Australian Financial Security Authority Executive and Leadership Team

August, 2026

Leadership Overview

Australian Financial Security Authority has 8 executives leading key functions including strategy, financial oversight, operational management, information technology, and human resources.

Committed to maintaining a robust credit system, Australian Financial Security Authority delivers essential insolvency services and regulatory oversight to support the financial stability of the Australian community.

Leadership Roles at Australian Financial Security Authority

  • Chief Executive Officer - Timothy Beresford
  • Chief Financial Officer - Cleo Boutzios
  • Chief Operating Officer - Gavin McCosker
  • Chief Operating Officer (SES Band 2) - Jennifer Dobell
  • Executive Officer To the Chief Operating Officer - Alexandra Polichroniadis
  • Chief of Staff - Alice Cameron
  • Chief Information Officer - Joshua Smith
  • Chief People Officer - Karina Rasanen
  • Timothy Beresford - Chief Executive Officer

    Timothy Beresford, the Chief Executive Officer at Australian Financial Security Authority, directs the overarching strategic vision for personal insolvency and bankruptcy administration across the nation. By aligning agency objectives with Treasury portfolio requirements, the Chief Executive Officer ensures the integrity of the Australian credit system. This leadership role involves constant engagement with government stakeholders to refine regulatory frameworks for insolvency practitioners. Timothy Beresford manages the high-level execution of debt assistance programs, ensuring small businesses and individuals receive necessary support during financial distress. Through rigorous oversight of the Personal Property Securities Register, the Chief Executive Officer maintains national standards for transparency and compliance. By fostering a culture of accountability, the Chief Executive Officer drives organizational performance and long-term stability. Beresford secures the agency's position as a critical pillar of the federal financial infrastructure, balancing complex regulatory demands with the need for accessible public services.
    Timothy Beresford

    Cleo Boutzios - Chief Financial Officer

    Cleo Boutzios, the Chief Financial Officer at Australian Financial Security Authority, manages the fiscal health and budgetary allocations required to sustain federal insolvency operations. Overseeing the allocation of resources across the agency, the Chief Financial Officer ensures compliance with Treasury financial reporting standards. This role involves monitoring the economic impact of bankruptcy services and optimizing funding for the Personal Property Securities Register. Cleo Boutzios directs the financial planning processes that support the agency's regulatory functions, ensuring that every dollar spent contributes to a stronger credit system. By analyzing expenditure patterns and forecasting future needs, the Chief Financial Officer provides the necessary data for strategic decision-making. Boutzios maintains rigorous internal controls to protect public funds while facilitating the delivery of debt help services. Through precise financial stewardship, the Chief Financial Officer guarantees that the agency remains capable of meeting the evolving demands of the Australian financial landscape.

    Gavin McCosker - Chief Operating Officer

    Gavin McCosker, the Chief Operating Officer at Australian Financial Security Authority, manages the internal processes and service delivery models that support personal insolvency and bankruptcy matters. Focusing on the operational efficiency of debt help services, the Chief Operating Officer ensures that the agency meets its service level agreements for the Australian community. This role involves refining the workflows for bankruptcy applications to reduce processing times and improve user experience. Gavin McCosker directs the implementation of operational policies that govern the conduct of insolvency practitioners, ensuring strict adherence to regulatory standards. By monitoring performance metrics across all service channels, the Chief Operating Officer identifies opportunities for process improvement and resource optimization. McCosker maintains a focus on operational excellence, ensuring that the agency's day-to-day activities remain aligned with the broader mission of supporting financial stability. Through consistent oversight, the Chief Operating Officer guarantees that the agency delivers reliable and timely assistance to those in need.
    Gavin McCosker

    Jennifer Dobell - Chief Operating Officer (SES Band 2)

    Jennifer Dobell, the Chief Operating Officer (SES Band 2) at Australian Financial Security Authority, oversees the high-level management of the agency's regulatory functions and national service delivery. Concentrating on the strategic oversight of insolvency practitioner regulation, the Chief Operating Officer (SES Band 2) ensures that the industry maintains high standards of professional conduct. This role involves managing the complex regulatory environment surrounding the Personal Property Securities Register, ensuring that all operations comply with federal legislation. Jennifer Dobell directs the development of long-term operational strategies that address the needs of small businesses and individuals facing financial hardship. By coordinating with other senior leaders, the Chief Operating Officer (SES Band 2) ensures that the agency's regulatory approach remains consistent and effective across all regions. Dobell drives the implementation of policies that protect creditor rights while promoting fair outcomes for debtors. Through rigorous management of these critical functions, the Chief Operating Officer (SES Band 2) supports the overall integrity of the Australian credit system.

    Alexandra Polichroniadis - Executive Officer To the Chief Operating Officer

    Alexandra Polichroniadis, the Executive Officer To the Chief Operating Officer at Australian Financial Security Authority, supports the operational leadership team by managing key projects and facilitating executive decision-making. Focusing on the coordination of internal initiatives, the Executive Officer To the Chief Operating Officer ensures that the operational strategy remains on track and aligned with agency goals. This role involves synthesizing complex information from various departments to provide the Chief Operating Officer with clear, actionable insights regarding bankruptcy services and regulatory compliance. Alexandra Polichroniadis directs the flow of information between the operational teams and the executive office, ensuring that priorities are communicated effectively. By managing the administrative and strategic demands of the office, the Executive Officer To the Chief Operating Officer enhances the overall productivity of the leadership team. Polichroniadis ensures that all operational activities support the agency's mission of providing essential financial security services to the Australian public.

    Alice Cameron - Chief of Staff

    Alice Cameron, the Chief of Staff at Australian Financial Security Authority, coordinates the daily operations of the executive office to ensure seamless alignment with the agency's mission. Facilitating communication between the leadership team and various departments, the Chief of Staff drives the implementation of strategic initiatives related to insolvency regulation. This role involves managing complex projects that span across the Treasury portfolio, ensuring that policy objectives translate into actionable outcomes. Alice Cameron oversees the preparation of briefings and reports that inform the agency's approach to bankruptcy applications and creditor rights. By streamlining administrative workflows, the Chief of Staff enhances the efficiency of the entire organization. Cameron maintains a focus on cross-functional collaboration, ensuring that all teams work toward the common goal of supporting individuals in financial difficulty. Through proactive management of executive priorities, the Chief of Staff enables the agency to respond effectively to national financial challenges.

    Joshua Smith - Chief Information Officer

    Joshua Smith, the Chief Information Officer at Australian Financial Security Authority, architects the digital infrastructure necessary to manage the Personal Property Securities Register and other critical insolvency databases. Overseeing the security and reliability of agency systems, the Chief Information Officer ensures that sensitive financial data remains protected against emerging threats. This role involves modernizing the technological platforms used for bankruptcy applications, thereby improving accessibility for the Australian public. Joshua Smith directs the integration of advanced data analytics to monitor insolvency trends, providing actionable insights for regulatory policy. By managing the agency's IT roadmap, the Chief Information Officer supports the digital transformation of debt help services. Smith ensures that all technological investments align with federal cybersecurity standards and operational requirements. Through the implementation of scalable software solutions, the Chief Information Officer drives the efficiency of the agency's digital services, ensuring that the infrastructure supports the needs of a modern, interconnected economy.
    Joshua Smith

    Karina Rasanen - Chief People Officer

    Karina Rasanen, the Chief People Officer at Australian Financial Security Authority, manages the human capital strategy required to support the agency's diverse workforce and regulatory mission. Overseeing talent acquisition, professional development, and employee engagement, the Chief People Officer ensures that the agency attracts and retains the expertise needed to manage complex insolvency matters. This role involves fostering a workplace culture that prioritizes integrity, service, and professional excellence. Karina Rasanen directs the implementation of training programs that equip staff with the skills necessary to handle bankruptcy applications and creditor rights information. By aligning workforce capabilities with the agency's strategic objectives, the Chief People Officer ensures that the organization remains responsive to the needs of the Australian community. Rasanen manages the organizational structure to promote efficiency and collaboration across all departments. Through the development of robust people policies, the Chief People Officer drives the agency's ability to deliver high-quality services while maintaining a supportive and high-performing work environment.

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    Frequently Asked Questions Regarding Australian Financial Security Authority Top Executives and Leadership Team

    Who leads Australian Financial Security Authority?
    Australian Financial Security Authority is led by Timothy Beresford (Chief Executive Officer), along with executives such as Cleo Boutzios (Chief Financial Officer) and Gavin McCosker (Chief Operating Officer).
    Who is part of Australian Financial Security Authority’s executive team?
    The executive team of Australian Financial Security Authority includes leaders such as Timothy Beresford (Chief Executive Officer), Cleo Boutzios (Chief Financial Officer), Gavin McCosker (Chief Operating Officer) and other senior executives.
    How many executives does Australian Financial Security Authority have?
    Australian Financial Security Authority has 8 executives leading key business areas.
    What roles are included in Australian Financial Security Authority’s leadership team?
    The leadership team of Australian Financial Security Authority includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Chief Operating Officer (SES Band 2), Executive Officer To the Chief Operating Officer.