What is Flow48?
Founded in 2022 and headquartered in Hertfordshire, United Kingdom, Flow48 operates at the intersection of financial technology and SME support. The company specializes in revenue-based financing and invoice-based solutions, providing a flexible alternative to traditional banking products. By enabling businesses to access upfront capital without the dilution of equity, Flow48 addresses the persistent liquidity gaps that often hinder the growth of small and medium-sized enterprises. Their platform is designed to be fast and agile, allowing companies to maintain operational momentum while managing their financial obligations effectively.
How much funding has Flow48 raised?
Flow48 has raised a total of $94M across 2 funding rounds:
Other Financing Round
$25M
Series A
$69M
Other Financing Round (2023): $25M with participation from Blockchain Founders Fund, Speedinvest, and Endeavor Catalyst
Series A (2025): $69M led by Evolution Ventures, Speedinvest, Endeavor Catalyst, and Breega Capital
Key Investors in Flow48
Speedinvest
A European venture capital fund with over €1B under management, specializing in early-stage tech startups across sectors including Fintech, Deep Tech, and SaaS infrastructure.
Breega Capital
A London and Paris-based firm that supports founders from pre-Seed to Series A+, providing tactical expertise and financial backing to companies in the Digital and Climate sectors.
Endeavor Catalyst
An innovative co-investment vehicle that partners with lead investors to support high-growth Endeavor Entrepreneurs, focusing on long-term sustainability and equity financing.
What's next for Flow48?
With the successful closure of this major strategic investment, Flow48 is well-positioned to scale its operations and expand its market reach. The company is expected to leverage this capital to enhance its technological infrastructure, potentially integrating more advanced data analytics to refine its risk assessment models. As Flow48 continues to mature, the focus will likely shift toward deepening its penetration in the European market and diversifying its product suite to include more comprehensive financial management tools for its SME clientele. This strategic expansion will be critical in maintaining its competitive edge as a leader in the non-dilutive funding space.
See full Flow48 company page
