Kifiya Financial Technology Executive and Leadership Team

June, 2026

Leadership Overview

Kifiya Financial Technology has 5 executives leading key functions including technology, finance, and operations.

Driven by innovation, Kifiya Financial Technology is dedicated to transforming financial services and empowering underserved markets through intelligent, data-driven solutions, fostering inclusivity and efficiency across emerging economies.

Leadership Roles at Kifiya Financial Technology

  • Group Chief Financial Officer - Zuber Momoniat
  • Chief Information Officer - Alazar Negesu
  • Chief Technology Officer - Endale Ermias
  • Chief of Staff - Woyneab Habte
  • Chief Technology Officer, Intelligent Financial Infrastructure - Indrek Pari
  • Zuber Momoniat - Group Chief Financial Officer

    Zuber Momoniat, the Group Chief Financial Officer at Kifiya Financial Technology, oversees the company's financial strategy, planning, and reporting to ensure fiscal health and sustainable growth. Momoniat manages all aspects of financial operations, including budgeting, forecasting, treasury, and investor relations, supporting Kifiya's expansion into financial services, agriculture, eCommerce, insurance, and mobility sectors. This leadership role is critical in guiding the company's financial decisions to maximize impact for MSMEs, smallholder farmers, and low- to middle-income consumers in emerging markets. The Group Chief Financial Officer ensures that Kifiya's financial practices align with its mission of driving inclusivity, efficiency, and sustainability. By maintaining strong financial discipline and strategic resource allocation, Zuber Momoniat directly contributes to Kifiya's ability to address market gaps and deliver value across its diverse service offerings. Momoniat's oversight is fundamental to Kifiya's operational resilience and long-term success.

    Alazar Negesu - Chief Information Officer

    Alazar Negesu, the Chief Information Officer at Kifiya Financial Technology, directs the company's information technology strategy and infrastructure. Overseeing all internal technology operations, Negesu ensures the robust and secure deployment of Kifiya's AI-powered solutions across financial services, agriculture, eCommerce, insurance, and mobility sectors. This leadership role involves managing data governance, cybersecurity protocols, and the integration of new technologies to enhance operational efficiency and support the company's mission of driving inclusivity in emerging markets. By optimizing IT systems, Alazar Negesu directly supports the delivery of intelligent data-driven decisioning and financial services to MSMEs, smallholder farmers, and low- to middle-income consumers. The Chief Information Officer's focus remains on building scalable and resilient technological foundations that enable Kifiya's expansion and impact.
    Alazar Negesu

    Endale Ermias - Chief Technology Officer

    Endale Ermias, the Chief Technology Officer at Kifiya Financial Technology, architects the technological vision and development roadmap for the company's innovative product suite. Ermias spearheads the engineering teams responsible for creating and refining AI-powered solutions that address critical market gaps in emerging economies. This involves driving advancements in embedded finance, climate-smart digital agriculture, and data-driven decisioning platforms. The Chief Technology Officer ensures that Kifiya's technology stack remains at the forefront of innovation, enabling the company to effectively serve MSMEs, smallholder farmers, and low- to middle-income consumers. By fostering a culture of continuous improvement and technical excellence, Endale Ermias directly contributes to Kifiya's goal of enhancing financial inclusivity, operational efficiency, and sustainability across its target sectors. The CTO's strategic direction is pivotal in translating complex technological capabilities into tangible market impact.
    Endale Ermias

    Woyneab Habte - Chief of Staff

    Woyneab Habte, the Chief of Staff at Kifiya Financial Technology, provides strategic support and operational oversight to executive leadership, ensuring alignment across all company initiatives. Habte facilitates the execution of Kifiya's mission to transform financial services, agriculture, eCommerce, insurance, and mobility sectors in emerging markets. This role involves coordinating cross-functional teams, managing key projects, and optimizing internal processes to enhance efficiency and drive growth. The Chief of Staff acts as a key liaison, bridging communication between departments and ensuring that strategic objectives are met effectively. By streamlining operations and driving project success, Woineab Habte directly supports Kifiya's commitment to empowering MSMEs, smallholder farmers, and low- to middle-income consumers through intelligent data-driven decisioning and financial services. The Chief of Staff's efforts are critical in translating Kifiya's vision into actionable outcomes and fostering a cohesive organizational culture.

    Indrek Pari - Chief Technology Officer, Intelligent Financial Infrastructure

    Indrek Pari, the Chief Technology Officer, Intelligent Financial Infrastructure at Kifiya Financial Technology, leads the development and scaling of the core technological backbone for the company's financial services offerings. Pari directs the engineering efforts focused on building robust, secure, and intelligent financial infrastructure designed for emerging markets. This involves architecting solutions that enable seamless embedded finance, advanced data analytics, and efficient transaction processing for MSMEs, smallholder farmers, and low- to middle-income consumers. The Chief Technology Officer, Intelligent Financial Infrastructure ensures that Kifiya's platforms are capable of driving financial inclusivity and efficiency by providing accessible and reliable digital financial services. By focusing on the foundational elements of Kifiya's technology, Indrek Pari directly supports the company's broader mission to address critical market gaps and foster sustainability across the agriculture, eCommerce, insurance, and mobility sectors. Pari's expertise is crucial for the long-term viability and expansion of Kifiya's innovative solutions.
    Indrek Pari

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    Frequently Asked Questions Regarding Kifiya Financial Technology Top Executives and Leadership Team

    Who leads Kifiya Financial Technology?
    Kifiya Financial Technology is led by Zuber Momoniat (Group Chief Financial Officer), along with executives such as Alazar Negesu (Chief Information Officer) and Endale Ermias (Chief Technology Officer).
    Who is part of Kifiya Financial Technology’s executive team?
    The executive team of Kifiya Financial Technology includes leaders such as Zuber Momoniat (Group Chief Financial Officer), Alazar Negesu (Chief Information Officer), Endale Ermias (Chief Technology Officer) and other senior executives.
    How many executives does Kifiya Financial Technology have?
    Kifiya Financial Technology has 5 executives leading key business areas.
    What roles are included in Kifiya Financial Technology’s leadership team?
    The leadership team of Kifiya Financial Technology includes roles such as Group Chief Financial Officer, Chief Information Officer, Chief Technology Officer, Chief of Staff, Chief Technology Officer, Intelligent Financial Infrastructure.