What is Divido?
Founded in 2014, Divido operates as a sophisticated white-label platform designed to modernize the point-of-purchase lending landscape. By providing a modular, scalable technology stack, the company empowers merchants and financial institutions to offer flexible payment solutions at the checkout. This infrastructure-as-a-service model effectively bridges the gap between traditional banking and modern e-commerce, allowing partners to deploy bespoke finance products without the burden of building proprietary systems from the ground up. Divido's market position is defined by its ability to facilitate complex international trade and capital flows, serving as a critical layer in the digital transformation of retail finance.
How much funding has Divido raised?
Divido has raised a total of $48.3M across 3 funding rounds:
Angel/Seed
$3.3M
Series A
$15M
Series B
$30M
Angel/Seed (2016): $3.3M with participation from DN Capital and Mangrove Capital partners
Series A (2018): $15M, investors not publicly disclosed
Series B (2021): $30M supported by ING, Sony Innovation Fund, OCS, SBI Investment, Global Brain, and HSBC
Key Investors in Divido
DN Capital
A global early-stage venture capital firm specializing in Seed and Series A investments across the software, AI, and fintech sectors.
Mangrove Capital Partners
A contrarian venture capital firm with a strong track record of backing European and Israeli unicorns through early-stage strategic support.
HSBC
A global banking and financial services organization providing comprehensive international trade and capital flow expertise to institutional partners.
What's next for Divido?
Following its latest major strategic investment, Divido is well-positioned to accelerate its international expansion and deepen its integration with global banking partners. The company's focus is expected to shift toward scaling its enterprise-grade platform to support higher transaction volumes and more complex cross-border lending requirements. By leveraging the expertise of its diverse investor base—which includes major multinational banking institutions and technology-focused venture funds—Divido is poised to enhance its product suite, potentially incorporating advanced AI-driven credit decisioning and broader payment orchestration capabilities to maintain its competitive edge in the rapidly evolving fintech sector.
See full Divido company page
