Alif Capital Executive and Leadership Team

July, 2026

Leadership Overview

Alif Capital has 5 executives leading key functions including strategy, technology, finance, and solution architecture.

Driven by innovation, Alif Capital provides a comprehensive suite of financial services, including deposits, loans, and digital banking solutions, aiming to enhance customer convenience and accessibility across Tajikistan.

Leadership Roles at Alif Capital

  • Chief Executive Officer - Miraliev Usmonjon
  • Deputy Chief Financial Officer - Jalolova Mubinakhon
  • Chief Technology Officer - Habib Safarov
  • Deputy Chief Technology Officer - Surej Rakhimov
  • Deputy Chief Technology Officer & Solution Architect - Umed Sayfidinzoda
  • Miraliev Usmonjon - Chief Executive Officer

    Miraliev Usmonjon, the Chief Executive Officer at Alif Capital, directs the overall strategic vision and operational execution for the bank's diverse financial services. Overseeing all departments, Usmonjon ensures the delivery of comprehensive offerings, including deposits, loans, payment cards, and car financing, catering to both individual clients and commercial enterprises. This leadership role involves driving the bank's expansion into digital financial solutions, enhancing customer convenience and accessibility across Tajikistan. By fostering a culture of innovation, Miraliev Usmonjon guides the institution's commitment to providing commission-free international transfers through Alif Business and managing various promotional offers like cashback and educational loans. The Chief Executive Officer's mandate includes maintaining robust financial health and market competitiveness, ensuring Alif Capital remains a leader in the banking sector. Usmonjon's strategic direction underpins the bank's mission to simplify financial management for its clientele.

    Jalolova Mubinakhon - Deputy Chief Financial Officer

    Jalolova Mubinakhon, the Deputy Chief Financial Officer at Alif Capital, assists the Chief Financial Officer in managing the bank's financial operations and strategic fiscal planning. Mubinakhon oversees critical financial functions, including budgeting, financial reporting, and risk management, ensuring the fiscal health and stability of the institution. This role involves analyzing financial data to support decision-making across all service areas, from deposits and loans to car financing and international transfers. Jalolova Mubinakhon contributes to optimizing financial performance by identifying cost-saving opportunities and enhancing revenue streams through promotional offers and efficient service delivery. The Deputy Chief Financial Officer's responsibilities also include ensuring compliance with financial regulations and standards, safeguarding the bank's assets. Mubinakhon's expertise is vital in supporting Alif Capital's mission to provide accessible and convenient financial solutions while maintaining robust profitability and market integrity.

    Habib Safarov - Chief Technology Officer

    Habib Safarov, the Chief Technology Officer at Alif Capital, architects and executes the bank's comprehensive technology strategy, driving digital transformation across all service offerings. Safarov oversees the development and implementation of online banking platforms, mobile applications, and secure payment systems, ensuring seamless customer experiences for deposits, loans, and card services. This critical role involves managing the bank's IT infrastructure, safeguarding sensitive financial data, and ensuring compliance with evolving technological standards. Habib Safarov leads the technology teams in innovating solutions that facilitate commission-free international transfers and enhance the accessibility of financial products like car financing and educational loans. The Chief Technology Officer's focus extends to optimizing operational efficiency through advanced technological integration, directly supporting Alif Capital's mission to provide convenient and accessible digital financial solutions. Safarov's leadership ensures the bank remains at the forefront of technological advancements in the finance sector.
    Habib Safarov

    Surej Rakhimov - Deputy Chief Technology Officer

    Surej Rakhimov, the Deputy Chief Technology Officer at Alif Capital, supports the Chief Technology Officer in executing the bank's technological roadmap and operational infrastructure. Rakhimov focuses on the implementation and maintenance of digital banking services, including online platforms and mobile payment solutions, ensuring reliability and user-friendliness for individual and business clients. This role involves collaborating with development teams to enhance features for deposits, loans, and card services, contributing to the bank's digital accessibility goals. Surej Rakhimov plays a key part in managing the day-to-day technological operations, troubleshooting issues, and ensuring the security of financial transactions. The Deputy Chief Technology Officer's responsibilities extend to supporting initiatives for commission-free international transfers and streamlining access to specialized financing like car loans and educational funding. Rakhimov's efforts are crucial in maintaining the stability and performance of Alif Capital's technology stack, directly impacting customer satisfaction and operational efficiency.

    Umed Sayfidinzoda - Deputy Chief Technology Officer & Solution Architect

    Umed Sayfidinzoda, the Deputy Chief Technology Officer & Solution Architect at Alif Capital, designs and oversees the implementation of robust technological solutions that underpin the bank's financial services. Sayfidinzoda focuses on architecting scalable and secure systems for online banking, mobile applications, and payment processing, ensuring seamless integration of features like deposits, loans, and card services. This role involves translating business requirements into technical specifications, guiding development teams to build efficient and user-friendly platforms. Umed Sayfidinzoda plays a crucial part in developing strategies for commission-free international transfers and enhancing the delivery of specialized financing products such as car loans and educational funding. The Deputy Chief Technology Officer & Solution Architect's expertise is essential in driving innovation, improving system performance, and ensuring the technological infrastructure aligns with Alif Capital's commitment to digital convenience and accessibility. Sayfidinzoda's architectural vision directly supports the bank's strategic growth and operational excellence.

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    Frequently Asked Questions Regarding Alif Capital Top Executives and Leadership Team

    Who leads Alif Capital?
    Alif Capital is led by Miraliev Usmonjon (Chief Executive Officer), along with executives such as Jalolova Mubinakhon (Deputy Chief Financial Officer) and Habib Safarov (Chief Technology Officer).
    Who is part of Alif Capital’s executive team?
    The executive team of Alif Capital includes leaders such as Miraliev Usmonjon (Chief Executive Officer), Jalolova Mubinakhon (Deputy Chief Financial Officer), Habib Safarov (Chief Technology Officer) and other senior executives.
    How many executives does Alif Capital have?
    Alif Capital has 5 executives leading key business areas.
    What roles are included in Alif Capital’s leadership team?
    The leadership team of Alif Capital includes roles such as Chief Executive Officer, Deputy Chief Financial Officer, Chief Technology Officer, Deputy Chief Technology Officer, Deputy Chief Technology Officer & Solution Architect.