Alif Capital Executive and Leadership Team

August, 2026

Leadership Overview

Alif Capital has 5 executives leading key functions including strategy, technology, finance, and solution architecture.

Driven by innovation, Alif Capital provides a comprehensive suite of financial services, aiming to enhance customer convenience and accessibility through digital solutions, while fostering growth for both individuals and businesses.

Leadership Roles at Alif Capital

  • Chief Executive Officer - Gulanor Atobek
  • Deputy Chief Financial Officer - Jalolova Mubinakhon
  • Chief Technology Officer - Habib Safarov
  • Deputy Chief Technology Officer - Surej Rakhimov
  • Deputy Chief Technology Officer & Solution Architect - Umed Sayfidinzoda
  • Gulanor Atobek - Chief Executive Officer

    Gulanor Atobek, the Chief Executive Officer at Alif Capital, directs the overall strategic vision and operational execution of the bank's diverse financial services. Overseeing a broad spectrum of offerings, including deposits, loans, payment cards, and car financing, Atobek ensures alignment with the company's mission to enhance customer convenience and accessibility. This leadership role involves driving the expansion of digital financial solutions and maintaining the bank's competitive edge in both personal and commercial banking sectors. By focusing on commission-free international transfers and promotional offers like cashback, Gulanor Atobek actively shapes the bank's market impact and financial performance. The Chief Executive Officer's mandate includes fostering strong relationships with clients and stakeholders, ensuring robust growth trajectories, and upholding the bank's commitment to innovation. Ultimately, Atobek secures the long-term financial health and strategic positioning of Alif Capital.

    Jalolova Mubinakhon - Deputy Chief Financial Officer

    Jalolova Mubinakhon, the Deputy Chief Financial Officer at Alif Capital, assists in managing the financial health and strategic fiscal planning of the bank. Mubinakhon oversees critical financial operations, including budgeting, financial reporting, and risk management, ensuring compliance with regulatory standards and internal policies. This role is essential for maintaining the financial integrity of Alif Capital's diverse service offerings, from deposits and loans to car financing and promotional programs. Jalolova Mubinakhon contributes to optimizing financial performance by analyzing revenue streams, controlling expenditures, and identifying opportunities for cost savings. The Deputy Chief Financial Officer's responsibilities also include supporting the development of financial models for new product launches and evaluating the financial viability of strategic initiatives. By ensuring sound financial practices, Mubinakhon underpins the bank's ability to offer competitive services, such as commission-free international transfers and accessible educational loans.

    Habib Safarov - Chief Technology Officer

    Habib Safarov, the Chief Technology Officer at Alif Capital, architects and oversees the bank's entire technology infrastructure and digital transformation initiatives. Safarov drives the development and implementation of innovative online banking platforms, secure payment systems, and efficient loan processing technologies. This critical role ensures that Alif Capital's digital financial solutions are robust, scalable, and user-friendly, directly supporting the bank's objective of enhancing customer convenience and accessibility. By managing the technology roadmap, Habib Safarov ensures seamless integration of new features and services, including commission-free international transfers and advanced car financing systems. The Chief Technology Officer's responsibilities extend to cybersecurity, data management, and fostering a culture of technological excellence within the organization. Through strategic technology investments and operational oversight, Safarov strengthens Alif Capital's market position and operational efficiency, ensuring the bank remains at the forefront of digital finance.
    Habib Safarov

    Surej Rakhimov - Deputy Chief Technology Officer

    Surej Rakhimov, the Deputy Chief Technology Officer at Alif Capital, supports the Chief Technology Officer in executing the bank's technology strategy and operational enhancements. Rakhimov focuses on the practical implementation of digital financial solutions, ensuring the smooth functioning of online banking services, payment card systems, and loan origination platforms. This role is vital in translating technological blueprints into tangible improvements that enhance customer convenience and accessibility. Surej Rakhimov plays a key part in managing the day-to-day technology operations, troubleshooting system issues, and ensuring the reliability of Alif Capital's IT infrastructure. By collaborating closely with development teams, Rakhimov contributes to the continuous improvement of services like commission-free international transfers and educational loan access. The Deputy Chief Technology Officer's efforts are instrumental in maintaining system integrity and supporting the bank's overall digital growth objectives.

    Umed Sayfidinzoda - Deputy Chief Technology Officer & Solution Architect

    Umed Sayfidinzoda, the Deputy Chief Technology Officer & Solution Architect at Alif Capital, designs and guides the implementation of robust technological solutions that underpin the bank's financial services. Sayfidinzoda is responsible for architecting scalable and secure systems for online banking, payment processing, and loan management, ensuring these solutions align with Alif Capital's strategic goals of enhancing customer convenience and accessibility. This dual role involves not only designing the technical architecture but also overseeing its development and integration into the existing infrastructure. Umed Sayfidinzoda's expertise is crucial for optimizing the performance of services like commission-free international transfers and digital loan applications. The Solution Architect's focus on innovation ensures that Alif Capital's technology stack remains modern and efficient, capable of supporting future growth and evolving market demands. Sayfidinzoda's contributions are vital for maintaining the technological foundation that drives the bank's competitive advantage.

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    Frequently Asked Questions Regarding Alif Capital Top Executives and Leadership Team

    Who leads Alif Capital?
    Alif Capital is led by Gulanor Atobek (Chief Executive Officer), along with executives such as Jalolova Mubinakhon (Deputy Chief Financial Officer) and Habib Safarov (Chief Technology Officer).
    Who is part of Alif Capital’s executive team?
    The executive team of Alif Capital includes leaders such as Gulanor Atobek (Chief Executive Officer), Jalolova Mubinakhon (Deputy Chief Financial Officer), Habib Safarov (Chief Technology Officer) and other senior executives.
    How many executives does Alif Capital have?
    Alif Capital has 5 executives leading key business areas.
    What roles are included in Alif Capital’s leadership team?
    The leadership team of Alif Capital includes roles such as Chief Executive Officer, Deputy Chief Financial Officer, Chief Technology Officer, Deputy Chief Technology Officer, Deputy Chief Technology Officer & Solution Architect.