American Savings Bank Executive and Leadership Team

November, 2026

Leadership Overview

American Savings Bank has 5 executives leading key functions including strategy, financial oversight, administrative operations, and regional market development.

Committed to fostering economic growth across Hawaii, American Savings Bank delivers comprehensive financial solutions while maintaining a deep focus on community empowerment and sustainable banking practices for local families and businesses.

Leadership Roles at American Savings Bank

  • Chief Executive Officer & President - Ann Teranishi
  • Chief Financial Officer - Boulier Charles
  • Executive Vice President & Chief Financial Officer - Dane Teruya
  • Chief Administrative Officer & Executive Vice President - Beth Whitehead
  • Regional Executive - Layne Campos
  • Ann Teranishi - Chief Executive Officer & President

    Ann Teranishi, the Chief Executive Officer & President at American Savings Bank, directs the overarching strategic vision and operational execution for the entire institution. Overseeing the alignment of personal, business, and commercial banking divisions, the Chief Executive Officer & President ensures consistent delivery of financial products across the Hawaiian islands. This leadership role involves constant collaboration with the Board to refine long-term growth objectives and maintain robust capital health. By prioritizing customer-centric service models, Ann Teranishi drives the expansion of digital payment platforms and mortgage lending services. Teranishi maintains a focus on community-based financial education, ensuring the bank remains a pillar of local economic stability. Through rigorous oversight of institutional performance, the Chief Executive Officer & President secures the competitive market position of the bank while fostering a culture of innovation and excellence in every department.
    Ann Teranishi

    Boulier Charles - Chief Financial Officer

    Boulier Charles, the Chief Financial Officer at American Savings Bank, manages the complex financial architecture and capital allocation strategies required for regional banking operations. Overseeing the balance sheet, the Chief Financial Officer monitors interest rate risks and liquidity management to ensure the institution generates sustainable income from loans and investments. This role involves precise reporting to regulatory bodies and the Board regarding fiscal health and asset quality. By optimizing deposit gathering strategies and fee-based revenue streams, Boulier Charles strengthens the financial foundation of the bank. Charles coordinates with various department heads to align operational spending with the broader corporate mission of supporting local entrepreneurs and families. Through meticulous analysis of market trends and economic indicators, the Chief Financial Officer mitigates financial exposure while maximizing shareholder value and maintaining the long-term solvency of the institution across the state.

    Dane Teruya - Executive Vice President & Chief Financial Officer

    Dane Teruya, the Executive Vice President & Chief Financial Officer at American Savings Bank, architects the internal financial controls and investment strategies that support the bank's diverse portfolio. Overseeing the treasury functions and financial planning, the Executive Vice President & Chief Financial Officer ensures the efficient deployment of capital across commercial and personal lending sectors. This leadership role requires constant interaction with the executive team to evaluate the profitability of new financial products and services. By managing the bank's investment-related services, Dane Teruya directly influences the growth of assets under management. Teruya maintains a focus on operational efficiency, streamlining transaction services to enhance the overall customer experience. Through the implementation of advanced financial modeling, the Executive Vice President & Chief Financial Officer provides the necessary data to guide strategic decision-making, ensuring the institution remains a resilient and profitable leader within the competitive Hawaii financial landscape.
    Dane Teruya

    Beth Whitehead - Chief Administrative Officer & Executive Vice President

    Beth Whitehead, the Chief Administrative Officer & Executive Vice President at American Savings Bank, directs the internal infrastructure and organizational processes that enable seamless banking operations. Overseeing human resources, corporate governance, and administrative support systems, the Chief Administrative Officer & Executive Vice President ensures that the workforce remains aligned with the bank's mission of serving local communities. This role involves managing cross-functional initiatives that improve internal communication and operational agility. By optimizing administrative workflows, Beth Whitehead supports the delivery of high-quality personal and business banking services. Whitehead collaborates with other C-suite leaders to implement policies that foster a productive and inclusive corporate environment. Through the management of organizational risk and compliance frameworks, the Chief Administrative Officer & Executive Vice President maintains the integrity of the bank's operations, ensuring that all administrative functions contribute directly to the sustained growth and reputation of the institution.
    Beth Whitehead

    Layne Campos - Regional Executive

    Layne Campos, the Regional Executive at American Savings Bank, drives market penetration and customer engagement initiatives across specific geographic territories within the state. Overseeing the delivery of banking services to local businesses and entrepreneurs, the Regional Executive ensures that the bank's financial products meet the unique needs of diverse communities. This role involves building strong relationships with local stakeholders and identifying opportunities for regional growth in deposits and lending. By coordinating with branch managers, Layne Campos executes strategies that enhance the bank's presence and accessibility. Campos monitors regional performance metrics to ensure that service delivery remains consistent with the broader corporate standards. Through active engagement with the local business ecosystem, the Regional Executive fosters loyalty and expands the customer base, directly contributing to the overall revenue goals and community impact of the institution while maintaining a focus on personalized financial solutions.

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    Frequently Asked Questions Regarding American Savings Bank Top Executives and Leadership Team

    Who leads American Savings Bank?
    American Savings Bank is led by Ann Teranishi (Chief Executive Officer & President), along with executives such as Boulier Charles (Chief Financial Officer) and Dane Teruya (Executive Vice President & Chief Financial Officer).
    Who is part of American Savings Bank’s executive team?
    The executive team of American Savings Bank includes leaders such as Ann Teranishi (Chief Executive Officer & President), Boulier Charles (Chief Financial Officer), Dane Teruya (Executive Vice President & Chief Financial Officer) and other senior executives.
    How many executives does American Savings Bank have?
    American Savings Bank has 5 executives leading key business areas.
    What roles are included in American Savings Bank’s leadership team?
    The leadership team of American Savings Bank includes roles such as Chief Executive Officer & President, Chief Financial Officer, Executive Vice President & Chief Financial Officer, Chief Administrative Officer & Executive Vice President, Regional Executive.