What is PremFina?
PremFina Ltd operates at the intersection of insurance and financial technology, providing a specialized Software-as-a-Service (SaaS) platform that facilitates premium financing. The company empowers insurance brokers by supplying essential funding lines and enabling branded credit agreements, which in turn promotes financial inclusion for end-users. Through its proprietary technology, PremFina allows brokers to maintain greater autonomy, increase cross-selling opportunities, and optimize the overall customer experience. Its business model is designed to modernize the traditional insurance premium payment landscape, replacing manual, outdated processes with automated, data-driven credit solutions that benefit both the broker and the policyholder.
How much funding has PremFina raised?
PremFina has raised a total of $577.4M across 3 funding rounds:
Private Equity
$36M
Debt
$405.9M
Debt
$135.5M
Private Equity (2017): $36M with participation from Talis Capital, Molten, Emery Capital, Thomvest Ventures, and Rubicon Venture Capital
Debt (2025): $405.9M led by HSBC and Waterfall Asset Management
Debt (2026): $135.5M supported by Waterfall Asset Management
Key Investors in PremFina
HSBC
HSBC is a global banking and financial services organization headquartered in London, providing a comprehensive range of banking products and services to individuals, businesses, and institutions across six continents.
Waterfall Asset Management
Founded in 2005, Waterfall Asset Management is an SEC-registered institutional asset manager focused on structured credit, including asset-backed securities and loans, as well as private equity investments.
Talis Capital
Talis Capital is an investment firm that focuses on supporting founders who envision the future differently, investing with high conviction at the Seed and Series A stages across Europe and the US.
What's next for PremFina?
With the recent influx of capital, PremFina is well-positioned to scale its enterprise-level infrastructure and expand its footprint in the competitive insurance finance market. The strategic focus will likely shift toward deepening its technological moat, enhancing its SaaS capabilities, and strengthening its relationships with global financial institutions. As the company moves beyond its initial venture-backed stages, the emphasis will remain on maintaining high-volume credit throughput and driving innovation in broker-centric financial products. This growth trajectory suggests a continued commitment to digitizing the insurance value chain, ensuring that PremFina remains a critical partner for brokers seeking to navigate the complexities of modern financial services.
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