What is LiveMore Capital?
LiveMore Capital operates as a specialist mortgage lender in the United Kingdom, specifically targeting the retirement interest-only mortgage (RIOM) market for individuals aged 55 and over. Founded in direct response to regulatory initiatives by the Financial Conduct Authority, the company bridges a critical gap in the lending landscape. The organization is supported by a leadership team with extensive experience across both established and challenger banking institutions, providing a robust foundation for credit risk management and product innovation. As an FCA-regulated entity, LiveMore Capital maintains a focus on transparency and consumer protection, positioning itself as a reliable partner for older homeowners seeking flexible financial solutions.
How much funding has LiveMore Capital raised?
LiveMore Capital has raised a total of $673.9M across 2 funding rounds:
Debt
$372.6M
Debt
$301.3M
Debt (2022): $372.6M with participation from National Westminster Bank
Debt (2023): $301.3M led by Citigroup
Key Investors in LiveMore Capital
National Westminster Bank
A major UK-based retail and commercial bank providing comprehensive financial services, including personal and business lending, investment management, and insurance products.
Citigroup
A global financial services powerhouse offering a broad spectrum of products, including corporate and investment banking, wealth management, and trade finance across international markets.
What's next for LiveMore Capital?
With the recent infusion of capital, LiveMore Capital is well-positioned to accelerate its market penetration and refine its digital lending platform. The strategic focus will likely shift toward enhancing operational efficiency and expanding its product suite to accommodate the evolving requirements of the UK retirement market. By maintaining strong relationships with major financial institutions, the company is poised to sustain its growth trajectory, potentially setting new benchmarks for service delivery in the specialist mortgage sector. Future developments will likely emphasize the integration of advanced credit assessment tools to further streamline the application process for its target demographic.
See full LiveMore Capital company page
