Attijariwafa Bank Executive and Leadership Team

Hamza Mikou, the Chief Executive Officer at Attijariwafa Bank, directs the overall strategic vision and operational execution for the entire banking group. This leadership role involves guiding all banking activities, encompassing personal and professional banking, corporate banking, investment banking, and international banking operations. Mikou ensures alignment across these diverse financial sectors, driving growth and maintaining the group's competitive edge in the Moroccan and African markets. The Chief Executive Officer's mandate includes fostering innovation, optimizing service delivery, and upholding the highest standards of financial integrity. Hamza Mikou's strategic oversight is critical to the bank's expansion and its commitment to serving a broad client base with tailored financial solutions. This executive position demands a comprehensive understanding of global financial trends and their application within the regional context.

Omar Bounjou, the Group CEO at Attijariwafa Bank, spearheads the strategic direction and overarching management of the entire financial institution. This executive position is responsible for setting the group's long-term objectives and ensuring operational coherence across all its banking segments, including personal, corporate, investment, and international finance. Bounjou's leadership focuses on enhancing the bank's market presence and driving sustainable growth within Morocco and across Africa. The Group CEO's responsibilities extend to fostering a culture of excellence, managing key stakeholder relationships, and ensuring the bank's financial health and stability. Omar Bounjou's strategic initiatives are vital for navigating the complex financial landscape and maintaining Attijariwafa Bank's status as a premier banking group. This role requires a deep understanding of regulatory environments and market dynamics.

Ghizlane Seghrouchni, the P. A of the Chief Executive Officer at Attijariwafa Bank, provides critical executive support to the Chief Executive Officer, facilitating the smooth execution of strategic initiatives and daily operations. This role involves managing complex schedules, coordinating communications, and preparing essential documentation to ensure the CEO's effectiveness across all banking activities. Seghrouchni acts as a key liaison, bridging communication between the CEO's office and various departments, including personal, corporate, investment, and international banking. The P. A of the Chief Executive Officer's duties are integral to maintaining operational efficiency and supporting the strategic decision-making processes that drive Attijariwafa Bank's growth in Morocco and Africa. Ghizlane Seghrouchni's meticulous attention to detail and organizational prowess are fundamental to the executive leadership's ability to manage the group's diverse financial operations.

Anis Zyat, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries at Attijariwafa Bank, directs the financial strategy and management for all subsidiary entities within the group. This critical role involves overseeing financial planning, budgeting, reporting, and risk management across the diverse banking activities, including personal, corporate, investment, and international banking. Zyat ensures robust financial controls and compliance, safeguarding the fiscal health of each subsidiary and contributing to the overall financial stability of the Attijariwafa Bank group. The Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries' responsibilities include optimizing financial performance, managing capital allocation, and providing strategic financial insights to support executive decision-making. Anis Zyat's financial acumen is essential for navigating the complexities of the banking sector and driving profitable growth across the group's operations in Morocco and beyond.

Rachid Kettani, the Group Chief Financial Officer at Attijariwafa Bank, oversees the consolidated financial health and strategic financial planning for the entire banking group. This senior executive role encompasses managing group-level financial reporting, capital management, treasury operations, and investor relations, ensuring fiscal discipline and transparency across all banking activities. Kettani's responsibilities include optimizing the group's financial structure, driving profitability, and mitigating financial risks to support sustainable growth in personal, corporate, investment, and international banking sectors. The Group Chief Financial Officer's strategic insights are crucial for executive decision-making and for maintaining the confidence of stakeholders in Attijariwafa Bank's financial stability. Rachid Kettani's expertise is fundamental to the group's financial integrity and its continued expansion within Morocco and the broader African market.

Mohammed Hamlili, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member at Attijariwafa Bank, holds a dual executive mandate, contributing significantly to both the strategic management and financial oversight of the banking group. This comprehensive role involves supporting the Group CEO in overall strategic direction while also leading the group's financial operations, including financial planning, reporting, and capital allocation across personal, corporate, investment, and international banking. Hamlili's position on the Group Executive Committee ensures that financial considerations are integrated into high-level strategic decisions. The Group Deputy Managing Director and Group Chief Financial Officer's responsibilities are key to ensuring the bank's financial resilience, operational efficiency, and sustained growth. Mohammed Hamlili's leadership is instrumental in navigating the financial complexities of the Moroccan and African banking sectors.

Hicham Ziadi, the Group Chief Information Officer & Director, Executif at Attijariwafa Bank, leads the technology strategy and digital transformation initiatives across the entire banking group. This executive position is responsible for overseeing all information technology infrastructure, systems development, cybersecurity, and data management to support the bank's comprehensive financial services. Ziadi drives innovation in technology to enhance operational efficiency, improve customer experience in personal and corporate banking, and secure the bank's digital assets. The Group Chief Information Officer & Director, Executif's mandate includes ensuring the technological capabilities align with the group's strategic objectives in investment and international banking. Hicham Ziadi's leadership is pivotal in modernizing Attijariwafa Bank's technological framework, ensuring its competitiveness and resilience in the evolving financial landscape of Morocco and Africa.