Australian Unity Executive and Leadership Team

November, 2026

Leadership Overview

Australian Unity has 10 executives leading key functions including strategy, health insurance, wealth management, financial operations, and technology.

Committed to fostering holistic wellbeing across the nation, Australian Unity delivers sustainable social enterprise solutions that empower members to manage their health, wealth, and care needs effectively.

Leadership Roles at Australian Unity

  • Chief Executive Officer, Australian Unity, Health Insurance - Rebecca Windsor
  • Chief Executive Officer & Group Managing Director - Kelly Bayer Rosmarin
  • Group Executive- Health Insurance and Chief Executive Officer - Rebecca Harwood
  • Chief Executive Officer, Wealth & Capital Markets - Esther Kerr-Smith
  • Chief Executive Officer, Australian Unity Bank - Matthew Ricker
  • Chief Financial Officer - Darren Mann
  • Chief Technology Officer - Paul Lewis
  • Chief of Staff - Deon Brown
  • Chief People Officer, Corporate & Financial Services - Kellie Crouch
  • Chief Executive, Wealth & Capital Markets - Balaji Gopal
  • Rebecca Windsor - Chief Executive Officer, Australian Unity, Health Insurance

    Rebecca Windsor, the Chief Executive Officer, Australian Unity, Health Insurance at Australian Unity, directs the strategic expansion of health coverage products across the Australian market. Windsor oversees the development of insurance portfolios designed to improve member access to preventative care and medical services. By analyzing regional health trends, the Chief Executive Officer, Australian Unity, Health Insurance optimizes coverage models to ensure financial sustainability for the organization. Rebecca Windsor collaborates with clinical partners to integrate wellness programs directly into insurance offerings, thereby enhancing the overall value proposition for members. This leadership role involves managing complex regulatory requirements while maintaining high standards of service delivery. Through rigorous oversight of underwriting processes and claims management, Windsor drives operational efficiency. The Chief Executive Officer, Australian Unity, Health Insurance remains focused on scaling digital health initiatives to meet the evolving needs of the community, ensuring that every member receives comprehensive support for personal health journeys.

    Kelly Bayer Rosmarin - Chief Executive Officer & Group Managing Director

    Kelly Bayer Rosmarin, the Chief Executive Officer & Group Managing Director at Australian Unity, architects the overarching corporate strategy for the entire social enterprise. Rosmarin drives the mission of supporting member wellbeing through the alignment of health, wealth, and care divisions. The Chief Executive Officer & Group Managing Director manages relationships with the Board to ensure long-term financial health and social impact. Kelly Bayer Rosmarin oversees the execution of large-scale organizational initiatives that expand the footprint of the company across diverse Australian markets. By fostering a culture of innovation, the Chief Executive Officer & Group Managing Director enables cross-functional collaboration between banking, insurance, and capital markets teams. This leadership role requires balancing immediate operational demands with future-focused growth objectives. Through disciplined capital allocation and strategic partnerships, Rosmarin secures the stability of the organization. The Chief Executive Officer & Group Managing Director maintains a clear vision for delivering sustainable value to members and the broader community.
    Kelly Bayer Rosmarin

    Rebecca Harwood - Group Executive- Health Insurance and Chief Executive Officer

    Rebecca Harwood, the Group Executive- Health Insurance and Chief Executive Officer at Australian Unity, manages the operational delivery of health insurance services and broader organizational health outcomes. Harwood directs the implementation of member-centric care models that integrate insurance products with community-based support systems. The Group Executive- Health Insurance and Chief Executive Officer oversees the performance of health-related business units, ensuring alignment with the core mission of the company. Rebecca Harwood monitors market shifts to adjust product offerings, maintaining competitiveness in the national health sector. This leadership role involves coordinating with internal stakeholders to streamline service delivery and improve member satisfaction metrics. By leveraging data-driven insights, the Group Executive- Health Insurance and Chief Executive Officer optimizes resource allocation across health divisions. Harwood drives initiatives that enhance the accessibility of care, ensuring that the organization remains a leader in the wellbeing space. The Group Executive- Health Insurance and Chief Executive Officer consistently evaluates service quality to uphold the reputation of the firm.

    Esther Kerr-Smith - Chief Executive Officer, Wealth & Capital Markets

    Esther Kerr-Smith, the Chief Executive Officer, Wealth & Capital Markets at Australian Unity, directs the investment strategies and capital market activities that support the financial wellbeing of members. Kerr-Smith oversees the management of diverse asset portfolios, ensuring that investment products align with the long-term goals of the organization. The Chief Executive Officer, Wealth & Capital Markets manages relationships with institutional investors and stakeholders to drive growth in the wealth division. Esther Kerr-Smith leads the development of innovative financial solutions that provide members with security and stability. This leadership role involves navigating complex market environments to identify opportunities for sustainable returns. By integrating environmental and social governance principles into investment strategies, the Chief Executive Officer, Wealth & Capital Markets enhances the reputation of the firm. Kerr-Smith collaborates with other executives to ensure that wealth management services complement the health and care offerings, providing a holistic approach to member support.
    Esther Kerr-Smith

    Matthew Ricker - Chief Executive Officer, Australian Unity Bank

    Matthew Ricker, the Chief Executive Officer, Australian Unity Bank at Australian Unity, directs the banking operations and financial services provided to members. Ricker oversees the development of retail and commercial banking products that facilitate personal financial management. The Chief Executive Officer, Australian Unity Bank manages the risk profile of the banking division while ensuring compliance with national financial regulations. Matthew Ricker drives the expansion of digital banking capabilities to improve accessibility for members across the country. This leadership role involves managing the balance between lending growth and deposit stability. By focusing on customer-centric banking solutions, the Chief Executive Officer, Australian Unity Bank supports the broader mission of improving the financial wellbeing of the community. Ricker collaborates with the wealth and insurance divisions to create integrated financial packages for members. The Chief Executive Officer, Australian Unity Bank remains committed to maintaining high standards of service and security in all banking transactions.

    Darren Mann - Chief Financial Officer

    Darren Mann, the Chief Financial Officer at Australian Unity, directs the financial strategy and fiscal health of the organization. Mann oversees capital management, budgeting, and financial reporting processes that support the long-term sustainability of the social enterprise. The Chief Financial Officer manages the balance sheet to ensure sufficient resources for reinvestment into member services. Darren Mann provides critical financial analysis to the Board, enabling informed decision-making regarding investments in health and wealth divisions. This leadership role involves maintaining rigorous compliance standards and managing relationships with external financial partners. By optimizing cost structures, the Chief Financial Officer improves the overall efficiency of the business. Mann drives the development of financial models that account for market volatility and economic shifts. The Chief Financial Officer ensures that all fiscal activities align with the purpose-driven mission of the company, supporting the delivery of high-quality care and financial products to members across the country.
    Darren Mann

    Paul Lewis - Chief Technology Officer

    Paul Lewis, the Chief Technology Officer at Australian Unity, architects the digital infrastructure required to support the diverse needs of the health, wealth, and care business units. Lewis directs the implementation of secure, scalable technology platforms that enhance member experiences and operational efficiency. The Chief Technology Officer oversees cybersecurity protocols to protect sensitive member data across all digital touchpoints. Paul Lewis manages the integration of advanced analytics tools to provide actionable insights for the executive team. This leadership role involves modernizing legacy systems to support the rapid deployment of new financial and health services. By driving digital transformation, the Chief Technology Officer ensures that the organization remains agile in a competitive market. Lewis collaborates with other C-suite leaders to align technology investments with the broader strategic goals of the company. The Chief Technology Officer maintains a focus on building robust, resilient systems that facilitate seamless interactions between members and the various services provided by the organization.

    Deon Brown - Chief of Staff

    Deon Brown, the Chief of Staff at Australian Unity, facilitates the execution of strategic priorities by coordinating activities across the executive leadership team. Brown directs the flow of information and ensures that key initiatives receive the necessary resources and attention. The Chief of Staff manages complex projects that span multiple business units, including health insurance and wealth management. Deon Brown acts as a primary liaison between the CEO and other senior leaders to maintain alignment on corporate objectives. This leadership role involves streamlining internal processes to improve organizational agility and decision-making speed. By monitoring the progress of high-impact programs, the Chief of Staff ensures that the company meets its performance targets. Brown supports the development of internal communications strategies that reinforce the mission of the organization. The Chief of Staff remains focused on optimizing the operational rhythm of the executive office to drive consistent results across all sectors of the business.

    Kellie Crouch - Chief People Officer, Corporate & Financial Services

    Kellie Crouch, the Chief People Officer, Corporate & Financial Services at Australian Unity, directs the human resources strategy and organizational culture initiatives. Crouch oversees talent acquisition, leadership development, and employee engagement programs that support the workforce across corporate and financial service sectors. The Chief People Officer, Corporate & Financial Services manages performance management systems to ensure that staff remain aligned with the purpose-driven mission of the company. Kellie Crouch drives diversity and inclusion efforts to foster a supportive and productive work environment. This leadership role involves designing compensation and benefits structures that attract and retain top talent in a competitive market. By implementing training programs, the Chief People Officer, Corporate & Financial Services enables employees to develop the skills necessary for future growth. Crouch collaborates with other executives to ensure that the organizational culture reflects the values of the firm. The Chief People Officer, Corporate & Financial Services maintains a focus on employee wellbeing as a foundation for organizational success.

    Balaji Gopal - Chief Executive, Wealth & Capital Markets

    Balaji Gopal, the Chief Executive, Wealth & Capital Markets at Australian Unity, directs the strategic operations of the wealth management and capital markets business units. Gopal oversees the development of investment products that cater to the long-term financial needs of members. The Chief Executive, Wealth & Capital Markets manages the performance of investment teams to ensure consistent delivery of value. Balaji Gopal monitors global market trends to adjust the investment strategy of the organization, mitigating risks while seeking growth opportunities. This leadership role involves coordinating with the broader executive team to integrate wealth services into the holistic wellbeing model of the company. By focusing on client outcomes, the Chief Executive, Wealth & Capital Markets drives the expansion of the wealth division. Gopal maintains strong relationships with regulatory bodies to ensure full compliance with financial standards. The Chief Executive, Wealth & Capital Markets remains dedicated to providing members with the tools and expertise required for financial independence.
    Balaji Gopal

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    Frequently Asked Questions Regarding Australian Unity Top Executives and Leadership Team

    Who leads Australian Unity?
    Australian Unity is led by Rebecca Windsor (Chief Executive Officer, Australian Unity, Health Insurance), along with executives such as Kelly Bayer Rosmarin (Chief Executive Officer & Group Managing Director) and Rebecca Harwood (Group Executive- Health Insurance and Chief Executive Officer).
    Who is part of Australian Unity’s executive team?
    The executive team of Australian Unity includes leaders such as Rebecca Windsor (Chief Executive Officer, Australian Unity, Health Insurance), Kelly Bayer Rosmarin (Chief Executive Officer & Group Managing Director), Rebecca Harwood (Group Executive- Health Insurance and Chief Executive Officer) and other senior executives.
    How many executives does Australian Unity have?
    Australian Unity has 10 executives leading key business areas.
    What roles are included in Australian Unity’s leadership team?
    The leadership team of Australian Unity includes roles such as Chief Executive Officer, Australian Unity, Health Insurance, Chief Executive Officer & Group Managing Director, Group Executive- Health Insurance and Chief Executive Officer, Chief Executive Officer, Wealth & Capital Markets, Chief Executive Officer, Australian Unity Bank.