Ameris Bank Executive and Leadership Team

Vicki Blum, the Senior Account Executive & President, Amba & Engaged Mortgage Professional at Ameris Bank, directs the strategic expansion of the Retail Mortgage Division. Overseeing complex loan portfolios, the President manages high-value client relationships across the Florida and Georgia markets. This leadership role involves optimizing mortgage product delivery to ensure competitive positioning within the regional finance sector. By refining underwriting workflows, Vicki Blum enhances operational efficiency and accelerates loan processing timelines for retail customers. The Senior Account Executive & President, Amba & Engaged Mortgage Professional maintains rigorous compliance standards while driving volume growth in the residential lending space. Through consistent engagement with local housing markets, the executive secures long-term stability for the mortgage segment. This focus on precision and customer-centric service supports the broader mission of Ameris Bank to provide accessible financial solutions to diverse communities throughout the Southeast.

Scott Cleveland, the Market President at Ameris Bank, directs commercial banking initiatives within the Banking Division. Overseeing regional portfolio growth, the Market President manages credit risk and capital allocation for commercial clients. This leadership role involves cultivating deep relationships with local business owners to drive deposit acquisition and loan production. By analyzing regional economic trends, Scott Cleveland identifies emerging opportunities for market penetration across the Alabama and Georgia footprint. The Market President coordinates with internal teams to deliver tailored financial products that meet specific commercial needs. Through disciplined asset management, the executive ensures the profitability of the local branch network. This strategic oversight strengthens the competitive standing of Ameris Bank in the commercial sector. By prioritizing sustainable lending practices, the Market President fosters economic vitality and supports the long-term financial health of the business community served by the institution.

Pj Watson, the Market President at Ameris Bank, directs the operational strategy for the SBA Division. Overseeing small business lending programs, the Market President facilitates access to capital for entrepreneurs across the Southeast. This leadership role involves streamlining the application process and ensuring adherence to federal lending guidelines. By leveraging deep industry knowledge, Pj Watson optimizes the delivery of government-backed loan products to support small business development. The Market President collaborates with regional stakeholders to identify high-growth sectors requiring financial support. Through effective risk assessment and portfolio monitoring, the executive maintains the integrity of the SBA lending pipeline. This focus on small business empowerment aligns with the core mission of Ameris Bank to foster local economic prosperity. By driving consistent loan volume, the Market President contributes significantly to the overall revenue targets and market expansion goals of the organization.

David Charpia, the Bank President - Upstate Sc at Ameris Bank, directs all banking operations within the South Carolina region. Overseeing the Banking Division, the Bank President - Upstate Sc manages the delivery of retail and commercial services to local customers. This leadership role involves executing growth strategies that increase market share in the competitive Upstate landscape. By fostering strong community ties, David Charpia ensures that the bank remains a primary financial partner for local businesses and individuals. The Bank President - Upstate Sc coordinates with regional leadership to align branch activities with corporate objectives. Through proactive management of deposit and loan growth, the executive drives regional profitability. This focus on operational excellence supports the broader goals of Ameris Bank to provide reliable financial services. By maintaining high service standards, the Bank President - Upstate Sc secures the reputation of the institution as a trusted leader in the South Carolina financial market.

James Rogers, the Market President at Ameris Bank, directs the Warehouse Lending Division operations. Overseeing the financing of mortgage originators, the Market President manages liquidity and credit facilities for third-party lenders. This leadership role involves assessing counterparty risk and ensuring the stability of the warehouse lending portfolio. By implementing robust monitoring systems, James Rogers protects the capital interests of the bank while supporting the broader mortgage ecosystem. The Market President coordinates with internal risk committees to adjust lending parameters based on market volatility. Through strategic relationship management, the executive expands the reach of the Warehouse Lending Division across the Southeast. This specialized focus on wholesale finance enhances the revenue diversification of Ameris Bank. By maintaining disciplined underwriting standards, the Market President ensures the long-term viability of the warehouse lending business, contributing to the overall financial strength and market impact of the organization.

Michael Lee, the Executive Vice President & Regional President at Ameris Bank, directs the overarching strategy for multiple banking regions. Overseeing the integration of retail and commercial operations, the Executive Vice President & Regional President ensures consistent service delivery across the Southeast. This leadership role involves managing large-scale initiatives that drive operational efficiency and revenue growth. By aligning regional activities with the corporate vision of Ameris Bank, Michael Lee optimizes resource allocation and performance metrics. The Executive Vice President & Regional President collaborates with other C-suite leaders to refine the long-term business model and market approach. Through effective team leadership, the executive fosters a culture of accountability and high performance. This strategic oversight supports the expansion of the bank's footprint and strengthens its competitive position. By prioritizing sustainable growth, the Executive Vice President & Regional President ensures the continued success and stability of the institution in a dynamic financial environment.

Tracy Pickle, the Market President at Ameris Bank, directs the retail banking strategy within the Banking Division. Overseeing branch performance and customer experience, the Market President manages the delivery of personal banking products to retail clients. This leadership role involves driving deposit growth and cross-selling initiatives to increase customer lifetime value. By analyzing local market demographics, Tracy Pickle tailors service offerings to meet the specific needs of the community. The Market President coordinates with regional managers to ensure operational consistency and high service standards across all branches. Through effective talent development, the executive builds high-performing teams capable of delivering superior financial advice. This focus on retail excellence supports the core mission of Ameris Bank to provide accessible and reliable banking services. By maintaining strong customer relationships, the Market President contributes to the overall brand loyalty and market share of the institution in the region.

Cameron Nixon, the Market President at Ameris Bank, directs commercial lending operations within the Banking Division. Overseeing the credit portfolio for mid-sized enterprises, the Market President manages risk and capital deployment for business clients. This leadership role involves structuring complex loan facilities that support business expansion and operational needs. By monitoring regional economic indicators, Cameron Nixon identifies strategic opportunities for portfolio growth across the Alabama and Florida markets. The Market President collaborates with credit officers to ensure adherence to underwriting standards while maintaining competitive loan terms. Through proactive client engagement, the executive secures long-term business partnerships that drive revenue. This focus on commercial banking excellence aligns with the broader goals of Ameris Bank to support economic development. By delivering tailored financial solutions, the Market President strengthens the bank's position as a key partner for businesses seeking growth and stability in the competitive financial landscape.

Brad Danowski, the Market President at Ameris Bank, directs the strategic development of the Banking Division in key growth markets. Overseeing the expansion of commercial and retail services, the Market President manages the local execution of corporate initiatives. This leadership role involves identifying new business opportunities and cultivating relationships with key community stakeholders. By leveraging the resources of Ameris Bank, Brad Danowski delivers comprehensive financial solutions that address the unique needs of the local market. The Market President coordinates with regional teams to ensure that service delivery remains consistent and efficient. Through disciplined management of loan and deposit growth, the executive drives regional profitability and market share. This focus on strategic growth supports the overall mission of the bank to provide high-quality financial services. By maintaining a strong local presence, the Market President ensures the continued success and relevance of the institution in the evolving financial sector.

Carl Insel, the Regional President at Ameris Bank, directs the operational oversight of the Banking Division across a broad geographic territory. Overseeing the integration of retail and commercial banking functions, the Regional President ensures that regional performance aligns with corporate objectives. This leadership role involves managing the strategic direction of multiple markets to drive revenue and operational efficiency. By analyzing regional market trends, Carl Insel optimizes the deployment of capital and resources to maximize growth. The Regional President collaborates with local leadership to implement best practices in customer service and risk management. Through effective oversight, the executive maintains the high standards of Ameris Bank across the entire region. This focus on regional excellence supports the broader mission of the institution to provide reliable financial services. By fostering a culture of growth and accountability, the Regional President secures the long-term success and competitive standing of the bank in the Southeast.