Bank Simpanan Nasional Executive and Leadership Team

July, 2026

Leadership Overview

Bank Simpanan Nasional has 6 executives leading key functions including strategy, finance, technology, operations, legal, and business support.

Driven by a commitment to financial inclusivity, Bank Simpanan Nasional enhances the well-being and quality of life for Malaysians through accessible banking services, digital solutions, and tailored financing options for diverse communities.

Leadership Roles at Bank Simpanan Nasional

  • Chief Executive Officer - Jay Khairil
  • Chief Financial Officer - Hafizah Shariff
  • Chief Operating Officer - Zarir Rawi
  • Chief Information Officer - Li Lee
  • Head of Legal and Corporate Secretariat Division and Vice President - Ummul Thalha
  • Vice President, Business Support - Edmund Thong
  • Jay Khairil - Chief Executive Officer

    Jay Khairil, the Chief Executive Officer at Bank Simpanan Nasional, directs the overall strategic vision and operational execution. Overseeing all major business units, Jay Khairil ensures alignment with the company's mission of promoting financial inclusivity across Malaysia. This leadership role involves driving innovation in digital banking solutions and expanding financing options to serve urban, rural, and remote communities. By fostering strong relationships with stakeholders and regulatory bodies, Jay Khairil secures the bank's market position and long-term growth. The Chief Executive Officer's mandate includes enhancing the well-being and quality of life for all Malaysians through accessible financial services. This involves strategic planning for product development and market penetration, ensuring BSN remains a vital financial partner for individuals and businesses nationwide. Jay Khairil's leadership guides the institution's commitment to serving a diverse clientele, including students and senior citizens.
    Jay Khairil

    Hafizah Shariff - Chief Financial Officer

    Hafizah Shariff, the Chief Financial Officer at Bank Simpanan Nasional, manages all financial operations and strategic financial planning. Overseeing treasury, accounting, and financial reporting, Hafizah Shariff ensures robust fiscal management and compliance with regulatory standards. This critical role involves optimizing capital allocation and driving profitability to support BSN's mission of financial inclusivity. By analyzing market trends and financial performance, the Chief Financial Officer provides key insights for strategic decision-making. Hafizah Shariff's leadership ensures the financial stability required to expand accessible banking services and takaful products across Malaysia. The Chief Financial Officer's responsibilities extend to managing risk and developing financial strategies that enhance the well-being of the bank's diverse customer base. This includes securing funding for new initiatives and maintaining strong investor relations, thereby supporting BSN's commitment to serving all communities.

    Zarir Rawi - Chief Operating Officer

    Zarir Rawi, the Chief Operating Officer at Bank Simpanan Nasional, directs the day-to-day operational efficiency and service delivery across all branches and digital channels. Overseeing branch network management, customer service operations, and process optimization, Zarir Rawi ensures seamless execution of BSN's financial services. This role is fundamental to achieving financial inclusivity by guaranteeing accessible banking for diverse communities throughout Malaysia. By streamlining operational workflows and implementing best practices, the Chief Operating Officer enhances customer satisfaction and operational resilience. Zarir Rawi's leadership supports the bank's commitment to improving the well-being of Malaysians through reliable and efficient financial solutions. The Chief Operating Officer's mandate includes managing operational risks, driving service quality improvements, and ensuring the effective deployment of resources to support financing and takaful product offerings nationwide.

    Li Lee - Chief Information Officer

    Li Lee, the Chief Information Officer at Bank Simpanan Nasional, architects the bank's technology strategy and digital transformation initiatives. Overseeing IT infrastructure, cybersecurity, and data management, Li Lee ensures the secure and efficient delivery of digital banking solutions. This role is pivotal in enhancing financial inclusivity by making services accessible to urban, rural, and remote communities. By driving innovation in technology platforms, the Chief Information Officer supports the development of user-friendly interfaces and robust online services. Li Lee's leadership ensures that BSN's technological capabilities align with its mission to improve the quality of life for Malaysians. The Chief Information Officer's responsibilities include managing IT budgets, implementing new software, and safeguarding sensitive customer data. This focus on technological advancement empowers BSN to offer tailored financing options and takaful products effectively.
    Ummul Thalha, the Head of Legal and Corporate Secretariat Division and Vice President at Bank Simpanan Nasional, provides expert legal counsel and oversees corporate governance. Managing the legal department and corporate secretariat functions, Ummul Thalha ensures strict adherence to all relevant laws and regulations, safeguarding the bank's operations. This position is crucial for maintaining BSN's integrity and trust, supporting its mission of financial inclusivity by ensuring compliant service delivery. By advising on legal matters and managing corporate affairs, the Head of Legal and Corporate Secretariat Division and Vice President facilitates strategic initiatives and risk mitigation. Ummul Thalha's leadership ensures that all banking services, takaful products, and financing options are legally sound and ethically managed. The responsibilities include managing litigation, drafting contracts, and advising the board on corporate compliance, thereby reinforcing BSN's commitment to serving the Malaysian populace responsibly.

    Edmund Thong - Vice President, Business Support

    Edmund Thong, the Vice President, Business Support at Bank Simpanan Nasional, enhances operational effectiveness and provides critical support functions across the organization. Overseeing key support departments, Edmund Thong ensures that business units have the resources and infrastructure necessary to deliver financial services efficiently. This role is vital for promoting financial inclusivity by enabling seamless access to banking solutions for all communities in Malaysia. By optimizing internal processes and managing vendor relationships, the Vice President, Business Support contributes directly to BSN's mission of improving quality of life. Edmund Thong's leadership focuses on driving efficiency and providing strategic support for the bank's diverse product offerings, including digital banking, takaful, and financing. The Vice President, Business Support's responsibilities include managing procurement, facilities, and administrative services, ensuring a stable operational environment for BSN's continued growth and service delivery.

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    Frequently Asked Questions Regarding Bank Simpanan Nasional Top Executives and Leadership Team

    Who leads Bank Simpanan Nasional?
    Bank Simpanan Nasional is led by Jay Khairil (Chief Executive Officer), along with executives such as Hafizah Shariff (Chief Financial Officer) and Zarir Rawi (Chief Operating Officer).
    Who is part of Bank Simpanan Nasional’s executive team?
    The executive team of Bank Simpanan Nasional includes leaders such as Jay Khairil (Chief Executive Officer), Hafizah Shariff (Chief Financial Officer), Zarir Rawi (Chief Operating Officer) and other senior executives.
    How many executives does Bank Simpanan Nasional have?
    Bank Simpanan Nasional has 6 executives leading key business areas.
    What roles are included in Bank Simpanan Nasional’s leadership team?
    The leadership team of Bank Simpanan Nasional includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Chief Information Officer, Head of Legal and Corporate Secretariat Division and Vice President.