Australian Unity Executive and Leadership Team

October, 2026

Leadership Overview

Australian Unity has 10 executives leading key functions including strategy, health insurance, financial services, technology, and capital markets.

Focused on holistic wellbeing, Australian Unity delivers sustainable products and services that empower members to achieve long-term health, wealth, and care outcomes across the community.

Leadership Roles at Australian Unity

  • Group Executive- Health Insurance and Chief Executive Officer - Rebecca Harwood
  • Chief Executive Officer & Group Managing Director - Kelly Bayer Rosmarin
  • Chief Executive Officer, Australian Unity, Health Insurance - Rebecca Windsor
  • Chief Executive Officer, Australian Unity Bank - Matthew Ricker
  • Chief Executive Officer, Wealth & Capital Markets - Esther Kerr-Smith
  • Chief Financial Officer - Darren Mann
  • Chief Technology Officer - Paul Lewis
  • Chief of Staff - Deon Brown
  • Chief People Officer, Corporate & Financial Services - Kellie Crouch
  • Chief Executive, Wealth & Capital Markets - Balaji Gopal
  • Rebecca Harwood - Group Executive- Health Insurance and Chief Executive Officer

    Rebecca Harwood, the Group Executive- Health Insurance and Chief Executive Officer at Australian Unity, directs the strategic expansion of health coverage solutions. Overseeing the integration of insurance products with broader wellbeing initiatives, Harwood ensures that members receive comprehensive support for personal health journeys. This leadership role involves managing complex risk portfolios while maintaining high standards of service delivery across the national market. By aligning insurance offerings with the evolving needs of the community, Rebecca Harwood drives significant growth in the health sector. Harwood also collaborates with the executive team to refine the organizational approach to preventative care, ensuring that every policyholder gains access to resources that foster long-term vitality and financial security within the Australian Unity ecosystem.

    Kelly Bayer Rosmarin - Chief Executive Officer & Group Managing Director

    Kelly Bayer Rosmarin, the Chief Executive Officer & Group Managing Director at Australian Unity, architects the overarching corporate strategy and long-term vision. Managing the entire social enterprise, Rosmarin ensures that all business units remain committed to the core mission of supporting member wellbeing. This position requires constant engagement with the Board to optimize capital allocation and drive sustainable profit reinvestment. By fostering a culture of innovation, Kelly Bayer Rosmarin empowers diverse teams to deliver impactful services that address the health, wealth, and care needs of the community. Rosmarin maintains a focus on operational excellence, ensuring that the organization scales effectively while upholding the values of a purpose-driven entity. Through this leadership, the company strengthens its market position as a leader in the Australian wellbeing sector.
    Kelly Bayer Rosmarin

    Rebecca Windsor - Chief Executive Officer, Australian Unity, Health Insurance

    Rebecca Windsor, the Chief Executive Officer, Australian Unity, Health Insurance at Australian Unity, manages the daily operations and product development for the health insurance division. Focusing on member-centric solutions, Windsor designs coverage plans that address specific health challenges faced by the community. This role involves overseeing claims processing, customer experience, and regulatory compliance to ensure seamless service delivery. By analyzing market trends, Rebecca Windsor identifies opportunities to enhance the value proposition for policyholders. Windsor works closely with internal stakeholders to streamline administrative processes, thereby increasing efficiency and reducing costs. Through these efforts, the Chief Executive Officer, Australian Unity, Health Insurance supports the broader organizational goal of providing accessible and reliable health protection, ultimately contributing to the financial and physical wellbeing of the entire member base.

    Matthew Ricker - Chief Executive Officer, Australian Unity Bank

    Matthew Ricker, the Chief Executive Officer, Australian Unity Bank at Australian Unity, directs the banking operations and financial services strategy. Focusing on personal and business banking, Ricker develops products that help members manage their financial wellbeing. This role involves overseeing lending, deposits, and wealth management services to ensure they align with the broader organizational mission. By driving digital banking initiatives, Matthew Ricker improves accessibility for customers across the country. Ricker works to maintain strong capital ratios and regulatory compliance while fostering a culture of responsible lending. Through these efforts, the Chief Executive Officer, Australian Unity Bank supports the financial stability of members, providing the tools necessary for individuals to achieve their personal financial goals and long-term security.

    Esther Kerr-Smith - Chief Executive Officer, Wealth & Capital Markets

    Esther Kerr-Smith, the Chief Executive Officer, Wealth & Capital Markets at Australian Unity, oversees the investment management and capital markets division. Focusing on long-term wealth creation, Kerr-Smith directs the strategy for asset management and institutional investment products. This role involves navigating complex market environments to deliver consistent returns for members and stakeholders. By managing large-scale investment portfolios, Esther Kerr-Smith ensures that the organization maintains the financial strength to support its social enterprise goals. Kerr-Smith collaborates with financial advisors and institutional partners to expand the reach of wealth services. Through this leadership, the Chief Executive Officer, Wealth & Capital Markets drives the growth of the company's financial footprint, ensuring that members have access to robust investment opportunities that secure their future.
    Esther Kerr-Smith

    Darren Mann - Chief Financial Officer

    Darren Mann, the Chief Financial Officer at Australian Unity, manages the financial health and capital structure of the organization. Overseeing accounting, treasury, and financial planning, Mann ensures that the company maintains the resources required to reinvest in social impact initiatives. This role involves rigorous risk management and the oversight of investment portfolios to support long-term stability. By providing accurate financial insights, Darren Mann enables the executive team to make informed decisions regarding growth and service expansion. Mann also leads the reporting processes, ensuring transparency and compliance with regulatory standards. Through disciplined fiscal management, the Chief Financial Officer secures the financial foundation necessary for the company to continue providing essential health, wealth, and care services to the community.
    Darren Mann

    Paul Lewis - Chief Technology Officer

    Paul Lewis, the Chief Technology Officer at Australian Unity, directs the digital transformation and infrastructure strategy. Overseeing the development of secure platforms, Lewis ensures that all technological systems support the delivery of health and financial services. This role involves managing cybersecurity protocols, data analytics, and software integration to improve member engagement. By implementing scalable cloud solutions, Paul Lewis enables the organization to adapt quickly to changing market demands. Lewis collaborates with other C-suite leaders to align technical capabilities with business objectives, ensuring that digital tools enhance the overall user experience. Through the modernization of internal systems, the Chief Technology Officer drives operational efficiency and supports the company's commitment to providing seamless, high-quality care to members across the entire national footprint.

    Deon Brown - Chief of Staff

    Deon Brown, the Chief of Staff at Australian Unity, coordinates executive operations and facilitates communication across the leadership team. Managing strategic projects, Brown ensures that organizational priorities receive the necessary resources and attention. This role involves streamlining decision-making processes and acting as a liaison between the CEO and various business units. By monitoring progress on key initiatives, Deon Brown maintains alignment with the company's mission of supporting member wellbeing. Brown also oversees the preparation of executive briefings and board materials, ensuring that leadership remains informed on critical performance metrics. Through this central role, the Chief of Staff optimizes the flow of information and fosters collaboration, allowing the executive team to execute the corporate strategy with precision and agility.

    Kellie Crouch - Chief People Officer, Corporate & Financial Services

    Kellie Crouch, the Chief People Officer, Corporate & Financial Services at Australian Unity, leads the human resources strategy and organizational development. Overseeing talent acquisition, employee engagement, and leadership training, Crouch ensures that the workforce remains aligned with the company's purpose-driven culture. This role involves designing programs that support employee wellbeing and professional growth across all corporate and financial service departments. By fostering an inclusive environment, Kellie Crouch drives high performance and retention. Crouch also manages organizational change initiatives, ensuring that the company remains agile in a competitive market. Through these efforts, the Chief People Officer, Corporate & Financial Services builds the internal capacity necessary for the organization to deliver exceptional care and service to its members.

    Balaji Gopal - Chief Executive, Wealth & Capital Markets

    Balaji Gopal, the Chief Executive, Wealth & Capital Markets at Australian Unity, focuses on the operational execution of wealth management strategies and market expansion. Managing the delivery of investment solutions, Gopal ensures that the division meets the diverse needs of clients seeking long-term financial growth. This role involves overseeing product innovation and client relationship management to maintain a competitive edge in the financial sector. By analyzing market trends, Balaji Gopal identifies new opportunities for capital deployment that align with the company's wellbeing mission. Gopal works to integrate wealth services with broader financial offerings, creating a cohesive experience for members. Through this leadership, the Chief Executive, Wealth & Capital Markets strengthens the organization's market presence and supports the financial health of the community.
    Balaji Gopal

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    Frequently Asked Questions Regarding Australian Unity Top Executives and Leadership Team

    Who leads Australian Unity?
    Australian Unity is led by Rebecca Harwood (Group Executive- Health Insurance and Chief Executive Officer), along with executives such as Kelly Bayer Rosmarin (Chief Executive Officer & Group Managing Director) and Rebecca Windsor (Chief Executive Officer, Australian Unity, Health Insurance).
    Who is part of Australian Unity’s executive team?
    The executive team of Australian Unity includes leaders such as Rebecca Harwood (Group Executive- Health Insurance and Chief Executive Officer), Kelly Bayer Rosmarin (Chief Executive Officer & Group Managing Director), Rebecca Windsor (Chief Executive Officer, Australian Unity, Health Insurance) and other senior executives.
    How many executives does Australian Unity have?
    Australian Unity has 10 executives leading key business areas.
    What roles are included in Australian Unity’s leadership team?
    The leadership team of Australian Unity includes roles such as Group Executive- Health Insurance and Chief Executive Officer, Chief Executive Officer & Group Managing Director, Chief Executive Officer, Australian Unity, Health Insurance, Chief Executive Officer, Australian Unity Bank, Chief Executive Officer, Wealth & Capital Markets.