Union Home Mortgage Executive and Leadership Team

David Gahm, the Chief Executive Officer at Union Home Mortgage, directs the overarching strategic vision for the residential and wholesale mortgage banking operations. Overseeing the expansion of lending services across the United States, the Chief Executive Officer ensures that all branch locations maintain high standards of service and regulatory compliance. David Gahm manages the alignment of corporate goals with the evolving needs of the housing market, driving growth through efficient capital allocation and process optimization. By coordinating with the executive leadership team, the Chief Executive Officer fosters a culture of accountability and performance excellence. This leadership role involves constant monitoring of market trends to adjust lending products and maintain a competitive edge in the finance industry. Through rigorous oversight of operational workflows, the Chief Executive Officer secures the long-term stability and market presence of the organization, ensuring that all lending activities support the broader mission of providing accessible home financing solutions.

William (Bill) Cosgrove, the Chief Executive Officer & Owner at Union Home Mortgage, architects the long-term ownership strategy and corporate governance framework for the entire mortgage banking enterprise. As the primary stakeholder, the Chief Executive Officer & Owner drives the vision for sustainable growth and market expansion across diverse regional territories. William (Bill) Cosgrove evaluates high-level investment opportunities and ensures that the company maintains a strong financial foundation while navigating complex regulatory environments. By setting the tone for corporate culture and ethical lending practices, the Chief Executive Officer & Owner influences every aspect of the business model. This leadership role requires balancing immediate operational demands with future-focused initiatives that enhance the value of the residential and wholesale lending portfolio. Through decisive action and strategic planning, the Chief Executive Officer & Owner maintains the company's reputation as a leader in the mortgage industry, consistently delivering value to clients and stakeholders alike.

Hemant Prasad, the President at Union Home Mortgage, directs the operational execution and strategic growth of the company's retail lending division. Overseeing the performance of regional branches, the President ensures that all retail operations maintain profitability and adhere to the company's service quality benchmarks. Hemant Prasad architects initiatives to expand the company's footprint in key markets, driving volume and increasing market share through effective sales management. By collaborating with the executive team, the President aligns retail strategies with the company's overall financial goals, ensuring that branch activities support long-term sustainability. This leadership role involves managing large-scale operational projects and overseeing the implementation of new lending products to meet consumer demand. Through rigorous performance monitoring and the development of high-performing sales teams, the President secures the organization's competitive position, ensuring that the retail division remains a primary driver of revenue and growth for the entire enterprise.

Eric Timco, the President at Union Home Mortgage, directs the strategic development and operational oversight of the company's wholesale lending division. Overseeing the relationships with third-party mortgage brokers and correspondent lenders, the President ensures that the wholesale platform provides competitive products and efficient service. Eric Timco architects growth strategies that leverage the company's national presence to capture new wholesale market opportunities. By coordinating with the technology and legal departments, the President ensures that the wholesale division operates within a secure and compliant framework, facilitating smooth loan transactions. This leadership role involves managing the division's P&L and optimizing operational workflows to maximize profitability and service delivery. Through the cultivation of strong partner relationships and the implementation of innovative wholesale lending solutions, the President drives significant revenue growth, ensuring that the wholesale division remains a critical component of the company's diversified mortgage banking business model.

Ken Lindsay, the President at Union Home Mortgage, directs the strategic initiatives related to corporate development and organizational efficiency. Overseeing the integration of new business units and the optimization of internal processes, the President ensures that the company's infrastructure supports its rapid growth and market expansion. Ken Lindsay architects programs that enhance operational agility, allowing the organization to respond quickly to shifts in the mortgage banking landscape. By working closely with the executive leadership team, the President aligns corporate development efforts with the company's long-term vision, ensuring that all internal resources are utilized effectively. This leadership role involves managing cross-functional projects and overseeing the implementation of enterprise-wide improvements that drive productivity and cost-efficiency. Through strategic planning and the execution of operational excellence initiatives, the President secures the company's ability to scale effectively, ensuring that the organization remains a leader in the residential and wholesale mortgage banking industry.

Albert Blank, the President at Union Home Mortgage, directs the strategic management of the company's financial operations and capital markets activities. Overseeing the hedging strategies and secondary market sales, the President ensures that the company maintains liquidity and manages interest rate risk effectively. Albert Blank architects financial models that support the company's lending capacity, ensuring that capital is available to fund residential and wholesale mortgage originations. By collaborating with the executive team, the President aligns financial strategies with the company's broader business objectives, ensuring that all capital market activities contribute to long-term profitability. This leadership role involves managing relationships with investors and financial institutions to secure favorable funding terms. Through rigorous financial analysis and the implementation of sound risk management practices, the President secures the company's financial health, ensuring that the organization remains a stable and reliable partner in the mortgage banking sector.

David Alonzo, the Chief Technology Officer at Union Home Mortgage, directs the digital transformation and infrastructure development necessary to support a full-service mortgage banking platform. Overseeing the integration of advanced loan origination systems, the Chief Technology Officer ensures that all technological assets facilitate seamless communication between wholesale partners and retail branches. David Alonzo architects secure data environments that protect sensitive financial information while optimizing the speed of mortgage processing. By collaborating with other executive leaders, the Chief Technology Officer aligns technical capabilities with the company's broader business objectives, ensuring that digital tools enhance the overall customer experience. This leadership role involves managing large-scale software deployments and maintaining robust cybersecurity protocols across all operational regions. Through continuous innovation and the implementation of scalable cloud solutions, the Chief Technology Officer drives efficiency and operational excellence, enabling the organization to remain agile in a rapidly evolving financial technology landscape.

Eugenia Bambas, the Senior Mortgage Professional, Chief Marketing Officer at Union Home Mortgage, directs the brand strategy and market positioning for the company's residential and wholesale lending services. Overseeing the development of multi-channel marketing campaigns, the Chief Marketing Officer ensures that the brand message resonates with diverse demographics across the national market. Eugenia Bambas architects outreach programs that highlight the company's unique value proposition, driving lead generation and strengthening relationships with mortgage brokers and retail clients. By analyzing market data and consumer behavior, the Chief Marketing Officer optimizes advertising spend and enhances brand visibility in competitive regions. This leadership role involves close coordination with sales teams to ensure that marketing initiatives directly support revenue growth and branch performance. Through strategic brand management and the execution of targeted promotional activities, the Chief Marketing Officer secures a dominant market position, ensuring that the organization remains a preferred choice for home financing solutions.

Ann Aber, the Chief Legal Officer at Union Home Mortgage, directs the legal strategy and regulatory compliance framework for the entire mortgage banking operation. Overseeing the management of legal risks associated with residential and wholesale lending, the Chief Legal Officer ensures that all business practices adhere to federal and state financial regulations. Ann Aber architects internal policies that govern loan documentation, contract negotiations, and corporate governance, providing essential guidance to the executive team. By monitoring legislative changes and industry standards, the Chief Legal Officer mitigates potential liabilities and protects the company's interests in complex legal matters. This leadership role involves managing relationships with external counsel and regulatory bodies to maintain the organization's standing as a compliant and ethical lender. Through meticulous oversight of legal operations, the Chief Legal Officer supports the company's growth initiatives, ensuring that all expansion efforts remain within the bounds of established legal and regulatory requirements.

Trish Duran, the Team Captain at Union Home Mortgage, directs the operational coordination and performance management of key lending teams within the organization. Overseeing the daily workflows of loan processing and client service units, the Team Captain ensures that all activities align with the company's high standards for residential mortgage delivery. Trish Duran architects team-building initiatives that foster collaboration and efficiency, directly impacting the speed and accuracy of loan closings. By mentoring staff and implementing best practices, the Team Captain drives productivity and maintains morale across the department. This leadership role involves managing resource allocation and resolving operational bottlenecks to ensure that branch targets are met consistently. Through proactive communication and the optimization of internal processes, the Team Captain supports the broader organizational mission of providing seamless home financing experiences, ensuring that every team member contributes effectively to the company's overall success in the competitive mortgage banking market.