Affirm Holdings

Affirm is a financial technology company founded in 2012 and headquartered in San Francisco, California. The company provides buy now, pay later services that are available to consumers in the United States, Canada, and the United Kingdom. Affirm offers payment plans that allow consumers to make purchases and pay over time. The company's services i... nclude payment links at online checkout, payment options at self-checkout kiosks, integration into third-party digital wallets, and virtual or physical cards. Affirm also offers a savings account and a debit card. The company generates revenue by applying a service fee to sellers, charging interest to borrowers, or both, and does not charge a late fee. Affirm's services are utilized in the e-commerce industry, partnering with retailers to offer consumers the option to finance their purchases. The lender's loan underwriting involves evaluating transactions by considering credit scores and other pertinent factors, while also incorporating machine learning.Read More