Attijariwafa Bank Executive and Leadership Team

Hamza Mikou, the Chief Executive Officer at Attijariwafa Bank, directs the overarching strategic vision for the organization. Mikou manages the expansion of personal and professional banking services across the African continent. By aligning corporate objectives with market demands, the Chief Executive Officer ensures the institution maintains a competitive edge in the financial sector. This leadership role involves constant collaboration with the board to optimize investment banking activities and international banking reach. Through rigorous oversight of operational efficiency, Hamza Mikou drives the bank toward long-term profitability. The Chief Executive Officer monitors macroeconomic trends to mitigate risks while identifying new growth opportunities. By fostering a culture of excellence, Mikou strengthens the market position of the firm. Ultimately, the Chief Executive Officer secures the financial health of the institution through disciplined management and strategic foresight.

Omar Bounjou, the Group CEO at Attijariwafa Bank, governs the entire banking group and its diverse portfolio of financial services. Bounjou architects the high-level corporate strategy, focusing on the integration of corporate banking and international operations. Overseeing the broad organizational structure, the Group CEO ensures that all regional branches adhere to the core mission of the bank. This leadership position requires constant engagement with executive committee members to synchronize departmental goals. By prioritizing digital transformation and customer-centric service models, Omar Bounjou enhances the overall value proposition for clients. The Group CEO manages complex stakeholder relationships to maintain the reputation of the institution within the global financial landscape. Through decisive action, Bounjou navigates the challenges of the banking industry. Ultimately, the Group CEO drives the sustainable development of the organization across all operational territories.

Anis Zyat, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries at Attijariwafa Bank, manages the fiscal health of all regional entities. Zyat monitors the financial performance of diverse subsidiaries to ensure alignment with group-wide budgetary targets. By analyzing revenue streams from international banking activities, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries optimizes capital allocation across the African market. This role involves rigorous reporting to the board regarding the financial stability of various business units. Anis Zyat coordinates with other financial leaders to standardize accounting practices and risk management protocols. Through precise financial modeling, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries identifies cost-saving opportunities and investment potential. By maintaining strict compliance with regulatory standards, Zyat protects the assets of the group. Ultimately, the Chief Financial Officer of The Attijariwafa Bank Group Subsidiaries secures the fiscal integrity of the entire subsidiary network.

Mohammed Hamlili, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member at Attijariwafa Bank, manages the financial strategy and executive operations of the group. Hamlili oversees the consolidation of financial statements and the execution of corporate investment policies. By directing the financial planning process, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member ensures that the bank meets its growth targets. This role involves active participation in the executive committee to shape the long-term direction of the firm. Mohammed Hamlili monitors the liquidity and capital adequacy of the bank to ensure resilience in volatile markets. Through strategic financial oversight, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member optimizes the balance sheet for maximum efficiency. By managing investor relations, Hamlili maintains transparency and trust. Ultimately, the Group Deputy Managing Director and Group Chief Financial Officer - Group Executive Committee Member secures the financial foundation of the institution.

Rachid Kettani, the Group Chief Financial Officer at Attijariwafa Bank, directs the global financial operations and fiscal strategy of the organization. Kettani oversees the budgeting, forecasting, and financial reporting processes that support the bank's diverse activities. By managing the capital structure, the Group Chief Financial Officer ensures that the institution maintains sufficient resources for international expansion. This leadership role involves constant interaction with the board to provide insights into the financial performance of the group. Rachid Kettani implements rigorous internal controls to mitigate financial risk and ensure regulatory compliance. Through the analysis of market trends, the Group Chief Financial Officer identifies opportunities to enhance profitability in corporate and investment banking. By coordinating with regional finance teams, Kettani ensures consistency in financial management across all territories. Ultimately, the Group Chief Financial Officer secures the long-term economic viability of the bank through disciplined fiscal leadership.

Hicham Ziadi, the Group Chief Information Officer & Director, Executif at Attijariwafa Bank, directs the technological infrastructure and digital transformation initiatives. Ziadi oversees the implementation of secure banking platforms that support personal and corporate financial services. By modernizing the IT architecture, the Group Chief Information Officer & Director, Executif ensures that the bank remains at the forefront of financial technology innovation. This leadership role involves managing large-scale data systems and cybersecurity protocols to protect client information across the African region. Hicham Ziadi collaborates with other executives to integrate digital solutions into the core banking model. Through the deployment of advanced analytics, the Group Chief Information Officer & Director, Executif improves operational efficiency and customer experience. By driving the adoption of new software, Ziadi maintains the technological agility of the firm. Ultimately, the Group Chief Information Officer & Director, Executif secures the digital future of the organization.