CIMB Group Executive and Leadership Team

Atiqah Shahruddin, the Director, Group Strategy & Group Chief Executive Officer, S Office at CIMB Group, architects the long-term corporate roadmap. Shahruddin directs the alignment of regional business units with overarching financial objectives. By analyzing market trends across Southeast Asia, the Director, Group Strategy & Group Chief Executive Officer, S Office identifies growth opportunities within the universal banking sector. This leadership role involves coordinating with the Board to refine capital allocation strategies. Through rigorous performance monitoring, Atiqah Shahruddin ensures the organization maintains a competitive edge in commercial banking. The Director, Group Strategy & Group Chief Executive Officer, S Office also manages the integration of new financial products into the existing portfolio. Ultimately, Shahruddin drives the strategic vision necessary for sustainable expansion and operational efficiency across all regional markets.

Haniz Nazlan, the Chief Executive Officer, Group Consumer Banking at CIMB Group, oversees the delivery of retail financial products to a diverse customer base. Nazlan directs the expansion of consumer lending, deposit services, and wealth management solutions. By optimizing customer touchpoints, the Chief Executive Officer, Group Consumer Banking enhances service accessibility across the regional footprint. This role requires constant collaboration with digital teams to modernize banking experiences. Haniz Nazlan monitors market penetration metrics to ensure the consumer division meets aggressive growth targets. The Chief Executive Officer, Group Consumer Banking also manages risk frameworks associated with retail credit portfolios. Through strategic product development, Nazlan strengthens the market position of the bank. Ultimately, the Chief Executive Officer, Group Consumer Banking secures long-term loyalty by providing tailored financial solutions that address the evolving needs of individual clients.

Li Chang, the Director, Business Management & Group Chief Executive Officer, S Office Consumer & Digital Banking at CIMB Group, manages the operational execution of digital banking initiatives. Chang directs the transition toward automated financial services to improve user engagement. By streamlining internal business processes, the Director, Business Management & Group Chief Executive Officer, S Office Consumer & Digital Banking increases organizational agility. This leadership role involves bridging the gap between traditional banking operations and modern digital platforms. Li Chang monitors the performance of digital channels to ensure seamless service delivery. The Director, Business Management & Group Chief Executive Officer, S Office Consumer & Digital Banking also coordinates with technology teams to implement scalable infrastructure. Through data-driven decision-making, Chang optimizes the digital product lifecycle. Ultimately, the Director, Business Management & Group Chief Executive Officer, S Office Consumer & Digital Banking drives the digital transformation agenda to maintain market relevance.

Fatnawati Atini, the Group Group Chief Executive Officer, Strategy & ' S Office at CIMB Group, leads the development of high-level corporate initiatives. Atini directs the synthesis of market intelligence to inform executive decision-making. By evaluating the competitive landscape, the Group Group Chief Executive Officer, Strategy & ' S Office identifies strategic pivots for the banking group. This role involves facilitating communication between the executive leadership and the Board to ensure unified goal setting. Fatnawati Atini oversees the implementation of cross-functional projects that support the broader mission of the organization. The Group Group Chief Executive Officer, Strategy & ' S Office also manages the resource allocation for key strategic programs. Through meticulous planning, Atini ensures the bank remains resilient against economic fluctuations. Ultimately, the Group Group Chief Executive Officer, Strategy & ' S Office drives the long-term value creation strategy for the entire enterprise.

Khairul Rifaie, the Group Chief Financial Officer at CIMB Group, manages the financial health and capital structure of the organization. Rifaie directs the reporting, budgeting, and treasury functions to ensure fiscal stability. By overseeing investor relations, the Group Chief Financial Officer provides transparency regarding the bank's performance. This leadership role involves analyzing financial risks to protect the balance sheet. Khairul Rifaie coordinates with regional heads to optimize capital deployment across various business units. The Group Chief Financial Officer also monitors regulatory compliance regarding financial disclosures. Through rigorous cost management, Rifaie supports the bank's profitability goals. Ultimately, the Group Chief Financial Officer drives the financial strategy that enables the organization to invest in new growth opportunities while maintaining a strong capital position in the competitive banking sector.

Ridwan Soetedja, the President & Director at CIMB Group, provides executive oversight for the bank's regional operations. Soetedja directs the implementation of corporate policies across the diverse business segments. By fostering collaboration between the investment banking and consumer divisions, the President & Director ensures operational synergy. This leadership role involves representing the organization in high-level industry forums and stakeholder meetings. Ridwan Soetedja monitors the execution of the bank's strategic plan to ensure alignment with long-term objectives. The President & Director also manages the performance of senior leadership teams to maintain high standards of excellence. Through strategic guidance, Soetedja supports the bank's expansion into new markets. Ultimately, the President & Director drives the overall growth and stability of the institution by maintaining a focus on sustainable financial performance and regional market leadership.

Wan Fairuz, the Group Chief Information Officer, Consumer & Digital Banking at CIMB Group, architects the technological infrastructure supporting retail and digital services. Fairuz directs the deployment of secure banking platforms to protect customer data. By implementing advanced cybersecurity protocols, the Group Chief Information Officer, Consumer & Digital Banking ensures the integrity of financial transactions. This leadership role involves managing the integration of cloud-based solutions to enhance system scalability. Wan Fairuz oversees the development of mobile banking applications that improve user experience. The Group Chief Information Officer, Consumer & Digital Banking also coordinates with product teams to ensure technology supports business growth objectives. Through continuous innovation, Fairuz maintains the bank's technological edge. Ultimately, the Group Chief Information Officer, Consumer & Digital Banking drives the digital modernization of the bank's core systems to support a seamless customer journey.

Keen Kwan, the Chief Legal & Compliance Officer at CIMB Group, ensures adherence to international banking regulations and local laws. Kwan directs the legal strategy for corporate transactions and investment banking activities. By establishing robust compliance frameworks, the Chief Legal & Compliance Officer mitigates operational and reputational risks. This leadership role involves advising the Board on governance matters and legal liabilities. Keen Kwan oversees the internal audit processes to ensure ethical conduct across all departments. The Chief Legal & Compliance Officer also manages relationships with regulatory bodies to maintain the bank's operating licenses. Through proactive legal monitoring, Kwan protects the organization from litigation. Ultimately, the Chief Legal & Compliance Officer drives the culture of integrity and accountability necessary for operating a universal bank in a complex, multi-jurisdictional financial environment.

Jeffrey Kairupan, the Independent Commissioner at CIMB Group, provides objective oversight of the bank's management and strategic direction. Kairupan directs the evaluation of corporate governance practices to ensure shareholder interests remain protected. By participating in board committees, the Independent Commissioner reviews risk management policies and financial performance. This leadership role involves providing impartial advice on major investment decisions and organizational changes. Jeffrey Kairupan monitors the effectiveness of internal controls to maintain transparency. The Independent Commissioner also assesses the alignment of executive actions with the bank's core mission. Through critical analysis, Kairupan contributes to the long-term sustainability of the financial institution. Ultimately, the Independent Commissioner drives the maintenance of high governance standards, ensuring the bank operates with integrity and accountability while navigating the complexities of the regional banking landscape.