Westpac Executive and Leadership Team

August, 2026

Leadership Overview

Westpac has 10 executives leading key functions including strategy, finance, operations, and technology.

Driven by a commitment to financial inclusion, Westpac empowers customers through comprehensive banking, lending, and wealth management services, shaping economic landscapes across Australia and New Zealand.

Leadership Roles at Westpac

  • Chief Executive Officer, Westpac Institutional Bank - Nell Hutton
  • Chief Executive Officer & Managing Director - Anthony Miller
  • Chief Financial Officer - Nathan Goonan
  • Chief Financial Officer, Consumer & Business Banking - Israel Santos
  • Chief Financial Officer, Westpac Institutional Bank - Sondra Cortis
  • Consumer General Counsel & Chief Operating Officer, Business Wealth & Technology & , Legal - Nigel Bond
  • Head Chief Operating Officer, Transformation Operations, Consumer - Melissa Houghton
  • Director, Finance & Chief Operating Officer & Divisional Chief Information Officer, Investments Business & Wealth Division - Kim Jayaratne
  • Chief Operating Officer, RAMS - Vijendran Ramakrishnan
  • Head of Technology, International Chief Information Officer & Chief Information Security Officer (Singapore) - Andrew Mulligan
  • Nell Hutton - Chief Executive Officer, Westpac Institutional Bank

    Nell Hutton, the Chief Executive Officer, Westpac Institutional Bank at Westpac, directs the strategic vision and operational execution for the institutional banking division. This leadership encompasses driving growth in deposits, lending, payments, and risk management services for corporate and institutional clients across Australia, New Zealand, and international markets. Hutton ensures the division's offerings align with Westpac's broader mission of serving businesses and institutional clients with sophisticated financial solutions. The focus remains on delivering value through deep market expertise and robust client relationships, fostering innovation in financial products and services. Nell Hutton's oversight extends to managing complex financial transactions and ensuring regulatory compliance within a dynamic global financial environment. This role is critical in maintaining Westpac's competitive edge in the institutional sector, supporting economic development through targeted financial strategies and client-centric solutions.
    Nell Hutton

    Anthony Miller - Chief Executive Officer & Managing Director

    Anthony Miller, the Chief Executive Officer & Managing Director at Westpac, spearheads the overall corporate strategy and executive leadership for the entire organization. Miller's mandate involves guiding Westpac's mission to serve households, businesses, and institutional clients through comprehensive financial services. This includes overseeing the delivery of deposits, lending, payments, wealth management, and risk management solutions. Anthony Miller drives the company's expansion and operational efficiency across Australia, New Zealand, and international markets. The leadership focuses on enhancing customer value, fostering innovation, and ensuring sustainable growth. Miller's role is pivotal in navigating the complexities of the financial services industry, maintaining strong stakeholder relationships, and upholding Westpac's commitment to financial inclusion and responsible banking practices. The strategic direction set by Anthony Miller ensures Westpac remains a leading financial institution.
    Anthony Miller

    Nathan Goonan - Chief Financial Officer

    Nathan Goonan, the Chief Financial Officer at Westpac, directs the financial strategy and fiscal operations of the bank. Goonan's responsibilities include managing financial planning, reporting, capital management, and investor relations, ensuring the financial health and stability of Westpac across its diverse service offerings. This role is crucial for overseeing the bank's financial performance in deposits, lending, payments, and wealth management sectors. Nathan Goonan ensures that financial decisions support the company's strategic objectives and regulatory requirements in Australia, New Zealand, and international markets. The Chief Financial Officer's oversight extends to optimizing financial resources and driving profitability while maintaining robust risk management frameworks. By providing critical financial insights, Nathan Goonan enables informed decision-making across all business units, reinforcing Westpac's position as a leading financial institution.
    Nathan Goonan

    Israel Santos - Chief Financial Officer, Consumer & Business Banking

    Israel Santos, the Chief Financial Officer, Consumer & Business Banking at Westpac, directs the financial strategy and performance management for the consumer and business banking segments. Santos's responsibilities include financial planning, budgeting, and analysis to support growth and profitability in these key areas. This leadership ensures that financial resources are allocated effectively to drive lending, deposit-taking, and payment services for households and small to medium-sized enterprises. Israel Santos provides critical financial insights to guide strategic decisions, optimize operational costs, and ensure regulatory compliance. The Chief Financial Officer's role is vital in maintaining the financial integrity and competitive positioning of Westpac's consumer and business offerings across Australia and New Zealand. Israel Santos's financial acumen supports the bank's mission to empower customers.

    Sondra Cortis - Chief Financial Officer, Westpac Institutional Bank

    Sondra Cortis, the Chief Financial Officer, Westpac Institutional Bank at Westpac, manages the financial strategy and performance for the institutional banking division. Cortis's role involves overseeing financial planning, capital allocation, and risk management to support the division's objectives in serving corporate and institutional clients. This leadership ensures robust financial controls and reporting mechanisms are in place for lending, deposits, and complex financial services offered internationally. Sondra Cortis provides critical financial analysis to guide strategic decisions and optimize profitability within the institutional market. The Chief Financial Officer's focus is on maintaining financial stability and driving sustainable growth for Westpac's institutional operations. Sondra Cortis's financial expertise is essential for navigating the complexities of global finance and supporting client needs.
    Nigel Bond, the Consumer General Counsel & Chief Operating Officer, Business Wealth & Technology & , Legal at Westpac, oversees the legal framework and operational efficiency for consumer banking, business wealth, and technology initiatives. Bond's dual role ensures that legal compliance and operational excellence are integrated across these critical functions. This leadership involves managing legal affairs, mitigating risks, and streamlining operations to enhance service delivery for consumer and business clients. Nigel Bond's responsibilities extend to the technology aspects supporting wealth management, ensuring robust and secure systems. The Chief Operating Officer function focuses on optimizing processes and driving efficiency within the legal and technology departments. Nigel Bond's strategic guidance supports Westpac's mission to provide secure and effective financial solutions across Australia and New Zealand.

    Melissa Houghton - Head Chief Operating Officer, Transformation Operations, Consumer

    Melissa Houghton, the Head Chief Operating Officer, Transformation Operations, Consumer at Westpac, drives operational efficiency and transformation within the consumer banking division. Houghton's leadership focuses on optimizing processes, enhancing customer experience, and implementing strategic changes to improve service delivery. This role is integral to managing the operational aspects of deposits, lending, and payments for individual customers across Australia and New Zealand. Melissa Houghton oversees the execution of transformation initiatives, ensuring they align with Westpac's broader objectives of innovation and customer centricity. The Chief Operating Officer function ensures seamless operations and drives continuous improvement within the consumer segment. Melissa Houghton's efforts are key to modernizing Westpac's consumer banking operations and reinforcing its market position.

    Kim Jayaratne - Director, Finance & Chief Operating Officer & Divisional Chief Information Officer, Investments Business & Wealth Division

    Kim Jayaratne, the Director, Finance & Chief Operating Officer & Divisional Chief Information Officer, Investments Business & Wealth Division at Westpac, leads financial operations, operational efficiency, and technology strategy for the Investments, Business, and Wealth divisions. Jayaratne's multifaceted role ensures integrated financial management, streamlined operations, and advanced technological capabilities supporting wealth management and investment services. This leadership oversees the financial performance and operational execution of wealth products, driving innovation and client satisfaction. Kim Jayaratne's responsibilities include managing IT infrastructure and security to support complex financial transactions and client data. The Chief Operating Officer function focuses on optimizing processes and enhancing service delivery within these specialized divisions. Kim Jayaratne's strategic oversight strengthens Westpac's position in the wealth management sector.

    Vijendran Ramakrishnan - Chief Operating Officer, RAMS

    Vijendran Ramakrishnan, the Chief Operating Officer, RAMS at Westpac, directs the operational strategy and execution for the RAMS home lending business. Ramakrishnan's leadership focuses on optimizing lending processes, enhancing customer experience, and ensuring operational efficiency within the mortgage sector. This role is critical for managing the day-to-day operations of RAMS, supporting its mission to provide accessible home loan solutions. Vijendran Ramakrishnan oversees the implementation of strategic initiatives aimed at improving service delivery and market competitiveness. The Chief Operating Officer function ensures that RAMS operates effectively and efficiently, meeting the needs of homeowners across Australia. Vijendran Ramakrishnan's operational expertise is key to the continued success and growth of the RAMS brand within Westpac.
    Vijendran Ramakrishnan

    Andrew Mulligan - Head of Technology, International Chief Information Officer & Chief Information Security Officer (Singapore)

    Andrew Mulligan, the Head of Technology, International Chief Information Officer & Chief Information Security Officer (Singapore) at Westpac, leads technology strategy and execution for international operations, with a specific focus on information security. Mulligan's role is critical in ensuring the integrity, confidentiality, and availability of Westpac's technology systems across its global footprint, particularly in Singapore. This involves architecting secure and scalable technology solutions that support the bank's diverse financial services, including deposits, lending, and wealth management. Andrew Mulligan oversees the implementation of robust cybersecurity measures to protect client data and maintain operational resilience. The Chief Information Officer function drives technological innovation and efficiency, aligning IT infrastructure with business objectives. Andrew Mulligan's leadership ensures Westpac's international technology operations meet the highest standards of security and performance.
    Andrew Mulligan

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    Frequently Asked Questions Regarding Westpac Top Executives and Leadership Team

    Who leads Westpac?
    Westpac is led by Nell Hutton (Chief Executive Officer, Westpac Institutional Bank), along with executives such as Anthony Miller (Chief Executive Officer & Managing Director) and Nathan Goonan (Chief Financial Officer).
    Who is part of Westpac’s executive team?
    The executive team of Westpac includes leaders such as Nell Hutton (Chief Executive Officer, Westpac Institutional Bank), Anthony Miller (Chief Executive Officer & Managing Director), Nathan Goonan (Chief Financial Officer) and other senior executives.
    How many executives does Westpac have?
    Westpac has 10 executives leading key business areas.
    What roles are included in Westpac’s leadership team?
    The leadership team of Westpac includes roles such as Chief Executive Officer, Westpac Institutional Bank, Chief Executive Officer & Managing Director, Chief Financial Officer, Chief Financial Officer, Consumer & Business Banking, Chief Financial Officer, Westpac Institutional Bank.