Fold
Credit Card Processing · Arizona, United States · 11-50 Employees
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Overview
Headquarters
11201 N Tatum 42035 Blvd Ste 300, Phoeni...Phone Number
(866) 365-3277Website
www.foldapp.comRevenue
$30.3 MillionStock Symbol
FLDIndustry
ZI Rank: 4
Signal Type
Dec
Jan
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May
ZI Rank
3
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4
About Fold
Fold is a financial technology company that develops a consumer platform combining traditional financial services with bitcoin-based rewards and digital asset functionality. The company enables users to earn, buy, save, and use bitcoin through everyday financial activities, including card spending, bill payments, direct deposits, and merchant purchases. Its platform integrates payment services, rewards programs, and cryptocurrency capabilities within a unified mobile experience designed to simplify access to bitcoin for mainstream consumers. Fold serves individuals seeking alternative rewards and savings options while providing tools that bridge conventional banking activities with digital asset adoption. The company operates within the fintech and cryptocurrency sectors, focusing on consumer engagement, payment innovation, and bitcoin-powered financial services.Explore more
Fold Org Chart
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Revenue
Number of Employees
Type
Funding
Founded In
Company Profile Activity
Activity Insights
Fold is experiencing very low activity levels compared to other companies in the Finance sector.
What does this means?
Fold is drawing exceptional interest within the Finance industry, suggesting notable developments or strong market momentum, learn more about Fold.
Fold financials insights
Gather financial insights about Fold, including details on funding rounds, investors, total funding, and acquisitions, to gain a comprehensive understanding of their financial strategy.
2021
Series A
$13M
2024
Debt
$20M
2025
Stock/Share Issuance
$250M
Fold Tech Stack
A closer look at the technologies used by Fold
Most Recent Scoops
Partnership
Fold has partnered with Kroger to distribute its Bitcoin Gift Card through a flagship retail relationship, which the company describes as a success and a model it intends to scale nationally across additional retailers.
Partnership, Retail/Store Systems, Cryptocurrency, Finance
Project
Fold has reported that early cardholders of the Fold credit card are engaging across multiple products in its ecosystem, including everyday purchases and larger spend categories such as travel, with the current release not yet including the full reward structure, merchant experiences, or broader platform integrations anticipated in future phases, and the card not having materially contributed to Q1 results given the timing of its launch.
Customer Engagement
Project
Fold has announced the launch of the Fold Bitcoin Bonus Program, through which employees earn Bitcoin bonuses alongside their normal wages as a retention and savings tool built around long-term alignment, with the program already live with Steak 'n Shake and others.
Product Launch
Fold has announced the launch of the Fold credit card, currently live with more than 1,000 cardholders following its official early access launch in March, with access being intentionally throttled through a phased rollout to validate systems, economics, underwriting, servicing, and risk assumptions as the company scales through a wait list of more than 80,000 potential users.
Product Launch, Finance, Risk
Partnership
Fold News & Media
Fold Holdings Dumps $45M In Bitcoin To Wipe Out Debt, Stock Briefly Pumps Over 130%
Fold Holdings sold roughly $45 million worth of bitcoin to eliminate secured debt and fund growth initiatives, leaving the company with a debt-free secured balance sheet, a treasury of 1,492 BTC, and renewed focus on expanding its Bitcoin rewards and financial services products.Fold Eliminates $20 Million of Debt, Secures $25 Million of Non-Dilutive Capital to Accelerate Next Phase of Growth
PHOENIX, June 10, 2026 (GLOBE NEWSWIRE) -- Fold Holdings, Inc. (NASDAQ: FLD) ("Fold" or the "Company"), a bitcoin financial services company making it easy for individuals to earn, save and spend bitcoin through everyday financial tools, announced a series of capital transactions to strengthen the company's balance sheet, eliminate secured debt obligations, improve cashflows, and position Fold to materially scale its consumer and enterprise platforms.CORRECTION: Fold Rolls Out New Bitcoin Rewards Credit Card
A Simple, Mobile-First Way to Earn Bitcoin Rewards On Qualifying Purchases – All Seamlessly Integrated into the Fold App A Simple, Mobile-First Way to Earn Bitcoin Rewards On Qualifying Purchases – All Seamlessly Integrated into the Fold AppFold Secures $150 million Credit Facility to Scale Bitcoin Rewards Credit Card Program
Revolving credit facility from Encina Lender Finance provides dedicated growth capital to support continued card origination and expanded access Revolving credit facility from Encina Lender Finance provides dedicated growth capital to support continued card origination and expanded access
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Frequently Asked Questions Regarding Fold
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Fold is a financial technology company that develops a consumer platform combining traditional financial services with bitcoin-based rewards and digital asset functionality. The company enables users to earn, buy, save, and use bitcoin through everyday financial activities, including card spending, bill payments, direct deposits, and merchant purch... Read More
