Leadership Overview
GM Financial has 10 executives leading key functions including strategy, financial oversight, international operations, human resources, technology, and North American delivery.
Focused on automotive lending excellence, GM Financial delivers comprehensive financing solutions to support the global sales ecosystem of General Motors Company through robust capital management.
Focused on automotive lending excellence, GM Financial delivers comprehensive financing solutions to support the global sales ecosystem of General Motors Company through robust capital management.
Leadership Roles at GM Financial
Susan Sheffield - President & Chief Executive Officer
Susan Sheffield, the President & Chief Executive Officer at GM Financial, directs the overarching strategic vision for the organization. Sheffield manages the alignment between automotive lending products and the broader objectives of General Motors Company. By overseeing capital allocation and risk management frameworks, the President & Chief Executive Officer ensures long-term stability across diverse market cycles. This leadership role involves constant collaboration with the Board to refine lending policies and expand market reach. Susan Sheffield drives operational excellence by fostering a culture of innovation within the financial services sector. Through the optimization of credit portfolios and the strengthening of dealer relationships, the President & Chief Executive Officer secures the competitive position of the company. Ultimately, Sheffield maintains the financial health of the enterprise while delivering consistent value to stakeholders and supporting the automotive manufacturing mission.

Marcio Frazao - Chief Financial Officer
Marcio Frazao, the Chief Financial Officer at GM Financial, manages the fiscal integrity and capital structure of the organization. Frazao oversees financial reporting, treasury operations, and tax strategy to ensure compliance with global standards. By directing the budgeting process, the Chief Financial Officer provides the necessary resources for business expansion and product development. This role requires close coordination with executive leadership to monitor liquidity and manage interest rate risks effectively. Marcio Frazao drives the financial planning initiatives that support the broader goals of General Motors Company. Through rigorous analysis of market trends and economic indicators, the Chief Financial Officer optimizes the balance sheet for maximum efficiency. Ultimately, Frazao maintains the fiscal discipline required to sustain growth and profitability in the competitive automotive finance landscape, ensuring that all financial operations align with the long-term strategic objectives of the firm.
Brandon Edgerton - Senior Vice President, International Chief Financial Officer
Brandon Edgerton, the Senior Vice President, International Chief Financial Officer at GM Financial, directs financial operations across global markets outside of North America. Edgerton oversees regional fiscal strategies, ensuring that international lending activities remain profitable and compliant with local regulatory requirements. By managing currency risk and cross-border capital flows, the Senior Vice President, International Chief Financial Officer supports the expansion of automotive financing services in emerging and established markets. This leadership role involves coordinating with regional teams to standardize financial reporting and improve operational efficiency. Brandon Edgerton drives the development of localized financial products that cater to specific consumer needs in international territories. Through the implementation of robust financial controls, the Senior Vice President, International Chief Financial Officer mitigates risks associated with global volatility. Ultimately, Edgerton secures the financial performance of international business units, contributing significantly to the overall success of the organization.
Richard Gokenbach - Executive Vice President & Chief Financial Officer
Richard Gokenbach, the Executive Vice President & Chief Financial Officer at GM Financial, manages the strategic financial planning and corporate development functions. Gokenbach oversees the long-term investment strategy and capital allocation processes that drive business growth. By directing the analysis of new market opportunities, the Executive Vice President & Chief Financial Officer ensures that the company remains at the forefront of automotive finance innovation. This role involves collaborating with other C-suite leaders to evaluate the financial impact of strategic partnerships and acquisitions. Richard Gokenbach drives the development of sophisticated financial models that support decision-making at the highest levels of the organization. Through the oversight of corporate finance initiatives, the Executive Vice President & Chief Financial Officer enhances the overall value proposition for General Motors Company. Ultimately, Gokenbach secures the financial future of the firm by balancing risk and reward in a dynamic market environment.

Jonas Hollandsworth - Executive Vice President & Chief Operating Officer (North America)
Jonas Hollandsworth, the Executive Vice President & Chief Operating Officer (North America) at GM Financial, directs the daily operational activities across the North American market. Hollandsworth oversees the loan servicing, collections, and customer service departments to ensure high levels of operational efficiency. By managing the end-to-end customer experience, the Executive Vice President & Chief Operating Officer (North America) supports the retention of automotive finance clients. This role involves coordinating with regional leadership to optimize service delivery and maintain compliance with industry regulations. Jonas Hollandsworth drives the implementation of process improvements that reduce costs and increase productivity. Through the oversight of operational performance metrics, the Executive Vice President & Chief Operating Officer (North America) ensures that the firm meets its service level agreements. Ultimately, Hollandsworth maintains the operational excellence required to support the large-scale financing needs of General Motors Company in North America.

Kyle Birch - Operations President (North America)
Kyle Birch, the Operations President (North America) at GM Financial, directs the strategic execution of lending operations throughout the North American territory. Birch oversees the credit underwriting and dealer financing programs that form the backbone of the regional business model. By managing the relationships with automotive dealerships, the Operations President (North America) ensures a steady pipeline of financing opportunities. This role involves analyzing regional market dynamics to adjust lending strategies and maintain a healthy portfolio. Kyle Birch drives the development of operational policies that balance risk management with the need for market growth. Through the oversight of regional sales and service teams, the Operations President (North America) enhances the market presence of the company. Ultimately, Birch secures the operational success of the firm by delivering tailored financing solutions that meet the specific demands of the North American automotive market.
Erik Haven - Executive Vice President & Chief Human Resources Officer
Erik Haven, the Executive Vice President & Chief Human Resources Officer at GM Financial, architects the talent strategy and organizational culture. Haven oversees recruitment, employee development, and compensation programs designed to attract top-tier professionals in the finance and technology sectors. By directing workforce planning initiatives, the Executive Vice President & Chief Human Resources Officer ensures that the company maintains the human capital necessary to support automotive lending operations. This role involves fostering an inclusive environment that promotes professional growth and high performance across all departments. Erik Haven drives the implementation of modern HR technologies to streamline talent management processes and improve employee engagement. Through the alignment of human resources policies with corporate goals, the Executive Vice President & Chief Human Resources Officer strengthens the organizational foundation. Ultimately, Haven cultivates a resilient workforce capable of adapting to the evolving demands of the automotive finance industry.
Yvonne Freeman - Chief of Staff & Divisional Chief Information Officer, Technology
Yvonne Freeman, the Chief of Staff & Divisional Chief Information Officer, Technology at GM Financial, directs the integration of technology strategy with executive operations. Freeman oversees the digital infrastructure and software development teams responsible for maintaining the core lending platforms. By managing the technology roadmap, the Chief of Staff & Divisional Chief Information Officer, Technology ensures that digital tools support the efficiency of automotive financing processes. This role involves coordinating cross-functional projects that bridge the gap between technical teams and business units. Yvonne Freeman drives the adoption of scalable cloud solutions and data analytics to improve customer experiences. Through the oversight of technology investments, the Chief of Staff & Divisional Chief Information Officer, Technology optimizes operational workflows and enhances system security. Ultimately, Freeman ensures that the technological capabilities of the firm remain aligned with the strategic goals of General Motors Company.
Ross Reichardt - Chief of Staff. General Motors Insurance
Ross Reichardt, the Chief of Staff. General Motors Insurance at GM Financial, directs the operational coordination and strategic initiatives for the insurance division. Reichardt oversees the integration of insurance products into the automotive financing lifecycle, ensuring a seamless experience for customers. By managing the communication flow between the insurance unit and executive leadership, the Chief of Staff. General Motors Insurance facilitates rapid decision-making and project execution. This role involves analyzing market performance data to refine insurance offerings and improve coverage options. Ross Reichardt drives the development of cross-departmental strategies that leverage the synergy between lending and insurance services. Through the oversight of operational processes, the Chief of Staff. General Motors Insurance enhances the value provided to General Motors Company customers. Ultimately, Reichardt ensures that the insurance division contributes to the overall growth and diversification of the financial services portfolio.
Rachna Ponia - Vice President, Delivery Transformation & Divisional Chief Information Officer, Information Technology (North America)
Rachna Ponia, the Vice President, Delivery Transformation & Divisional Chief Information Officer, Information Technology (North America) at GM Financial, directs the modernization of IT delivery systems across the North American market. Ponia oversees the implementation of agile methodologies and digital transformation projects that enhance service delivery speed. By managing the IT infrastructure, the Vice President, Delivery Transformation & Divisional Chief Information Officer, Information Technology (North America) ensures that North American operations benefit from cutting-edge software solutions. This role involves leading large-scale technology initiatives that improve the reliability and scalability of lending platforms. Rachna Ponia drives the adoption of automated processes to reduce operational friction and improve customer satisfaction. Through the oversight of IT resources, the Vice President, Delivery Transformation & Divisional Chief Information Officer, Information Technology (North America) supports the strategic objectives of the firm. Ultimately, Ponia ensures that technology remains a key driver of competitive advantage in the North American region.
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