Attijariwafa Bank Executive and Leadership Team

Ghizlane Seghrouchni, the P. A of the Chief Executive Officer at Attijariwafa Bank, manages high-level administrative workflows and strategic communication channels. Coordinating directly with the executive office, Seghrouchni facilitates seamless information flow between the leadership team and various internal departments. This role involves prioritizing critical business inquiries and ensuring the Chief Executive Officer maintains focus on core banking objectives. By streamlining daily operations, the P. A of the Chief Executive Officer optimizes the efficiency of the executive suite. Ghizlane Seghrouchni also monitors project timelines to ensure alignment with the broader organizational goals of the bank. Through meticulous scheduling and resource allocation, the P. A of the Chief Executive Officer supports the overall stability of the financial group. This position requires constant vigilance regarding corporate priorities and the ability to manage complex stakeholder interactions across the African market.

Hamza Mikou, the Chief Executive Officer At Attijariwafa Ventures at Attijariwafa Bank, directs investment strategies and identifies emerging opportunities within the financial technology sector. Overseeing the venture capital arm, Mikou evaluates potential partnerships that enhance the digital banking capabilities of the group. The Chief Executive Officer At Attijariwafa Ventures drives innovation by allocating capital toward startups that align with the long-term vision of the bank. This leadership role involves managing portfolio performance and mitigating risks associated with early-stage investments. Hamza Mikou also collaborates with the broader executive committee to integrate new technologies into existing banking services. By fostering an environment of growth and agility, the Chief Executive Officer At Attijariwafa Ventures ensures the organization remains competitive in the evolving African financial landscape. Mikou secures future revenue streams through strategic market positioning and disciplined investment analysis.

Rachid Kettani, the Group Chief Financial Officer at Attijariwafa Bank, manages the fiscal health and capital structure of the entire banking group. Overseeing financial reporting, budgeting, and treasury operations, Kettani ensures compliance with international banking standards. The Group Chief Financial Officer drives profitability by optimizing asset allocation and monitoring liquidity across all regional markets. This leadership role involves providing the Board with accurate financial insights to support strategic decision-making. Rachid Kettani also coordinates with regulatory bodies to maintain the integrity of the financial statements. By implementing robust internal controls, the Group Chief Financial Officer safeguards the assets of the institution. Kettani maintains a focus on long-term financial sustainability while navigating the complexities of the African banking sector. This position requires deep analytical expertise to manage the diverse financial requirements of the corporate and investment banking divisions.

Anis Zyat, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries at Attijariwafa Bank, directs the financial performance of various regional entities. Overseeing the accounting and reporting standards for these subsidiaries, Zyat ensures consistency with the parent company's fiscal policies. The Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries drives operational efficiency by monitoring cost structures and revenue growth across diverse markets. This leadership role involves analyzing subsidiary-level data to identify opportunities for improved capital utilization. Anis Zyat also collaborates with local management teams to align regional objectives with the overarching strategy of the group. By maintaining rigorous financial oversight, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries supports the stability of the international banking network. Zyat manages complex cross-border financial reporting requirements to ensure transparency and compliance throughout the entire organizational structure.

Mohamed Hamlili, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member at Attijariwafa Bank, directs the strategic financial planning and corporate governance initiatives. Overseeing the executive committee's financial agenda, Hamlili ensures that all business units adhere to the long-term growth targets of the group. The Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member drives organizational performance by evaluating investment risks and capital requirements. This leadership role involves coordinating with other C-suite executives to harmonize corporate strategy with financial capabilities. Mohamed Hamlili also manages investor relations and ensures the transparency of the bank's financial health. By providing high-level oversight of the group's financial operations, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member supports the overall market impact of the institution. Hamlili maintains a focus on sustainable value creation for all stakeholders.

Hicham Ziadi, the Group Chief Information Officer & Director, Executif at Attijariwafa Bank, architects the digital infrastructure and cybersecurity frameworks for the entire organization. Overseeing the implementation of advanced banking software, Ziadi ensures the reliability and security of all digital transactions. The Group Chief Information Officer & Director, Executif drives technological transformation by integrating cloud solutions and data analytics into the core banking services. This leadership role involves managing large-scale IT projects that enhance customer experience and operational speed. Hicham Ziadi also collaborates with the executive committee to align technology investments with the strategic goals of the bank. By prioritizing innovation and system resilience, the Group Chief Information Officer & Director, Executif protects the digital assets of the institution. Ziadi maintains a focus on scalable technology to support the expansion of banking services across the African continent.