MGIC Executive and Leadership Team

August, 2026

Leadership Overview

MGIC has 5 executives leading key functions including strategy, information technology, technical infrastructure, human capital, and operational execution.

Focused on providing essential mortgage default protection across the United States, MGIC maintains a commitment to financial stability for lenders and government-sponsored entities through rigorous risk management and service excellence.

Leadership Roles at MGIC

  • Chief Executive Officer - Curt Culver
  • President & Chief Operating Officer - Sal Miosi
  • Chief Information Officer - Antony Dcruz
  • Vice President, Chief Technology Officer - Sean Valcamp
  • Senior Vice President and Chief Human Resources Officer - Annette Adams
  • Curt Culver - Chief Executive Officer

    Curt Culver, the Chief Executive Officer at MGIC, directs the overarching corporate strategy and long-term vision for the organization. By overseeing the provision of private mortgage insurance, Culver ensures the company maintains robust capital reserves to protect lenders against loan defaults. This leadership role involves constant engagement with the Board to align operational goals with market demands across the United States. Curt Culver drives the expansion of ancillary services, ensuring the firm remains a critical partner for government-sponsored entities. Through meticulous oversight of financial performance and risk assessment protocols, the Chief Executive Officer secures the company's market position. Culver fosters a culture of accountability, ensuring that every strategic decision supports the core mission of providing reliable mortgage default protection. Ultimately, the Chief Executive Officer maintains the integrity of the business model while navigating complex regulatory environments to deliver consistent value to stakeholders.
    Curt Culver

    Sal Miosi - President & Chief Operating Officer

    Sal Miosi, the President & Chief Operating Officer at MGIC, executes the daily operational strategies that drive the company's mortgage insurance business. By overseeing the underwriting and claims departments, Miosi ensures that the firm provides consistent protection against loan defaults and delinquent interest. This leadership role involves coordinating cross-functional teams to streamline foreclosure-related processes and enhance service delivery to lenders. Sal Miosi drives the implementation of operational efficiencies that improve the company's bottom line while maintaining strict adherence to regulatory standards. Through the management of regional operations, the President & Chief Operating Officer ensures that the firm effectively serves the diverse needs of the national housing market. Miosi collaborates with the executive team to translate strategic goals into actionable workflows that support long-term growth. Ultimately, the President & Chief Operating Officer secures the operational success of the organization through disciplined execution and a focus on continuous process improvement.
    Sal Miosi

    Antony Dcruz - Chief Information Officer

    Antony Dcruz, the Chief Information Officer at MGIC, manages the digital architecture and data security frameworks essential for processing mortgage insurance applications. By overseeing the integration of advanced analytics, Dcruz ensures that the company processes loan data with maximum efficiency and accuracy. This leadership role involves collaborating with executive peers to modernize internal systems, thereby supporting the broader goal of providing seamless service to lenders. Antony Dcruz drives the implementation of secure, scalable platforms that protect sensitive financial information against emerging cyber threats. Through the optimization of information systems, the Chief Information Officer enables the firm to respond rapidly to shifts in the national housing market. Dcruz maintains a focus on digital transformation, ensuring that technological capabilities remain aligned with the evolving needs of the mortgage industry. Ultimately, the Chief Information Officer secures the operational backbone of the organization through continuous innovation and rigorous data governance.

    Sean Valcamp - Vice President, Chief Technology Officer

    Sean Valcamp, the Vice President, Chief Technology Officer at MGIC, architects the technical infrastructure required to support high-volume mortgage insurance operations. By overseeing the development of proprietary software solutions, Valcamp ensures that the company maintains a competitive edge in the digital mortgage landscape. This leadership role involves directing engineering teams to build resilient systems that handle complex loan default calculations and delinquent interest tracking. Sean Valcamp drives the adoption of emerging technologies to enhance the speed and reliability of insurance underwriting processes. Through the strategic deployment of technical resources, the Vice President, Chief Technology Officer supports the firm's ability to scale operations across diverse regional markets. Valcamp collaborates with the broader leadership team to ensure that technical initiatives directly contribute to the company's financial stability and service quality. Ultimately, the Vice President, Chief Technology Officer secures the technological future of the organization through persistent focus on innovation and system performance.
    Sean Valcamp

    Annette Adams - Senior Vice President and Chief Human Resources Officer

    Annette Adams, the Senior Vice President and Chief Human Resources Officer at MGIC, directs the talent acquisition and organizational development strategies necessary to sustain a high-performing workforce. By overseeing employee engagement and professional growth programs, Adams ensures that the company retains the expertise required to manage complex mortgage insurance products. This leadership role involves aligning human capital initiatives with the firm's broader business objectives, including the delivery of superior service to lenders. Annette Adams drives the implementation of inclusive workplace policies that foster innovation and operational excellence across the organization. Through the management of compensation and benefits structures, the Senior Vice President and Chief Human Resources Officer supports the recruitment of top-tier professionals in the financial services sector. Adams maintains a focus on building a resilient corporate culture that adapts to changing market conditions. Ultimately, the Senior Vice President and Chief Human Resources Officer secures the human foundation of the company through strategic workforce planning.
    Annette Adams

    Explore Leadership Teams in Insurance

    Frequently Asked Questions Regarding MGIC Top Executives and Leadership Team

    Who leads MGIC?
    MGIC is led by Curt Culver (Chief Executive Officer), along with executives such as Sal Miosi (President & Chief Operating Officer) and Antony Dcruz (Chief Information Officer).
    Who is part of MGIC’s executive team?
    The executive team of MGIC includes leaders such as Curt Culver (Chief Executive Officer), Sal Miosi (President & Chief Operating Officer), Antony Dcruz (Chief Information Officer) and other senior executives.
    How many executives does MGIC have?
    MGIC has 5 executives leading key business areas.
    What roles are included in MGIC’s leadership team?
    The leadership team of MGIC includes roles such as Chief Executive Officer, President & Chief Operating Officer, Chief Information Officer, Vice President, Chief Technology Officer, Senior Vice President and Chief Human Resources Officer.