What is Amartha?
Founded in 2010, Amartha operates as a microfinance institution focused on connecting rural micro-enterprises, predominantly led by women, with accessible and affordable capital. By developing robust digital financial infrastructure, Amartha aims to empower grassroots economies and realize shared prosperity. The company's mission is deeply rooted in providing essential financial services to those often excluded from traditional banking systems, thereby fostering economic independence and development at the community level.
How much funding has Amartha raised?
Amartha has raised a total of $258M across 6 funding rounds:
Multiple Rounds
$85.5M
Debt
$100M
Other Financing Round
$17.5M
Debt
$55M
Debt (2021): $50M with participation from Lendable
Other Financing Round (2021): $28M led by UOB Venture, MDI Ventures, Women’s World Banking Capital Partners II fund, and Mandiri Capital Indonesia
Private Equity (2021): $7.5M supported by Norfund Capital
Debt (2023): $100M featuring Community Investment Management
Other Financing Round (2024): $17.5M backed by Accion Labs
Debt (2025): $55M with participation from BIO Invest, Swedfund International, and Finnfund
Key Investors in Amartha
Community Investment Management
Community Investment Management is a private credit investment manager focused on advancing fintech solutions in North America and emerging markets, providing secured, strategic debt capital to help fintech companies effectively and responsibly scale their credit products.
Norfund Capital
Norfund Capital is an independent leasing company that specializes in matching clients with the best sources of capital for solar projects, energy savings contracts, vendor programs, and direct financing, with extensive experience in structuring and funding solar projects.
UOB Venture
UOB Venture Management Private Limited (UOBVM) is a venture capital firm that specializes in providing investment solutions to innovative companies across various sectors, focusing on identifying and supporting high-growth potential businesses.
What's next for Amartha?
The substantial enterprise-level funding and recent strategic investment signal a strong confidence in Amartha's business model and its impact on financial inclusion. This capital infusion is expected to fuel further expansion of its digital financial infrastructure, enabling the platform to reach a greater number of micro-enterprises and deepen its penetration in rural economies. Amartha is poised to enhance its technological capabilities, refine its lending processes, and potentially explore new service offerings to better serve its target demographic. The company's trajectory suggests a continued focus on scaling its operations while maintaining its commitment to social impact and sustainable development.
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