Afford Executive and Leadership Team

July, 2026

Leadership Overview

Afford has 4 executives leading key functions including strategy, operations, technology, and market leadership.

Driven by a commitment to empowering individuals with disabilities, Afford provides customized support, community connection, and employment services across Australia, enhancing life skills and fostering community integration through a rights-based approach.

Leadership Roles at Afford

  • Chief Executive Officer - Krish Pandey
  • Chief Operating Officer - Joy Kumar
  • President - Alvaro Perez
  • Chief Technology Officer - Nayana Hettiarachchi
  • Krish Pandey - Chief Executive Officer

    Krish Pandey, the Chief Executive Officer at Afford, directs the overarching strategy and vision for the organization. Pandey guides Afford's mission to deliver customized disability support, community connection, and employment services across New South Wales, Queensland, Victoria, and South Australia. This leadership role involves ensuring the organization's rights-based approach remains central to all service delivery, prioritizing individual needs and decisions. Krish Pandey oversees the strategic expansion of NDIS services, focusing on enhancing life skills and community integration for individuals living with disabilities. The Chief Executive Officer's responsibilities include fostering partnerships and driving innovation to meet the evolving needs of the disability sector. Pandey's strategic direction ensures Afford maintains its position as a leading disability service provider.

    Joy Kumar - Chief Operating Officer

    Joy Kumar, the Chief Operating Officer at Afford, executes the operational framework for delivering comprehensive disability support services. Kumar manages the day-to-day operations across New South Wales, Queensland, Victoria, and South Australia, ensuring the efficient provision of Supported Independent Living, Short Term Accommodation, Support Coordination, and Disability Employment Services. This operational leadership ensures that Afford's commitment to enhancing life skills and community integration is met with consistent, high-quality service delivery. Joy Kumar oversees the scaling of services to meet NDIS participant demand, focusing on operational efficiency and adherence to the organization's rights-based philosophy. The Chief Operating Officer's role involves optimizing resource allocation and managing service delivery teams to achieve organizational objectives. Kumar's operational oversight is critical to Afford's mission of empowering individuals with disabilities.

    Alvaro Perez - President

    Alvaro Perez, the President at Afford, champions the organization's strategic market positioning and external relations. Perez leads initiatives to expand Afford's reach and impact as a premier NDIS disability service provider across Australia. This leadership role involves fostering key stakeholder relationships and advocating for the rights and needs of individuals with disabilities. Alvaro Perez guides the strategic vision for community connection and employment services, ensuring Afford's services align with market demands and organizational goals. The President's responsibilities include driving business development and ensuring the organization's mission of enhancing life skills and community integration resonates broadly. Perez's influence is vital in strengthening Afford's reputation and furthering its commitment to personalized, rights-based support.

    Nayana Hettiarachchi - Chief Technology Officer

    Nayana Hettiarachchi, the Chief Technology Officer at Afford, architects the technological infrastructure supporting the organization's extensive disability services. Hettiarachchi drives the development and implementation of digital solutions that enhance service delivery, streamline operations, and improve participant engagement across New South Wales, Queensland, Victoria, and South Australia. This technology leadership ensures Afford leverages innovation to better provide customized support, community connection, and employment services. Nayana Hettiarachchi oversees the integration of technology to support NDIS requirements and the organization's rights-based approach, ensuring data security and system reliability. The Chief Technology Officer's responsibilities include managing IT resources, cybersecurity, and digital transformation initiatives. Hettiarachchi's technological vision is crucial for Afford's continued growth and service excellence.
    Nayana Hettiarachchi

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    Frequently Asked Questions Regarding Afford Top Executives and Leadership Team

    Who leads Afford?
    Afford is led by Krish Pandey (Chief Executive Officer), along with executives such as Joy Kumar (Chief Operating Officer) and Alvaro Perez (President).
    Who is part of Afford’s executive team?
    The executive team of Afford includes leaders such as Krish Pandey (Chief Executive Officer), Joy Kumar (Chief Operating Officer), Alvaro Perez (President) and other senior executives.
    How many executives does Afford have?
    Afford has 4 executives leading key business areas.
    What roles are included in Afford’s leadership team?
    The leadership team of Afford includes roles such as Chief Executive Officer, Chief Operating Officer, President, Chief Technology Officer.