Bank Al Etihad Executive and Leadership Team

September, 2026

Leadership Overview

Bank Al Etihad has 5 executives leading key functions including strategy, operational management, regional expansion, currency exchange, and financial human resources.

Focused on delivering innovative financial solutions, Bank Al Etihad prioritizes customer interests and sustainable growth through a commitment to efficiency and modern banking excellence.

Leadership Roles at Bank Al Etihad

  • Chief Executive Officer - Muntaser Dawwas
  • Deputy Chief Executive Officer - Deema Akel
  • Chief Executive Officer, Country (Iraq) - Suleiman Khader
  • Exchange Manager - Anas Tahat
  • Chief Financial & Human Resources Officer (International & NBFI) - Heba Qasem
  • Muntaser Dawwas - Chief Executive Officer

    Muntaser Dawwas, the Chief Executive Officer at Bank Al Etihad, directs the overarching strategic vision and long-term growth initiatives for the organization. By overseeing the current merger process, the Chief Executive Officer ensures enhanced operational efficiency and greater flexibility across all banking divisions. This leadership role involves constant alignment with the board to maintain a focus on customer-centric financial solutions. Muntaser Dawwas drives the implementation of digital transformation projects, including the optimization of mobile banking applications to better serve individual and business clients. Through rigorous oversight of market positioning, the Chief Executive Officer secures the competitive standing of the institution within the regional finance sector. By fostering a culture of social responsibility and sustainability, the Chief Executive Officer guides the bank toward future-ready performance metrics while maintaining stability in a complex economic landscape.

    Deema Akel - Deputy Chief Executive Officer

    Deema Akel, the Deputy Chief Executive Officer at Bank Al Etihad, manages the daily operational execution and internal process improvements required for organizational scaling. By coordinating cross-departmental workflows, the Deputy Chief Executive Officer ensures that the merger objectives remain on schedule while maintaining high service standards for credit card and loan products. This role involves direct collaboration with the executive team to refine internal policies and enhance the agility of the bank. Deema Akel monitors the performance of retail banking services, ensuring that customer needs drive every operational decision. Through the application of data-driven insights, the Deputy Chief Executive Officer optimizes resource allocation to support the broader mission of the institution. By streamlining internal communication and operational protocols, the Deputy Chief Executive Officer strengthens the foundation for sustainable growth and long-term client satisfaction across the entire regional market.

    Suleiman Khader - Chief Executive Officer, Country (Iraq)

    Suleiman Khader, the Chief Executive Officer, Country (Iraq) at Bank Al Etihad, architects the expansion strategy and market penetration efforts within the Iraqi financial landscape. By overseeing regional operations, the Chief Executive Officer, Country (Iraq) ensures that the bank delivers tailored credit solutions and investment options that meet local market demands. This leadership position requires constant engagement with regional stakeholders to align local service delivery with the global mission of the institution. Suleiman Khader drives the development of localized banking products, ensuring that the bank maintains a strong competitive advantage in the region. Through the management of local regulatory compliance and risk assessment, the Chief Executive Officer, Country (Iraq) secures the operational integrity of the branch. By fostering strong relationships with business partners, the Chief Executive Officer, Country (Iraq) expands the footprint of the bank while upholding the core values of sustainability and innovation.

    Anas Tahat - Exchange Manager

    Anas Tahat, the Exchange Manager at Bank Al Etihad, directs the currency exchange operations and liquidity management functions essential for international trade support. By overseeing daily transaction volumes, the Exchange Manager ensures that the bank provides competitive rates and efficient processing for all individual and corporate clients. This role involves constant monitoring of global market fluctuations to mitigate financial risk and optimize the currency portfolio. Anas Tahat drives the integration of automated exchange tools within the mobile banking platform to improve user accessibility and transaction speed. Through collaboration with the treasury department, the Exchange Manager supports the broader financial stability of the institution. By maintaining strict adherence to international financial standards, the Exchange Manager facilitates seamless cross-border transactions. This leadership role directly impacts the ability of the bank to offer comprehensive financial services to a diverse and growing client base.

    Heba Qasem - Chief Financial & Human Resources Officer (International & NBFI)

    Heba Qasem, the Chief Financial & Human Resources Officer (International & NBFI) at Bank Al Etihad, architects the financial reporting frameworks and talent management strategies for international and non-banking financial institution segments. By overseeing the fiscal health of these specific divisions, the Chief Financial & Human Resources Officer (International & NBFI) ensures that human capital development aligns with the long-term financial goals of the bank. This role involves managing complex budgetary requirements and fostering a high-performance culture through strategic recruitment and training initiatives. Heba Qasem drives the implementation of performance-based incentives that support the overall mission of the institution. Through the alignment of financial resources with human resource needs, the Chief Financial & Human Resources Officer (International & NBFI) optimizes operational efficiency. By maintaining a focus on sustainable growth, the Chief Financial & Human Resources Officer (International & NBFI) strengthens the organizational capacity to deliver innovative financial solutions globally.
    Heba Qasem

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    Frequently Asked Questions Regarding Bank Al Etihad Top Executives and Leadership Team

    Who leads Bank Al Etihad?
    Bank Al Etihad is led by Muntaser Dawwas (Chief Executive Officer), along with executives such as Deema Akel (Deputy Chief Executive Officer) and Suleiman Khader (Chief Executive Officer, Country (Iraq)).
    Who is part of Bank Al Etihad’s executive team?
    The executive team of Bank Al Etihad includes leaders such as Muntaser Dawwas (Chief Executive Officer), Deema Akel (Deputy Chief Executive Officer), Suleiman Khader (Chief Executive Officer, Country (Iraq)) and other senior executives.
    How many executives does Bank Al Etihad have?
    Bank Al Etihad has 5 executives leading key business areas.
    What roles are included in Bank Al Etihad’s leadership team?
    The leadership team of Bank Al Etihad includes roles such as Chief Executive Officer, Deputy Chief Executive Officer, Chief Executive Officer, Country (Iraq), Exchange Manager, Chief Financial & Human Resources Officer (International & NBFI).