1st Franklin Financial Executive and Leadership Team

May, 2026

Leadership Overview

1st Franklin Financial has 7 executives leading key functions including strategy, operations, finance, marketing, and human resources.

Driven by accessible financing, 1st Franklin Financial provides personal loans and financial solutions, focusing on customer relationships and community-based assistance to individuals and families for various life expenses.

Leadership Roles at 1st Franklin Financial

  • Chief Executive Officer - Jerry J. Harrison
  • Chief Executive Officer & President - Virginia Herring
  • Chief Financial Officer - Jenna Hood
  • President & Chief Operating Officer - Gary McQuain
  • President - John Loveless
  • Executive Vice President & Chief Marketing Officer - Kristin Dunn
  • Senior VP, Human Resources - Mary Zimmerman
  • Jerry J. Harrison - Chief Executive Officer

    Jerry J. Harrison, the Chief Executive Officer at 1st Franklin Financial, directs the company's overall strategic vision and operational execution. Harrison guides the organization's expansion and market positioning within the consumer finance sector. This leadership role involves ensuring the company's financial products and services effectively meet the needs of individuals and families seeking accessible financing solutions. Harrison's oversight extends to fostering strong customer relationships and reinforcing the company's commitment to community-based financial assistance. The Chief Executive Officer's responsibilities include driving innovation in lending services for expenses like home improvement, debt consolidation, and medical costs. Jerry J. Harrison ensures alignment with the company's mission of providing reliable financial support through both local branch operations and online platforms. This executive's focus is on sustainable growth and maintaining the company's reputation for dependable financial partnership.

    Virginia Herring - Chief Executive Officer & President

    Virginia Herring, the Chief Executive Officer & President at 1st Franklin Financial, spearheads the company's strategic direction and executive leadership. Herring drives the overall mission of providing personal loans and financial solutions to individuals and families across its service areas. This dual role encompasses overseeing all facets of the business, from lending operations to customer engagement strategies. Herring's leadership ensures the company maintains its focus on accessible financing and robust customer relationships. The Chief Executive Officer & President is instrumental in shaping the company's market impact and community-based financial assistance initiatives. Virginia Herring's responsibilities include guiding the organization through evolving financial landscapes, ensuring compliance, and fostering a culture of service excellence. This executive's vision supports the delivery of financial support for diverse needs, including home improvements, debt consolidation, and unexpected expenses, reinforcing 1st Franklin Financial's commitment to its clients.
    Virginia Herring

    Jenna Hood - Chief Financial Officer

    Jenna Hood, the Chief Financial Officer at 1st Franklin Financial, manages the company's financial health and strategic fiscal planning. Hood oversees all financial operations, including budgeting, forecasting, and financial reporting, ensuring the company's stability and profitability. This role is critical in supporting the provision of personal loans and financial solutions by maintaining robust financial controls and identifying opportunities for fiscal growth. The Chief Financial Officer's responsibilities extend to managing capital allocation, optimizing financial performance, and ensuring compliance with all relevant financial regulations. Jenna Hood's expertise guides the company's investment strategies and risk management protocols. By meticulously analyzing financial data, Hood supports the company's mission of accessible financing and community-based assistance, ensuring resources are effectively deployed to serve individuals and families. This executive's leadership is vital for sustaining long-term operational success and expanding lending services.
    Jenna Hood

    Gary McQuain - President & Chief Operating Officer

    Gary McQuain, the President & Chief Operating Officer at 1st Franklin Financial, directs the company's day-to-day operations and service delivery. McQuain oversees the execution of lending services, ensuring efficiency and effectiveness across both branch support and online platforms. This leadership position is crucial for maintaining the company's commitment to accessible financing and strong customer relationships. The President & Chief Operating Officer's responsibilities include optimizing operational workflows, managing branch networks, and enhancing the customer experience for individuals and families seeking financial solutions. Gary McQuain's focus is on driving operational excellence to support diverse financial needs, such as home improvement, debt consolidation, and medical costs. This executive's strategic oversight ensures the seamless delivery of community-based financial assistance, reinforcing 1st Franklin Financial's reputation for reliability and service. McQuain's role is central to the company's ability to provide dependable financial support.

    John Loveless - President

    John Loveless, the President at 1st Franklin Financial, plays a pivotal role in guiding the company's strategic growth and operational initiatives. Loveless focuses on enhancing the delivery of personal loans and financial solutions, ensuring they meet the evolving needs of individuals and families. This leadership position involves overseeing key business functions to uphold the company's commitment to accessible financing and strong customer relationships. The President's responsibilities include driving operational efficiencies and fostering a culture of service excellence across all company touchpoints. John Loveless's strategic direction supports the company's mission of providing community-based financial assistance for diverse needs, from home improvements to unexpected expenses. This executive's leadership ensures the continued success and expansion of 1st Franklin Financial's lending services, reinforcing its reputation for dependable financial partnership. Loveless's oversight contributes significantly to the company's market presence and client satisfaction.

    Kristin Dunn - Executive Vice President & Chief Marketing Officer

    Kristin Dunn, the Executive Vice President & Chief Marketing Officer at 1st Franklin Financial, leads all marketing and brand strategy initiatives. Dunn is responsible for developing and executing campaigns that promote the company's personal loans and financial solutions to individuals and families. This role drives customer acquisition and retention by highlighting the company's focus on accessible financing and community-based financial assistance. The Executive Vice President & Chief Marketing Officer oversees market research, digital marketing, advertising, and public relations efforts. Kristin Dunn's strategic vision ensures the company's message resonates with target audiences, emphasizing strong customer relationships and support for various expenses like debt consolidation and medical costs. This executive's leadership is key to expanding the company's reach and reinforcing its commitment to providing reliable financial support through local branches and online services. Dunn's efforts enhance brand visibility and market penetration.

    Mary Zimmerman - Senior VP, Human Resources

    Mary Zimmerman, the Senior VP, Human Resources at 1st Franklin Financial, directs all human capital management strategies and initiatives. Zimmerman oversees talent acquisition, employee development, compensation, and benefits programs, ensuring a skilled and motivated workforce to support the company's mission. This role is critical in fostering a positive work environment that aligns with the company's values of accessible financing and strong customer relationships. The Senior VP, Human Resources' responsibilities include developing policies that support employee well-being and professional growth, crucial for delivering exceptional service to individuals and families. Mary Zimmerman's leadership ensures compliance with labor laws and promotes diversity and inclusion within the organization. This executive's focus on human resources excellence underpins the company's ability to provide community-based financial assistance effectively. Zimmerman's strategic approach to HR management is vital for retaining talent and driving the overall success of 1st Franklin Financial's operations.

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    Frequently Asked Questions Regarding 1st Franklin Financial Top Executives and Leadership Team

    Who leads 1st Franklin Financial?
    1st Franklin Financial is led by Jerry J. Harrison (Chief Executive Officer), along with executives such as Virginia Herring (Chief Executive Officer & President) and Jenna Hood (Chief Financial Officer).
    Who is part of 1st Franklin Financial’s executive team?
    The executive team of 1st Franklin Financial includes leaders such as Jerry J. Harrison (Chief Executive Officer), Virginia Herring (Chief Executive Officer & President), Jenna Hood (Chief Financial Officer) and other senior executives.
    How many executives does 1st Franklin Financial have?
    1st Franklin Financial has 7 executives leading key business areas.
    What roles are included in 1st Franklin Financial’s leadership team?
    The leadership team of 1st Franklin Financial includes roles such as Chief Executive Officer, Chief Executive Officer & President, Chief Financial Officer, President & Chief Operating Officer, President.