Intact Executive and Leadership Team

October, 2026

Leadership Overview

Intact has 10 executives leading key functions including technology, financial oversight, human resources, operations, marketing, legal, and regional trade management.

Committed to global property and casualty insurance excellence, Intact empowers businesses and individuals to remain resilient through a people-first approach that prioritizes long-term prosperity and societal stability.

Leadership Roles at Intact

  • Chief Financial Officer, Gsl - Etienne Berlinguet
  • Senior Vice President and GSL Chief Operating Officer - Jeffrey Bellmont
  • President, Trade Credit, U S - Pablo Brando
  • President Striior An Intact Company - Kirk Garrett
  • President, Surety (Canada) - Dave Fratarcangeli
  • Director At Intact, Chief Technology Officer of Jiffy - Michael Choi
  • Executive Assistant To Senior Vice President and Chief Human Resources Officer and Vice President Talent Acquisition - Joan Franco
  • Chief Marketing Officer & Senior VP - Imen Zitouni
  • Chief Legal Officer - Carinne Hebert-Sabourin
  • Executive Vice President & Chief Legal Officer - Stephanie Lee
  • Etienne Berlinguet - Chief Financial Officer, Gsl

    Etienne Berlinguet, the Chief Financial Officer, Gsl at Intact, manages the fiscal health and capital allocation strategies for the global specialty lines division. Overseeing complex financial reporting and risk assessment frameworks, the Chief Financial Officer, Gsl ensures that all underwriting activities align with the company's long-term profitability targets. Etienne Berlinguet drives rigorous budget management and investment planning to support the expansion of insurance products across diverse international markets. By collaborating with the executive board, the Chief Financial Officer, Gsl maintains the financial resilience necessary to navigate volatile economic cycles. This role involves monitoring market trends to optimize capital efficiency and shareholder value. Through precise financial oversight, Berlinguet strengthens the balance sheet, enabling the organization to fulfill its promise of providing reliable protection to customers during challenging times while maintaining a robust position in the global insurance sector.
    Etienne Berlinguet

    Jeffrey Bellmont - Senior Vice President and GSL Chief Operating Officer

    Jeffrey Bellmont, the Senior Vice President and GSL Chief Operating Officer at Intact, oversees the daily operational execution of global specialty lines. By optimizing claims handling workflows and service delivery models, Bellmont ensures that the company meets its commitment to customer advocacy. The Senior Vice President and GSL Chief Operating Officer drives operational excellence across regional teams, focusing on efficiency and process improvement to support business growth. Jeffrey Bellmont coordinates with cross-functional leaders to implement standardized procedures that enhance service quality and reduce operational friction. This leadership role involves monitoring performance metrics to ensure that all business units remain aligned with the company's core values. By fostering a culture of continuous improvement, the Senior Vice President and GSL Chief Operating Officer strengthens the organization's ability to provide resilient insurance solutions, ultimately ensuring that the company remains a respected leader in the property and casualty insurance industry.

    Pablo Brando - President, Trade Credit, U S

    Pablo Brando, the President, Trade Credit, U S at Intact, leads the expansion and operational management of trade credit insurance solutions across the United States. By analyzing market risks and economic indicators, Brando develops strategies that protect businesses from commercial insolvency and non-payment risks. The President, Trade Credit, U S drives the growth of the trade credit portfolio by building strong relationships with brokers and corporate clients. Pablo Brando coordinates with underwriting teams to ensure that risk assessment models remain accurate and responsive to changing market conditions. This leadership role involves overseeing regional operations to ensure that the company delivers consistent and reliable protection to its clients. Through strategic market penetration and disciplined risk management, the President, Trade Credit, U S strengthens the company's presence in the U.S. market, supporting the broader mission of helping businesses prosper even in uncertain economic environments.

    Kirk Garrett - President Striior An Intact Company

    Kirk Garrett, the President Striior An Intact Company at Intact, manages the specialized operations and strategic direction of the Striior business unit. By focusing on niche insurance markets, Garrett drives innovation in product development and service delivery. The President Striior An Intact Company oversees the integration of Striior's capabilities into the broader corporate ecosystem, ensuring that the company leverages its unique expertise to provide superior value to customers. Kirk Garrett leads the team in identifying new growth opportunities and optimizing operational processes to maintain high levels of efficiency. This role involves fostering a culture of excellence and accountability, ensuring that all activities align with the company's core values. Through effective leadership, the President Striior An Intact Company enhances the organization's competitive position, contributing to the overall success and reputation of the company as a trusted provider of property and casualty insurance solutions.

    Dave Fratarcangeli - President, Surety (Canada)

    Dave Fratarcangeli, the President, Surety (Canada) at Intact, directs the surety insurance operations across the Canadian market. By overseeing the underwriting of complex bonds and guarantees, Fratarcangeli ensures that the company provides essential financial security to construction and commercial projects. The President, Surety (Canada) drives the development of tailored surety solutions that meet the specific needs of Canadian businesses, fostering long-term partnerships and trust. Dave Fratarcangeli coordinates with regional teams to monitor market trends and adjust risk strategies accordingly, ensuring that the surety portfolio remains robust and profitable. This leadership role involves maintaining strong relationships with industry stakeholders and regulatory bodies. Through disciplined risk management and a focus on customer service, the President, Surety (Canada) strengthens the company's market position, supporting the broader mission of helping businesses prosper and remain resilient through reliable insurance and bonding products.
    Dave Fratarcangeli

    Michael Choi - Director At Intact, Chief Technology Officer of Jiffy

    Michael Choi, the Director At Intact, Chief Technology Officer of Jiffy at Intact, directs the digital transformation of insurance service delivery. By architecting scalable cloud infrastructure, Choi optimizes the technological backbone supporting property and casualty claims processing. This leadership role involves integrating advanced data analytics to enhance customer responsiveness across global markets. Michael Choi drives the adoption of agile methodologies to ensure that Jiffy remains at the forefront of insurtech innovation. By aligning technical roadmaps with the broader corporate mission, the Chief Technology Officer of Jiffy secures operational efficiency and superior digital experiences for policyholders. Through constant evaluation of emerging software solutions, the Director At Intact, Chief Technology Officer of Jiffy maintains a competitive edge in the rapidly evolving insurance landscape, ensuring that all technological investments directly support the company's commitment to helping people and businesses prosper.

    Joan Franco - Executive Assistant To Senior Vice President and Chief Human Resources Officer and Vice President Talent Acquisition

    Joan Franco, the Executive Assistant To Senior Vice President and Chief Human Resources Officer and Vice President Talent Acquisition at Intact, coordinates the strategic administrative operations for the human capital division. By managing complex scheduling and communication flows, Franco ensures that the leadership team remains focused on talent acquisition and employee engagement initiatives. Joan Franco facilitates the execution of organizational development programs that foster a culture of excellence and inclusivity. This role involves streamlining interactions between the human resources department and other corporate functions to ensure seamless operational alignment. By maintaining high standards of administrative support, the Executive Assistant To Senior Vice President and Chief Human Resources Officer and Vice President Talent Acquisition enables the leadership to effectively implement policies that attract and retain top-tier talent. Through meticulous attention to detail, Franco supports the broader mission of building a respected, people-centric organization that thrives on the dedication of its global workforce.

    Imen Zitouni - Chief Marketing Officer & Senior VP

    Imen Zitouni, the Chief Marketing Officer & Senior VP at Intact, architects the brand strategy and market positioning for the global insurance portfolio. By developing data-driven campaigns, Zitouni enhances customer engagement and strengthens the company's reputation as a trusted provider. The Chief Marketing Officer & Senior VP drives initiatives that communicate the value of property and casualty insurance to diverse audiences, ensuring that the brand remains synonymous with reliability and support. Imen Zitouni collaborates with regional leaders to tailor marketing efforts to specific market needs, expanding the company's reach and influence. This role involves analyzing consumer behavior to refine messaging and improve customer retention rates. Through strategic brand management, the Chief Marketing Officer & Senior VP ensures that the company's purpose of helping people and businesses prosper is clearly articulated, ultimately driving growth and solidifying the organization's status as a respected leader in the insurance sector.
    Carinne Hebert-Sabourin, the Chief Legal Officer at Intact, directs the legal and regulatory compliance framework for the entire organization. By managing complex litigation and corporate governance matters, Hebert-Sabourin ensures that all business activities adhere to international insurance standards and local regulations. The Chief Legal Officer provides critical guidance on risk mitigation, protecting the company's interests while supporting its strategic growth objectives. Carinne Hebert-Sabourin oversees the legal team in drafting and negotiating high-stakes contracts, ensuring that all agreements align with the company's commitment to integrity and transparency. This role involves collaborating with the board of directors to address emerging legal challenges and regulatory shifts. Through proactive legal strategy, the Chief Legal Officer safeguards the organization's reputation and financial stability, enabling the company to continue providing essential insurance services to customers and businesses worldwide with confidence and legal certainty.
    Stephanie Lee, the Executive Vice President & Chief Legal Officer at Intact, oversees the global legal strategy and corporate compliance initiatives. By providing high-level counsel on mergers, acquisitions, and regulatory affairs, Lee ensures that the company navigates complex legal landscapes with precision. The Executive Vice President & Chief Legal Officer drives the implementation of governance policies that uphold the highest standards of corporate ethics and transparency. Stephanie Lee collaborates with the executive leadership team to address systemic risks and ensure that all business operations align with the company's long-term strategic goals. This role involves managing relationships with external legal counsel and regulatory authorities to protect the organization's interests. Through strategic legal oversight, the Executive Vice President & Chief Legal Officer safeguards the company's reputation and operational integrity, enabling the organization to continue its mission of providing resilient insurance solutions to people and businesses worldwide.

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    Frequently Asked Questions Regarding Intact Top Executives and Leadership Team

    Who leads Intact?
    Intact is led by Etienne Berlinguet (Chief Financial Officer, Gsl), along with executives such as Jeffrey Bellmont (Senior Vice President and GSL Chief Operating Officer) and Pablo Brando (President, Trade Credit, U S).
    Who is part of Intact’s executive team?
    The executive team of Intact includes leaders such as Etienne Berlinguet (Chief Financial Officer, Gsl), Jeffrey Bellmont (Senior Vice President and GSL Chief Operating Officer), Pablo Brando (President, Trade Credit, U S) and other senior executives.
    How many executives does Intact have?
    Intact has 10 executives leading key business areas.
    What roles are included in Intact’s leadership team?
    The leadership team of Intact includes roles such as Chief Financial Officer, Gsl, Senior Vice President and GSL Chief Operating Officer, President, Trade Credit, U S, President Striior An Intact Company, President, Surety (Canada).