Lambert Agency

The Lambert Agency offers policies created especially for pet stores, groomers, and businesses that sell pet supplies. Our coverage offers a wide range of options to give you the flexibility to cover just what you need to protect your growing business. We've provided professional, personal service to companies like yours for more than 80 years. We'... ll help you create a pet business insurance plan that fits your company and your budget. Q. What specific kinds of insurance do pet stores, pet suppliers and groomers usually need? A. It varies from business to business, but generally most pet related businesses need: General Liability - This provides coverage in the event a customer would get hurt on your premises. Products Liability - This provides defense protection against pet food recalls and injuries resulting from the pet accessories you sold that malfunctions. Professional Liability - Provides coverage for groomers should a professional mistake occur. Hired and Non-Owned Automobile Liability - Provides coverage if an employee drives their vehicle on company business or if the business rents a vehicle. Business Automobile Liability - Provides coverage for business-owned vehicles, or for employees using their vehicles for business purposes. Workers Compensation - Protects you against employee job-related injury claims. Inland Marine/Goods in Transit - Protects your equipment, tools, and grooming clients while being transported by your business. Change to- Protects your equipment, tools and other portable items while being transported by your business. Q. What type of coverage is often overlooked in my industry? A. Equipment Breakdown - This insurance covers the cost to repair or replace equipment such as telephone systems, computers, water filtration and pump systems for aquariums and other electronic office or grooming equipment. Business Interruption - This covers loss of income due to a fire, act of vandalism, or other damage to your property that forces you to temporarily close. Your lost income will be ...Read More