21st Mortgage Executive and Leadership Team

August, 2026

Leadership Overview

21st Mortgage has 4 executives leading key functions including strategy, financial oversight, operational scaling, and market expansion.

Focused on expanding affordable housing access, 21st Mortgage drives community growth through innovative financing solutions and dedicated support for operators across the United States.

Leadership Roles at 21st Mortgage

  • President & Chief Executive Officer - Timothy Williams
  • Chief Financial Officer - Richard Ray
  • Chief Operating Officer - Walden Buttram
  • President - Ashley Brooks
  • Timothy Williams - President & Chief Executive Officer

    Timothy Williams, the President & Chief Executive Officer at 21st Mortgage, directs the overarching strategic vision for the organization. By aligning corporate objectives with the Berkshire Hathaway mission, Williams ensures the delivery of innovative financing solutions for community operators. This leadership role involves managing high-level relationships with stakeholders and overseeing the expansion of affordable home ownership programs. Timothy Williams maintains a focus on market stability and long-term growth, ensuring that the company remains a leader in the manufactured housing finance sector. Through the implementation of the CA$H program, the President & Chief Executive Officer optimizes lot occupancy and supports community operators in maximizing investment returns. By fostering a culture of excellence and financial integrity, the President & Chief Executive Officer drives the company toward sustainable success while maintaining a commitment to accessible consumer lending across North American markets.

    Richard Ray - Chief Financial Officer

    Richard Ray, the Chief Financial Officer at 21st Mortgage, manages the fiscal health and capital allocation strategies for the firm. Overseeing complex financial reporting and risk assessment, the Chief Financial Officer ensures that lending practices remain robust and compliant with industry standards. Richard Ray directs the financial planning processes that support the company's diverse portfolio of home financing products. By analyzing market trends and economic indicators, the Chief Financial Officer provides the necessary data to guide investment decisions and operational efficiency. This role involves close collaboration with the executive team to maintain liquidity and support the growth of the CA$H program. Through rigorous oversight of capital structures and credit risk management, the Chief Financial Officer secures the financial foundation required to provide flexible financing options to consumers, ultimately strengthening the market position of the organization within the broader financial services landscape.

    Walden Buttram - Chief Operating Officer

    Walden Buttram, the Chief Operating Officer at 21st Mortgage, executes the daily operational workflows that facilitate seamless financing for community operators. By streamlining the sales process and coordinating internal support teams, the Chief Operating Officer ensures that the company meets the needs of community owners efficiently. Walden Buttram oversees the implementation of marketing and lending assistance programs, focusing on the practical application of the CA$H initiative to fill vacant lots. This leadership role involves optimizing internal systems to improve service delivery and operational throughput. Through the management of cross-functional teams, the Chief Operating Officer drives improvements in community occupancy rates and sales performance. By maintaining a focus on operational excellence and process refinement, the Chief Operating Officer supports the company's mission to make home ownership accessible, ensuring that every aspect of the business functions effectively to serve the needs of the manufactured housing market.

    Ashley Brooks - President

    Ashley Brooks, the President at 21st Mortgage, leads specific business units focused on enhancing market reach and consumer engagement. By architecting growth strategies for rental opportunities and new home sales, the President ensures that the company effectively addresses the demand for affordable housing. Ashley Brooks directs the development of initiatives that simplify the path to home ownership for consumers, utilizing low down payments and flexible financing structures. This leadership role involves coordinating with regional teams to expand the footprint of the company's financing solutions. Through the oversight of sales channels and partner relations, the President drives the adoption of the CA$H program among community operators. By focusing on customer-centric solutions and market-specific strategies, the President strengthens the competitive advantage of the organization, ensuring that the company remains a primary resource for community operators seeking to maximize their investment potential and improve overall community vitality.

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    Frequently Asked Questions Regarding 21st Mortgage Top Executives and Leadership Team

    Who leads 21st Mortgage?
    21st Mortgage is led by Timothy Williams (President & Chief Executive Officer), along with executives such as Richard Ray (Chief Financial Officer) and Walden Buttram (Chief Operating Officer).
    Who is part of 21st Mortgage’s executive team?
    The executive team of 21st Mortgage includes leaders such as Timothy Williams (President & Chief Executive Officer), Richard Ray (Chief Financial Officer), Walden Buttram (Chief Operating Officer) and other senior executives.
    How many executives does 21st Mortgage have?
    21st Mortgage has 4 executives leading key business areas.
    What roles are included in 21st Mortgage’s leadership team?
    The leadership team of 21st Mortgage includes roles such as President & Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, President.