First Financial Bank Executive and Leadership Team

July, 2026

Leadership Overview

First Financial Bank has 10 executives leading key functions including strategy, finance, regional operations, lending, and market development.

Driven by a commitment to community and financial excellence, First Financial Bank provides comprehensive banking solutions across Ohio, Indiana, Kentucky, and Illinois, fostering growth and stability for individuals and businesses alike.

Leadership Roles at First Financial Bank

  • Chief Executive Officer & President - Kyle Goodwin
  • Chief Financial Officer - Nic Dougan
  • Regional President - David Cardell
  • Vice-President-Loan Officer - William Snodgrass
  • President, Retail Market Harrisburg - Zac Price
  • Commercial Market President - Krista Dobronos
  • Regional President, Market - Kirk Reis
  • Senior VP, Commercial Market (Indianapolis) & President - Jacob Sappenfield
  • Regional President, Commercial Market - Joseph Sofia
  • Regional President - David Dannemiller
  • Kyle Goodwin - Chief Executive Officer & President

    Kyle Goodwin, the Chief Executive Officer & President at First Financial Bank, directs the overarching corporate strategy and operational execution. Goodwin's leadership ensures the bank's robust personal banking, business banking, commercial lending, treasury management, mortgage lending, wealth management, and investment services align with market demands across Ohio, Indiana, Kentucky, and Illinois. This executive guides the institution's expansion and service delivery through both branch and digital channels. Goodwin's strategic vision drives the bank's commitment to financial excellence and community support. The Chief Executive Officer & President's role involves fostering innovation in financial products and services, ensuring regulatory compliance, and cultivating a high-performance culture. By setting clear objectives, Kyle Goodwin propels First Financial Bank's mission to serve individuals, businesses, and public-sector customers with integrity and expertise, solidifying its regional market presence and driving sustainable growth.

    Nic Dougan - Chief Financial Officer

    Nic Dougan, the Chief Financial Officer at First Financial Bank, manages all financial operations and fiscal strategy. Dougan oversees budgeting, financial planning, risk management, and capital allocation, ensuring the bank's financial health and stability across its service regions in Ohio, Indiana, Kentucky, and Illinois. This executive's responsibilities include optimizing treasury management services and guiding investment strategies to support the bank's growth objectives. Nic Dougan plays a critical part in maintaining investor relations and ensuring compliance with financial regulations. The Chief Financial Officer's expertise is vital for the bank's commercial lending and mortgage lending divisions, providing financial insights that support robust deal structures and client success. By meticulously managing financial resources, Dougan enables First Financial Bank to deliver comprehensive personal and business banking solutions effectively and efficiently.
    Nic Dougan

    David Cardell - Regional President

    David Cardell, the Regional President at First Financial Bank, spearheads market strategy and operational oversight within designated geographic areas. Cardell's leadership focuses on expanding the bank's reach and service penetration for personal banking, business banking, and commercial lending across key states like Ohio and Indiana. This executive ensures that regional teams effectively deliver treasury management, mortgage lending, wealth management, and investment services tailored to local market needs. David Cardell drives business development initiatives, fostering strong relationships with individuals, businesses, and public-sector clients. The Regional President's role involves translating corporate objectives into actionable regional plans, optimizing branch performance, and enhancing digital banking engagement. By championing client-centric approaches, Cardell strengthens First Financial Bank's community presence and market share.

    William Snodgrass - Vice-President-Loan Officer

    William Snodgrass, the Vice-President-Loan Officer at First Financial Bank, manages the origination and servicing of commercial and personal loans. Snodgrass evaluates creditworthiness, structures loan packages, and ensures compliance with lending policies across Ohio, Indiana, Kentucky, and Illinois. This officer's expertise is crucial for the bank's commercial lending and mortgage lending divisions, supporting businesses and individuals in achieving their financial goals. William Snodgrass works closely with clients to understand their financing needs, offering tailored solutions that contribute to their success. The Vice-President-Loan Officer's role involves risk assessment, negotiation, and client relationship management, ensuring profitable and sound lending practices. By providing expert guidance and facilitating access to capital, Snodgrass directly supports First Financial Bank's mission to empower its customers through comprehensive financial services.

    Zac Price - President, Retail Market Harrisburg

    Zac Price, the President, Retail Market Harrisburg at First Financial Bank, directs retail banking operations and market development within the Harrisburg region. Price focuses on enhancing customer acquisition and retention for personal banking and small business banking services. This executive oversees branch performance, staff development, and the implementation of localized marketing strategies to drive engagement. Zac Price ensures that the Harrisburg market effectively offers treasury management, mortgage lending, and wealth management solutions, aligning with the bank's broader service portfolio. The President, Retail Market Harrisburg's role involves building strong community ties and understanding the unique financial needs of local individuals and businesses. By leading the Harrisburg retail team, Price contributes significantly to First Financial Bank's regional growth and its reputation for exceptional client service.
    Zac Price

    Krista Dobronos - Commercial Market President

    Krista Dobronos, the Commercial Market President at First Financial Bank, leads the bank's commercial lending and business banking initiatives within a specific market. Dobronos focuses on cultivating relationships with mid-sized and large businesses, providing tailored solutions for commercial lending, treasury management, and investment services. This executive drives revenue growth by identifying and securing new commercial clients and expanding existing relationships across Ohio and Kentucky. Krista Dobronos works collaboratively with other bank divisions to ensure seamless delivery of comprehensive financial products. The Commercial Market President's strategic oversight is essential for navigating complex financial landscapes and supporting business expansion. By championing client success, Dobronos reinforces First Financial Bank's position as a trusted financial partner for the commercial sector.

    Kirk Reis - Regional President, Market

    Kirk Reis, the Regional President, Market at First Financial Bank, oversees strategic market expansion and operational excellence in key geographic areas. Reis directs efforts to enhance the bank's presence in personal banking, business banking, and commercial lending services, ensuring alignment with corporate objectives across Illinois and Indiana. This executive is responsible for driving market share growth, optimizing branch network performance, and fostering strong client relationships. Kirk Reis leads regional teams in delivering integrated financial solutions, including treasury management, mortgage lending, and wealth management. The Regional President, Market's focus on market penetration and client satisfaction is crucial for First Financial Bank's sustained success. By implementing targeted growth strategies, Reis strengthens the bank's competitive position and commitment to serving its communities.

    Jacob Sappenfield - Senior VP, Commercial Market (Indianapolis) & President

    Jacob Sappenfield, the Senior VP, Commercial Market (Indianapolis) & President at First Financial Bank, leads commercial banking operations and strategic development in the Indianapolis market. Sappenfield focuses on expanding the bank's commercial lending portfolio and treasury management services for businesses in Indiana. This executive cultivates key client relationships, driving growth through tailored financial solutions and expert advice. Jacob Sappenfield ensures that commercial clients receive comprehensive support, including access to wealth management and investment services. The Senior VP, Commercial Market (Indianapolis) & President's role involves identifying market opportunities and executing strategies that enhance the bank's competitive edge. By championing client success and fostering strong business partnerships, Sappenfield significantly contributes to First Financial Bank's commercial market leadership.

    Joseph Sofia - Regional President, Commercial Market

    Joseph Sofia, the Regional President, Commercial Market at First Financial Bank, directs commercial banking strategy and client engagement across designated regions. Sofia focuses on driving growth in commercial lending, treasury management, and related financial services for businesses of all sizes. This executive cultivates strategic partnerships and ensures the delivery of customized financial solutions that meet evolving market demands in Ohio and Kentucky. Joseph Sofia oversees regional teams, empowering them to provide exceptional service and support to commercial clients. The Regional President, Commercial Market's leadership is instrumental in expanding the bank's footprint and solidifying its reputation as a trusted financial advisor. By prioritizing client needs and market dynamics, Sofia enhances First Financial Bank's commercial sector performance.

    David Dannemiller - Regional President

    David Dannemiller, the Regional President at First Financial Bank, leads market operations and strategic initiatives within key geographic territories. Dannemiller focuses on enhancing the bank's offerings in personal banking, business banking, and commercial lending, ensuring robust service delivery across Ohio and Indiana. This executive drives market penetration and client acquisition by fostering strong relationships with individuals and businesses. David Dannemiller oversees regional teams, promoting a culture of service excellence and financial expertise. The Regional President's role involves translating corporate strategy into localized action plans, optimizing branch performance, and expanding the bank's digital engagement. By championing client-centric growth, Dannemiller strengthens First Financial Bank's community presence and market leadership.

    Explore Leadership Teams in Banking

    Frequently Asked Questions Regarding First Financial Bank Top Executives and Leadership Team

    Who leads First Financial Bank?
    First Financial Bank is led by Kyle Goodwin (Chief Executive Officer & President), along with executives such as Nic Dougan (Chief Financial Officer) and David Cardell (Regional President).
    Who is part of First Financial Bank’s executive team?
    The executive team of First Financial Bank includes leaders such as Kyle Goodwin (Chief Executive Officer & President), Nic Dougan (Chief Financial Officer), David Cardell (Regional President) and other senior executives.
    How many executives does First Financial Bank have?
    First Financial Bank has 10 executives leading key business areas.
    What roles are included in First Financial Bank’s leadership team?
    The leadership team of First Financial Bank includes roles such as Chief Executive Officer & President, Chief Financial Officer, Regional President, Vice-President-Loan Officer, President, Retail Market Harrisburg.