Ameris Bank Executive and Leadership Team

July, 2026

Leadership Overview

Ameris Bank has 10 executives leading key functions including finance, legal, market leadership, and mortgage banking.

Driven by a commitment to community banking, Ameris Bank provides comprehensive financial services across Georgia, Alabama, Florida, and South Carolina, fostering economic growth through its diverse banking and lending divisions.

Leadership Roles at Ameris Bank

  • Chief Financial Officer - Nicole Stokes
  • Market President - Michael Hodges
  • Senior Account Executive & President, Amba & Engaged Mortgage Professional - Vicki Blum
  • Market President - Ryan Earwaker
  • Market President - Marvin Robinson
  • President, Market Central Florida (West) - John Krusoe
  • Market President - Brad Danowski
  • Bank President - Upstate Sc - David Charpia
  • President Mortgage Banking Executive - Robert Odom
  • Chief Legal Officer - Jody Spencer
  • Nicole Stokes - Chief Financial Officer

    Nicole Stokes, the Chief Financial Officer at Ameris Bank, directs all financial operations and strategic fiscal planning. Overseeing the financial health of the organization, Stokes ensures robust capital management and drives profitability across the Banking Division, Retail Mortgage Division, Warehouse Lending Division, and SBA Division. This leadership role involves rigorous analysis of market trends and economic indicators to inform investment strategies and maintain financial stability. By optimizing resource allocation and managing risk, Nicole Stokes directly contributes to the bank's sustained growth and operational efficiency. The Chief Financial Officer's responsibilities extend to regulatory compliance and transparent financial reporting, solidifying investor confidence and supporting long-term business objectives.
    Nicole Stokes

    Michael Hodges - Market President

    Michael Hodges, the Market President at Ameris Bank, spearheads regional growth and client relations within a designated market. This leadership position involves cultivating strategic partnerships and driving business development initiatives to expand the bank's presence and service offerings. The Market President oversees local operations, ensuring alignment with the company's overall mission and financial objectives. Michael Hodges's focus is on understanding and meeting the unique needs of retail and commercial customers in the region, fostering strong community ties. By championing the bank's values and service excellence, this role directly impacts market share and customer loyalty, contributing significantly to Ameris Bank's success.

    Vicki Blum - Senior Account Executive & President, Amba & Engaged Mortgage Professional

    Vicki Blum, the Senior Account Executive & President, Amba & Engaged Mortgage Professional at Ameris Bank, drives mortgage lending operations and client acquisition. This multifaceted role focuses on expanding the Retail Mortgage Division's reach and enhancing customer engagement through expert guidance and tailored financial solutions. Vicki Blum's responsibilities include developing strategic account management plans and fostering relationships with key partners to increase loan origination volume. The Senior Account Executive & President, Amba & Engaged Mortgage Professional ensures a seamless client experience, from initial consultation to loan closing, upholding the bank's commitment to service excellence. This leadership directly supports the company's objective of providing accessible and competitive mortgage products.

    Ryan Earwaker - Market President

    Ryan Earwaker, the Market President at Ameris Bank, leads strategic market development and client engagement initiatives. This executive role is pivotal in expanding the bank's footprint and deepening relationships with both retail and commercial customers within a specific geographic area. The Market President directs local business development efforts, ensuring the delivery of comprehensive banking services that align with regional economic needs. Ryan Earwaker's leadership focuses on driving revenue growth and enhancing market share through proactive client management and strategic outreach. By fostering a strong local presence, this role significantly contributes to Ameris Bank's overall expansion and commitment to community-focused financial services.

    Marvin Robinson - Market President

    Marvin Robinson, the Market President at Ameris Bank, directs regional business strategy and client relationship management. This executive position is crucial for driving market penetration and ensuring the effective delivery of banking services to retail and commercial clients within a designated territory. The Market President oversees local teams, fostering a culture of service excellence and operational efficiency. Marvin Robinson's leadership focuses on identifying and capitalizing on growth opportunities, strengthening the bank's position in key markets. By championing Ameris Bank's values and commitment to customer success, this role significantly contributes to the organization's sustained expansion and financial performance.

    John Krusoe - President, Market Central Florida (West)

    John Krusoe, the President, Market Central Florida (West) at Ameris Bank, leads all banking operations and strategic initiatives within the specified West Central Florida market. This executive role is responsible for driving business growth, managing client relationships, and ensuring the delivery of exceptional service to retail and commercial customers. John Krusoe oversees local market strategy, focusing on expanding the bank's presence and deepening its community engagement. By fostering strong local ties and understanding regional economic dynamics, this leadership position significantly contributes to Ameris Bank's overall success and market leadership in Florida. The President, Market Central Florida (West) ensures operational excellence and alignment with corporate objectives.

    Brad Danowski - Market President

    Brad Danowski, the Market President at Ameris Bank, spearheads regional business development and client engagement strategies. This executive role is central to expanding the bank's market share and strengthening its relationships with retail and commercial customers across a defined territory. The Market President directs local operational efforts, ensuring the seamless delivery of comprehensive financial services. Brad Danowski's leadership focuses on identifying growth opportunities and fostering a client-centric approach, reinforcing Ameris Bank's commitment to community banking. By driving strategic initiatives and promoting service excellence, this position significantly contributes to the bank's sustained growth and market influence.

    David Charpia - Bank President - Upstate Sc

    David Charpia, the Bank President - Upstate Sc at Ameris Bank, directs all banking operations and strategic growth within the Upstate South Carolina region. This executive leadership role is responsible for expanding the bank's market presence and deepening relationships with retail and commercial clients. David Charpia oversees local business development, ensuring the delivery of tailored financial solutions and exceptional customer service. The Bank President - Upstate Sc champions Ameris Bank's commitment to community banking, fostering economic development and client success. By driving strategic initiatives and maintaining operational excellence, this position significantly contributes to the bank's regional expansion and overall performance.

    Robert Odom - President Mortgage Banking Executive

    Robert Odom, the President Mortgage Banking Executive at Ameris Bank, leads the strategic direction and operational execution of the Retail Mortgage Division. This executive role is pivotal in expanding mortgage lending services and enhancing the client experience across the bank's service areas. Robert Odom oversees the development and implementation of innovative mortgage products, driving volume and market penetration. The President Mortgage Banking Executive ensures compliance with all lending regulations and fosters a high-performance culture within the division. By optimizing the mortgage origination process and building strong partnerships, this leadership position significantly contributes to Ameris Bank's growth and market competitiveness in the housing finance sector.
    Jody Spencer, the Chief Legal Officer at Ameris Bank, provides comprehensive legal counsel and oversees all legal affairs for the organization. This critical role ensures adherence to all federal and state banking regulations across the bank's operational footprint in Georgia, Alabama, Florida, and South Carolina. The Chief Legal Officer manages corporate governance, risk mitigation strategies, and compliance frameworks, safeguarding the bank's assets and reputation. Jody Spencer's expertise guides the company through complex legal landscapes, supporting strategic initiatives and transactional activities. By maintaining the highest standards of legal integrity, the Chief Legal Officer ensures the bank operates ethically and effectively, fostering trust with customers and stakeholders.
    Jody Spencer

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    Frequently Asked Questions Regarding Ameris Bank Top Executives and Leadership Team

    Who leads Ameris Bank?
    Ameris Bank is led by Nicole Stokes (Chief Financial Officer), along with executives such as Michael Hodges (Market President) and Vicki Blum (Senior Account Executive & President, Amba & Engaged Mortgage Professional).
    Who is part of Ameris Bank’s executive team?
    The executive team of Ameris Bank includes leaders such as Nicole Stokes (Chief Financial Officer), Michael Hodges (Market President), Vicki Blum (Senior Account Executive & President, Amba & Engaged Mortgage Professional) and other senior executives.
    How many executives does Ameris Bank have?
    Ameris Bank has 10 executives leading key business areas.
    What roles are included in Ameris Bank’s leadership team?
    The leadership team of Ameris Bank includes roles such as Chief Financial Officer, Market President, Senior Account Executive & President, Amba & Engaged Mortgage Professional, Market President, Market President.