Leadership Overview
Au Small Finance Bank has 8 executives leading key functions including strategy, retail banking, human capital, and insurance operations.
Focused on expanding financial inclusion across India, Au Small Finance Bank delivers comprehensive wholesale banking, personal banking, and retail loan products to diverse customer segments.
Focused on expanding financial inclusion across India, Au Small Finance Bank delivers comprehensive wholesale banking, personal banking, and retail loan products to diverse customer segments.
Leadership Roles at Au Small Finance Bank
Siddharth Khunteta - Vice President - MD and Chief Executive Officer Office
Siddharth Khunteta, the Vice President - MD and Chief Executive Officer Office at Au Small Finance Bank, manages critical administrative workflows and strategic communication channels for the executive leadership team. Khunteta coordinates high-level initiatives between the office of the MD and various departmental heads to ensure operational cohesion across the organization. By streamlining internal reporting structures, the Vice President - MD and Chief Executive Officer Office facilitates rapid decision-making processes that support the bank's growth in the competitive Indian financial sector. Siddharth Khunteta monitors key performance indicators to align daily activities with the broader corporate vision of providing accessible banking solutions. This role requires constant interaction with senior management to refine organizational policies and improve efficiency. Through meticulous oversight of executive projects, the Vice President - MD and Chief Executive Officer Office maintains the operational integrity necessary for sustained market expansion and long-term institutional stability.
Sanjay Agarwal - MD and Chief Executive Officer
Sanjay Agarwal, the MD and Chief Executive Officer at Au Small Finance Bank, directs the overall strategic trajectory and long-term vision for the institution. Agarwal oversees the expansion of wholesale and retail banking services, ensuring the bank maintains a robust presence within the Indian financial landscape. By fostering a culture of innovation and customer-centricity, the MD and Chief Executive Officer drives the development of diverse loan products and insurance offerings. Sanjay Agarwal collaborates with the Board to navigate complex regulatory environments while scaling operations to reach underserved markets. This leadership position involves balancing aggressive growth targets with prudent risk management practices to protect shareholder value. Through the implementation of advanced digital banking solutions, the MD and Chief Executive Officer strengthens the competitive position of the bank. Ultimately, Agarwal secures the financial health of the organization while championing the mission of inclusive economic growth across the nation.
Yogesh Jain - Deputy Chief Executive Officer
Yogesh Jain, the Deputy Chief Executive Officer at Au Small Finance Bank, executes operational strategies that support the bank's core retail and wholesale banking objectives. Jain supervises cross-functional teams to optimize service delivery and enhance the customer experience across all product lines. By analyzing market trends and internal performance metrics, the Deputy Chief Executive Officer identifies opportunities for process improvements and revenue diversification. Yogesh Jain works closely with the MD and Chief Executive Officer to translate high-level corporate goals into actionable plans for regional branches. This role involves managing complex operational challenges and ensuring compliance with national banking standards. Through the effective allocation of resources and the implementation of scalable technology, the Deputy Chief Executive Officer drives efficiency gains that bolster the bank's market position. Jain maintains a focus on sustainable growth, ensuring that all retail loan products and insurance services meet the evolving needs of the diverse Indian customer base.
Nikk Rajput - Chief Executive Officer, Ks Pvt Ltd In Association With Au Small Finance Bank
Nikk Rajput, the Chief Executive Officer, Ks Pvt Ltd In Association With Au Small Finance Bank at Au Small Finance Bank, leads specialized initiatives that integrate external partnerships with the bank's core financial ecosystem. Rajput manages the strategic alignment between the subsidiary operations and the parent bank to maximize synergy in product distribution and service accessibility. By overseeing the development of niche financial solutions, the Chief Executive Officer, Ks Pvt Ltd In Association With Au Small Finance Bank expands the reach of retail banking services into untapped market segments. Nikk Rajput coordinates with internal stakeholders to ensure that all collaborative efforts adhere to the rigorous quality standards of the bank. This leadership role involves driving business development activities that increase market penetration and customer acquisition. Through the effective management of these strategic associations, the Chief Executive Officer, Ks Pvt Ltd In Association With Au Small Finance Bank contributes significantly to the overall growth and diversification of the bank's portfolio.
Kishore Mangalvedhe - Chief Operating Officer, Rural Banking (South)
Kishore Mangalvedhe, the Chief Operating Officer, Rural Banking (South) at Au Small Finance Bank, directs all operational activities for the bank's southern rural expansion efforts. Mangalvedhe oversees the deployment of retail banking services and loan products tailored specifically to the needs of rural communities. By optimizing branch operations and field service delivery, the Chief Operating Officer, Rural Banking (South) ensures that the bank maintains a strong, reliable presence in these critical geographic markets. Kishore Mangalvedhe manages regional teams to improve service efficiency and customer engagement, directly impacting the bank's ability to provide financial inclusion. This role involves coordinating with central leadership to implement standardized banking protocols while adapting to local market nuances. Through the strategic management of rural operations, the Chief Operating Officer, Rural Banking (South) drives revenue growth and strengthens the bank's reputation as a trusted financial partner for rural populations across the southern region.
Dilip Vidyarthy - President - Bancassurance
Dilip Vidyarthy, the President - Bancassurance at Au Small Finance Bank, manages the strategic integration and distribution of insurance products through the bank's extensive branch network. Vidyarthy oversees partnerships with insurance providers to ensure that the bank offers a comprehensive suite of protection products to its retail and wholesale clients. By driving sales initiatives and training staff on insurance offerings, the President - Bancassurance increases the penetration of these products within the existing customer base. Dilip Vidyarthy monitors market performance and adjusts product strategies to meet the evolving financial security needs of the bank's clientele. This role involves coordinating with regional heads to ensure that insurance services are seamlessly embedded into the customer journey. Through the effective management of the bancassurance portfolio, the President - Bancassurance contributes to the bank's non-interest income growth and enhances the overall value proposition offered to customers across the national market.
Saurabh Tambi - President
Saurabh Tambi, the President at Au Small Finance Bank, directs high-level strategic initiatives that span the bank's diverse financial operations. Tambi oversees the development and execution of long-term business plans, ensuring that the bank remains competitive in the wholesale and retail banking sectors. By coordinating with other C-suite leaders, the President facilitates the alignment of departmental goals with the bank's overarching mission of financial inclusion. Saurabh Tambi manages key institutional relationships and monitors market trends to identify new opportunities for growth and service innovation. This leadership role involves providing guidance on complex financial projects and ensuring that the bank maintains its commitment to operational excellence. Through the strategic oversight of core business functions, the President drives the bank's ability to scale its loan products and banking services effectively. Tambi maintains a focus on sustainable performance, ensuring that the organization continues to deliver value to customers and stakeholders alike.

Akash Diwakar - Chief People Officer
Akash Diwakar, the Chief People Officer at Au Small Finance Bank, architects the human capital strategy that supports the bank's rapid growth and operational requirements. Diwakar oversees talent acquisition, employee development, and organizational culture initiatives to ensure the workforce remains aligned with the bank's mission. By implementing performance management systems and leadership training programs, the Chief People Officer fosters a high-performance environment across all departments. Akash Diwakar collaborates with the executive team to address staffing needs and promote internal mobility, which is essential for maintaining service quality in retail and wholesale banking. This role involves managing complex human resource operations that span the entire organization, ensuring compliance with labor regulations and promoting diversity. Through the strategic development of the bank's human capital, the Chief People Officer drives employee engagement and retention, which directly supports the bank's ability to deliver superior financial products and services to customers.
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