What is QI Tech?
QI Tech operates as a specialized technology firm holding a banking license, which allows it to function as a Direct Credit Company (SCD). Unlike traditional lenders, QI Tech does not compete with its clients for end-borrowers. Instead, it provides a comprehensive Banking-as-a-Service (BaaS) platform that integrates regulatory compliance, operational capacity, and back-office infrastructure. This allows non-financial companies to embed payments and credit services directly into their own digital ecosystems. By abstracting the complexities of the Brazilian financial regulatory environment, QI Tech enables its partners to deliver seamless, compliant, and high-performance financial experiences to their own customer bases.
How much funding has QI Tech raised?
QI Tech has raised a total of $263M across 2 funding rounds:
Series B
$200M
Other Financing Round
$63M
Series B (2024): $200M with participation from General Atlantic and Across Capital
Other Financing Round (2025): $63M led by General Atlantic
Key Investors in QI Tech
General Atlantic
General Atlantic is a global growth equity firm that provides capital and strategic support to high-growth companies in sectors such as consumer, financial services, healthcare, life sciences, and technology.
Across Capital
Across Capital partners with bold entrepreneurs to build category-leading technology businesses across the US and Latin America, focusing on growth equity investments in the software sector.
What's next for QI Tech?
With the recent injection of $63M, QI Tech is well-positioned to deepen its technological moat and expand its service offerings within the Latin American market. The company is expected to leverage this capital to enhance its intelligent platform, potentially integrating more advanced data analytics and automated compliance tools to support its growing roster of enterprise partners. As the demand for embedded finance continues to accelerate, QI Tech's role as a neutral, infrastructure-first provider will likely become even more central to the digital transformation of the Brazilian financial sector. Future strategic initiatives will likely focus on scaling operational capacity to meet the increasing volume of transactions processed through its platform, while maintaining the rigorous regulatory standards that define its market authority.
See full QI Tech company page
