NatWest Group Executive and Leadership Team

Sanjiv Jamwal, the Director, Finance Transformation & Head Chief Operating Officer (India) at NatWest Group, directs the modernization of financial systems and operational workflows. Jamwal oversees the implementation of automated accounting platforms and reporting structures to enhance accuracy and speed. By managing the operational footprint in India, the Director, Finance Transformation & Head Chief Operating Officer (India) ensures that regional activities support the global financial objectives of the firm. Sanjiv Jamwal drives the integration of new technologies into the finance function, reducing manual processing time and improving data integrity. This leadership role involves collaborating with global finance teams to standardize reporting protocols and ensure regulatory compliance. Through the strategic oversight of regional operations, the Director, Finance Transformation & Head Chief Operating Officer (India) optimizes cost structures and improves the overall efficiency of the financial reporting cycle, directly contributing to the firm's fiscal stability.

Michelle Bucci, the Chief Operating Officer (US) at NatWest Group, manages the operational infrastructure and service delivery models within the North American market. Bucci oversees the execution of retail and commercial banking operations, ensuring that service standards meet local regulatory requirements and customer expectations. By driving process improvements across the US branch network, the Chief Operating Officer (US) enhances the efficiency of mortgage processing and personal lending services. Michelle Bucci coordinates with global leadership to align regional operational strategies with the overarching mission of the firm. This leadership role involves managing risk, optimizing resource allocation, and implementing digital banking solutions that improve user accessibility. Through the strategic oversight of regional operations, the Chief Operating Officer (US) ensures that the organization maintains a competitive edge in the US financial landscape, delivering consistent value to clients while maintaining robust operational resilience.

Ruchika Panesar, the Chief Digital & Information Officer, Group Chief Operating Officer & Country Head of NatWest Group (India) at NatWest Group, directs the digital transformation agenda and information technology infrastructure. Panesar oversees the development of mobile and online banking platforms, ensuring that digital services remain secure and user-friendly. By managing the operational activities in India, the Chief Digital & Information Officer, Group Chief Operating Officer & Country Head of NatWest Group (India) ensures that regional technology teams support global business objectives. Ruchika Panesar drives the adoption of cloud-based solutions and data analytics to improve service delivery across retail and commercial segments. This leadership role involves coordinating with global technology partners to maintain robust cybersecurity protocols. Through the strategic oversight of digital innovation, the Chief Digital & Information Officer, Group Chief Operating Officer & Country Head of NatWest Group (India) enhances the firm's technological capabilities, ensuring long-term competitiveness in the global financial market.

Ankesh Goyal, the (Vie Senior Data Engineer & President at NatWest Group, directs the architecture of data pipelines and analytical infrastructure. Goyal oversees the development of scalable data solutions that support the firm's retail and commercial banking segments. By managing the integration of large-scale datasets, the (Vie Senior Data Engineer & President ensures that business intelligence tools provide accurate insights for decision-making. Ankesh Goyal drives the implementation of advanced data governance frameworks to maintain compliance and data quality standards. This leadership role involves collaborating with IT and business units to optimize data accessibility and performance. Through the strategic management of data engineering projects, the (Vie Senior Data Engineer & President enhances the firm's ability to leverage information for product development and customer service improvements, directly supporting the organization's commitment to data-driven financial excellence and operational efficiency across all international banking operations.

Sheshna Sekhri, the Vice President - Performance and Business Manager To Chief Human Resources Officer at NatWest Group, manages the operational performance of the human resources function. Sekhri designs performance frameworks that align workforce capabilities with the strategic goals of the banking segments. By overseeing talent analytics and resource allocation, the Vice President - Performance and Business Manager To Chief Human Resources Officer ensures that the organization maintains a high-performing culture. Sheshna Sekhri drives initiatives that streamline HR processes, reducing administrative overhead while improving employee engagement metrics. This leadership role involves coordinating with executive leadership to translate business objectives into actionable human capital strategies. Through the application of data-driven insights, the Vice President - Performance and Business Manager To Chief Human Resources Officer optimizes organizational structure and supports the firm's commitment to professional development and operational excellence across all international business units.

Arundhati Bajaj, the VP- Chief of Staff Office at NatWest Group, manages the strategic priorities and communication flow within the executive office. Bajaj coordinates cross-functional projects that support the firm's mission of providing comprehensive financial services. By overseeing the preparation of executive briefings and board materials, the VP- Chief of Staff Office ensures that leadership remains informed on critical business developments. Arundhati Bajaj drives the alignment of departmental goals with the broader corporate strategy, facilitating seamless collaboration between different banking segments. This leadership role involves managing complex administrative workflows and ensuring that executive decisions are executed effectively across the organization. Through the facilitation of strategic planning sessions, the VP- Chief of Staff Office optimizes the decision-making process, allowing the firm to respond rapidly to market changes and maintain its focus on delivering high-quality banking products to a diverse international client base.

James Bonfils, the Managing Director at NatWest Group, directs strategic initiatives within the commercial and institutional banking segments. Bonfils oversees the expansion of credit facilities and capital market services for large-scale corporate clients. By aligning institutional product offerings with evolving market demands, the Managing Director ensures consistent revenue growth across international territories. This leadership role involves managing complex risk frameworks while fostering long-term relationships with key stakeholders. James Bonfils drives operational excellence by integrating advanced financial modeling into daily decision-making processes. Through the optimization of institutional lending portfolios, the Managing Director strengthens the competitive standing of the organization. Bonfils maintains a focus on delivering high-value financial solutions that support the broader economic objectives of the firm, ensuring that all commercial activities remain compliant with global regulatory standards while maximizing shareholder value.

Kapil Veluri, the Managing Director at NatWest Group, manages the private banking division, focusing on wealth management and bespoke financial services for high-net-worth individuals. Veluri architects investment strategies that cater to the unique business interests of private clients, ensuring personalized service delivery. By overseeing the integration of digital wealth management tools, the Managing Director enhances the client experience and operational efficiency. Kapil Veluri drives the development of sophisticated lending products designed to support the complex financial needs of affluent portfolios. This leadership role requires constant collaboration with internal investment committees to mitigate market volatility and protect client assets. Through the implementation of rigorous performance metrics, the Managing Director maintains high standards of service quality. Veluri secures the firm's reputation in the private banking sector by consistently delivering tailored financial outcomes that align with the long-term wealth preservation goals of the clientele.