Australian Financial Security Authority Executive and Leadership Team

October, 2026

Leadership Overview

Australian Financial Security Authority has 8 executives leading key functions including strategy, information technology, financial management, operational oversight, and human resources.

Committed to maintaining a robust credit system, Australian Financial Security Authority delivers essential insolvency and bankruptcy services while regulating practitioners to support the financial health of the Australian community.

Leadership Roles at Australian Financial Security Authority

  • Chief Executive Officer - Tim Beresford
  • Chief Financial Officer - Cleo Boutzios
  • Chief Operating Officer - Gavin McCosker
  • Executive Officer To the Chief Operating Officer - Alexandra Polichroniadis
  • Chief Operating Officer (SES Band 2) - Jennifer Dobell
  • Chief Information Officer - Joshua Smith
  • Chief of Staff - Alice Cameron
  • Chief People Officer - Karina Rasanen
  • Tim Beresford - Chief Executive Officer

    Tim Beresford, the Chief Executive Officer at Australian Financial Security Authority, directs the overarching strategic vision for personal insolvency and bankruptcy administration across the nation. By aligning agency objectives with Treasury portfolio requirements, the Chief Executive Officer ensures the integrity of the Australian credit system. This leadership role involves constant engagement with government stakeholders to refine regulatory frameworks for insolvency practitioners. Tim Beresford maintains a focus on delivering accessible debt help and bankruptcy application services to individuals and small businesses facing financial distress. Through the management of the Personal Property Securities Register, the Chief Executive Officer drives operational excellence and transparency. The agency relies on this executive to navigate complex legislative landscapes while fostering public trust. Ultimately, the Chief Executive Officer secures the long-term stability of the national financial security framework by implementing rigorous governance standards and promoting equitable outcomes for creditors and debtors alike.
    Tim Beresford

    Cleo Boutzios - Chief Financial Officer

    Cleo Boutzios, the Chief Financial Officer at Australian Financial Security Authority, manages the fiscal health and budgetary allocations required to sustain agency operations. Overseeing financial reporting and resource distribution, the Chief Financial Officer ensures compliance with Treasury portfolio standards and government accountability requirements. This leadership role involves monitoring the economic impact of insolvency services and adjusting funding models to meet fluctuating demand across Australia. Cleo Boutzios directs the internal audit processes to maintain transparency in the handling of bankruptcy-related funds and regulatory fees. By collaborating with other C-suite leaders, the Chief Financial Officer aligns financial planning with the broader mission of supporting small businesses and individuals in financial difficulty. The financial department under this guidance implements robust cost-control measures to maximize the efficiency of public resources. Ultimately, the Chief Financial Officer provides the fiscal stability necessary for the agency to execute its regulatory mandate effectively.

    Gavin McCosker - Chief Operating Officer

    Gavin McCosker, the Chief Operating Officer at Australian Financial Security Authority, directs the day-to-day execution of insolvency and bankruptcy services across the national footprint. Overseeing the operational delivery of debt help and creditor rights information, the Chief Operating Officer ensures that all agency processes meet strict regulatory benchmarks. This role involves scaling service delivery models to accommodate the needs of individuals and small businesses throughout Australia. Gavin McCosker drives the optimization of internal workflows to reduce processing times for bankruptcy applications. By managing the operational interface between the agency and insolvency practitioners, the Chief Operating Officer maintains the integrity of the credit system. This leadership position requires constant evaluation of service performance metrics to identify areas for improvement. Through rigorous operational oversight, the Chief Operating Officer ensures that the agency remains responsive to the financial challenges faced by the community while upholding the highest standards of administrative fairness.
    Gavin McCosker

    Alexandra Polichroniadis - Executive Officer To the Chief Operating Officer

    Alexandra Polichroniadis, the Executive Officer To the Chief Operating Officer at Australian Financial Security Authority, supports the operational leadership by managing high-priority initiatives and cross-functional projects. Overseeing the implementation of strategic directives, the Executive Officer To the Chief Operating Officer ensures that operational teams remain focused on the agency's core mission of regulating insolvency matters. This role involves synthesizing complex data from the Personal Property Securities Register to assist in operational planning. Alexandra Polichroniadis drives the coordination of internal communications, ensuring that all staff members understand the regulatory requirements for bankruptcy administration. By facilitating meetings and tracking project milestones, the Executive Officer To the Chief Operating Officer enables the leadership team to maintain momentum on critical service improvements. This position requires a deep understanding of the agency's operational scale and the ability to resolve bottlenecks in service delivery. Through diligent support, the Executive Officer To the Chief Operating Officer enhances the overall effectiveness of the agency's operational arm.

    Jennifer Dobell - Chief Operating Officer (SES Band 2)

    Jennifer Dobell, the Chief Operating Officer (SES Band 2) at Australian Financial Security Authority, manages the high-level strategic deployment of resources for the agency's regulatory functions. Overseeing the long-term planning for insolvency practitioner regulation, the Chief Operating Officer (SES Band 2) ensures that the agency maintains a strong credit system across the Australian market. This role involves leading large-scale organizational changes to adapt to new legislative requirements in the Treasury portfolio. Jennifer Dobell drives the development of policies that govern the Personal Property Securities Register, ensuring that all operations align with national standards. By mentoring senior managers, the Chief Operating Officer (SES Band 2) fosters a culture of accountability and excellence within the operations division. This leadership position requires balancing immediate service demands with the need for sustainable, long-term regulatory frameworks. Through strategic oversight, the Chief Operating Officer (SES Band 2) ensures that the agency effectively supports individuals and businesses navigating financial difficulties.

    Joshua Smith - Chief Information Officer

    Joshua Smith, the Chief Information Officer at Australian Financial Security Authority, architects the digital infrastructure necessary for managing the Personal Property Securities Register and internal insolvency databases. Overseeing the agency's technology roadmap, the Chief Information Officer ensures secure, efficient access to critical financial data for stakeholders across Australia. This role involves modernizing legacy systems to improve the user experience for individuals navigating bankruptcy applications. Joshua Smith drives the implementation of cybersecurity protocols to protect sensitive financial information from emerging digital threats. By integrating advanced data analytics into daily operations, the Chief Information Officer supports evidence-based decision-making for the executive team. The technology department under this leadership maintains high availability for all public-facing digital services. Through continuous innovation, the Chief Information Officer optimizes the agency's capacity to process high volumes of insolvency data, thereby strengthening the overall reliability of the national credit system.
    Joshua Smith

    Alice Cameron - Chief of Staff

    Alice Cameron, the Chief of Staff at Australian Financial Security Authority, coordinates the executive office activities and facilitates communication between the leadership team and external government bodies. Overseeing the flow of information, the Chief of Staff ensures that strategic priorities remain aligned with the agency's mission to regulate insolvency practitioners. This role involves managing complex projects that span multiple departments, including the Personal Property Securities Register and debt help services. Alice Cameron drives the preparation of briefings for the Treasury portfolio, ensuring that the agency's regulatory impact remains clear and actionable. By streamlining administrative processes, the Chief of Staff enhances the productivity of the executive suite. This leadership position requires constant monitoring of policy developments to anticipate shifts in the Australian financial landscape. Through effective coordination, the Chief of Staff enables the agency to respond rapidly to emerging challenges in the insolvency sector while maintaining high standards of governance.

    Karina Rasanen - Chief People Officer

    Karina Rasanen, the Chief People Officer at Australian Financial Security Authority, directs the human capital strategy to ensure the agency attracts and retains the talent necessary for complex insolvency regulation. Overseeing workforce planning, the Chief People Officer designs training programs that equip staff with the expertise required to manage bankruptcy applications and creditor rights information. This role involves fostering an inclusive workplace culture that supports the agency's mission of assisting individuals in financial distress. Karina Rasanen drives the implementation of performance management systems that align individual contributions with the agency's broader strategic goals. By managing employee relations and organizational development, the Chief People Officer ensures that the workforce remains resilient and adaptable to changes in the Australian financial landscape. This leadership position requires constant engagement with staff to promote professional growth and operational excellence. Through effective talent management, the Chief People Officer secures the human resources needed to maintain the integrity of the national credit system.

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    Frequently Asked Questions Regarding Australian Financial Security Authority Top Executives and Leadership Team

    Who leads Australian Financial Security Authority?
    Australian Financial Security Authority is led by Tim Beresford (Chief Executive Officer), along with executives such as Cleo Boutzios (Chief Financial Officer) and Gavin McCosker (Chief Operating Officer).
    Who is part of Australian Financial Security Authority’s executive team?
    The executive team of Australian Financial Security Authority includes leaders such as Tim Beresford (Chief Executive Officer), Cleo Boutzios (Chief Financial Officer), Gavin McCosker (Chief Operating Officer) and other senior executives.
    How many executives does Australian Financial Security Authority have?
    Australian Financial Security Authority has 8 executives leading key business areas.
    What roles are included in Australian Financial Security Authority’s leadership team?
    The leadership team of Australian Financial Security Authority includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Executive Officer To the Chief Operating Officer, Chief Operating Officer (SES Band 2).