FNB South Africa Executive and Leadership Team

September, 2026

Leadership Overview

FNB South Africa has 10 executives leading key functions including corporate strategy, fiduciary services, personal banking, private wealth, and commercial enterprise banking.

Committed to financial inclusion and digital innovation, FNB South Africa delivers comprehensive banking solutions while driving economic growth across the African continent through advanced technological integration and customer-centric service models.

Leadership Roles at FNB South Africa

  • Chief Executive Officer - Bertie Huggett
  • Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa) - Vijay Morarjee
  • Chief Executive Officer Personal Customer Sub-Segments - Devesh Naidoo
  • Chief Executive Officer, Fnb Private Wealth & Rmb Private Bank - Pravesh Sunker
  • Chief Executive Officer & Entry Markets Officer - Zibu Nqala
  • Chief Executive Officer, Private Core Banking & Channel Islands Bank - Philani Potwana
  • Chief Executive Officer, Fnb Cash Investments Retail - Himal Parbhoo
  • Chief Executive Officer & Fnb Commercial Enterprise Banking Officer - Michael Naidoo
  • Chief Executive Officer, Fnb Connect & Service Provider - Sashin Sookroo
  • Chief Executive Officer, Credit Card - Senzosenkosi Nsibande
  • Bertie Huggett - Chief Executive Officer

    Bertie Huggett, the Chief Executive Officer at FNB South Africa, directs the overarching strategic vision for the entire banking institution. Overseeing the integration of personal, commercial, and corporate banking services, the Chief Executive Officer ensures operational excellence across all financial sectors. This leadership role involves managing complex stakeholder relationships and driving long-term value for shareholders. By aligning internal resources with market demands, Huggett optimizes the delivery of banking products to a diverse client base. The Chief Executive Officer maintains a focus on sustainable growth and digital transformation, ensuring the bank remains competitive in a rapidly evolving financial landscape. Through rigorous oversight of organizational performance, Bertie Huggett secures the stability and future trajectory of the institution, fostering a culture of innovation and financial integrity that defines the core mission of the organization.

    Vijay Morarjee - Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa)

    Vijay Morarjee, the Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa) at FNB South Africa, manages the specialized fiduciary services division. Overseeing estate planning, trust management, and complex asset administration, the Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa) ensures compliance with regulatory standards while protecting client wealth. This role requires deep expertise in legal and financial frameworks to provide secure, long-term solutions for high-net-worth individuals. By coordinating with legal teams and financial advisors, Morarjee delivers tailored fiduciary strategies that address unique client needs. The Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa) drives the expansion of fiduciary offerings, enhancing the bank's reputation for reliability and professional excellence. Through meticulous attention to detail and strategic planning, Vijay Morarjee strengthens the trust-based relationships that form the foundation of the bank's private client services.
    Vijay Morarjee

    Devesh Naidoo - Chief Executive Officer Personal Customer Sub-Segments

    Devesh Naidoo, the Chief Executive Officer Personal Customer Sub-Segments at FNB South Africa, architects the strategy for individual banking products tailored to specific demographic needs. Overseeing the development of personalized financial solutions, the Chief Executive Officer Personal Customer Sub-Segments ensures that retail banking services remain accessible and relevant to a broad consumer base. This role involves analyzing market data to refine product offerings and improve customer engagement across digital and physical channels. By segmenting the retail market, Naidoo drives targeted growth and enhances the overall user experience. The Chief Executive Officer Personal Customer Sub-Segments collaborates with technology teams to implement seamless banking interfaces that simplify financial management for individuals. Through strategic focus on customer-centric innovation, Devesh Naidoo expands the bank's reach and strengthens its position as a leader in personal financial services.
    Devesh Naidoo

    Pravesh Sunker - Chief Executive Officer, Fnb Private Wealth & Rmb Private Bank

    Pravesh Sunker, the Chief Executive Officer, Fnb Private Wealth & Rmb Private Bank at FNB South Africa, leads the high-end wealth management and private banking divisions. Overseeing investment strategies, portfolio management, and exclusive client services, the Chief Executive Officer, Fnb Private Wealth & Rmb Private Bank ensures that affluent clients receive sophisticated financial guidance. This role involves managing high-value assets and providing bespoke solutions that align with complex wealth preservation goals. By leveraging deep market insights, Sunker drives the performance of private banking portfolios and maintains the bank's competitive edge in the luxury financial sector. The Chief Executive Officer, Fnb Private Wealth & Rmb Private Bank fosters strong relationships with elite clients, ensuring personalized attention and superior service delivery. Through strategic leadership, Pravesh Sunker secures the bank's status as a premier provider of private wealth management services.
    Pravesh Sunker

    Zibu Nqala - Chief Executive Officer & Entry Markets Officer

    Zibu Nqala, the Chief Executive Officer & Entry Markets Officer at FNB South Africa, directs the expansion into emerging market segments and new customer demographics. Overseeing the development of inclusive banking products, the Chief Executive Officer & Entry Markets Officer ensures that financial services reach underserved populations, promoting broader economic participation. This role involves identifying growth opportunities in untapped regions and designing accessible financial tools that lower barriers to entry. By implementing scalable banking solutions, Nqala drives market penetration and fosters financial literacy among new customer groups. The Chief Executive Officer & Entry Markets Officer collaborates with regional teams to adapt service models to local needs, ensuring sustainable growth in diverse environments. Through strategic focus on accessibility and innovation, Zibu Nqala expands the bank's footprint and reinforces its commitment to inclusive financial development across the region.

    Philani Potwana - Chief Executive Officer, Private Core Banking & Channel Islands Bank

    Philani Potwana, the Chief Executive Officer, Private Core Banking & Channel Islands Bank at FNB South Africa, manages the core private banking infrastructure and international banking operations. Overseeing the stability of private banking systems and the strategic direction of offshore financial services, the Chief Executive Officer, Private Core Banking & Channel Islands Bank ensures seamless cross-border transactions and secure asset management. This role involves maintaining high standards of operational efficiency and regulatory compliance across international jurisdictions. By optimizing core banking processes, Potwana supports the delivery of reliable financial services to a global client base. The Chief Executive Officer, Private Core Banking & Channel Islands Bank coordinates with international partners to enhance the bank's global reach and service capabilities. Through rigorous management of core systems and international operations, Philani Potwana ensures the integrity and performance of the bank's private banking portfolio.

    Himal Parbhoo - Chief Executive Officer, Fnb Cash Investments Retail

    Himal Parbhoo, the Chief Executive Officer, Fnb Cash Investments Retail at FNB South Africa, directs the retail cash investment strategy and savings product portfolio. Overseeing the management of liquid assets and interest-bearing accounts, the Chief Executive Officer, Fnb Cash Investments Retail ensures that retail customers have access to secure and competitive investment vehicles. This role involves analyzing interest rate trends and market conditions to optimize product offerings for individual savers. By developing innovative cash management solutions, Parbhoo drives deposit growth and enhances the bank's retail liquidity position. The Chief Executive Officer, Fnb Cash Investments Retail collaborates with product development teams to create user-friendly investment platforms that encourage financial stability for retail clients. Through strategic oversight of cash investment products, Himal Parbhoo strengthens the bank's retail banking foundation and supports the financial goals of individual customers.
    Himal Parbhoo

    Michael Naidoo - Chief Executive Officer & Fnb Commercial Enterprise Banking Officer

    Michael Naidoo, the Chief Executive Officer & Fnb Commercial Enterprise Banking Officer at FNB South Africa, leads the commercial banking division focused on enterprise-level clients. Overseeing credit facilities, business banking services, and corporate financial solutions, the Chief Executive Officer & Fnb Commercial Enterprise Banking Officer ensures that commercial entities receive the support necessary for operational success and expansion. This role involves managing large-scale business relationships and providing strategic financial advice to corporate leaders. By tailoring banking products to the specific needs of enterprises, Naidoo drives commercial growth and strengthens the bank's corporate portfolio. The Chief Executive Officer & Fnb Commercial Enterprise Banking Officer collaborates with internal departments to streamline lending processes and enhance service delivery for business clients. Through strategic focus on commercial excellence, Michael Naidoo supports the economic vitality of the business sector and reinforces the bank's role as a key financial partner.

    Sashin Sookroo - Chief Executive Officer, Fnb Connect & Service Provider

    Sashin Sookroo, the Chief Executive Officer, Fnb Connect & Service Provider at FNB South Africa, manages the telecommunications and digital service provider arm of the bank. Overseeing the integration of mobile connectivity and digital banking services, the Chief Executive Officer, Fnb Connect & Service Provider ensures that customers have seamless access to financial tools through digital platforms. This role involves driving the adoption of mobile banking technologies and expanding the digital ecosystem to enhance customer convenience. By leveraging telecommunications infrastructure, Sookroo improves the delivery of banking services and increases digital engagement. The Chief Executive Officer, Fnb Connect & Service Provider collaborates with technology teams to innovate digital product offerings and maintain a competitive edge in the fintech space. Through strategic leadership in digital connectivity, Sashin Sookroo transforms the banking experience and supports the bank's digital-first strategy.

    Senzosenkosi Nsibande - Chief Executive Officer, Credit Card

    Senzosenkosi Nsibande, the Chief Executive Officer, Credit Card at FNB South Africa, directs the credit card division and consumer lending strategy. Overseeing the issuance, management, and risk assessment of credit products, the Chief Executive Officer, Credit Card ensures that lending services are both profitable and responsible. This role involves developing competitive credit offerings that meet the diverse needs of the bank's customer base while maintaining strict risk management protocols. By analyzing credit performance and market trends, Nsibande optimizes the credit card portfolio and enhances customer loyalty through value-added features. The Chief Executive Officer, Credit Card collaborates with data analytics teams to refine credit scoring models and improve the efficiency of the lending process. Through strategic focus on credit product innovation, Senzosenkosi Nsibande drives revenue growth and supports the financial flexibility of the bank's retail and commercial clients.

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    Frequently Asked Questions Regarding FNB South Africa Top Executives and Leadership Team

    Who leads FNB South Africa?
    FNB South Africa is led by Bertie Huggett (Chief Executive Officer), along with executives such as Vijay Morarjee (Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa)) and Devesh Naidoo (Chief Executive Officer Personal Customer Sub-Segments).
    Who is part of FNB South Africa’s executive team?
    The executive team of FNB South Africa includes leaders such as Bertie Huggett (Chief Executive Officer), Vijay Morarjee (Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa)), Devesh Naidoo (Chief Executive Officer Personal Customer Sub-Segments) and other senior executives.
    How many executives does FNB South Africa have?
    FNB South Africa has 10 executives leading key business areas.
    What roles are included in FNB South Africa’s leadership team?
    The leadership team of FNB South Africa includes roles such as Chief Executive Officer, Chief Executive Officer, Fnb Fiduciary At Fnb (South Africa), Chief Executive Officer Personal Customer Sub-Segments, Chief Executive Officer, Fnb Private Wealth & Rmb Private Bank, Chief Executive Officer & Entry Markets Officer.