Aflac Executive and Leadership Team

Daniel Amos, the Chairman & Chief Executive Officer at Aflac, directs the overarching corporate strategy and long-term vision for the organization. Overseeing the expansion of supplemental health and life insurance products, the Chairman & Chief Executive Officer ensures the company maintains a competitive edge in both the United States and Japan markets. This leadership role involves constant collaboration with the Board to refine governance standards and drive sustainable growth. By prioritizing financial stability for policyholders, Daniel Amos shapes the operational trajectory of the entire enterprise. The Chairman & Chief Executive Officer monitors global market trends to anticipate shifts in consumer demand for disability and critical illness coverage. Through rigorous oversight of executive performance, Amos secures the firm's reputation as a leader in the insurance sector, consistently delivering value to shareholders while upholding the core mission of providing direct cash benefits during periods of illness.

Max Brodén, the Senior Executive Vice President & Chief Financial Officer at Aflac, manages the fiscal health and capital allocation strategies of the organization. Overseeing global financial reporting and investment portfolios, the Senior Executive Vice President & Chief Financial Officer ensures the company maintains the liquidity required to meet obligations for supplemental health and life insurance claims. This leadership role involves rigorous risk assessment and the optimization of financial structures to support long-term growth in the United States. By directing capital toward high-impact initiatives, Max Brodén strengthens the firm's market position and ensures consistent returns for investors. The Senior Executive Vice President & Chief Financial Officer works closely with the Board to communicate financial performance and strategic priorities. Through disciplined fiscal management, Brodén provides the stability necessary for the company to continue offering essential financial protection to individuals navigating medical expenses.

Steven Beaver, the Executive Vice President & Chief Financial Officer, Aflac (Japan) at Aflac, manages the financial operations and regulatory compliance specific to the Japanese market. Overseeing the regional budget and investment strategies, the Executive Vice President & Chief Financial Officer, Aflac (Japan) ensures that the company's supplemental insurance offerings remain profitable and sustainable within the local economic landscape. This role involves navigating complex international financial regulations and managing currency risks to protect the firm's assets. By directing regional financial planning, Steven Beaver supports the delivery of cash benefits to policyholders throughout Japan. The Executive Vice President & Chief Financial Officer, Aflac (Japan) coordinates with the global leadership team to ensure alignment with corporate financial goals. Through meticulous oversight of regional fiscal health, Beaver enables the organization to maintain its strong market presence and commitment to providing financial stability during periods of illness or recovery.

Matthew Owenby, the Senior Vice President, Chief Human Resources Officer and Chief Administrative Officer (CAO). President, Communicorp at Aflac, directs talent acquisition, organizational culture, and administrative efficiency. Overseeing the human capital strategy, the Senior Vice President, Chief Human Resources Officer and Chief Administrative Officer (CAO). President, Communicorp ensures that the workforce remains aligned with the company's mission of providing supplemental insurance. This role involves managing corporate administrative functions and leading the operations of Communicorp to support broader business objectives. By fostering a high-performance environment, Matthew Owenby drives employee engagement and operational excellence across the organization. The Senior Vice President, Chief Human Resources Officer and Chief Administrative Officer (CAO). President, Communicorp collaborates with other leaders to implement policies that support long-term growth and stability. Through the integration of administrative and human resources functions, Owenby ensures the company possesses the talent and infrastructure necessary to serve policyholders effectively.

Robert Ruff, the Divisional President, Aflac Core at Aflac, directs the primary business operations and service delivery for the core insurance segment. Overseeing the performance of the company's flagship supplemental health and life insurance products, the Divisional President, Aflac Core ensures that policyholders receive timely cash benefits and high-quality service. This role involves managing regional operations and driving initiatives to improve the efficiency of claims processing. By focusing on the core business model, Robert Ruff maintains the stability and reliability that define the company's market presence. The Divisional President, Aflac Core collaborates with other executives to align product offerings with the evolving needs of individuals seeking financial protection. Through the leadership of the core division, Ruff ensures that the organization remains focused on its mission of helping people manage costs not fully covered by traditional medical plans, thereby supporting long-term growth and customer satisfaction.

Frederic Simard, the Deputy President, Aflac (US) at Aflac, supports the strategic direction and operational management of the company's United States business. Overseeing key growth initiatives and market expansion efforts, the Deputy President, Aflac (US) ensures that the organization effectively delivers supplemental insurance solutions to a diverse customer base. This role involves working closely with the leadership team to refine service delivery models and enhance the accessibility of disability and critical illness coverage. By managing operational priorities, Frederic Simard drives the execution of business strategies that strengthen the company's position in the U.S. market. The Deputy President, Aflac (US) monitors performance across various regions to ensure consistent service quality and financial stability. Through the coordination of these critical functions, Simard contributes to the firm's overarching mission of providing direct cash benefits to policyholders, helping them navigate medical expenses with confidence and security.

Dj Goldsworthy, the Chief Information Officer at Aflac, architects the digital infrastructure necessary to support complex insurance claims processing and data management. Overseeing the modernization of internal systems, the Chief Information Officer ensures that technology platforms remain secure and scalable for the company's vast policyholder base. This role involves integrating advanced analytics to streamline the delivery of cash benefits, thereby enhancing the overall customer experience. By managing cybersecurity protocols and digital transformation initiatives, Dj Goldsworthy protects sensitive health data across all operational regions. The Chief Information Officer collaborates with other C-suite leaders to align technical capabilities with the broader business goal of providing reliable supplemental insurance. Through the implementation of robust software solutions, Goldsworthy drives operational efficiency, allowing the organization to process claims with greater speed and accuracy while maintaining the highest standards of data integrity and regulatory compliance.

Joy Ingram, the Analyst, Information Technology Chief Marketing Officer and Sales at Aflac, bridges the gap between technical data insights and market-facing outreach strategies. Overseeing the integration of IT-driven analytics into marketing campaigns, the Analyst, Information Technology Chief Marketing Officer and Sales ensures that promotional efforts reach the right demographics for supplemental insurance products. This role involves analyzing consumer behavior patterns to refine sales tactics and improve lead generation across the United States. By leveraging data to inform brand positioning, Joy Ingram drives engagement and increases awareness of the company's disability and critical illness coverage. The Analyst, Information Technology Chief Marketing Officer and Sales collaborates with cross-functional teams to align sales objectives with technological capabilities. Through the application of sophisticated data modeling, Ingram optimizes the effectiveness of marketing spend, ultimately supporting the company's goal of expanding its reach and providing financial security to more individuals.

Kristi Taylor (Gamble), the Chief of Staff & Sales Broker at Aflac, coordinates executive workflows while managing key relationships within the sales brokerage network. Overseeing the alignment of internal administrative priorities with external sales goals, the Chief of Staff & Sales Broker ensures that the organization effectively communicates the value of supplemental health and life insurance to brokers. This role involves facilitating communication between the C-suite and the sales force to drive revenue growth and market penetration. By managing strategic initiatives and optimizing broker engagement, Kristi Taylor (Gamble) strengthens the distribution channels that bring financial protection to individuals. The Chief of Staff & Sales Broker works to resolve operational bottlenecks, allowing the sales team to focus on expanding the company's footprint. Through the management of these critical partnerships, Taylor (Gamble) supports the firm's mission of providing direct cash benefits to policyholders when claims arise.

Koichi Watanabe, the Manager, Chief Marketing Officer Office at Aflac, coordinates the strategic initiatives and daily operations within the marketing department. Overseeing the execution of brand messaging and promotional campaigns, the Manager, Chief Marketing Officer Office ensures that the company's supplemental insurance products are effectively communicated to target audiences. This role involves managing the flow of information between the marketing leadership and various operational teams to maintain consistency in brand voice. By organizing marketing projects and tracking performance metrics, Koichi Watanabe supports the broader goal of increasing market share and policyholder awareness. The Manager, Chief Marketing Officer Office works to streamline internal processes, allowing the marketing team to respond quickly to changing market conditions. Through the management of these essential functions, Watanabe contributes to the firm's ability to provide financial protection and support to individuals during periods of illness or recovery.