1st Franklin Financial Executive and Leadership Team

July, 2026

Leadership Overview

1st Franklin Financial has 7 executives leading key functions including strategy, finance, marketing, operations, and human resources.

Driven by accessible financing, 1st Franklin Financial provides personal loans and financial solutions, focusing on customer relationships and community-based assistance to individuals and families across the nation.

Leadership Roles at 1st Franklin Financial

  • Chief Executive Officer - Jerry J. Harrison
  • Chief Executive Officer & President - Virginia Herring
  • Chief Financial Officer & Executive Vice President - Jenna Hood
  • President & Chief Operating Officer - Gary McQuain
  • President - John Loveless
  • Chief Marketing Officer & Executive Vice President - Kristin Dunn
  • Executive Vice President & Chief Human Resources Officer - Mary Zimmerman
  • Jerry J. Harrison - Chief Executive Officer

    Jerry J. Harrison, the Chief Executive Officer at 1st Franklin Financial, directs the company's overall strategic vision and operational execution. Harrison guides the organization's commitment to providing accessible personal loans and comprehensive financial solutions to individuals and families. This leadership role involves fostering strong customer relationships and ensuring the company's community-based financial assistance model thrives. Harrison oversees the integration of local branch support with online services, enhancing the accessibility of lending for expenses like home improvement, debt consolidation, and medical costs. The Chief Executive Officer's focus remains on driving sustainable growth and maintaining the company's reputation for reliable financial support. Jerry J. Harrison ensures all strategic initiatives align with the core mission of empowering customers through sound financial practices and dedicated service.
    Jerry J. Harrison

    Virginia Herring - Chief Executive Officer & President

    Virginia Herring, the Chief Executive Officer & President at 1st Franklin Financial, spearheads the company's strategic direction and executive leadership. Herring champions the mission of delivering personalized financial solutions and personal loans, emphasizing accessible financing for diverse customer needs. This dual role involves overseeing all facets of the business, from branch operations to digital service delivery, ensuring a cohesive customer experience. Herring's leadership drives the company's focus on building lasting customer relationships and reinforcing its role as a vital community-based financial resource. The Chief Executive Officer & President directs initiatives that support individuals and families managing expenses such as home improvements, debt consolidation, and unexpected medical costs. Virginia Herring's tenure is marked by a dedication to operational excellence and a deep understanding of the financial needs within the communities served.
    Virginia Herring

    Jenna Hood - Chief Financial Officer & Executive Vice President

    Jenna Hood, the Chief Financial Officer & Executive Vice President at 1st Franklin Financial, manages the company's financial health and strategic fiscal planning. Hood oversees all financial operations, ensuring robust management of assets and liabilities related to personal loans and financial solutions. This critical role involves guiding the company's financial performance, supporting its mission of accessible financing for individuals and families. The Chief Financial Officer & Executive Vice President directs budgeting, forecasting, and financial reporting, ensuring compliance and fiscal responsibility across all branches and online services. Hood's expertise is vital in maintaining the company's capacity for community-based financial assistance, supporting needs from debt consolidation to unexpected costs. Jenna Hood's financial acumen underpins the company's ability to offer reliable lending and foster strong customer relationships.
    Jenna Hood

    Gary McQuain - President & Chief Operating Officer

    Gary McQuain, the President & Chief Operating Officer at 1st Franklin Financial, directs the day-to-day operational execution and service delivery across the organization. McQuain ensures the seamless integration of local branch support and online services, optimizing the provision of personal loans and financial solutions. This leadership role is central to maintaining the company's commitment to accessible financing and strong customer relationships. The President & Chief Operating Officer oversees operational efficiency, driving improvements that enhance the customer experience and support the company's community-based financial assistance model. McQuain's focus is on the effective management of lending services for expenses such as home improvement, debt consolidation, and medical costs. Gary McQuain's operational leadership ensures that 1st Franklin Financial consistently meets the financial needs of individuals and families with reliability and professionalism.

    John Loveless - President

    John Loveless, the President at 1st Franklin Financial, drives strategic initiatives and oversees key operational areas of the company. Loveless focuses on enhancing the delivery of personal loans and financial solutions, ensuring accessibility for individuals and families across various needs. This leadership position involves guiding the company's growth trajectory and reinforcing its commitment to community-based financial assistance. The President directs efforts to strengthen customer relationships and optimize service delivery through both branch networks and digital channels. Loveless's oversight ensures that lending services effectively address expenses such as debt consolidation, home improvements, and unexpected financial demands. John Loveless's strategic leadership contributes significantly to 1st Franklin Financial's reputation for reliable and supportive financial services.

    Kristin Dunn - Chief Marketing Officer & Executive Vice President

    Kristin Dunn, the Chief Marketing Officer & Executive Vice President at 1st Franklin Financial, architects the company's brand strategy and market outreach. Dunn drives initiatives that communicate the value of personal loans and financial solutions to individuals and families nationwide. This executive position involves overseeing all marketing channels, both local branch support and online services, to ensure consistent messaging and effective customer acquisition. The Chief Marketing Officer & Executive Vice President focuses on highlighting the company's commitment to accessible financing and strong customer relationships. Dunn's leadership ensures that marketing efforts directly support the company's mission of providing community-based financial assistance for diverse needs, including home improvement and debt consolidation. Kristin Dunn's strategic vision enhances market penetration and reinforces 1st Franklin Financial's position as a trusted provider of financial services.
    Kristin Dunn

    Mary Zimmerman - Executive Vice President & Chief Human Resources Officer

    Mary Zimmerman, the Executive Vice President & Chief Human Resources Officer at 1st Franklin Financial, leads the strategic development and implementation of human capital initiatives. Zimmerman cultivates a supportive and productive work environment that aligns with the company's mission of providing personal loans and financial solutions. This executive function involves overseeing talent acquisition, employee development, and HR policy, ensuring the workforce is equipped to deliver exceptional service through both local branches and online platforms. The Executive Vice President & Chief Human Resources Officer champions the company culture, reinforcing its commitment to accessible financing and strong customer relationships. Zimmerman's efforts are crucial in supporting the team that provides community-based financial assistance to individuals and families. Mary Zimmerman's dedication to human resources excellence ensures 1st Franklin Financial retains top talent and fosters a client-centric approach.

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    Frequently Asked Questions Regarding 1st Franklin Financial Top Executives and Leadership Team

    Who leads 1st Franklin Financial?
    1st Franklin Financial is led by Jerry J. Harrison (Chief Executive Officer), along with executives such as Virginia Herring (Chief Executive Officer & President) and Jenna Hood (Chief Financial Officer & Executive Vice President).
    Who is part of 1st Franklin Financial’s executive team?
    The executive team of 1st Franklin Financial includes leaders such as Jerry J. Harrison (Chief Executive Officer), Virginia Herring (Chief Executive Officer & President), Jenna Hood (Chief Financial Officer & Executive Vice President) and other senior executives.
    How many executives does 1st Franklin Financial have?
    1st Franklin Financial has 7 executives leading key business areas.
    What roles are included in 1st Franklin Financial’s leadership team?
    The leadership team of 1st Franklin Financial includes roles such as Chief Executive Officer, Chief Executive Officer & President, Chief Financial Officer & Executive Vice President, President & Chief Operating Officer, President.