Old Second
Banking · Illinois, United States · 1K - 5K Employees
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Overview
Headquarters
37 S River St, Aurora, Illinois, 60506, ...Phone Number
(877) 866-0202Website
www.oldsecond.comRevenue
$353.6 MillionStock Symbol
OSBCIndustry
ZI Rank: 5
Signal Type
Feb
Mar
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Jul
ZI Rank
4
7
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5
About Old Second
Old Second National Bank is a community-focused financial institution that provides a broad range of banking products and services to individuals, businesses, and organizations. The bank is dedicated to delivering personalized financial solutions while maintaining a strong commitment to customer service, financial responsibility, and community engagement. Its offerings include personal banking, business banking, lending, treasury management, wealth management, and other financial services designed to support the diverse needs of its customers.Explore more
Old Second Org Chart
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Company Profile Activity
Activity Insights
Old Second is experiencing very low activity levels compared to other companies in the Finance sector.
What does this means?
Old Second is drawing exceptional interest within the Finance industry, suggesting notable developments or strong market momentum, learn more about Old Second.
Old Second Tech Stack
A closer look at the technologies used by Old Second
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Most Recent Scoops
Pain Point
Old Second has noted that its office real estate portfolio continues to face broad pressure, with property valuations declining at their steepest discounts to prior levels and rents falling broadly, though the portfolio represents approximately 3% of total loans and the company currently has no classified assets within that segment.
Real Estate, Finance, Risk
Earnings
Old Second has reported a loan-to-deposit ratio of 96.4% as of June 30, 2026, compared to 93.2% at the end of Q1 2026 and 83.3% as of June 30, 2025.
Accounting, Financial Reporting, Finance
Earnings
Old Second has reported total loan growth of $6.6 million during Q2 2026, partially reversing seasonal declines from the prior quarter, with tax-equivalent loan yields increasing 12 basis points quarter-over-quarter and 63 basis points year-over-year, driven by higher short-term rates and the repricing of lower-yielding loans originated in 2021 and 2022.
Earnings, Accounting, Financial Planning, Forecasting, Financial Reporting, Finance, Financial Operations, Financial Strategy
Pain Point
Old Second has reported a $3 million commercial and industrial charge-off related to a warehousing and distribution credit whose cash flow position has eroded over the past year.
Acquisitions, Finance, Financial Transactions, Warehouse Operations
Earnings
Board of Directors, Share Placement, Finance
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Old Second National Bank is a community-focused financial institution that provides a broad range of banking products and services to individuals, businesses, and organizations. The bank is dedicated to delivering personalized financial solutions while maintaining a strong commitment to customer service, financial responsibility, and community enga... Read More
