Bank Simpanan Nasional Executive and Leadership Team

September, 2026

Leadership Overview

Bank Simpanan Nasional has 5 executives leading key functions including strategy, operations, finance, business support, and legal governance.

Committed to fostering financial inclusivity across Malaysia, Bank Simpanan Nasional delivers accessible banking solutions to urban and rural communities while enhancing the overall quality of life for every citizen.

Leadership Roles at Bank Simpanan Nasional

  • Chief Executive Officer - Jay Khairil
  • Chief Financial Officer - Hafizah Shariff
  • Chief Operating Officer - Zarir Rawi
  • Vice President, Business Support - Edmund Thong
  • Head of Legal and Corporate Secretariat Division and Vice President - Ummul Thalha
  • Jay Khairil - Chief Executive Officer

    Jay Khairil, the Chief Executive Officer at Bank Simpanan Nasional, directs the overarching strategic vision for the organization. By prioritizing financial inclusivity, the Chief Executive Officer expands digital banking reach across diverse Malaysian demographics. Jay Khairil architects long-term growth initiatives that bridge the gap between urban financial centers and remote rural communities. This leadership role involves constant collaboration with the Board to ensure alignment with national economic development goals. Through the implementation of robust takaful products and accessible financing, the Chief Executive Officer strengthens the market position of the institution. By fostering a culture of innovation, the Chief Executive Officer drives operational excellence across all regional branches. Ultimately, the Chief Executive Officer secures the stability of the bank while championing the financial well-being of students, senior citizens, and business owners throughout the nation.
    Jay Khairil

    Hafizah Shariff - Chief Financial Officer

    Hafizah Shariff, the Chief Financial Officer at Bank Simpanan Nasional, governs the fiscal health and capital allocation strategies of the institution. Managing the financial reporting and risk assessment frameworks, the Chief Financial Officer ensures the long-term sustainability of the bank. Hafizah Shariff directs the investment strategies that support the development of new financing options for individuals and businesses. This leadership role involves maintaining transparency with stakeholders while balancing the mandate for financial inclusivity with profitability targets. By analyzing market trends, the Chief Financial Officer provides the data-driven insights necessary for strategic decision-making at the executive level. The Chief Financial Officer oversees the capital structure to ensure sufficient liquidity for regional expansion efforts. Through disciplined financial management, the Chief Financial Officer protects the assets of the bank while enabling the delivery of essential services to underserved populations across the country.

    Zarir Rawi - Chief Operating Officer

    Zarir Rawi, the Chief Operating Officer at Bank Simpanan Nasional, manages the daily execution of banking services and internal infrastructure. Overseeing the efficiency of service delivery, the Chief Operating Officer optimizes workflows to support the expansive network of branches across Malaysia. Zarir Rawi drives the integration of digital banking solutions to ensure seamless access for remote communities. This leadership role requires constant coordination with department heads to maintain high service standards for personal and business clients. By streamlining operational processes, the Chief Operating Officer reduces friction in loan processing and account management. The Chief Operating Officer monitors performance metrics to ensure that the bank meets the evolving needs of the diverse clientele. Through rigorous oversight of internal systems, the Chief Operating Officer guarantees that the organization maintains operational resilience while scaling services to meet growing market demand.

    Edmund Thong - Vice President, Business Support

    Edmund Thong, the Vice President, Business Support at Bank Simpanan Nasional, coordinates the administrative and operational resources required to sustain banking functions. Supporting the broader organizational goals, the Vice President, Business Support architects internal frameworks that facilitate smooth service delivery for urban and rural clients. Edmund Thong manages the cross-functional teams that provide essential back-office assistance to the front-line banking staff. This leadership role involves optimizing resource allocation to ensure that branches remain well-equipped to serve diverse customer segments. By implementing robust support systems, the Vice President, Business Support enhances the overall efficiency of the bank. The Vice President, Business Support monitors the effectiveness of internal processes to ensure alignment with the mission of financial inclusivity. Through the management of critical business infrastructure, the Vice President, Business Support enables the organization to maintain high-quality service standards across the entire Malaysian market.
    Ummul Thalha, the Head of Legal and Corporate Secretariat Division and Vice President at Bank Simpanan Nasional, directs the regulatory compliance and corporate governance frameworks. Overseeing the legal integrity of all banking products, the Head of Legal and Corporate Secretariat Division and Vice President ensures that the institution adheres to national financial laws. Ummul Thalha manages the corporate secretariat functions to maintain transparency and accountability within the leadership structure. This leadership role involves navigating complex regulatory environments to protect the interests of the bank and the clients. By providing legal guidance on new digital banking initiatives, the Head of Legal and Corporate Secretariat Division and Vice President mitigates operational risks. The Head of Legal and Corporate Secretariat Division and Vice President facilitates communication between the Board and executive management. Through diligent oversight, the Head of Legal and Corporate Secretariat Division and Vice President upholds the ethical standards of the organization.

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    Frequently Asked Questions Regarding Bank Simpanan Nasional Top Executives and Leadership Team

    Who leads Bank Simpanan Nasional?
    Bank Simpanan Nasional is led by Jay Khairil (Chief Executive Officer), along with executives such as Hafizah Shariff (Chief Financial Officer) and Zarir Rawi (Chief Operating Officer).
    Who is part of Bank Simpanan Nasional’s executive team?
    The executive team of Bank Simpanan Nasional includes leaders such as Jay Khairil (Chief Executive Officer), Hafizah Shariff (Chief Financial Officer), Zarir Rawi (Chief Operating Officer) and other senior executives.
    How many executives does Bank Simpanan Nasional have?
    Bank Simpanan Nasional has 5 executives leading key business areas.
    What roles are included in Bank Simpanan Nasional’s leadership team?
    The leadership team of Bank Simpanan Nasional includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Vice President, Business Support, Head of Legal and Corporate Secretariat Division and Vice President.