What is Credible?
Headquartered in San Francisco, Credible operates a sophisticated consumer finance marketplace designed to optimize financial decision-making. The company's core infrastructure is built upon a proprietary technology stack that integrates directly with credit bureaus and financial institutions. This integration allows for a seamless, personalized user experience, enabling consumers to compare accurate, real-time pre-qualified rates for mortgages, student loans, and personal loans. By digitizing and streamlining the lending process, Credible has established itself as a pivotal intermediary in the personal finance ecosystem, effectively reducing friction for both borrowers and lenders.
How much funding has Credible raised?
Credible has raised a total of $74.5M across 8 funding rounds:
Other Financing Round
$500K
Other Financing Round
$700K
Multiple Rounds
$13M
Series B
$10M
Stock Offering
$50M
Debt
$350K
Other Financing Round (2014): $500K with participation from Dean Dorrell, Trevor Loewensohn, Orrick, Carthona Capital, Cthulhu Ventures, Simon Franks, Mitch Zuklie, Peter Gammell, and Itamar Novick
Other Financing Round (2014): $700K led by James Synge and Dean Dorrell
Angel/Seed (2015): $1.5M supported by Cap-Meridian Ventures, Orrick, Redbus Group, Cthulhu Ventures, and Carthona Capital
Other Financing Round (2015): $1.5M featuring Orrick, Redbus Group, Cthulhu Ventures, Carthona Capital, and Cap-Meridian Ventures
Series A (2015): $10M backed by Scott Langmack, Ron Suber, Soul Htite, and Carthona Capital
Series B (2017): $10M with participation from Ron Suber, Regal Funds Management, and Carthona Capital
Stock Issuance/Offering (2017): $50M, investors not publicly disclosed
Debt (2020): $350K supported by PPP
Key Investors in Credible
Carthona Capital
Carthona Capital is a proactive venture capital firm based in Sydney, Australia, that invests globally in early-stage startups, typically at the Pre-Seed, Seed, or Series A stages. The firm manages approximately $360 million in funds and takes a hands-on approach to supporting its portfolio companies through multiple financing rounds.
Regal Funds Management
Regal Funds Management is a leading alternative investment manager in Australia, specializing in long/short investment strategies. The firm provides advisory services to a diverse clientele and is recognized for its extensive fundamental research capabilities across private markets and credit.
Ron Suber
A prominent individual investor and industry veteran known for his strategic involvement in the fintech sector and support for high-growth financial technology platforms.
What's next for Credible?
With the recent strategic investment, Credible is well-positioned to accelerate its growth trajectory and deepen its market penetration. The company's focus will likely remain on enhancing its algorithmic matching capabilities and expanding its network of financial institution partners. Given the current enterprise-level funding context, the firm is expected to prioritize long-term scalability and the diversification of its product offerings. By leveraging its established data-driven framework, Credible aims to further solidify its role as a primary destination for consumers seeking financial clarity and competitive lending terms in an increasingly digital-first economy.
See full Credible company page
