Leadership Overview
Navi has 6 executives leading key functions including corporate strategy, financial operations, engineering oversight, and administrative management.
Driven by a commitment to digital financial accessibility, Navi simplifies personal lending, insurance, and investment services through a vertically integrated platform designed for the modern Indian consumer.
Driven by a commitment to digital financial accessibility, Navi simplifies personal lending, insurance, and investment services through a vertically integrated platform designed for the modern Indian consumer.
Leadership Roles at Navi
Aditya Mulki - Chief Executive Officer
Aditya Mulki, the Chief Executive Officer at Navi, directs the overarching strategic vision for the entire digital financial services ecosystem. Mulki oversees the integration of personal loan products, mutual fund offerings, and health insurance services to ensure a seamless user experience across the platform. By aligning corporate objectives with the evolving needs of the Indian market, the Chief Executive Officer drives sustainable growth and operational efficiency. Aditya Mulki maintains constant communication with the Board to refine long-term expansion goals and capital allocation strategies. This leadership role involves monitoring the performance of the RBI-registered NBFC arm to guarantee regulatory compliance and financial stability. Through rigorous oversight of cross-functional teams, the Chief Executive Officer fosters innovation in UPI-based payment services. Ultimately, Mulki secures the competitive positioning of the firm within the rapidly digitizing financial landscape of the region.
Siddhartha Basu - Chief of Staff To the Chief Financial Officer
Siddhartha Basu, the Chief of Staff To the Chief Financial Officer at Navi, coordinates financial planning and analysis activities to support the fiscal health of the organization. Basu manages the reporting structures that provide the Chief Financial Officer with real-time insights into revenue streams and expenditure patterns. As the Chief of Staff To the Chief Financial Officer, Basu oversees the preparation of financial models that guide investment decisions in mutual funds and lending products. This role involves bridging the gap between financial data and strategic action, ensuring that the finance department remains agile. Siddhartha Basu tracks the performance of the NBFC arm to ensure that capital reserves meet regulatory requirements. By streamlining communication between the finance team and other business units, the Chief of Staff To the Chief Financial Officer enhances the accuracy of budget forecasting and resource allocation across the entire enterprise.
Mahima Gautam - Chief Financial Officer, Navi Finserv
Mahima Gautam, the Chief Financial Officer, Navi Finserv at Navi, directs the financial strategy and risk management protocols for the lending arm of the company. Gautam oversees the credit underwriting processes and the management of the loan book to ensure long-term profitability. As the Chief Financial Officer, Navi Finserv, Gautam monitors liquidity levels and manages the funding requirements necessary to support the growth of personal and home loan portfolios. This role involves rigorous analysis of interest rate environments and market conditions to optimize the cost of capital. Mahima Gautam collaborates with the broader executive team to ensure that the financial performance of the NBFC arm aligns with the overall corporate mission. By maintaining strict oversight of financial reporting and compliance, the Chief Financial Officer, Navi Finserv safeguards the assets of the firm while driving the expansion of credit services to a wider customer base.
Pawan Lahoty - Chief of Staff
Pawan Lahoty, the Chief of Staff at Navi, facilitates the execution of critical corporate initiatives and ensures alignment across all departments. Lahoty manages the flow of information between the executive leadership team and operational units to accelerate decision-making processes. As the Chief of Staff, Lahoty monitors the progress of key projects, including the rollout of new insurance products and the optimization of the Navi UPI interface. This position involves identifying bottlenecks in organizational workflows and implementing solutions to improve overall productivity. Pawan Lahoty coordinates cross-departmental meetings to ensure that strategic goals remain the primary focus of every team. By managing special projects and providing analytical support to the executive office, the Chief of Staff enables the leadership to concentrate on high-impact growth strategies. Lahoty maintains the operational rhythm necessary for the company to scale effectively within the competitive financial services industry.
Rajesh Devaguptapu - Chief of Staff To Head of Engineering
Rajesh Devaguptapu, the Chief of Staff To Head of Engineering at Navi, manages the operational efficiency of the technical teams responsible for the digital platform. Devaguptapu coordinates the development cycles for the UPI-based payment services and the mobile application infrastructure. As the Chief of Staff To Head of Engineering, Devaguptapu ensures that engineering resources align with the product roadmap and the company's broader growth objectives. This role involves tracking technical debt, managing developer productivity, and facilitating communication between the engineering department and product management teams. Rajesh Devaguptapu implements processes that accelerate the deployment of new features while maintaining high standards for system security and reliability. By providing administrative and strategic support to the Head of Engineering, the Chief of Staff To Head of Engineering enables the technical staff to focus on building scalable solutions that support millions of users across the digital financial ecosystem.
Rajiv Naresh - Chief Executive Director & Managing Director
Rajiv Naresh, the Chief Executive Director & Managing Director at Navi, manages the high-level governance and structural integrity of the organization. Naresh focuses on the expansion of the lending portfolio and the scaling of the home loan division to capture broader market share. As the Chief Executive Director & Managing Director, Naresh coordinates with internal stakeholders to optimize the deployment of financial resources across various business units. This role requires deep engagement with risk management frameworks to protect the balance sheet while pursuing aggressive growth targets. Rajiv Naresh ensures that the operational infrastructure supports the high volume of transactions processed through the digital platform. By streamlining internal processes and enhancing corporate governance, the Chief Executive Director & Managing Director strengthens the foundation for future product launches. Naresh consistently evaluates market trends to pivot the business model toward emerging opportunities in the fintech sector.
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Frequently Asked Questions Regarding Navi Top Executives and Leadership Team
