggressive growth targets of the organization. This role requires deep engagement with external stakeholders and regulatory bodies to uphold the integrity of the financial services provided. By streamlining internal processes, the Chief Executive Director & Managing Director enhances the overall agility of the firm. Naresh maintains a focus on long-term value creation, ensuring that the diverse portfolio of services remains aligned with the core mission of the company. Through strategic leadership, the Chief Executive Director & Managing Director stabilizes the foundation for future expansion.