Australian Financial Security Authority Executive and Leadership Team

May, 2026

Leadership Overview

Australian Financial Security Authority has 7 executives leading key functions including strategy, information technology, finance, operations, human resources, and staff support.

Driven by a commitment to financial stability, Australian Financial Security Authority supports individuals and small businesses facing financial difficulties, ensuring a robust credit system for the Australian community through comprehensive debt help and bankruptcy services.

Leadership Roles at Australian Financial Security Authority

  • Chief Executive Officer - Timothy Beresford
  • Chief Financial Officer - Cleo Boutzios
  • Chief Operating Officer - Gavin McCosker
  • Executive Officer To the Chief Operating Officer - Alexandra Polichroniadis
  • Chief Information Officer - Joshua Smith
  • Chief of Staff - Michelle Kelly
  • Chief People Officer - Karina Rasanen
  • Timothy Beresford - Chief Executive Officer

    Timothy Beresford, the Chief Executive Officer at Australian Financial Security Authority, directs the agency's overarching strategy and operational framework. Beresford guides AFSA's mission to oversee personal insolvency and bankruptcy matters across Australia, ensuring effective service delivery for debt help and bankruptcy applications. This leadership role involves fostering strong relationships with Treasury portfolio stakeholders and maintaining the integrity of the national credit system. By championing regulatory compliance, Timothy Beresford ensures the agency uphms its mandate to support individuals and small businesses navigating financial distress. The Chief Executive Officer's strategic vision extends to the regulation of insolvency practitioners and the accurate maintenance of the Personal Property Securities Register, directly impacting Australia's financial ecosystem.
    Timothy Beresford

    Cleo Boutzios - Chief Financial Officer

    Cleo Boutzios, the Chief Financial Officer at Australian Financial Security Authority, manages the agency's financial planning, budgeting, and resource allocation. Boutzios ensures fiscal responsibility and optimizes financial operations to support AFSA's mandate in personal insolvency and bankruptcy matters. This position involves rigorous oversight of financial reporting, compliance with government accounting standards, and the strategic management of agency funds. By driving financial efficiency, Cleo Boutzios directly contributes to the agency's capacity to provide essential debt help and bankruptcy services. The Chief Financial Officer's expertise is vital for maintaining the financial integrity of the Personal Property Securities Register and supporting the broader goals of the Treasury portfolio.

    Gavin McCosker - Chief Operating Officer

    Gavin McCosker, the Chief Operating Officer at Australian Financial Security Authority, directs the agency's day-to-day operational activities and service delivery. McCosker oversees the implementation of policies and procedures that govern personal insolvency and bankruptcy matters, ensuring efficient and effective support for individuals and small businesses. This leadership position involves managing departmental resources, optimizing operational workflows, and driving continuous improvement across all service channels, including debt help and bankruptcy applications. By enhancing operational efficiency, Gavin McCosker strengthens AFSA's capacity to maintain a strong credit system for Australia. The Chief Operating Officer's purview includes ensuring the integrity of the Personal Property Securities Register and supporting the regulation of insolvency practitioners.
    Gavin McCosker

    Alexandra Polichroniadis - Executive Officer To the Chief Operating Officer

    Alexandra Polichroniadis, the Executive Officer To the Chief Operating Officer at Australian Financial Security Authority, provides dedicated executive support to the operational leadership. Polichroniadis manages critical administrative functions, coordinates departmental communications, and facilitates the smooth execution of the Chief Operating Officer's directives related to personal insolvency and bankruptcy matters. This position involves ensuring efficient workflow, supporting project management initiatives, and maintaining effective liaison across various agency departments. By optimizing executive support processes, Alexandra Polichroniadis enhances the operational capacity of AFSA in delivering essential services like debt help and bankruptcy applications. The Executive Officer's role is vital for the seamless functioning of operations supporting the Personal Property Securities Register.

    Joshua Smith - Chief Information Officer

    Joshua Smith, the Chief Information Officer at Australian Financial Security Authority, architects and executes the agency's comprehensive information technology strategy. Smith oversees the development and maintenance of robust digital infrastructure, ensuring secure and efficient data management for personal insolvency and bankruptcy services. This critical role involves leveraging technology to enhance service delivery, streamline internal operations, and support the Personal Property Securities Register. By driving innovation in IT solutions, Joshua Smith ensures AFSA remains at the forefront of digital governance within the Australian government. The Chief Information Officer's responsibilities include safeguarding sensitive financial data and implementing advanced cybersecurity measures to protect the agency's systems and the community's information.
    Joshua Smith

    Michelle Kelly - Chief of Staff

    Michelle Kelly, the Chief of Staff at Australian Financial Security Authority, provides strategic support and operational coordination across key agency functions. Kelly facilitates the efficient execution of the Chief Executive Officer's directives, ensuring alignment between departmental initiatives and AFSA's core mission of overseeing personal insolvency and bankruptcy matters. This role involves managing critical projects, enhancing internal communications, and streamlining executive decision-making processes. By optimizing workflow and fostering collaboration, Michelle Kelly enhances the agency's overall effectiveness in delivering debt help and bankruptcy services. The Chief of Staff's influence extends to supporting the regulation of insolvency practitioners and ensuring seamless operations for the Personal Property Securities Register.

    Karina Rasanen - Chief People Officer

    Karina Rasanen, the Chief People Officer at Australian Financial Security Authority, leads the strategic direction for human capital management and organizational development. Rasanen oversees all aspects of employee relations, talent acquisition, and workforce planning to support AFSA's mission in personal insolvency and bankruptcy matters. This role is crucial for fostering a high-performing culture, ensuring compliance with employment legislation, and promoting employee well-being. By cultivating a skilled and engaged workforce, Karina Rasanen directly enhances the agency's ability to deliver effective debt help and bankruptcy services. The Chief People Officer's focus on talent development is integral to maintaining the operational excellence required for managing the Personal Property Securities Register and regulating insolvency practitioners.

    Explore Leadership Teams in Federal

    Frequently Asked Questions Regarding Australian Financial Security Authority Top Executives and Leadership Team

    Who leads Australian Financial Security Authority?
    Australian Financial Security Authority is led by Timothy Beresford (Chief Executive Officer), along with executives such as Cleo Boutzios (Chief Financial Officer) and Gavin McCosker (Chief Operating Officer).
    Who is part of Australian Financial Security Authority’s executive team?
    The executive team of Australian Financial Security Authority includes leaders such as Timothy Beresford (Chief Executive Officer), Cleo Boutzios (Chief Financial Officer), Gavin McCosker (Chief Operating Officer) and other senior executives.
    How many executives does Australian Financial Security Authority have?
    Australian Financial Security Authority has 7 executives leading key business areas.
    What roles are included in Australian Financial Security Authority’s leadership team?
    The leadership team of Australian Financial Security Authority includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Executive Officer To the Chief Operating Officer, Chief Information Officer.