Leadership Overview
Austin Bank has 10 executives leading key functions including financial strategy, regional operations, and customer service.
Committed to community growth, Austin Bank delivers comprehensive personal and business banking solutions across East Texas while maintaining a legacy of financial stability and personalized service for every client.
Committed to community growth, Austin Bank delivers comprehensive personal and business banking solutions across East Texas while maintaining a legacy of financial stability and personalized service for every client.
Leadership Roles at Austin Bank
Keith Chambers - Chief Financial Officer
Keith Chambers, the Chief Financial Officer at Austin Bank, manages the institution's capital allocation and fiscal reporting frameworks. Overseeing the bank's balance sheet, the Chief Financial Officer ensures liquidity remains optimal for supporting East Texas business lending initiatives. This role involves rigorous analysis of interest rate risks and regulatory compliance standards to protect shareholder value. By directing internal audit processes, Chambers maintains the integrity of financial data across all branches. The Chief Financial Officer collaborates with the board to refine long-term investment strategies, ensuring the bank remains competitive in a shifting economic landscape. Through precise oversight of budgetary controls, Chambers drives operational efficiency and supports the sustainable growth of the organization. This leadership position requires constant monitoring of market trends to mitigate potential financial exposure while maximizing returns on core banking products.
Gary Cooper - Executive Vice President & Chief Financial Officer
Gary Cooper, the Executive Vice President & Chief Financial Officer at Austin Bank, architects the overarching financial architecture and strategic planning for the entire enterprise. Managing the treasury functions, the Executive Vice President & Chief Financial Officer optimizes cash flow management to support regional expansion efforts. This role involves high-level coordination with executive leadership to align fiscal policies with the bank's mission of community-focused service. By evaluating complex financial instruments, Cooper ensures the institution maintains a robust capital position against market volatility. The Executive Vice President & Chief Financial Officer oversees the integration of new financial technologies to streamline reporting and enhance data accuracy. Through strategic foresight, Cooper secures the financial foundation necessary for long-term success. This leadership role demands deep expertise in banking regulations and economic forecasting to guide the organization toward consistent profitability and operational excellence.

Sandra Rayburn - Chief Financial Officer & Senior Executive & Vice President
Sandra Rayburn, the Chief Financial Officer & Senior Executive & Vice President at Austin Bank, directs the strategic financial operations and corporate governance initiatives. Overseeing the bank's risk management framework, the Chief Financial Officer & Senior Executive & Vice President ensures compliance with federal and state banking mandates. This role involves managing the institution's investment portfolio to maximize yield while maintaining conservative risk profiles. By leading cross-functional teams, Rayburn aligns financial performance with the bank's commitment to East Texas economic development. The Chief Financial Officer & Senior Executive & Vice President monitors liquidity ratios and capital adequacy to support ongoing business lending activities. Through meticulous oversight of financial planning, Rayburn drives the organization's fiscal health and long-term viability. This leadership position requires constant engagement with regulatory bodies to ensure the bank operates within the highest standards of financial transparency and accountability.
Cody Newton - Location President
Cody Newton, the Location President at Austin Bank, manages local market operations and business development within the East Texas region. Overseeing the branch's daily activities, the Location President ensures the delivery of high-quality personal and business banking services to the local community. This role involves cultivating relationships with local business owners to drive loan growth and deposit acquisition. By implementing corporate strategies at the branch level, Newton maintains consistency in service standards and operational efficiency. The Location President coordinates with regional leadership to identify new market opportunities and address specific customer needs. Through active community involvement, Newton strengthens the bank's presence and reputation in the area. This leadership position requires a deep understanding of the local economic environment to effectively manage credit risk and support the financial goals of the bank's diverse client base.
Ron Watson - President
Ron Watson, the President at Austin Bank, directs the overall strategic vision and operational execution for the entire organization. Overseeing the bank's executive team, the President ensures alignment across all departments to achieve long-term growth and service excellence. This role involves setting the tone for the bank's culture and commitment to the East Texas community. By evaluating market trends and competitive positioning, Watson guides the institution's expansion and product development efforts. The President collaborates with the board to establish corporate policies that prioritize financial stability and customer satisfaction. Through decisive leadership, Watson manages the bank's response to economic shifts and regulatory changes. This leadership position requires a comprehensive understanding of the banking industry to drive innovation while preserving the core values of the institution. Watson maintains a focus on sustainable performance and the continued success of the bank's diverse service offerings.
Chase Luce - Location President
Chase Luce, the Location President at Austin Bank, directs the strategic growth and operational performance of the assigned branch location. Overseeing the local lending portfolio, the Location President ensures that credit decisions align with the bank's risk appetite and community development goals. This role involves building strong partnerships with local businesses to expand the bank's market share in East Texas. By monitoring branch performance metrics, Luce identifies areas for improvement and implements strategies to enhance service delivery. The Location President coordinates with regional leadership to ensure the branch meets its financial targets and regulatory requirements. Through active engagement with the local community, Luce strengthens the bank's brand and fosters long-term client loyalty. This leadership position requires a proactive approach to market analysis and a commitment to delivering tailored financial solutions that support the economic success of the local area.
Francis Spruiell - Regional President, Nacogdoches
Francis Spruiell, the Regional President, Nacogdoches at Austin Bank, manages the strategic operations and business development across the Nacogdoches market. Overseeing multiple branch locations, the Regional President, Nacogdoches ensures consistent service quality and operational efficiency throughout the region. This role involves leading local teams to achieve growth targets in both personal and business banking sectors. By analyzing regional economic data, Spruiell identifies opportunities for expansion and tailors banking products to meet the specific needs of the local community. The Regional President, Nacogdoches collaborates with executive leadership to implement corporate initiatives and maintain regulatory compliance. Through strong community leadership, Spruiell enhances the bank's visibility and fosters relationships with key stakeholders. This leadership position requires a deep understanding of the regional market dynamics to effectively manage credit risk and drive the overall success of the bank's operations in the area.
Todd Clifton - Location President
Todd Clifton, the Location President at Austin Bank, directs the daily operations and business development efforts for the branch. Overseeing the local team, the Location President ensures that all banking services are delivered with a focus on customer satisfaction and operational excellence. This role involves managing the branch's loan portfolio and deposit growth to support the bank's overall financial objectives. By fostering relationships with local businesses and individuals, Clifton expands the bank's footprint in the community. The Location President coordinates with regional management to ensure that branch activities align with the bank's broader strategic goals. Through effective leadership, Clifton maintains a high standard of service and ensures compliance with all banking regulations. This leadership position requires a commitment to understanding the local market and providing financial solutions that contribute to the economic well-being of the bank's clients.
Bradley Anderson - Location President
Bradley Anderson, the Location President at Austin Bank, manages the strategic direction and operational performance of the branch. Overseeing the local lending and deposit functions, the Location President ensures that the branch meets its financial targets while maintaining high service standards. This role involves engaging with the local business community to identify lending opportunities and provide tailored financial products. By monitoring branch performance and market trends, Anderson implements strategies to drive growth and enhance the customer experience. The Location President collaborates with regional leadership to ensure that branch operations remain consistent with the bank's corporate mission. Through active community involvement, Anderson strengthens the bank's presence and builds lasting relationships with clients. This leadership position requires a deep understanding of the local economic landscape and a commitment to delivering professional, reliable banking services that support the financial success of the community.
Abigayle Berry - Customer Service Representative
Abigayle Berry, the Customer Service Representative at Austin Bank, manages direct client interactions and facilitates the delivery of essential banking services. Overseeing the front-line customer experience, the Customer Service Representative ensures that every client receives personalized attention and accurate information regarding personal and business accounts. This role involves processing transactions, resolving account inquiries, and identifying opportunities to introduce relevant banking products. By maintaining high standards of service, Berry supports the bank's reputation for reliability and community trust. The Customer Service Representative collaborates with branch management to ensure operational procedures align with corporate policies. Through effective communication, Berry addresses client needs and contributes to the overall satisfaction of the bank's customer base. This leadership role in client relations requires a deep knowledge of banking products and a commitment to providing efficient, professional support to every individual and business client.
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