What is Amartha?
Founded in 2010, Amartha operates as a microfinance institution dedicated to fostering shared prosperity by building digital financial infrastructure for underserved communities. The company's core mission is to connect rural micro-enterprises, predominantly run by women, with access to affordable capital. By leveraging technology, Amartha aims to bridge the financial inclusion gap, empowering small businesses and contributing to economic development at the grassroots level. Its focus on digital financial infrastructure positions it as a key player in the fintech landscape, particularly in emerging markets.
How much funding has Amartha raised?
Amartha has raised a total of $258M across 6 funding rounds:
Multiple Rounds
$85.5M
Debt
$100M
Other Financing Round
$17.5M
Debt
$55M
Debt (2021): $50M with participation from Lendable
Other Financing Round (2021): $28M led by Women’s World Banking Capital Partners II fund, Mandiri Capital Indonesia, MDI Ventures, and UOB Venture
Private Equity (2021): $7.5M supported by Norfund Capital
Debt (2023): $100M featuring Community Investment Management
Other Financing Round (2024): $17.5M backed by Accion Labs
Debt (2025): $55M with participation from Finnfund, BIO Invest, and Swedfund International
Key Investors in Amartha
Finnfund
Finnfund is a development financier and impact investor that provides capital, mezzanine financing, or long-term loans to responsible and profitable projects in developing countries, with a focus on digital solutions and financial institutions.
BIO Invest
BIO is a Development Finance Institution that supports private sector growth in developing countries by providing long-term financing to enterprises and financial institutions, aiming for a balance between return on investment and development impact.
Swedfund International
Swedfund is Sweden's development financier dedicated to reducing poverty through sustainable investments in developing countries, supporting commercial partnerships and promoting sustainable growth and job creation.
What's next for Amartha?
With a significant influx of capital, Amartha is poised for accelerated expansion and innovation. The recent major strategic investment, coupled with its overall enterprise-level funding, suggests a focus on scaling its operations, enhancing its technological capabilities, and potentially broadening its market reach. This strategic backing will likely enable Amartha to further strengthen its digital financial infrastructure, offering more robust and accessible financial services to rural micro-enterprises. The company's trajectory indicates a commitment to sustainable growth and deepening its impact on financial inclusion.
See full Amartha company page
