DFCU Financial Executive and Leadership Team

John Chapel, the Executive VP & Chief Financial Officer at DFCU Financial, manages the capital allocation and fiscal planning processes for the organization. Chapel oversees the balance sheet and liquidity management to ensure compliance with state-chartered credit union regulations. By analyzing market trends, the Executive VP & Chief Financial Officer develops strategies to optimize interest rate risk and investment portfolios. This leadership role requires close collaboration with the executive team to maintain financial health across all Michigan branches. John Chapel monitors budgetary performance and provides critical insights for long-term strategic planning. Through rigorous financial oversight, the Executive VP & Chief Financial Officer supports the expansion of service offerings. Chapel drives fiscal discipline by implementing robust internal controls and reporting mechanisms. Ultimately, the Executive VP & Chief Financial Officer ensures the continued solvency and economic vitality of the institution through prudent asset management.

Marvin Elenbaas, the Executive Vice President & Chief Financial Officer at DFCU Financial, focuses on enterprise-wide financial reporting and regulatory compliance. Elenbaas directs the accounting departments to ensure accuracy in all fiscal disclosures and tax filings. By evaluating operational costs, the Executive Vice President & Chief Financial Officer identifies opportunities for efficiency gains across the branch network. This leadership role involves managing relationships with external auditors and regulatory bodies to uphold the highest standards of financial integrity. Marvin Elenbaas provides the board with detailed projections regarding revenue growth and expense management. Through the development of sophisticated financial models, the Executive Vice President & Chief Financial Officer supports informed decision-making for the entire organization. Elenbaas drives profitability by optimizing the cost of funds and enhancing operational margins. Ultimately, the Executive Vice President & Chief Financial Officer safeguards the financial assets of the credit union through meticulous oversight.

John Barrett, the Florida Market President and Chief Commercial Services Officer at DFCU Financial, leads the expansion of commercial lending and business banking services. Barrett oversees the development of tailored financial products designed to meet the needs of diverse business clients. By driving market penetration in new regions, the Florida Market President and Chief Commercial Services Officer ensures the credit union maintains a competitive edge in commercial finance. This leadership role involves managing high-value client relationships and coordinating with regional teams to deliver exceptional service. John Barrett aligns commercial strategies with the broader mission of the organization to foster economic development. Through the implementation of aggressive growth initiatives, the Florida Market President and Chief Commercial Services Officer expands the commercial loan portfolio. Barrett directs the sales force to achieve revenue targets while maintaining strict credit quality standards. Ultimately, the Florida Market President and Chief Commercial Services Officer strengthens the institutional footprint through strategic commercial engagement.

Patrick Maher, the President at DFCU Financial, provides the overarching strategic vision and operational leadership for the entire credit union. Maher directs the executive team to ensure alignment with the core mission of serving members across Michigan. By fostering a culture of excellence, the President oversees the execution of long-term growth initiatives and community engagement programs. This leadership role involves representing the organization to stakeholders and ensuring the credit union remains a pillar of financial stability. Patrick Maher coordinates with the board to define corporate objectives and monitor performance metrics across all departments. Through the promotion of member-centric values, the President drives the development of innovative financial products and services. Maher manages the organizational structure to optimize efficiency and service delivery. Ultimately, the President ensures the continued success and market relevance of the institution by navigating complex economic environments and prioritizing the needs of the membership base.

Vince Pittiglio, the Chief Information Officer at DFCU Financial, directs the digital infrastructure and cybersecurity frameworks supporting the credit union. Pittiglio architects scalable cloud solutions to protect member data while optimizing the performance of neighborhood branch technology. By modernizing core banking systems, the Chief Information Officer ensures seamless integration across all digital platforms. This leadership role involves managing complex data analytics to improve service delivery and operational efficiency. Vince Pittiglio maintains alignment with the board regarding technological investments and long-term digital transformation goals. Through the implementation of advanced security protocols, the Chief Information Officer mitigates risks associated with regional financial operations. Pittiglio drives innovation by evaluating emerging fintech trends to enhance the overall member experience. Ultimately, the Chief Information Officer secures the technological foundation necessary for sustained growth within the competitive Michigan financial landscape.