Attijariwafa Bank Executive and Leadership Team

Hamza Mikou, the Chief Executive Officer At Attijariwafa Ventures at Attijariwafa Bank, directs all investment activities and venture capital initiatives. Mikou manages the identification of high-growth startups and fintech opportunities that align with the broader digital transformation goals of the organization. By overseeing the deployment of capital into emerging markets, the Chief Executive Officer At Attijariwafa Ventures ensures the bank remains at the forefront of financial innovation. This leadership role involves constant collaboration with the board to assess risk profiles and long-term portfolio performance. Hamza Mikou drives the strategic vision for venture investments, ensuring that every partnership enhances the competitive positioning of the group. Through rigorous analysis of market trends, the Chief Executive Officer At Attijariwafa Ventures secures sustainable growth for the investment arm, ultimately strengthening the overall financial ecosystem of the institution across the African region.

Ghizlane Seghrouchni, the P. A of the Chief Executive Officer at Attijariwafa Bank, manages the daily operational flow and strategic priorities for the executive office. Seghrouchni coordinates high-level communications between the leadership team and external stakeholders, ensuring that corporate objectives receive immediate attention. By streamlining administrative workflows, the P. A of the Chief Executive Officer facilitates efficient decision-making processes across the entire banking group. This role requires constant monitoring of internal projects and external market developments to provide the necessary support for the executive leadership. Ghizlane Seghrouchni maintains the integrity of the executive agenda, ensuring that all departmental goals align with the core mission of the bank. Through meticulous organization and proactive management, the P. A of the Chief Executive Officer optimizes the productivity of the senior management team, directly contributing to the operational success of the organization in the competitive financial sector.

Omar Bounjou, the Group CEO at Attijariwafa Bank, directs the overarching strategy and long-term vision for the entire financial group. Bounjou oversees the integration of personal, corporate, and investment banking activities to ensure consistent performance across all regional markets. By architecting the expansion of the bank throughout Africa, the Group CEO maintains a focus on market leadership and operational excellence. This leadership role involves constant engagement with the board and senior management to drive profitability and risk management standards. Omar Bounjou executes the corporate mission by fostering a culture of innovation and financial stability. Through the alignment of diverse business units, the Group CEO ensures that the institution meets the evolving needs of professional and individual clients. Ultimately, Bounjou secures the future of the bank by balancing aggressive growth targets with the maintenance of strong capital reserves and regulatory compliance across all international operations.

Anis Zyat, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries at Attijariwafa Bank, manages the financial health and reporting standards for all regional entities. Zyat oversees the consolidation of financial data across diverse subsidiaries, ensuring that each unit adheres to the strict fiscal policies of the parent organization. By directing the allocation of resources, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries supports the growth of international banking operations. This leadership role involves constant coordination with local management teams to optimize cash flow and mitigate financial risks. Anis Zyat drives the implementation of standardized accounting practices, which enhances transparency and operational efficiency across the group. Through the rigorous analysis of subsidiary performance, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries provides the necessary insights to support strategic decision-making, ultimately ensuring the long-term financial stability of the entire banking network.

Mohammed Hamlili, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member at Attijariwafa Bank, directs the financial strategy and corporate governance frameworks. Hamlili oversees the capital structure and liquidity management, ensuring that the bank maintains a robust balance sheet. By serving on the executive committee, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member shapes the policies that govern the entire organization. This leadership role involves constant interaction with regulatory bodies and investors to maintain market confidence. Mohammed Hamlili drives the financial planning process, ensuring that all business units operate within the established risk appetite. Through the oversight of fiscal performance, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member supports the expansion of corporate and investment banking services, ultimately securing the financial health of the institution in the global market.

Rachid Kettani, the Group Chief Financial Officer at Attijariwafa Bank, directs the comprehensive financial reporting and treasury functions for the organization. Kettani oversees the management of assets and liabilities, ensuring that the bank optimizes its capital efficiency across all banking activities. By architecting the financial forecasting models, the Group Chief Financial Officer provides the necessary data to support the strategic expansion of the group. This leadership role involves constant collaboration with other C-suite members to align financial goals with the broader corporate mission. Rachid Kettani drives the development of internal controls and audit processes, which safeguard the integrity of the financial operations. Through the meticulous management of the bank's fiscal resources, the Group Chief Financial Officer ensures that the institution remains resilient against market volatility, ultimately supporting the sustainable growth of the bank's personal and professional banking divisions.

Hicham Ziadi, the Group Chief Information Officer & Director, Executif at Attijariwafa Bank, directs the digital transformation and technological infrastructure of the entire group. Ziadi oversees the development of secure banking platforms and the integration of advanced data analytics to improve customer service. By architecting scalable cloud solutions, the Group Chief Information Officer & Director, Executif ensures that the bank remains competitive in the rapidly evolving fintech landscape. This leadership role involves constant coordination with the executive team to align IT investments with the strategic goals of the organization. Hicham Ziadi drives the implementation of cybersecurity protocols, which protect the sensitive financial data of millions of clients. Through the modernization of core banking systems, the Group Chief Information Officer & Director, Executif enhances operational efficiency, ultimately enabling the bank to deliver seamless digital experiences across all international markets.