Bank Simpanan Nasional Executive and Leadership Team

October, 2026

Leadership Overview

Bank Simpanan Nasional has 5 executives leading key functions including strategy, financial oversight, operational efficiency, legal compliance, and business support.

Committed to fostering financial inclusivity across Malaysia, Bank Simpanan Nasional delivers accessible banking solutions to urban and rural communities while driving national economic well-being through tailored financial products.

Leadership Roles at Bank Simpanan Nasional

  • Chief Executive Officer - Jay Khairil
  • Chief Financial Officer - Hafizah Shariff
  • Chief Operating Officer - Zarir Rawi
  • Head of Legal and Corporate Secretariat Division and Vice President - Ummul Thalha
  • Vice President, Business Support - Edmund Thong
  • Jay Khairil - Chief Executive Officer

    Jay Khairil, the Chief Executive Officer at Bank Simpanan Nasional, directs the overarching strategic vision to expand financial inclusivity across Malaysia. By prioritizing digital transformation and accessible banking, the Chief Executive Officer ensures that urban and rural populations receive essential financial services. Jay Khairil coordinates with the Board to align corporate objectives with national economic goals, fostering long-term growth for the institution. This leadership role involves managing complex stakeholder relationships and driving the adoption of modern takaful products. Through rigorous oversight of market expansion, the Chief Executive Officer maintains the competitive edge of the organization. By championing customer-centric initiatives, Khairil strengthens the market position of the bank. Ultimately, the Chief Executive Officer secures the financial stability of the institution while enhancing the quality of life for diverse Malaysian communities.
    Jay Khairil

    Hafizah Shariff - Chief Financial Officer

    Hafizah Shariff, the Chief Financial Officer at Bank Simpanan Nasional, manages the fiscal health and capital allocation strategies of the organization. Overseeing financial reporting and risk management, the Chief Financial Officer ensures compliance with regulatory standards while optimizing the balance sheet for sustainable growth. Hafizah Shariff directs the budgeting process to support the expansion of digital banking solutions across the country. This role requires constant collaboration with the executive team to evaluate the profitability of various financing options. By monitoring economic trends, the Chief Financial Officer mitigates financial exposure and protects the assets of the bank. Shariff drives efficiency in resource distribution, allowing the institution to reach remote communities effectively. Through precise financial planning, the Chief Financial Officer maintains the fiscal integrity required to support the diverse clientele of the bank.

    Zarir Rawi - Chief Operating Officer

    Zarir Rawi, the Chief Operating Officer at Bank Simpanan Nasional, executes the daily operational workflows that sustain the delivery of banking services. Managing the internal infrastructure, the Chief Operating Officer streamlines processes to improve service accessibility for students, senior citizens, and business owners. Zarir Rawi directs the implementation of operational protocols that support the wide range of takaful products and financing options offered by the bank. This leadership role involves optimizing service delivery channels to ensure seamless interactions for clients across Malaysia. By refining operational efficiency, the Chief Operating Officer reduces overhead costs and enhances the overall customer experience. Rawi coordinates with department heads to maintain high performance standards across all branches. Through consistent operational oversight, the Chief Operating Officer ensures that the bank meets the evolving needs of the Malaysian market.
    Ummul Thalha, the Head of Legal and Corporate Secretariat Division and Vice President at Bank Simpanan Nasional, governs the legal framework and corporate governance standards of the institution. Overseeing regulatory compliance, the Head of Legal and Corporate Secretariat Division and Vice President ensures that all banking services and financing products adhere to national laws. Ummul Thalha manages the corporate secretariat functions, facilitating effective communication between the Board and executive leadership. This role involves mitigating legal risks associated with digital banking expansion and protecting the intellectual property of the bank. By providing expert counsel, Thalha supports the strategic initiatives of the organization while maintaining ethical standards. The Head of Legal and Corporate Secretariat Division and Vice President drives transparency in corporate operations, fostering trust among stakeholders. Through diligent legal oversight, Thalha secures the institutional reputation within the competitive financial sector.

    Edmund Thong - Vice President, Business Support

    Edmund Thong, the Vice President, Business Support at Bank Simpanan Nasional, directs the administrative and technical support systems that enable core banking functions. Overseeing the integration of business support services, the Vice President, Business Support ensures that front-line staff possess the tools necessary to serve urban and rural communities. Edmund Thong manages the logistical requirements for branch operations and digital service deployment across the country. This role involves coordinating with cross-functional teams to resolve operational bottlenecks and improve service delivery speed. By optimizing support workflows, the Vice President, Business Support enhances the productivity of the entire organization. Thong drives the implementation of internal systems that facilitate the distribution of financing options to individuals and businesses. Through consistent support, Thong ensures that the bank maintains high service standards while expanding the reach of financial services to remote areas.

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    Frequently Asked Questions Regarding Bank Simpanan Nasional Top Executives and Leadership Team

    Who leads Bank Simpanan Nasional?
    Bank Simpanan Nasional is led by Jay Khairil (Chief Executive Officer), along with executives such as Hafizah Shariff (Chief Financial Officer) and Zarir Rawi (Chief Operating Officer).
    Who is part of Bank Simpanan Nasional’s executive team?
    The executive team of Bank Simpanan Nasional includes leaders such as Jay Khairil (Chief Executive Officer), Hafizah Shariff (Chief Financial Officer), Zarir Rawi (Chief Operating Officer) and other senior executives.
    How many executives does Bank Simpanan Nasional have?
    Bank Simpanan Nasional has 5 executives leading key business areas.
    What roles are included in Bank Simpanan Nasional’s leadership team?
    The leadership team of Bank Simpanan Nasional includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Head of Legal and Corporate Secretariat Division and Vice President, Vice President, Business Support.