Australian Financial Security Authority Executive and Leadership Team

November, 2026

Leadership Overview

Australian Financial Security Authority has 8 executives leading key functions including strategy, information technology, organizational coordination, financial management, operational oversight, executive support, service delivery, and human resources.

Committed to maintaining a robust credit system, Australian Financial Security Authority provides essential insolvency and bankruptcy services to support the financial health of the Australian community.

Leadership Roles at Australian Financial Security Authority

  • Chief Executive Officer - Tim Beresford
  • Chief Financial Officer - Cleo Boutzios
  • Chief Operating Officer - Gavin McCosker
  • Executive Officer To the Chief Operating Officer - Alexandra Polichroniadis
  • Chief Operating Officer (SES Band 2) - Jennifer Dobell
  • Chief Information Officer - Josh Smith
  • Chief of Staff - Alice Cameron
  • Chief People Officer - Karina Rasanen
  • Tim Beresford - Chief Executive Officer

    Tim Beresford, the Chief Executive Officer at Australian Financial Security Authority, directs the agency's overarching strategy regarding personal insolvency and bankruptcy regulation. Overseeing the Treasury portfolio mandate, the Chief Executive Officer ensures the integrity of the Australian credit system through rigorous regulatory oversight and public service delivery. This leadership role involves constant engagement with government stakeholders to refine debt help frameworks and bankruptcy application processes. By aligning agency goals with national economic stability, Tim Beresford drives the long-term vision for supporting individuals and small businesses facing financial distress. The Chief Executive Officer maintains high standards for insolvency practitioners while managing the Personal Property Securities Register to protect creditor rights. Through proactive policy implementation, Beresford secures the operational effectiveness of the agency across the entire Australian landscape, ensuring that financial security remains a cornerstone of the national economic infrastructure.
    Tim Beresford

    Cleo Boutzios - Chief Financial Officer

    Cleo Boutzios, the Chief Financial Officer at Australian Financial Security Authority, manages the fiscal health and budgetary planning necessary to sustain the agency's regulatory functions. Overseeing the allocation of resources, the Chief Financial Officer ensures that funding supports the delivery of bankruptcy services and the maintenance of the Personal Property Securities Register. This leadership role involves rigorous financial reporting and compliance monitoring to satisfy Treasury portfolio requirements. By optimizing expenditure, Cleo Boutzios directly impacts the agency's capacity to provide debt help to the Australian community. The Chief Financial Officer collaborates with other executives to forecast financial needs and mitigate risks associated with insolvency operations. Through disciplined fiscal management, Boutzios secures the long-term viability of the agency's programs, ensuring that every dollar spent contributes to a stronger, more transparent credit system for all citizens and businesses operating within the national economy.

    Gavin McCosker - Chief Operating Officer

    Gavin McCosker, the Chief Operating Officer at Australian Financial Security Authority, manages the day-to-day execution of insolvency services and regulatory enforcement. Overseeing the operational delivery of bankruptcy applications, the Chief Operating Officer ensures that the agency meets its service level agreements while maintaining strict adherence to federal regulations. This leadership role involves refining internal processes to improve the speed and accuracy of debt help services provided to the public. By driving operational excellence, Gavin McCosker supports the agency's goal of maintaining a robust credit system across Australia. The Chief Operating Officer coordinates with regional teams to ensure consistent service delivery, regardless of the geographic location of the individuals seeking assistance. Through the implementation of lean management practices, McCosker enhances the efficiency of the agency's core functions, ensuring that the operational framework remains responsive to the needs of the community and the requirements of the Treasury portfolio.
    Gavin McCosker

    Alexandra Polichroniadis - Executive Officer To the Chief Operating Officer

    Alexandra Polichroniadis, the Executive Officer To the Chief Operating Officer at Australian Financial Security Authority, provides critical administrative and strategic support to the operational leadership team. Overseeing the preparation of briefings and the management of high-priority tasks, the Executive Officer To the Chief Operating Officer ensures that operational decisions are informed by accurate data and policy context. This leadership role involves facilitating communication between the Chief Operating Officer and various departments to ensure seamless execution of insolvency and bankruptcy initiatives. By managing the operational agenda, Alexandra Polichroniadis enables the leadership team to focus on improving the agency's service delivery and regulatory impact. The Executive Officer To the Chief Operating Officer tracks the progress of key projects, ensuring that all operational goals align with the agency's mission to support financial stability. Through diligent coordination, Polichroniadis maintains the momentum of the agency's core operations across the national landscape.

    Jennifer Dobell - Chief Operating Officer (SES Band 2)

    Jennifer Dobell, the Chief Operating Officer (SES Band 2) at Australian Financial Security Authority, leads the strategic scaling of insolvency practitioner regulation and oversight. Overseeing the implementation of complex regulatory frameworks, the Chief Operating Officer (SES Band 2) ensures that the agency maintains high standards of conduct within the insolvency profession. This leadership role involves managing large-scale initiatives that protect creditor rights and ensure the integrity of the Personal Property Securities Register. By focusing on systemic improvements, Jennifer Dobell drives the agency's ability to handle increased demand for bankruptcy services across the country. The Chief Operating Officer (SES Band 2) collaborates with senior government officials to refine policy and enhance the agency's regulatory reach. Through the application of advanced management strategies, Dobell ensures that the agency's operational capacity remains aligned with the evolving needs of the Australian credit system and the broader Treasury portfolio objectives.

    Josh Smith - Chief Information Officer

    Josh Smith, the Chief Information Officer at Australian Financial Security Authority, architects the digital infrastructure required to manage complex insolvency data and the Personal Property Securities Register. Overseeing the agency's technological transformation, the Chief Information Officer ensures that all digital platforms remain secure, scalable, and accessible for citizens navigating financial difficulties. This leadership role involves integrating advanced data analytics to improve the efficiency of bankruptcy applications and creditor information services. By modernizing internal systems, Josh Smith directly supports the agency's mission to provide reliable debt help services across the nation. The Chief Information Officer collaborates with cross-functional teams to mitigate cybersecurity risks while maintaining the integrity of sensitive financial records. Through the deployment of robust software solutions, Smith optimizes the digital experience for all stakeholders, ensuring that the technological backbone of the agency remains resilient against evolving threats in the federal government sector.
    Josh Smith

    Alice Cameron - Chief of Staff

    Alice Cameron, the Chief of Staff at Australian Financial Security Authority, coordinates executive operations and facilitates strategic alignment across the agency's diverse departments. Overseeing the flow of information to the leadership team, the Chief of Staff ensures that organizational priorities remain focused on insolvency regulation and public service excellence. This leadership role involves managing complex projects that bridge the gap between policy development and operational execution. By streamlining internal communications, Alice Cameron enhances the agency's ability to respond to the needs of individuals and small businesses facing financial hardship. The Chief of Staff monitors progress on key initiatives, ensuring that all departments contribute effectively to the broader Treasury portfolio objectives. Through meticulous planning and resource allocation, Cameron supports the executive team in maintaining a strong credit system, ultimately fostering a culture of accountability and efficiency within the entire Australian Financial Security Authority framework.

    Karina Rasanen - Chief People Officer

    Karina Rasanen, the Chief People Officer at Australian Financial Security Authority, directs the human capital strategy required to support a high-performing workforce dedicated to insolvency and bankruptcy services. Overseeing talent acquisition, professional development, and organizational culture, the Chief People Officer ensures that the agency attracts and retains the expertise necessary to manage complex financial regulations. This leadership role involves fostering an environment of inclusivity and excellence, which directly impacts the quality of service provided to the Australian community. By aligning workforce capabilities with the agency's mission, Karina Rasanen supports the overall effectiveness of the Treasury portfolio. The Chief People Officer collaborates with other executives to implement performance management systems that drive accountability and innovation. Through the development of robust training programs, Rasanen ensures that the staff remains equipped to handle the challenges of the credit system, ultimately strengthening the agency's capacity to serve the public effectively.

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    Frequently Asked Questions Regarding Australian Financial Security Authority Top Executives and Leadership Team

    Who leads Australian Financial Security Authority?
    Australian Financial Security Authority is led by Tim Beresford (Chief Executive Officer), along with executives such as Cleo Boutzios (Chief Financial Officer) and Gavin McCosker (Chief Operating Officer).
    Who is part of Australian Financial Security Authority’s executive team?
    The executive team of Australian Financial Security Authority includes leaders such as Tim Beresford (Chief Executive Officer), Cleo Boutzios (Chief Financial Officer), Gavin McCosker (Chief Operating Officer) and other senior executives.
    How many executives does Australian Financial Security Authority have?
    Australian Financial Security Authority has 8 executives leading key business areas.
    What roles are included in Australian Financial Security Authority’s leadership team?
    The leadership team of Australian Financial Security Authority includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Executive Officer To the Chief Operating Officer, Chief Operating Officer (SES Band 2).