What is Grâce?
Founded in 2022, Grâce operates at the intersection of fintech and luxury retail. The company provides a specialized infrastructure that allows luxury brands to embed comprehensive protection services directly into their customer experience. By leveraging a data-driven approach and a robust API, Grâce enables brands to offer global coverage for theft and damage without the traditional overhead associated with insurance management. This model not only enhances brand loyalty but also creates a new revenue stream for luxury retailers, positioning Grâce as a critical partner in the modern digital luxury ecosystem.
How much funding has Grâce raised?
Grâce has raised a total of $6.5M across 1 funding round:
Angel/Seed
$6.5M
Angel/Seed (2025): $6.5M with participation from Speedinvest, Kima Ventures, Bpifrance, and FinTech Collective
Key Investors in Grâce
Speedinvest
Speedinvest is a prominent European venture capital fund with over 1 billion euros in assets under management, specializing in early-stage tech startups across sectors like Fintech and SaaS.
Kima Ventures
Kima Ventures is the prolific early-stage investment arm of Xavier Niel, known for its high-volume approach to supporting startups from pre-seed to seed stages.
Bpifrance
Bpifrance is a French public investment bank that provides comprehensive financial support, including equity and credit, to companies at every stage of their development.
What's next for Grâce?
With this major enterprise-level funding, Grâce is poised to accelerate its international expansion and deepen its technological capabilities. The strategic capital will likely be deployed to enhance the platform's predictive analytics, further streamlining the claims experience and expanding the company's footprint in key luxury markets. As the firm continues to integrate with major global retailers, the focus will remain on maintaining high-touch service standards while scaling the infrastructure to support increased transaction volumes. The backing from prominent venture capital firms suggests a clear trajectory toward becoming the standard-bearer for embedded insurance in the luxury sector.
See full Grâce company page