MATERA Executive and Leadership Team

November, 2026

Leadership Overview

MATERA has 6 executives leading key functions including North American strategy, technology development, financial management, operational scaling, human capital, and corporate leadership.

Focused on delivering modular core banking software and real-time payment solutions, MATERA empowers financial institutions across Brazil and North America to modernize infrastructure through cloud-native technology and regulatory-compliant ledger systems.

Leadership Roles at MATERA

  • Chief Executive Officer, North America & Co-Founder - Carlos Netto
  • Chief Financial Officer - Ezio Fernandes
  • Chief Operating Officer, Technology Operations - Rodrigo de Robert
  • Partner and President - Ricardo Chisman
  • Chief Technology Officer - Rafael Grottoli
  • Chief Human Resources Officer - Mariana Pilotto
  • Carlos Netto - Chief Executive Officer, North America & Co-Founder

    Carlos Netto, the Chief Executive Officer, North America & Co-Founder at MATERA, directs the expansion of core banking software solutions into the North American market. By leveraging deep expertise in real-time payments and modular banking architecture, Netto architects strategic partnerships with financial institutions seeking cloud-native infrastructure. This leadership role involves aligning product capabilities with regional regulatory requirements while driving growth across diverse financial sectors. Carlos Netto ensures the company maintains a competitive edge by translating successful Brazilian market strategies into scalable North American operations. Through constant engagement with stakeholders and the Board, Netto fosters innovation in payment processing and ledger technology. Ultimately, Netto secures the long-term vision of the organization by positioning the firm as a critical provider of modern banking software for global financial entities.

    Ezio Fernandes - Chief Financial Officer

    Ezio Fernandes, the Chief Financial Officer at MATERA, manages the financial health and fiscal strategy of the organization. By overseeing capital allocation, budgeting, and financial reporting, Fernandes ensures the company maintains the resources necessary to support rapid growth in the core banking software sector. This leadership role involves analyzing market trends to inform investment decisions regarding new payment infrastructure and cloud-native technology development. Ezio Fernandes works closely with the executive team to align financial goals with the broader mission of serving financial institutions across Brazil and North America. Through rigorous financial planning and risk management, Fernandes supports the long-term sustainability of the business model. By optimizing operational costs and revenue streams, Fernandes provides the stability required for the firm to continue delivering high-impact banking solutions to a vast client base.

    Rodrigo de Robert - Chief Operating Officer, Technology Operations

    Rodrigo de Robert, the Chief Operating Officer, Technology Operations at MATERA, directs the internal processes and technical delivery systems that support the company's core banking software. By streamlining operational workflows, de Robert ensures the efficient deployment of bank account ledgers and payment infrastructure for financial clients. This role involves managing the intersection of technology and service delivery to maintain high uptime and reliability for the firm's cloud-native solutions. Rodrigo de Robert coordinates with engineering and support teams to optimize the delivery of the PIX real-time payment platform. Through the implementation of robust operational frameworks, de Robert drives efficiency across the organization. By focusing on the seamless execution of technical services, de Robert enables the company to scale operations effectively while meeting the complex needs of banks throughout the region.

    Ricardo Chisman - Partner and President

    Ricardo Chisman, the Partner and President at MATERA, directs the overall corporate strategy and business development initiatives. By overseeing the firm's market positioning, Chisman ensures the company remains the leading provider of core banking software in Brazil. This leadership role involves cultivating high-level relationships with major financial institutions and driving the strategic vision for the company's modular software stack. Ricardo Chisman works with the executive team to identify new opportunities for growth in real-time payments and regulatory compliance solutions. Through the execution of long-term business objectives, Chisman maintains the company's status as a critical partner for banks. By focusing on market expansion and client success, Chisman ensures the firm continues to deliver value through its cloud-native technology and robust payment infrastructure across the financial landscape.

    Rafael Grottoli - Chief Technology Officer

    Rafael Grottoli, the Chief Technology Officer at MATERA, oversees the development and maintenance of the modular software stack, including the core banking ledger and real-time payment infrastructure. By driving the engineering roadmap, Grottoli ensures the platform remains cloud-native and highly resilient for over 250 financial institutions. This role involves managing complex technical integrations and optimizing system performance to meet rigorous regulatory compliance standards. Rafael Grottoli collaborates with product teams to implement cutting-edge features that support the PIX real-time payment solution. Through the continuous refinement of software architecture, Grottoli maintains the technical integrity of the firm's offerings. By prioritizing security and scalability, Grottoli enables the company to support one-third of all banks in Brazil while expanding technical capabilities to meet evolving global financial demands.
    Rafael Grottoli

    Mariana Pilotto - Chief Human Resources Officer

    Mariana Pilotto, the Chief Human Resources Officer at MATERA, leads the talent acquisition, organizational development, and employee engagement strategies. By fostering a culture of innovation and technical excellence, Pilotto ensures the company attracts top-tier talent capable of building advanced core banking software. This role involves designing programs that support professional growth and align the workforce with the company's mission of modernizing financial infrastructure. Mariana Pilotto collaborates with leadership to maintain a high-performance environment that supports the firm's expansion into new markets. Through the management of human capital, Pilotto drives the organizational agility required to support over 250 financial institutions. By prioritizing employee well-being and development, Pilotto secures the human resources necessary for the firm to remain a leader in the competitive financial software industry.

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    Frequently Asked Questions Regarding MATERA Top Executives and Leadership Team

    Who leads MATERA?
    MATERA is led by Carlos Netto (Chief Executive Officer, North America & Co-Founder), along with executives such as Ezio Fernandes (Chief Financial Officer) and Rodrigo de Robert (Chief Operating Officer, Technology Operations).
    Who is part of MATERA’s executive team?
    The executive team of MATERA includes leaders such as Carlos Netto (Chief Executive Officer, North America & Co-Founder), Ezio Fernandes (Chief Financial Officer), Rodrigo de Robert (Chief Operating Officer, Technology Operations) and other senior executives.
    How many executives does MATERA have?
    MATERA has 6 executives leading key business areas.
    What roles are included in MATERA’s leadership team?
    The leadership team of MATERA includes roles such as Chief Executive Officer, North America & Co-Founder, Chief Financial Officer, Chief Operating Officer, Technology Operations, Partner and President, Chief Technology Officer.