Bank Simpanan Nasional Executive and Leadership Team

November, 2026

Leadership Overview

Bank Simpanan Nasional has 5 executives leading key functions including strategy, financial oversight, operational efficiency, business support, and legal governance.

Committed to fostering financial inclusivity across Malaysia, Bank Simpanan Nasional delivers accessible banking solutions to urban and rural communities while driving national economic well-being through tailored financial products.

Leadership Roles at Bank Simpanan Nasional

  • Chief Executive Officer - Jay Khairil
  • Chief Financial Officer - Hafizah Shariff
  • Chief Operating Officer - Zarir Rawi
  • Vice President, Business Support - Edmund Thong
  • Head of Legal and Corporate Secretariat Division and Vice President - Ummul Thalha
  • Jay Khairil - Chief Executive Officer

    Jay Khairil, the Chief Executive Officer at Bank Simpanan Nasional, directs the overarching strategic vision to expand financial inclusivity across Malaysia. By prioritizing digital banking transformation, the Chief Executive Officer ensures that urban and rural populations gain seamless access to essential financial tools. Khairil manages high-level relationships with regulatory bodies and stakeholders to maintain institutional stability. This leadership role involves aligning corporate objectives with the national mandate of improving quality of life for diverse demographics. Through the implementation of robust growth initiatives, Jay Khairil strengthens the market position of the organization. The Chief Executive Officer monitors performance metrics to guarantee that all business units contribute effectively to the long-term mission. By fostering a culture of innovation, the executive drives the development of new takaful products and financing options that cater to the evolving needs of students, senior citizens, and business owners throughout the country.
    Jay Khairil

    Hafizah Shariff - Chief Financial Officer

    Hafizah Shariff, the Chief Financial Officer at Bank Simpanan Nasional, manages the fiscal health and capital allocation strategies required to support nationwide banking operations. Overseeing the financial planning and analysis department, the Chief Financial Officer ensures that resource distribution aligns with the goal of promoting financial inclusivity. Shariff directs the budgeting process and monitors liquidity to mitigate risks associated with diverse financing portfolios. This leadership role involves providing critical data to the Board to inform investment decisions regarding digital infrastructure and service expansion. By optimizing cost structures, Hafizah Shariff enhances the operational efficiency of the institution. The Chief Financial Officer maintains rigorous compliance with financial regulations while supporting the development of accessible banking products for remote communities. Through precise financial forecasting, Shariff secures the necessary capital to sustain the long-term growth of the organization and ensures that all fiscal activities remain transparent and sustainable for the benefit of all Malaysian clients.

    Zarir Rawi - Chief Operating Officer

    Zarir Rawi, the Chief Operating Officer at Bank Simpanan Nasional, executes the daily operational workflows that sustain the delivery of banking services across Malaysia. By streamlining internal processes, the Chief Operating Officer ensures that digital banking solutions and financing options reach customers with maximum efficiency. Rawi manages the integration of technology into branch operations to improve service delivery for both urban and rural clients. This leadership role involves coordinating cross-functional teams to maintain high standards of service quality and operational resilience. Through the implementation of scalable systems, Zarir Rawi supports the expansion of the service network into remote regions. The Chief Operating Officer monitors service delivery metrics to identify areas for improvement and drives initiatives that enhance the overall customer experience. By aligning operational capacity with strategic goals, Rawi ensures that the organization remains agile and responsive to the financial needs of students, senior citizens, and business owners throughout the national market.

    Edmund Thong - Vice President, Business Support

    Edmund Thong, the Vice President, Business Support at Bank Simpanan Nasional, directs the administrative and logistical frameworks that underpin the core banking functions. By providing essential infrastructure and resource management, the Vice President, Business Support ensures that front-line staff possess the tools necessary to serve diverse communities effectively. Thong oversees the optimization of internal support systems to facilitate the seamless delivery of takaful products and personal financing services. This leadership role involves collaborating with other executives to align support services with the broader mission of financial inclusivity. Through the management of key business partnerships, Edmund Thong enhances the operational reach of the organization. The Vice President, Business Support monitors the performance of support divisions to ensure that all activities contribute to organizational efficiency. By maintaining high standards of service reliability, Thong supports the growth of the client base and ensures that the institution remains a trusted partner for individuals and businesses across the country.
    Ummul Thalha, the Head of Legal and Corporate Secretariat Division and Vice President at Bank Simpanan Nasional, directs the legal strategy and corporate governance frameworks that protect the integrity of the institution. By overseeing regulatory compliance and risk management, the Head of Legal and Corporate Secretariat Division and Vice President ensures that all banking services adhere to national laws and ethical standards. Thalha manages the corporate secretariat functions to facilitate transparent communication between the Board and executive leadership. This leadership role involves providing legal counsel on the development of new financial products and digital banking initiatives. Through the mitigation of legal risks, Ummul Thalha safeguards the reputation of the organization while supporting its mission of financial inclusivity. The Head of Legal and Corporate Secretariat Division and Vice President monitors legislative changes to ensure that the institution remains proactive in its compliance efforts. By maintaining rigorous governance standards, Thalha fosters trust among clients and stakeholders throughout the Malaysian market.

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    Frequently Asked Questions Regarding Bank Simpanan Nasional Top Executives and Leadership Team

    Who leads Bank Simpanan Nasional?
    Bank Simpanan Nasional is led by Jay Khairil (Chief Executive Officer), along with executives such as Hafizah Shariff (Chief Financial Officer) and Zarir Rawi (Chief Operating Officer).
    Who is part of Bank Simpanan Nasional’s executive team?
    The executive team of Bank Simpanan Nasional includes leaders such as Jay Khairil (Chief Executive Officer), Hafizah Shariff (Chief Financial Officer), Zarir Rawi (Chief Operating Officer) and other senior executives.
    How many executives does Bank Simpanan Nasional have?
    Bank Simpanan Nasional has 5 executives leading key business areas.
    What roles are included in Bank Simpanan Nasional’s leadership team?
    The leadership team of Bank Simpanan Nasional includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Vice President, Business Support, Head of Legal and Corporate Secretariat Division and Vice President.