Citigroup Executive and Leadership Team

July, 2026

Leadership Overview

Citigroup has 10 executives leading key functions including strategy, operations, technology, and finance.

Driven by a commitment to financial inclusion, Citigroup provides a comprehensive suite of financial products and services, shaping global markets and empowering individuals and institutions worldwide.

Leadership Roles at Citigroup

  • Chairman of the Board & Chief Executive Officer - Jane Fraser
  • Senior Vice President Chief Operating Officer - Market Operations - Jyoti Mutneja
  • Chief Operating Officer, Markets & Securities Services (Singapore) - Raj Shanbhag
  • Chief Operating Officer, Citi Rmp Execution (Risk Management Process) & Cross-Disciplinary Controls Lead Analyst & Vice President - Thomas Groth
  • Chief Operating Officer, Securities Services (Asia) - Chan Carmen
  • Vice President - Business Execution, U. S. Personal Banking Chief Operating Officer - Candace Matthews
  • Senior Vice President, Personal Banking and Wealth Tech Chief Operating Officer Senior Lead Analyst - Danielle Willis
  • Senior Vice President - Head of Services Chief of Staff Office - Michael Fly
  • Vice President - Chief of Staff - Reema Khera
  • Deputy Chief Information Officer - Kerem Ove
  • Jane Fraser - Chairman of the Board & Chief Executive Officer

    Jane Fraser, the Chairman of the Board & Chief Executive Officer at Citigroup, directs the overarching strategy and global operations of the financial services giant. Fraser guides the company's mission to provide a broad range of financial products and services, including consumer banking, corporate and investment banking, securities brokerage, trade finance, and wealth management. This leadership role involves setting the strategic direction for serving individuals, corporations, governments, and institutions across more than 160 countries. Fraser ensures alignment with market demands and regulatory landscapes, driving innovation and sustainable growth. Overseeing the executive team, Jane Fraser champions a culture of accountability and client focus, solidifying Citigroup's position as a leading global financial institution.
    Jane Fraser

    Jyoti Mutneja - Senior Vice President Chief Operating Officer - Market Operations

    Jyoti Mutneja, the Senior Vice President Chief Operating Officer - Market Operations at Citigroup, manages the critical operational infrastructure supporting global markets. Mutneja oversees the execution of daily trading, clearing, and settlement processes, ensuring efficiency and accuracy across complex financial transactions. This role involves optimizing workflows and implementing robust controls to mitigate risk within market operations. Jyoti Mutneja collaborates with technology and business units to enhance operational resilience and scalability, supporting Citigroup's extensive product and service offerings. By driving operational excellence, Mutneja directly contributes to the firm's ability to serve a diverse client base worldwide, maintaining the integrity of financial services provided.

    Raj Shanbhag - Chief Operating Officer, Markets & Securities Services (Singapore)

    Raj Shanbhag, the Chief Operating Officer, Markets & Securities Services (Singapore) at Citigroup, leads operational strategy and execution for critical financial services within the Asia region. Shanbhag oversees the complex operations supporting markets and securities services, ensuring compliance with local and international regulations. This leadership position involves driving efficiency, managing risk, and enhancing service delivery for institutional clients in Singapore and across Asia. Raj Shanbhag collaborates with global teams to implement standardized operational frameworks while adapting to regional market dynamics. By optimizing operations, Shanbhag directly supports Citigroup's expansion and service excellence in one of the world's most dynamic financial hubs.
    Raj Shanbhag

    Thomas Groth - Chief Operating Officer, Citi Rmp Execution (Risk Management Process) & Cross-Disciplinary Controls Lead Analyst & Vice President

    Thomas Groth, the Chief Operating Officer, Citi Rmp Execution (Risk Management Process) & Cross-Disciplinary Controls Lead Analyst & Vice President at Citigroup, spearheads the execution of risk management processes and controls. Groth directs the operational implementation of risk mitigation strategies across various business units, ensuring adherence to stringent regulatory requirements. This role involves analyzing complex risk landscapes and developing robust control frameworks to safeguard the company's assets and reputation. Thomas Groth collaborates with cross-disciplinary teams to enhance the effectiveness of risk management protocols, supporting Citigroup's commitment to financial stability and responsible banking practices. By leading these critical functions, Groth ensures the integrity of Citigroup's operations.
    Thomas Groth

    Chan Carmen - Chief Operating Officer, Securities Services (Asia)

    Chan Carmen, the Chief Operating Officer, Securities Services (Asia) at Citigroup, directs the operational strategy and execution for the securities services division across the Asian market. Carmen oversees the complex infrastructure supporting custody, fund services, and related financial operations, ensuring high standards of efficiency and regulatory compliance. This leadership role involves driving operational enhancements and managing risk within the dynamic Asian financial landscape. Chan Carmen collaborates with regional and global teams to implement best practices and leverage technology for service improvement. By optimizing securities services operations, Carmen directly supports institutional clients and strengthens Citigroup's market position in Asia.

    Candace Matthews - Vice President - Business Execution, U. S. Personal Banking Chief Operating Officer

    Candace Matthews, the Vice President - Business Execution, U. S. Personal Banking Chief Operating Officer at Citigroup, drives operational efficiency and strategic execution within the U.S. personal banking segment. Matthews oversees the implementation of business strategies and process improvements designed to enhance client experience and operational performance. This role involves managing key initiatives that support the delivery of consumer banking services across the United States. Candace Matthews collaborates with various teams to ensure seamless execution of business plans and adherence to regulatory standards. By focusing on business execution, Matthews directly contributes to the growth and stability of Citigroup's personal banking operations.

    Danielle Willis - Senior Vice President, Personal Banking and Wealth Tech Chief Operating Officer Senior Lead Analyst

    Danielle Willis, the Senior Vice President, Personal Banking and Wealth Tech Chief Operating Officer Senior Lead Analyst at Citigroup, leads operational strategy and execution for technology initiatives within personal banking and wealth management. Willis oversees the development and implementation of technology solutions that enhance client services and streamline operations. This critical role involves managing complex projects, optimizing system performance, and ensuring technological alignment with business objectives. Danielle Willis collaborates with technology partners and business units to drive innovation and deliver robust, secure platforms. By focusing on tech-driven operational excellence, Willis supports Citigroup's commitment to providing cutting-edge financial services and wealth management solutions.

    Michael Fly - Senior Vice President - Head of Services Chief of Staff Office

    Michael Fly, the Senior Vice President - Head of Services Chief of Staff Office at Citigroup, provides strategic support and operational oversight for key service functions. Fly directs initiatives aimed at enhancing service delivery and operational efficiency across various business lines. This position involves coordinating cross-functional projects and ensuring strategic alignment between departmental objectives and the company's broader financial services mission. Michael Fly works closely with senior leadership to drive process improvements and implement best practices throughout the organization. By managing critical support functions, Fly ensures the seamless execution of services for clients globally, reinforcing Citigroup's commitment to client satisfaction and operational integrity.

    Reema Khera - Vice President - Chief of Staff

    Reema Khera, the Vice President - Chief of Staff at Citigroup, provides strategic and operational leadership support to key executive functions. Khera facilitates the execution of strategic initiatives and ensures alignment across various departments within the financial services organization. This role involves managing critical projects, optimizing internal processes, and enhancing communication channels between leadership and operational teams. Reema Khera works to streamline operations and drive efficiency, contributing to Citigroup's mission of delivering comprehensive financial solutions. By supporting executive decision-making and operational coordination, Khera plays a vital part in the firm's ongoing success and client service delivery.

    Kerem Ove - Deputy Chief Information Officer

    Kerem Ove, the Deputy Chief Information Officer at Citigroup, supports the strategic direction and operational management of the company's global technology infrastructure. Ove plays a key part in overseeing the implementation of technology solutions that drive business objectives and enhance operational efficiency across all financial services. This role involves managing critical IT projects, ensuring system security, and fostering innovation within the technology division. Kerem Ove collaborates with business leaders to align technology roadmaps with corporate strategy, supporting Citigroup's mission to serve clients worldwide. By contributing to technology leadership, Ove ensures the robust and secure delivery of financial services.

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    Frequently Asked Questions Regarding Citigroup Top Executives and Leadership Team

    Who leads Citigroup?
    Citigroup is led by Jane Fraser (Chairman of the Board & Chief Executive Officer), along with executives such as Jyoti Mutneja (Senior Vice President Chief Operating Officer - Market Operations) and Raj Shanbhag (Chief Operating Officer, Markets & Securities Services (Singapore)).
    Who is part of Citigroup’s executive team?
    The executive team of Citigroup includes leaders such as Jane Fraser (Chairman of the Board & Chief Executive Officer), Jyoti Mutneja (Senior Vice President Chief Operating Officer - Market Operations), Raj Shanbhag (Chief Operating Officer, Markets & Securities Services (Singapore)) and other senior executives.
    How many executives does Citigroup have?
    Citigroup has 10 executives leading key business areas.
    What roles are included in Citigroup’s leadership team?
    The leadership team of Citigroup includes roles such as Chairman of the Board & Chief Executive Officer, Senior Vice President Chief Operating Officer - Market Operations, Chief Operating Officer, Markets & Securities Services (Singapore), Chief Operating Officer, Citi Rmp Execution (Risk Management Process) & Cross-Disciplinary Controls Lead Analyst & Vice President, Chief Operating Officer, Securities Services (Asia).