Bank Simpanan Nasional Executive and Leadership Team

August, 2026

Leadership Overview

Bank Simpanan Nasional has 6 executives leading key functions including strategy, information technology, financial management, operations, legal compliance, and business support.

Committed to fostering financial inclusivity across Malaysia, Bank Simpanan Nasional delivers accessible banking solutions to urban and rural communities while enhancing the overall quality of life for every citizen.

Leadership Roles at Bank Simpanan Nasional

  • Chief Executive Officer - Jay Khairil
  • Chief Financial Officer - Hafizah Shariff
  • Chief Operating Officer - Zarir Rawi
  • Chief Information Officer - Asrul Kamaruddin
  • Head of Legal and Corporate Secretariat Division and Vice President - Ummul Thalha
  • Vice President, Business Support - Edmund Thong
  • Jay Khairil - Chief Executive Officer

    Jay Khairil, the Chief Executive Officer at Bank Simpanan Nasional, directs the overarching strategic vision to expand financial inclusivity across Malaysia. By prioritizing digital transformation and accessible banking, the Chief Executive Officer ensures that urban and rural populations receive essential financial services. This leadership role involves constant collaboration with the Board to align corporate objectives with national economic goals. Jay Khairil monitors market trends to maintain a competitive edge in the banking sector while fostering growth for diverse client segments. Through rigorous oversight of organizational performance, the Chief Executive Officer drives long-term stability and operational excellence. Khairil champions initiatives that improve the quality of life for students, senior citizens, and business owners alike. By balancing social responsibility with commercial viability, the Chief Executive Officer secures the future of the institution within the competitive Malaysian financial landscape.
    Jay Khairil

    Hafizah Shariff - Chief Financial Officer

    Hafizah Shariff, the Chief Financial Officer at Bank Simpanan Nasional, manages the fiscal health and capital allocation strategies required to sustain nationwide banking operations. Overseeing financial reporting, budgeting, and risk assessment, the Chief Financial Officer ensures that the institution maintains a strong balance sheet while funding inclusive growth initiatives. This leadership role involves providing critical insights to the Board regarding investment opportunities and cost-optimization measures. Hafizah Shariff drives the development of financing options tailored for individuals and businesses, ensuring that capital reaches underserved segments effectively. By maintaining rigorous compliance with regulatory standards, the Chief Financial Officer safeguards the financial integrity of the organization. Shariff coordinates with other executives to align resource distribution with the strategic goals of the company. Through disciplined fiscal management, the Chief Financial Officer supports the long-term sustainability of the bank, enabling the continued provision of essential financial services to communities across Malaysia.

    Zarir Rawi - Chief Operating Officer

    Zarir Rawi, the Chief Operating Officer at Bank Simpanan Nasional, executes the daily operational strategies that enable the delivery of banking services to urban and rural markets. Overseeing branch network efficiency and service delivery protocols, the Chief Operating Officer ensures that every customer interaction meets high standards of quality and accessibility. This role involves streamlining internal processes to reduce friction in loan processing and account management. Zarir Rawi drives operational excellence by optimizing workflows across the organization, ensuring that staff members possess the tools necessary to serve diverse client needs. By collaborating with the technology and finance teams, the Chief Operating Officer aligns operational capacity with the strategic growth objectives of the bank. Rawi monitors performance metrics to identify areas for improvement in service delivery. Through the management of complex logistical requirements, the Chief Operating Officer maintains the seamless functioning of the institution, directly impacting the financial well-being of Malaysians.

    Asrul Kamaruddin - Chief Information Officer

    Asrul Kamaruddin, the Chief Information Officer at Bank Simpanan Nasional, architects the digital infrastructure necessary to support nationwide banking services. Overseeing the integration of advanced financial technologies, the Chief Information Officer ensures that digital platforms remain secure, scalable, and user-friendly for remote communities. This role involves managing complex data systems that facilitate seamless transactions for a diverse clientele. Asrul Kamaruddin drives the adoption of innovative software solutions to enhance operational efficiency across all branches. By collaborating with other C-suite leaders, the Chief Information Officer aligns technological investments with the broader mission of financial inclusivity. Kamaruddin monitors cybersecurity protocols to protect sensitive customer information against evolving digital threats. Through the implementation of robust IT frameworks, the Chief Information Officer supports the delivery of modern banking products, ensuring that every Malaysian gains reliable access to essential financial tools regardless of geographic location.
    Asrul Kamaruddin
    Ummul Thalha, the Head of Legal and Corporate Secretariat Division and Vice President at Bank Simpanan Nasional, directs all legal affairs and corporate governance frameworks. Overseeing regulatory compliance and contractual obligations, the Head of Legal and Corporate Secretariat Division and Vice President ensures that the institution operates within the strict legal boundaries of the Malaysian financial sector. This role involves providing expert counsel to the Board and executive leadership on matters of risk mitigation and corporate policy. Ummul Thalha drives the development of governance structures that protect the interests of stakeholders while promoting transparency. By managing the corporate secretariat, the Head of Legal and Corporate Secretariat Division and Vice President facilitates effective communication between the leadership team and regulatory bodies. Thalha monitors legislative changes to ensure that all banking products and services remain fully compliant. Through meticulous legal oversight, the Head of Legal and Corporate Secretariat Division and Vice President secures the reputation and operational stability of the bank.

    Edmund Thong - Vice President, Business Support

    Edmund Thong, the Vice President, Business Support at Bank Simpanan Nasional, manages the administrative and operational resources that empower front-line banking teams. Overseeing the procurement of essential services and the maintenance of internal support systems, the Vice President, Business Support ensures that all departments possess the necessary infrastructure to function effectively. This role involves coordinating cross-functional projects that enhance the overall productivity of the organization. Edmund Thong drives initiatives that improve internal communication and resource allocation, allowing the bank to serve its diverse clientele with greater agility. By collaborating with other executives, the Vice President, Business Support aligns support functions with the broader mission of financial inclusivity. Thong monitors the efficiency of business processes to identify opportunities for cost reduction and performance improvement. Through the management of critical support operations, the Vice President, Business Support enables the institution to maintain high service standards for individuals and businesses across the country.

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    Frequently Asked Questions Regarding Bank Simpanan Nasional Top Executives and Leadership Team

    Who leads Bank Simpanan Nasional?
    Bank Simpanan Nasional is led by Jay Khairil (Chief Executive Officer), along with executives such as Hafizah Shariff (Chief Financial Officer) and Zarir Rawi (Chief Operating Officer).
    Who is part of Bank Simpanan Nasional’s executive team?
    The executive team of Bank Simpanan Nasional includes leaders such as Jay Khairil (Chief Executive Officer), Hafizah Shariff (Chief Financial Officer), Zarir Rawi (Chief Operating Officer) and other senior executives.
    How many executives does Bank Simpanan Nasional have?
    Bank Simpanan Nasional has 6 executives leading key business areas.
    What roles are included in Bank Simpanan Nasional’s leadership team?
    The leadership team of Bank Simpanan Nasional includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Chief Information Officer, Head of Legal and Corporate Secretariat Division and Vice President.