Australian Unity Executive and Leadership Team

September, 2026

Leadership Overview

Australian Unity has 10 executives leading key functions including strategy, health insurance, wealth management, technology, and financial operations.

Focused on holistic wellbeing, Australian Unity delivers sustainable products and services that empower members to achieve long-term health, financial stability, and community connection through a purpose-driven social enterprise model.

Leadership Roles at Australian Unity

  • Chief Executive Officer & Group Managing Director - Kelly Bayer Rosmarin
  • Chief Executive Officer, Australian Unity, Health Insurance - Rebecca Windsor
  • Group Executive- Health Insurance and Chief Executive Officer - Rebecca Harwood
  • Chief Executive Officer, Wealth & Capital Markets - Esther Kerr-Smith
  • Chief Executive Officer, Australian Unity Bank - Matthew Ricker
  • Chief Financial Officer - Darren Mann
  • Interim Chief Financial Officer, Residential Aged Care & Retirement Communities - Brett Comer
  • Chief Technology Officer - Paul Lewis
  • Chief of Staff - Billy Falkingham
  • Chief People Officer, Corporate & Financial Services - Kellie Crouch
  • Kelly Bayer Rosmarin - Chief Executive Officer & Group Managing Director

    Kelly Bayer Rosmarin, the Chief Executive Officer & Group Managing Director at Australian Unity, directs the overarching strategic vision for the organization. This leadership role involves aligning the diverse business units with the core mission of supporting member health, wealth, and care. By overseeing the executive team, the Chief Executive Officer & Group Managing Director ensures that social enterprise goals remain central to all corporate initiatives. Kelly Bayer Rosmarin drives the expansion of wellbeing services across the Australian market, fostering a culture of sustainable growth and community impact. Through rigorous oversight of operational performance, the Chief Executive Officer & Group Managing Director maintains the financial health of the organization while delivering value to members. This position requires constant collaboration with the Board to refine long-term objectives and adapt to evolving industry demands, ultimately securing the market position of the company as a leader in the wellbeing sector.
    Kelly Bayer Rosmarin

    Rebecca Windsor - Chief Executive Officer, Australian Unity, Health Insurance

    Rebecca Windsor, the Chief Executive Officer, Australian Unity, Health Insurance at Australian Unity, manages the comprehensive health insurance portfolio. This role involves designing insurance products that directly support the wellbeing of members across the country. By analyzing market trends and healthcare costs, the Chief Executive Officer, Australian Unity, Health Insurance optimizes coverage options to ensure accessibility and affordability. Rebecca Windsor coordinates with internal teams to enhance member experiences and streamline claims processing, thereby increasing operational efficiency. The Chief Executive Officer, Australian Unity, Health Insurance also monitors regulatory changes to maintain compliance while driving innovation in preventative health services. Through strategic partnerships with healthcare providers, the Chief Executive Officer, Australian Unity, Health Insurance strengthens the network of care available to the community. This leadership function remains vital to the broader mission of the organization, ensuring that health protection remains a cornerstone of the member value proposition.

    Rebecca Harwood - Group Executive- Health Insurance and Chief Executive Officer

    Rebecca Harwood, the Group Executive- Health Insurance and Chief Executive Officer at Australian Unity, oversees the integration of health insurance services with broader organizational care objectives. This position requires managing complex insurance operations while driving growth in the health sector. By architecting service delivery models, the Group Executive- Health Insurance and Chief Executive Officer ensures that members receive holistic support tailored to individual needs. Rebecca Harwood collaborates with other executive leaders to align insurance offerings with the company's social enterprise goals. The Group Executive- Health Insurance and Chief Executive Officer monitors performance metrics to improve service quality and member retention across the national footprint. Through the implementation of data-driven strategies, the Group Executive- Health Insurance and Chief Executive Officer enhances the efficiency of health-related product lines. This leadership role directly impacts the ability of the organization to provide sustainable, high-quality care solutions that address the evolving health requirements of the community.

    Esther Kerr-Smith - Chief Executive Officer, Wealth & Capital Markets

    Esther Kerr-Smith, the Chief Executive Officer, Wealth & Capital Markets at Australian Unity, directs the investment and wealth management strategies of the organization. This role involves overseeing financial products that help members build and protect their personal wealth. By managing capital market activities, the Chief Executive Officer, Wealth & Capital Markets ensures that investment portfolios align with the long-term financial goals of the members. Esther Kerr-Smith drives the development of innovative wealth solutions that contribute to the overall wellbeing of the community. The Chief Executive Officer, Wealth & Capital Markets collaborates with other business units to integrate financial services with health and care offerings. Through the oversight of market risks and investment performance, the Chief Executive Officer, Wealth & Capital Markets maintains the integrity and growth of the wealth division. This leadership function remains essential for empowering individuals to feel in control of their financial future.
    Esther Kerr-Smith

    Matthew Ricker - Chief Executive Officer, Australian Unity Bank

    Matthew Ricker, the Chief Executive Officer, Australian Unity Bank at Australian Unity, manages the banking operations and financial services provided to members. This role involves overseeing retail banking products that support the financial wellbeing of the community. By driving the growth of the banking division, the Chief Executive Officer, Australian Unity Bank ensures that members have access to reliable and ethical financial services. Matthew Ricker collaborates with the broader executive team to integrate banking solutions with the company's health and care initiatives. The Chief Executive Officer, Australian Unity Bank monitors market conditions and regulatory requirements to maintain the stability and compliance of the bank. Through the implementation of customer-centric strategies, the Chief Executive Officer, Australian Unity Bank enhances the value proposition for members. This leadership function remains critical to the mission of the organization, providing the financial foundation necessary for members to achieve holistic wellbeing.

    Darren Mann - Chief Financial Officer

    Darren Mann, the Chief Financial Officer at Australian Unity, manages the financial health and capital allocation of the organization. This role involves overseeing financial reporting, budgeting, and investment strategies that support the company's social enterprise model. By analyzing fiscal performance, the Chief Financial Officer ensures that resources are directed toward sustainable products and services. Darren Mann collaborates with the executive team to assess the financial viability of new initiatives and market expansions. The Chief Financial Officer maintains rigorous internal controls and risk management frameworks to protect the assets of the organization. Through the optimization of capital structures, the Chief Financial Officer supports the long-term growth and stability of the business. This leadership function remains vital for ensuring that the company continues to reinvest profits into the community, fulfilling the core mission of providing comprehensive support for the health, wealth, and care of all members.
    Darren Mann

    Brett Comer - Interim Chief Financial Officer, Residential Aged Care & Retirement Communities

    Brett Comer, the Interim Chief Financial Officer, Residential Aged Care & Retirement Communities at Australian Unity, oversees the financial operations specifically related to aged care and retirement living. This role involves managing the budgets and capital investments required to maintain high-quality residential facilities. By analyzing the financial performance of these communities, the Interim Chief Financial Officer, Residential Aged Care & Retirement Communities ensures the sustainability of care services. Brett Comer collaborates with operational leaders to optimize resource allocation and improve the efficiency of service delivery. The Interim Chief Financial Officer, Residential Aged Care & Retirement Communities monitors occupancy rates and operational costs to maintain the financial health of the division. Through the implementation of sound fiscal policies, the Interim Chief Financial Officer, Residential Aged Care & Retirement Communities supports the organization's commitment to providing a supportive environment for retirees, ensuring that the care provided remains both accessible and high-quality.

    Paul Lewis - Chief Technology Officer

    Paul Lewis, the Chief Technology Officer at Australian Unity, directs the digital transformation and technological infrastructure of the organization. This role involves implementing scalable systems that support the delivery of health, wealth, and care services. By overseeing cybersecurity protocols and data management, the Chief Technology Officer ensures the protection of sensitive member information. Paul Lewis drives the adoption of innovative digital tools to improve user engagement and operational efficiency across all business units. The Chief Technology Officer collaborates with the executive team to align technology investments with the long-term strategic goals of the company. Through the modernization of legacy platforms, the Chief Technology Officer enables seamless service delivery and enhances the overall member experience. This leadership function remains critical to maintaining a competitive edge in the digital landscape, ensuring that the organization leverages technology to fulfill its mission of supporting the wellbeing of the community.

    Billy Falkingham - Chief of Staff

    Billy Falkingham, the Chief of Staff at Australian Unity, coordinates the strategic priorities and daily operations of the executive office. This role involves facilitating communication between the leadership team and various departments to ensure alignment with corporate objectives. By managing complex projects and cross-functional initiatives, the Chief of Staff optimizes the decision-making process for the organization. Billy Falkingham monitors the progress of key strategic goals, providing the necessary support to drive execution across the business. The Chief of Staff acts as a liaison for the Board and senior management, ensuring that critical information flows efficiently to support informed leadership. Through the oversight of administrative and operational workflows, the Chief of Staff enhances the productivity of the executive team. This leadership position remains essential for maintaining organizational focus and ensuring that the company effectively pursues its mission of supporting the health, wealth, and care of its members.

    Kellie Crouch - Chief People Officer, Corporate & Financial Services

    Kellie Crouch, the Chief People Officer, Corporate & Financial Services at Australian Unity, directs the human resources strategy and organizational culture. This role involves managing talent acquisition, employee development, and workplace wellbeing initiatives across the corporate and financial services divisions. By fostering an inclusive and supportive environment, the Chief People Officer, Corporate & Financial Services ensures that the workforce remains aligned with the purpose-driven mission of the company. Kellie Crouch oversees performance management systems and leadership development programs to build a high-performing team. The Chief People Officer, Corporate & Financial Services collaborates with other executive leaders to address workforce needs and drive organizational change. Through the implementation of effective people strategies, the Chief People Officer, Corporate & Financial Services supports the overall growth and success of the business. This leadership function remains essential for maintaining a culture that values the health, wealth, and care of both employees and members.

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    Frequently Asked Questions Regarding Australian Unity Top Executives and Leadership Team

    Who leads Australian Unity?
    Australian Unity is led by Kelly Bayer Rosmarin (Chief Executive Officer & Group Managing Director), along with executives such as Rebecca Windsor (Chief Executive Officer, Australian Unity, Health Insurance) and Rebecca Harwood (Group Executive- Health Insurance and Chief Executive Officer).
    Who is part of Australian Unity’s executive team?
    The executive team of Australian Unity includes leaders such as Kelly Bayer Rosmarin (Chief Executive Officer & Group Managing Director), Rebecca Windsor (Chief Executive Officer, Australian Unity, Health Insurance), Rebecca Harwood (Group Executive- Health Insurance and Chief Executive Officer) and other senior executives.
    How many executives does Australian Unity have?
    Australian Unity has 10 executives leading key business areas.
    What roles are included in Australian Unity’s leadership team?
    The leadership team of Australian Unity includes roles such as Chief Executive Officer & Group Managing Director, Chief Executive Officer, Australian Unity, Health Insurance, Group Executive- Health Insurance and Chief Executive Officer, Chief Executive Officer, Wealth & Capital Markets, Chief Executive Officer, Australian Unity Bank.