Consumer Portfolio Services

Consumer Portfolio Services, founded in 1991, is a specialty finance company that focuses on the acquisition and servicing of retail automobile contracts. The firm partners with franchised and independent automobile dealers to provide comprehensive financing solutions for new and used vehicles, including light trucks and passenger vans. By targeting specific credit tiers, the company maintains a distinct and competitive market position within the indirect automobile financing sector, serving a broad range of consumer needs.

Operating with a workforce of 500-1,000 employees, the organization manages its extensive portfolio through four regional branches located in California, Nevada, Virginia, Florida, and Illinois. Meet Consumer Portfolio Services's team to understand the leadership driving these operational efforts and the strategic vision behind their service model. The company leverages a robust, scalable infrastructure to process complex credit contracts, ensuring efficient service delivery and high-quality support across its diverse geographic footprint in North America.

Publicly traded under the ticker NASDAQ: CPSS, the company competes with major industry players such as Credit Acceptance, GM Financial, and Exeter Finance. Its business model centers on providing credit access to consumers, often addressing specific income-based financing needs through specialized lending products. By maintaining a consistent presence in the specialty finance market, Consumer Portfolio Services continues to navigate the competitive landscape of indirect auto lending, supported by its long-standing history, established dealer network, and commitment to operational excellence in the financial services industry.