Bank OZK Executive and Leadership Team

Robert Marziano, the President & Chief Executive Officer at Bank OZK, directs the daily operational execution of retail and commercial banking initiatives. Marziano manages the alignment of deposit product offerings with evolving market demands, ensuring the institution maintains a competitive edge in interest-bearing transaction accounts and money market services. By coordinating with the broader leadership team, the President & Chief Executive Officer optimizes internal workflows to enhance service delivery across the branch network. Robert Marziano drives the implementation of strategic growth plans, focusing on expanding the reach of consumer and business purpose loans. This leadership role involves constant monitoring of economic indicators to adjust lending strategies effectively. Through rigorous oversight of operational efficiency, Marziano secures the financial health of the organization while fostering a culture of excellence in client service and regulatory compliance across all banking divisions.

George Gleason, the Chairman & Chief Executive Officer at Bank OZK, architects the overarching corporate strategy and long-term vision for the institution. Gleason oversees the expansion of complex lending portfolios, including business aviation and subscription financing, which distinguish the bank within the competitive financial landscape. As the Chairman & Chief Executive Officer, Gleason maintains direct engagement with the Board to ensure governance standards remain high while pursuing aggressive growth targets. George Gleason drives the firm's commitment to real estate and affordable housing loans, balancing risk management with the necessity of community development. By analyzing macro-economic trends, the Chairman & Chief Executive Officer positions the bank to capitalize on emerging opportunities in commercial and industrial lending. This leadership role requires deep expertise in capital allocation and market positioning, ensuring the organization remains a dominant force in the banking sector through disciplined financial management and strategic foresight.

Tim Hicks, the Chief Financial Officer at Bank OZK, directs the financial planning, reporting, and capital management functions of the organization. Hicks manages the bank's balance sheet, ensuring optimal liquidity and capital adequacy to support ongoing lending activities. As the Chief Financial Officer, Hicks oversees the preparation of financial statements and regulatory filings, maintaining transparency with shareholders and external auditors. Tim Hicks drives the implementation of cost-control measures and efficiency initiatives that improve the bank's net interest margin. This leadership role involves close collaboration with the executive team to evaluate the financial viability of new product launches and market expansions. By monitoring interest rate risk and market volatility, the Chief Financial Officer protects the institution's assets and ensures that financial strategies align with the bank's long-term growth objectives, ultimately securing the fiscal health of the entire enterprise.

Jeff Wooldridge, the Division President (Florida) at Bank OZK, directs all retail and commercial banking operations across the Florida market. Wooldridge manages the growth of the regional loan portfolio, focusing on real estate and commercial lending opportunities that align with the bank's risk appetite. As the Division President (Florida), Wooldridge oversees the performance of local branches, ensuring that deposit products and customer service standards meet corporate expectations. Jeff Wooldridge drives the expansion of the bank's presence in this key region by building relationships with local business leaders and community stakeholders. This leadership role involves coordinating with central headquarters to implement national strategies while adapting them to the specific economic conditions of the Florida market. By focusing on regional market share and client satisfaction, the Division President (Florida) contributes significantly to the bank's overall revenue growth and brand reputation in the southeastern United States.

Eddie Melton, the Market President, Commercial Banking River Valley at Bank OZK, directs the commercial lending and business banking activities within the River Valley region. Melton manages a portfolio of business clients, providing customized credit solutions that support local economic development and industrial growth. As the Market President, Commercial Banking River Valley, Melton oversees the underwriting and relationship management processes for small to mid-sized enterprises. Eddie Melton drives the acquisition of new commercial accounts by leveraging deep local market knowledge and providing responsive, high-quality service. This leadership role involves collaborating with regional teams to ensure that the bank's commercial products remain competitive and accessible to local businesses. By focusing on the specific financial needs of the River Valley area, the Market President, Commercial Banking River Valley strengthens the bank's community ties and ensures consistent growth in the commercial loan segment through disciplined relationship management and proactive business development.

Karin Schienvar, the Executive Assistant To Chief Human Resources Officer at Bank OZK, coordinates the administrative and operational workflows within the human resources department. Schienvar manages the scheduling and communication processes that support the execution of talent acquisition and employee development strategies. As the Executive Assistant To Chief Human Resources Officer, Schienvar facilitates the flow of information between the HR leadership and other departments, ensuring that organizational initiatives are communicated effectively. Karin Schienvar drives the organization of internal training programs and performance management cycles, contributing to the overall efficiency of the human capital function. This leadership role involves maintaining sensitive personnel records and supporting the implementation of corporate culture initiatives. By streamlining administrative tasks, the Executive Assistant To Chief Human Resources Officer allows the HR team to focus on strategic workforce planning and employee engagement, which are essential for maintaining a high-performing banking workforce.

Jeannie Billingsley, the Chief Human Resources Officer at Bank OZK, directs the talent management, compensation, and organizational development strategies for the entire company. Billingsley manages the recruitment and retention of top-tier banking professionals, ensuring the workforce possesses the skills necessary to support the bank's complex lending and retail operations. As the Chief Human Resources Officer, Billingsley oversees the design of benefits packages and performance incentive programs that align employee goals with corporate success. Jeannie Billingsley drives the implementation of diversity and inclusion initiatives, fostering a workplace culture that attracts and retains diverse talent. This leadership role involves collaborating with the executive team to address workforce planning needs as the bank expands into new markets. By prioritizing employee development and leadership training, the Chief Human Resources Officer ensures that the organization remains agile and capable of meeting the evolving demands of the financial services industry.

Jack Gracheck, the Managing Director at Bank OZK, leads specialized initiatives focused on high-value commercial lending and complex financial structures. Gracheck manages the development of tailored credit solutions for business clients, ensuring that the bank's portfolio remains diversified and resilient. As a Managing Director, Gracheck coordinates with regional teams to identify opportunities in the commercial and industrial lending space, driving revenue growth through strategic client acquisition. Jack Gracheck oversees the underwriting process for large-scale business aviation and subscription financing, maintaining strict adherence to risk parameters. This leadership role involves constant collaboration with other senior executives to refine the bank's approach to corporate finance. By leveraging deep industry knowledge, the Managing Director enhances the institution's reputation for providing sophisticated banking products that meet the unique requirements of large commercial enterprises, ultimately contributing to the overall stability and profitability of the bank.

Lucas Posson, the Managing Director at Bank OZK, directs the expansion of the bank's indirect lending operations, specifically focusing on recreational vehicle and marine financing. Posson manages relationships with dealer networks and third-party partners to ensure a steady pipeline of high-quality consumer loans. As a Managing Director, Posson optimizes the digital infrastructure supporting these lending products, improving the speed and accuracy of credit decisions. Lucas Posson drives the integration of automated underwriting tools to enhance operational efficiency and reduce overhead costs. This leadership role involves analyzing performance metrics across various consumer segments to adjust product offerings in real-time. By focusing on the scalability of indirect lending, the Managing Director ensures that the bank maintains a strong market presence in the consumer finance sector, providing consistent returns while managing credit risk through data-driven decision-making and proactive portfolio monitoring.

Greg Berg, the Managing Director at Bank OZK, oversees the strategic development of government-guaranteed and agricultural lending programs. Berg manages the bank's engagement with federal and state agencies to facilitate access to capital for small businesses and rural enterprises. As a Managing Director, Berg drives the growth of these specialized portfolios by streamlining the application and approval processes for complex government-backed loans. Greg Berg coordinates with regional commercial teams to ensure that agricultural clients receive customized financial solutions that address seasonal cash flow needs. This leadership role involves maintaining rigorous compliance standards while expanding the bank's footprint in underserved markets. By focusing on the unique requirements of small business and agricultural sectors, the Managing Director strengthens the bank's community impact and diversifies the overall loan portfolio, ensuring long-term sustainability through targeted lending initiatives and robust risk management practices.