MATERA Executive and Leadership Team

September, 2026

Leadership Overview

MATERA has 6 executives leading key functions including strategy, finance, technology, human resources, operations, and partnership management.

Focused on delivering robust core banking software, MATERA empowers financial institutions through modular ledgers, real-time payment infrastructure, and regulatory compliance solutions to drive digital transformation across the global banking sector.

Leadership Roles at MATERA

  • Chief Executive Officer, North America & Co-Founder - Carlos Netto
  • Chief Financial Officer - Ezio Fernandes
  • Chief Operating Officer, Technology Operations - Rodrigo de Robert
  • Partner and President - Ricardo Chisman
  • Chief Technology Officer - Rafael Grottoli
  • Chief Human Resources Officer - Mariana Pilotto
  • Carlos Netto - Chief Executive Officer, North America & Co-Founder

    Carlos Netto, the Chief Executive Officer, North America & Co-Founder at MATERA, directs the strategic expansion of core banking software solutions across the North American market. By leveraging deep expertise in real-time payment infrastructure, Netto architects growth initiatives that align with the specific needs of financial institutions operating in competitive landscapes. This leadership role involves constant collaboration with the Board to ensure the company maintains a dominant position in cloud-native banking technology. Carlos Netto drives the adoption of PIX-inspired payment systems, ensuring that the organization remains at the forefront of financial innovation. Through rigorous market analysis and the cultivation of high-level industry partnerships, the Chief Executive Officer, North America & Co-Founder secures long-term scalability. By prioritizing technological agility, Netto enables the firm to deliver superior value to clients while navigating complex regulatory environments in international markets.

    Ezio Fernandes - Chief Financial Officer

    Ezio Fernandes, the Chief Financial Officer at MATERA, manages the fiscal health and capital allocation strategies for the organization. Overseeing financial planning, reporting, and risk management, the Chief Financial Officer ensures the company maintains the liquidity necessary to support the development of modular software stacks and bank account ledgers. Ezio Fernandes drives the financial modeling required for international expansion, particularly as the firm scales its real-time payment solutions. This role requires close coordination with the executive team to optimize resource distribution across various departments. By implementing stringent financial controls and performance metrics, the Chief Financial Officer supports sustainable revenue growth. Through the analysis of market trends and investment opportunities, Fernandes strengthens the balance sheet. Ultimately, the Chief Financial Officer provides the economic foundation that allows the company to maintain its status as a leading provider of core banking software in Brazil and beyond.

    Rodrigo de Robert - Chief Operating Officer, Technology Operations

    Rodrigo de Robert, the Chief Operating Officer, Technology Operations at MATERA, manages the day-to-day execution of technical service delivery and infrastructure maintenance. Overseeing the operational efficiency of the company's cloud-native platforms, the Chief Operating Officer, Technology Operations ensures that all banking software and payment solutions meet rigorous uptime and security standards. Rodrigo de Robert drives the optimization of internal processes to support the rapid deployment of new features for financial institutions. This leadership role involves coordinating with the technology and product teams to streamline workflows and enhance service delivery. By focusing on operational excellence, the Chief Operating Officer, Technology Operations supports the company's ability to scale its real-time payment infrastructure across diverse markets. Through the implementation of advanced monitoring and support protocols, de Robert minimizes downtime and maximizes client satisfaction. Ultimately, the Chief Operating Officer, Technology Operations ensures that the firm's technical operations remain resilient and highly responsive to client needs.

    Ricardo Chisman - Partner and President

    Ricardo Chisman, the Partner and President at MATERA, directs the overarching business strategy and client relationship management for the organization. Overseeing the expansion of the company's footprint among major financial institutions, the Partner and President ensures that the firm's modular software stack remains the preferred choice for banks. Ricardo Chisman drives high-level negotiations and strategic alliances that solidify the company's market position in Brazil and beyond. This leadership role involves constant engagement with key stakeholders to align product offerings with the shifting regulatory and competitive landscape. By fostering long-term partnerships, the Partner and President secures the company's influence within the financial sector. Through the oversight of business development initiatives, Chisman accelerates the adoption of real-time payment solutions. Ultimately, the Partner and President provides the strategic vision and commercial leadership necessary to sustain the company's growth and maintain its reputation as a premier provider of core banking software.

    Rafael Grottoli - Chief Technology Officer

    Rafael Grottoli, the Chief Technology Officer at MATERA, architects the technical roadmap for the company's cloud-native banking platforms and real-time payment infrastructure. Overseeing the engineering teams, the Chief Technology Officer ensures the delivery of high-performance, secure, and scalable software solutions that serve over 250 financial institutions. Rafael Grottoli drives the integration of advanced ledger technologies and regulatory compliance modules into the existing product suite. This leadership role involves constant evaluation of emerging technologies to maintain a competitive edge in the fintech sector. By fostering a culture of innovation and technical excellence, the Chief Technology Officer aligns development cycles with the evolving demands of the banking industry. Through the oversight of complex system architectures, Grottoli guarantees the reliability of critical payment systems. Ultimately, the Chief Technology Officer maintains the technical integrity of the platform, ensuring that the company continues to set industry standards for banking software performance.
    Rafael Grottoli

    Mariana Pilotto - Chief Human Resources Officer

    Mariana Pilotto, the Chief Human Resources Officer at MATERA, directs the talent acquisition, organizational development, and corporate culture initiatives that support the company's mission. Overseeing the human capital strategy, the Chief Human Resources Officer ensures the firm attracts and retains top-tier engineering and financial talent necessary to build complex core banking software. Mariana Pilotto drives programs focused on professional growth and leadership development, aligning the workforce with the company's long-term strategic goals. This role involves close collaboration with other C-suite leaders to foster an environment of innovation and operational efficiency. By implementing robust performance management systems, the Chief Human Resources Officer optimizes team productivity across all regional operations. Through the cultivation of a diverse and inclusive workplace, Pilotto strengthens the organizational foundation. Ultimately, the Chief Human Resources Officer ensures that the company possesses the human expertise required to maintain its leadership position in the competitive financial technology landscape.

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    Frequently Asked Questions Regarding MATERA Top Executives and Leadership Team

    Who leads MATERA?
    MATERA is led by Carlos Netto (Chief Executive Officer, North America & Co-Founder), along with executives such as Ezio Fernandes (Chief Financial Officer) and Rodrigo de Robert (Chief Operating Officer, Technology Operations).
    Who is part of MATERA’s executive team?
    The executive team of MATERA includes leaders such as Carlos Netto (Chief Executive Officer, North America & Co-Founder), Ezio Fernandes (Chief Financial Officer), Rodrigo de Robert (Chief Operating Officer, Technology Operations) and other senior executives.
    How many executives does MATERA have?
    MATERA has 6 executives leading key business areas.
    What roles are included in MATERA’s leadership team?
    The leadership team of MATERA includes roles such as Chief Executive Officer, North America & Co-Founder, Chief Financial Officer, Chief Operating Officer, Technology Operations, Partner and President, Chief Technology Officer.