Credit Acceptance
Highly Engaged Employees
Highly Engaged EmployeesFinance · Michigan, United States · 1K - 5K Employees
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Overview
Headquarters
25505 W 12 Mile Rd, Southfield, Michigan...Phone Number
(248) 353-2700Website
www.creditacceptance.comRevenue
$2.3 BillionStock Symbol
CACCIndustry
ZI Rank: 8
Signal Type
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ZI Rank
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About Credit Acceptance
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan.Explore more
Credit Acceptance Org Chart
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Credit Acceptance financials insights
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2016
Debt
$385M
2020
Debt
$600M
2021
Debt
$100M
Debt
$500M
2022
Debt
$389.9M
Debt
$200M
Credit Acceptance Tech Stack
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Credit Acceptance News & Media
Credit Acceptance Announces Extension of Revolving Secured Line of Credit Facility
Southfield, Michigan, June 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we have extended the maturity of our revolving secured line of credit facility with a commercial bank syndicate from June 22, 2028 to June 22, 2029. The interest rate on borrowings under the facility was decreased from the Secured Overnight Financing Rate (“SOFR”) plus 197.5 basis points toTrusts report 19.8% stake in Credit Acceptance | CACC SEC Filing - Form SCHEDULE 13D/A
Foss family trusts led by Allan V. Apple report owning 2.07M Credit Acceptance shares (19.8%) and disclose recent open‑market sales of 66,300 shares at $471.50–$560.84.The Top 5 Analyst Questions From Credit Acceptance’s Q1 Earnings Call
Credit Acceptance’s first quarter saw a measured market response, with shares rising following results that reflected both operating discipline and persistent challenges in subprime auto lending. Management attributed the quarter’s margin expansion to ongoing cost control, including a recent 6% workforce reduction and a company-wide shift to a more data-driven operating model. CEO Vinayak Hegde emphasized that refined risk segmentation and portfolio predictability are beginning to materialize, wWill Strong Q1 Results, New Financing and Buybacks Change Credit Acceptance's (CACC ...
In early May 2026, Credit Acceptance Corporation reported first-quarter 2026 results showing revenue of US$580 million and net income of US$135.8 million, alongside a US$450.0 million asset-backed non-recourse financing and completion of a buyback covering 588,925 shares, or 5.44% of its stock. The combination of stronger earnings, lower-cost term financing, and meaningful share repurchases points to a company tightening its balance sheet while seeking to enhance per-share profitability and...
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Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It... Read More
