DFCU Financial Executive and Leadership Team

John Chapel, the Executive VP & Chief Financial Officer at DFCU Financial, manages the fiscal health and capital allocation strategies of the credit union. Chapel oversees financial reporting, regulatory compliance, and asset-liability management to ensure the institution remains within the guidelines set by Michigan's Department of Licensing and Regulatory Affairs. By directing the budgeting process, the Executive VP & Chief Financial Officer supports the expansion of neighborhood branches and ATM networks. John Chapel collaborates with the Board to evaluate investment opportunities that maximize member value while maintaining strict risk controls. This leadership role involves monitoring economic trends to safeguard the financial stability of the organization. Through rigorous financial analysis, Chapel ensures that the credit union maintains sufficient liquidity to meet member needs. The Executive VP & Chief Financial Officer drives long-term profitability by optimizing the balance sheet and overseeing the fiscal integrity of all banking operations across the state.

Marvin Elenbaas, the Executive Vice President & Chief Financial Officer at DFCU Financial, focuses on treasury management and the strategic oversight of the credit union's investment portfolio. Elenbaas directs the capital planning initiatives that support the physical expansion of branches and the enhancement of ATM services throughout Michigan. By managing the financial risk framework, the Executive Vice President & Chief Financial Officer ensures that the institution adheres to all state-chartered regulatory requirements. Marvin Elenbaas collaborates with the executive team to develop pricing strategies for loans and deposits that remain competitive within the local market. This leadership role involves analyzing market volatility to protect the credit union's net interest margin. Through the oversight of financial audits and internal controls, Elenbaas maintains the transparency and accountability expected of a member-owned institution. The Executive Vice President & Chief Financial Officer drives fiscal discipline, ensuring that all financial activities support the sustainable growth of the credit union.

John Barrett, the Florida Market President and Chief Commercial Services Officer at DFCU Financial, directs the expansion of commercial banking services and oversees market development initiatives. Barrett manages the credit union's outreach to business clients, providing tailored financial solutions that support local economic growth. By overseeing the commercial lending portfolio, the Florida Market President and Chief Commercial Services Officer ensures that the institution effectively serves the needs of business members. John Barrett collaborates with regional teams to identify growth opportunities and strengthen the credit union's presence in diverse markets. This leadership role involves building strategic partnerships with local enterprises to drive revenue and diversify the loan base. Through the implementation of specialized commercial banking products, Barrett enhances the value proposition for business members. The Florida Market President and Chief Commercial Services Officer drives market penetration, ensuring that the credit union remains a preferred financial partner for businesses seeking reliable and personalized banking services.

Patrick Maher, the President at DFCU Financial, directs the overall strategic vision and operational execution of the credit union. Maher oversees the alignment of all departments, including finance, technology, and human resources, to ensure the institution fulfills its mission of providing exceptional member service. By leading the executive team, the President fosters a culture of innovation and accountability across all Michigan branches. Patrick Maher works closely with the Board to define long-term growth objectives and ensure compliance with state-chartered regulations. This leadership role involves representing the credit union in the broader financial community and advocating for member interests. Through the implementation of comprehensive business strategies, Maher drives the organization's market impact and financial performance. The President maintains the stability of the institution by balancing member needs with prudent risk management. Maher ensures that the credit union remains a cornerstone of the communities served, consistently delivering value through high-quality financial products and services.

Vince Pittiglio, the Chief Information Officer at DFCU Financial, directs the digital infrastructure and cybersecurity protocols essential for modern credit union operations. Pittiglio manages the integration of secure banking platforms across all neighborhood branches, ensuring data integrity for members throughout Michigan. By overseeing the technical roadmap, the Chief Information Officer optimizes internal systems to support seamless transaction processing and digital service delivery. Vince Pittiglio collaborates with executive leadership to align technological investments with the broader mission of providing accessible financial tools. This role involves mitigating digital risks while scaling infrastructure to meet evolving consumer demands in the banking sector. Through the implementation of advanced software solutions, the Chief Information Officer maintains the operational efficiency required for a state-chartered institution. Pittiglio drives the digital transformation strategy, ensuring that all technological assets remain resilient against emerging threats while fostering a secure environment for member financial activities.

Christine Booher, the Executive Vice President & Chief Human Resources Officer at DFCU Financial, architects the talent acquisition and organizational development strategies that sustain the credit union workforce. Booher oversees employee engagement initiatives, performance management systems, and corporate culture alignment across all Michigan locations. By directing human capital investments, the Executive Vice President & Chief Human Resources Officer ensures that the organization attracts and retains top-tier professionals capable of delivering superior member service. Christine Booher works closely with the executive team to foster an inclusive environment that reflects the values of a community-focused financial institution. This leadership role involves managing complex labor relations and professional development programs that enhance operational productivity. Through the implementation of robust HR policies, Booher supports the overall growth objectives of the credit union. The Executive Vice President & Chief Human Resources Officer maintains organizational health by aligning workforce capabilities with the strategic goals of the institution.

Craig Beaudry, the Executive Vice President & Chief Information Officer at DFCU Financial, leads the modernization of core banking systems and data analytics capabilities. Beaudry oversees the implementation of scalable cloud solutions and network architecture that support the credit union's regional operations. By directing the IT department, the Executive Vice President & Chief Information Officer ensures that digital banking channels remain reliable and user-friendly for all members. Craig Beaudry works with other C-suite leaders to integrate advanced data insights into the strategic planning process, enhancing the precision of financial product offerings. This role involves managing vendor relationships and technical partnerships to maintain a competitive edge in the Michigan banking market. Through the deployment of innovative software, Beaudry improves operational workflows and reduces transaction friction. The Executive Vice President & Chief Information Officer drives the technical vision, ensuring that all infrastructure investments directly contribute to the efficiency and security of the credit union's service delivery.